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Flat interest rate versus reducing interest rate 

Shuddh Desi Banking
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How often as a banker we face an unusual tug of war regarding rate of interest?
Interest rate being one of the key factors that customers enquire before going for a loan.
More often the interest is camouflaged by the NBFC just to shoot up their sales.
In this video we have explained the calculation which will help the customer to take an informed decision.
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14 авг 2022

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Комментарии : 7   
@simulnaha8861
@simulnaha8861 Год назад
Darun laglo dada... After a long time your video... Please bring more
@ShuddhDesiBanking
@ShuddhDesiBanking Год назад
ধন্যবাদ।
@jalajgupta8034
@jalajgupta8034 Год назад
Hi sir! Can you make a video series on how Working capital should be assessed for various businesses, say for a atta chakki, automobile sectors, traders , manpower suppliers, etc. It would be really helpful
@ShuddhDesiBanking
@ShuddhDesiBanking Год назад
Will try
@jalajgupta8034
@jalajgupta8034 Год назад
Sir one more question: Do we not check for any financial parameters in case of overdraft against property in respect of debtors, inventory , etc.?? Please if you just breif on assessment of overdraft against property (ODAP) as against cash credit?
@ShuddhDesiBanking
@ShuddhDesiBanking Год назад
Yes we do. The collateral security aspect improves the Risk based pricing of the customer so it bring downs the ROI and gives additional discount in processing charges and others. But the assessment part remains the same. Otherwise it will become retail loan. Loan Against Property. For a thorough understanding you consider enrolling our Credit course.
@amirbaig5474
@amirbaig5474 Год назад
Reducing method mein EMI ₹10624.00 kaisey aaya
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