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First Home Buyer Tips Australia - 20 Things I Wish I Knew Earlier! 

Mortgage Broker Australia - Hunter Galloway
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📚 My Free Resource Hub & Education Community 👉 go.huntergallo...
🤝 Need home-buying help? Work with us: www.huntergall...
📈 Find out your borrowing capacity today: www.huntergall...
Buying your first home can be one of the most exciting things in your life - as long as everything goes well.
On the other hand, if you make a mistake along the way, it can be one of the most stressful things you’ve ever done.
There’s no two ways about it - the process of buying a home is complicated and full of pitfalls for the unsuspecting buyer.
Here at Hunter Galloway, we’ve seen both sides of the coin: we have hundreds of happy home buyers who sailed through the home buying process.
But unfortunately we’ve also seen the darker side of things: some of our clients have come to us for assistance with a home purchase that has gone south in the hopes that we could save them. In some cases, we were able to sort things out and the tale ended happily ever after.
In other cases, I’m sad to say, we were unable to help because things were too far gone and they’d left it too late for us to help.
We want your home buying experience to be the best possible - which is why in this video we are going to look at the 20 things first home buyers need to know.
Arm yourself with these tips and you will be well prepared to tackle the home buying process.
For more info www.huntergall...
www.huntergall...
For home loan enquiries
jayden.vecchio@huntergalloway.com.au
Find Jayden here:
www.huntergall...
/ mortgagebrokerbrisbane
www.huntergall...
/ jaydenvecchio
T: 1300 088 065
E: hello@huntergalloway.com.au
Mortgage Broker Brisbane - Hunter Galloway
Head Office: 3 Latrobe Tce Paddington QLD 4064
PO Box 841, Paddington QLD 4064
CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000
Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality.
Next steps and settling your first home
Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy.
Unlike other mortgage brokers who are just one person operators, we have an entire team of experts to help make your home loan journey as simple as possible.
If you want to get started, please get in touch and we can book a time that suits you - either a phone call information session or a face to face meeting (which doesn’t cost anything for you).
www.huntergall...
DISCLAIMER:
This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer.
Full Disclaimer here - www.huntergall...

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7 сен 2024

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Комментарии : 54   
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
📚 My Free Resource Hub & Education Community 👉 go.huntergalloway.com.au/hub
@brightstar7936
@brightstar7936 2 года назад
I buy my first home after watching your videos and i am now living happily with my family. I got lot of good advice from your videos
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for the feedback Bright Star, appreciate it!
@vincentochiel8571
@vincentochiel8571 2 года назад
I'm really glad I found this resource as we are looking to purchase a home to live in... I'll be recommending this channel to friends before they plunge into what can be a crazy market!
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks Vincent, appreciate the kind words!
@Achlime
@Achlime 2 года назад
Great video guys, I'd probably recommend you record in Mono - the Stereo was a bit distracting jumping between ears depending on who's talking
@janejane6754
@janejane6754 2 года назад
I thought so too but its a great video
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for the tip!
@nicholasspanos5549
@nicholasspanos5549 2 года назад
You guys are bloody sensational 👏🏼
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for watching!
@anotheraussiebattla233
@anotheraussiebattla233 3 месяца назад
Found this it’s abit old obviously the market is different today but the tips still help currently in the pre approval stage at 700k and looking at houses absolutely terrifying any tips to shake the stress and could you touch more on offset accounts or do you have a video already for it cheers
@caleandpepking8101
@caleandpepking8101 2 года назад
Oh amazing I did not think of what my bank shows in reg to imalsive purchases ! Great tip ! Thanks ! Sick video good job ! 😁
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
No worries!
@drevil7684
@drevil7684 2 года назад
Great video great tips especially about the on going costs you might not budget for. I know people are fearful of never being able to afford buying a house or fearful of buying a house at the top and waiting to buy in after a crash. Could you do a video on past booms and how you would fare just by holding on regardless of booms or busts. My theory is have a solid budget and buy when it's right for you regardless of booms 💥 or busts Cheers for another great video 😀
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for watching Dr. Evil and appreciate the suggestion!
@rebeccak1658
@rebeccak1658 Год назад
Super helpful!!
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
Our pleasure!
@wwl4782
@wwl4782 Год назад
Love your videos!
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
Thank you!
@GMknew
@GMknew 2 года назад
can you do one for land + build route please
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for watching GM, please check out: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-1GX5pdnP7Os.html
@miltonsmith3263
@miltonsmith3263 2 года назад
Awesome videos guys 🙏🏾
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thank you 🙌
@mohammad3034
@mohammad3034 2 года назад
Valuable information 👌 Thank you
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for watching Mohammad
@msamosco
@msamosco 2 года назад
Thanks for the info
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Any time!
@braeshewell8087
@braeshewell8087 2 года назад
Cheers for video
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for watching Brae!
@sreecharannv
@sreecharannv 2 года назад
Very helpful video
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Glad it was helpful!
@_amoopoint_1458
@_amoopoint_1458 2 года назад
I dont have a credit score. I don't have any loans and buy things outright. Is this an issue for a mortgage broker/bank?
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Certainly not an issue and won't impact your application for finance
@ako849
@ako849 Год назад
Kia ora, I would like to know what I can do with my home loan in New Zealand. I owe $68, thousand.
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
Thanks Ako, hope you're doing well. Fantastic that you've paid down the loan as much as you have. The access equity in NZ, you'd need to reach out with the bank you have your home loan with in NZ as the Australian banks wouldn't be able to take that property as security
@edemeedem9467
@edemeedem9467 Год назад
Hi I got a first one 604k. Do I have any government grants or any benefits? Thanks
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
Hi Edemeedem. Great question and unfortunately due to not knowing your circumstances I don't know if you have any government grants or benefits based on the information provided. To determine your eligibility for government grants or benefits, I recommend reaching out with us here: www.huntergalloway.com.au/contact/. We will be able to provide you with accurate and up-to-date information based on your specific circumstance.
@RGS1360
@RGS1360 Год назад
Hello the team I am trying to buy my first home in Sydney I need help?
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
Sure thing, feel free to reach out with us here: www.huntergalloway.com.au/contact/
@LyndalDJ
@LyndalDJ Год назад
Do you qualify for the grant even if you buy cash as a first home owner
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
So long as you meet the criteria.
@adame7820
@adame7820 Год назад
Do I need a credit score to buy a home in Australia? I know a good credit score is essential in America but is it the same here?
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
Great question, it's not the case here.
@surikinson9740
@surikinson9740 2 года назад
Hi guys I m following your Chanel It would be good If you guys will make video about this 😊 “Victorian Homebuyer Fund offering to pay 25 per cent towards property for thousands of residents who meet criteria”
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks for the suggestion Suri
@yoenyoen3121
@yoenyoen3121 2 года назад
if my patners de facto have a house with his brother, so i want going buy property on my name and sign a paper on name, do still count first home buyer and free stamps duty for me or no?
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks Yoen, it depends on a few things and this is where your solicitor will help with stamp duty concessions. However, it is possible to get stamp duty waived base this sort of a scenario, however, best to run past a solicitor as they would assist with the details in getting this sorted.
@ako849
@ako849 Год назад
Just would like you to talk to me about this situation please
@MortgageBrokerAustralia
@MortgageBrokerAustralia Год назад
Sure thing, feel free to reach out with us here: huntergalloway.com.au
@kailies5
@kailies5 2 года назад
Hi, assuming you were working but stopped for 2-3 months and resumes again(same employer)and the bank asked for account statements where your pay goes, will this be an issue? Thanks in advance for responding
@MortgageBrokerAustralia
@MortgageBrokerAustralia 2 года назад
Thanks Kailie, so long as the role is full time or part time. That will be no drama's. The bank might ask questions about why there was a break in between.
@Freestyle80
@Freestyle80 11 месяцев назад
ahh 2% interest rates, will they ever return? lmao
@thekienlam7426
@thekienlam7426 Год назад
So not true….the bank will lend you to buy a box, close to nothing
@adriannalyon9514
@adriannalyon9514 3 месяца назад
Probably because your borrowing capacity only allows you to buy a box.
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