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Explaining My Cash Envelope Categories | Sinking Funds | Cash Envelope System 

Happy2planwithDesiree
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In this video I am going over the different categories I use in my cash envelope system.
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17 авг 2023

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Комментарии : 49   
@Jewel_xo1
@Jewel_xo1 9 месяцев назад
You’re the first person I’ve seen to break it down like this. I love how you organize your envelopes based on your spending habits
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
So happy to hear that! thanks so much for watching🤗
@lizabethma6363
@lizabethma6363 4 месяца назад
Just finding your videos but you have the most realistic and common sense budget and way of explaining this system. Big hugs and i really hope you make more of these videos.
@lizabethma6363
@lizabethma6363 4 месяца назад
I'd also love to see you add an investments envelope to your long tem one. You can put into an IRA or other type investment which will greatly assist retiring early or retiring more comfortably.
@tonya3949
@tonya3949 13 дней назад
I found Happy Planner stickers today for $1.99 each, I bought 6 the Mom 1529 ct & the Budget 365ct books today! Yay Me!
@kimfields1000
@kimfields1000 9 месяцев назад
Congrats on reaching 25K subs! Love your channel 🥰
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
Thank you so much!!
@cristinaballi
@cristinaballi 4 месяца назад
thanks for sharing! you've made such great progress - motivating 🎉
@PaulaJ_1031
@PaulaJ_1031 9 месяцев назад
Love these videos! Keep them coming! ❤
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
Thank you! Will do!
@calmandcharming1599
@calmandcharming1599 9 месяцев назад
👋🏽Doing challenges for sinking funds is fun. But, I’m not making as much progress as I would like too. 🤦🏽‍♀️💚
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
Even if it's a little progress that is still better than nothing! So keep at it!!!
@LoveAndLightByDesign
@LoveAndLightByDesign 7 месяцев назад
Great video very well broken down ❤
@renee9776
@renee9776 9 месяцев назад
How do you save for car and home/renters insurance? I didn’t hear you mention that. These videos really are eye opening for me. I really need to keep track of my spending.
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
I don't stuff my paycheck from my full time job so those types of bills come out of that money. Because of this I don't stuff for them. For me I have an issue with overspending in the categories I have in my binders. Because of that I only focus on these categories to keep on track. Hope that makes sense!
@savewithjudy
@savewithjudy 9 месяцев назад
Here watching and enjoying.
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
yay thank you so much!!!
@teresareed6580
@teresareed6580 4 месяца назад
Where did you get your notebooks/binders??
@mireyabender1503
@mireyabender1503 7 месяцев назад
New subscriber!! Where did you get the pink binder? I love it! ❤
@Happy2planwithDesiree
@Happy2planwithDesiree 7 месяцев назад
Thanks for the sub! I actually got it as a sample from a manufacturer...hope to sell them soon🤗
@la-quandanorwood5158
@la-quandanorwood5158 9 месяцев назад
Great video.
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
Thanks!
@Sitasbudgetingjourney
@Sitasbudgetingjourney 6 месяцев назад
Great video❤
@Ladybug50505
@Ladybug50505 9 месяцев назад
I love your wallet, where did you get it can I ask?
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
I actually got the wallets as samples from a manufacturer..just testing them out to see if I want to sell them🤗
@paivix1
@paivix1 5 месяцев назад
The o e you have for long term sinking funds .. white with logos is a beauty ❤
@mylittleplanningcorner
@mylittleplanningcorner 9 месяцев назад
Hello Desire can you share what company you used to get your binders?
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
I sourced them from Alibaba!
@mylittleplanningcorner
@mylittleplanningcorner 9 месяцев назад
@@Happy2planwithDesiree how do you like your new binders, like the quality? Can you do a review on what you ordered?
@Michellelovestothrift
@Michellelovestothrift 22 дня назад
Did you make your envelopes?
@abigailverthein1207
@abigailverthein1207 7 месяцев назад
where do you get your labeled envelopes?
@Happy2planwithDesiree
@Happy2planwithDesiree 7 месяцев назад
I made them! I have a tutorial on my channel ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-OAv8yOyh4OI.htmlsi=8VzG6xTJUZaVceEs
@carolperdue7534
@carolperdue7534 9 месяцев назад
Do you still shop online with a credit card? Do you pull the money from your envelopes to pay the card off?
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
I’m not a huge online shopper and also no longer use credit cards. But when I do buy something online I take the money out and deposit it into the bank.
@missnannymarie
@missnannymarie 8 месяцев назад
That’s how I do it. I have a completely separate banking account for credit card payments. the way I think of it is, having multiple bank accounts is like a digital cash envelope system. Once I deposit the money into that credit card payment account I forget it, I never withdraw money from that account. If there isn’t cash in a certain category envelope at home I won’t use my credit card for a purchase until I know it can be paid in full at the end of the billing cycle. Pull the cash from the envelope at home and place it into a cash envelope named “bank” that you keep in your wallet and then make the deposit anytime before the payment is due that way you don’t accidentally leave the cash in the envelope leading you to believe you still have that money and it hasn’t already been spent online.
@mariavargas8769
@mariavargas8769 7 дней назад
Hi where do you buy the binder
@Randysavage_24
@Randysavage_24 9 месяцев назад
What type of tripod do you use? Very still 😊
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
I actually use my ring light to hold my phone. It’s a floor stand so that’s why it stays pretty still. But I do not recommend using it because the phone holder doesn’t reach very far. Hoping to change it up to something better
@Bjustbudgets
@Bjustbudgets 9 месяцев назад
Hey Desiree, so i followed your cash envelope tuturial and made the exact same mistake as you 🤦🏽‍♀️🤦🏽‍♀️ i incorrectly punched 40 envelopes 😭😭😭
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
Omg I feel your pain. Even after making this video and learning from my mistakes I made some for a friend of mine last night and punched them all wrong 😭 ugh!!!
@Bjustbudgets
@Bjustbudgets 9 месяцев назад
@Happy2planwithDesiree omg crazy. I know I'm going to do them over soon too. My old won't let me keep them
@nikki95yan
@nikki95yan 2 месяца назад
Your link to your LV binder is not working
@Happy2planwithDesiree
@Happy2planwithDesiree 2 месяца назад
That company is no longer in business sorry about that!
@TAA4U55
@TAA4U55 3 месяца назад
💕
@annsmith5625
@annsmith5625 9 месяцев назад
⚾️
@Happy2planwithDesiree
@Happy2planwithDesiree 9 месяцев назад
Thanks!
@MrsUnderwriter
@MrsUnderwriter 4 месяца назад
With all the respect, this is way too complicated
@Happy2planwithDesiree
@Happy2planwithDesiree 4 месяца назад
That’s ok it’s not for everyone 🤗
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