Thankyou ma'am for wonderful session and pouring ur efforts to make it easy complex data lower and higher weight. HW Q1 option B ( micro - Investment is not exceed 1 cr or T.O. is not excess 5 cr.) Medium - Investment shall be not exceed 50 cr or T.O. shld not be exceed 250 cr) Q2 - Option B 90% shall be lower weight
Thank you so much ma'am for putting in so much efforts to make us understand each and every topic in so much depth ❤ HW questions : Q1. [ 2 ] Micro : P&M/E - 1 crore and Turnover - 10 crore Medium : P&M/E - 50 crore and Turnover - 250 crore Q2. [ 2 ]
1-2 2-2 Thank u mam for the wonderful explanation. Mam I have a doubt regarding the directions --- Jin districts me less credit flow hai agar unke case me 125% leke chalenge to will it not further reduce the credit flow to these districts because earlier the target was getting achieved at lending Rs 125 but now the target will be achieved just at lending Rs 100 so the target is getting achieved by lending less. Mam in the same way in other case in districts where there is already high credit flow if we consider it 90% then the banks have to increase the lending to achieve their targets as only 90% of their credit is being considered under the target achievement. Mam so is it not further increasing the regional disparity ?
Hello Rahul Before target was achieved by lending more in other profitable districts but now lending will increase to such districts with less credit flow to achieve the target fast. Regards Kritika
Thank you so much mam for the session with great explanation ❤️🔥 HW Ans Q1: (2) 1 & 3 only Q2: (2) 90% ( Micro ent: Investment not exceed ₹1 crore and turnover not exceed ₹5 crore Medium ent: Investment not exceed ₹50 crore and turnover not exceed ₹250 crore ) And Thank you mam, that now I will get the loan😅
Mam...what will be the classification for these- 1) investment above 1 cr but turnover less than 5 cr 2) investment above 5 cr but turnover less than 5 cr....
Hello ma'am, Mam i have one doubt like if under psl targeting... district where more loans were already given will now be considered as 90% if further given... While in district where loans were less then under psl bank will be in benefits if they give loan it will consider as 125% of PSL... So my question is don't you think maam... Jese jis jagh loan already jada diya jara tha... Agar vo psl ko kam kar denge tab toh bank ko or loan dena padega naa psl target ko achieve karne ke liyen... Vahi mam jaha kam diyen thee aab vha vo maam lete hai 4 -5 loan mai hi unka target ho jayega... On thats basis toh increase phir see hi jha already jada diya jata tha vhai hoga naa..? Please clear it ma'am
Thank you very much ma'am for the session! Just wanted to ask the session you took for understanding RBI official website and considering all the points that you mentioned over there i am following it diligently but i am skipping the topics that you cover here will it be okay to do this?
Hello Harsh You can just go through the session and just see it from the RBI website giving brief overview to recheck everything is covered. Regards, Kritika
Homework question answers: Q1. Option 5 (2 only) Q2. Option 2 (90%) Just don't get why people are answering option 2 in question 1, as per the definition it's wrong. Pls explain this mam or I'm getting something wrong?
Banks ko 40% psl dena hota hai... To agar wo un districts ko paise denge psl quota se jaha paisa already kam ja raha hai to regional disparity kam hogi aur financial inclusion badhega.. to RBI ne bola ki agar same amount aap in districts me doge to 40% aap jaldi reach karoge as compared to already jaha credit flow jyada hai...
Incremental PSL is the PSL that will be done in the coming time that is in incremental PSL we are not taking account the PSL done in previous years but only the lending that will be done in the current FY. Regards Kritika
Mam ur content is good but you keep repeating the same thing again and again,even after teaching line by line from the content. It feels like you are not teaching but memorising it for youself .You should focus on the main areas of the content without the need of going line by line.
Hello Sourav Thanks for writing to us. Repetition helps the student remember the points till the exam. But I understand your point and will try to give you the gist of the topic. Regards, Kritika