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Flat Interest Rate Vs Reducing Interest Rate| Flat Rate and Reducing Rate in Hindi | cababaji 

CA Baba Ji
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21 авг 2024

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Комментарии : 296   
@CRACKPARTHOFFIAL
@CRACKPARTHOFFIAL 2 года назад
After watching this video my mind has gone faster than before now no one can make me fool. thank you very much sir for this video 🙏🙏
@emptiness4255
@emptiness4255 Год назад
Per bank isse aagey ka sochta hai agar aap check karo to reducing me bank 20-22% rate laga deta hai jo k flate 12% key brarabar hota hai😃
@RavikumarRandhir
@RavikumarRandhir 11 месяцев назад
​@@emptiness4255Ha yr sahi baat h 😅
@pnkjbtt521
@pnkjbtt521 5 месяцев назад
Same thinking ❤
@mrinal6509
@mrinal6509 5 месяцев назад
Mai v ullu ban gaya tha bike lete samay
@user-cv4rx2vq9r
@user-cv4rx2vq9r 3 месяца назад
You are right saying but the reducing rate of interest that we get is highest up to ₹35% and camper Kare flat rate of interest which we get mostly up to 18%.
@shaikhmohammadarshad2092
@shaikhmohammadarshad2092 3 месяца назад
Reducing rate of interest is good only when you are completing the loan tenure. But if you want to Pre close the loan then flat rate of interest is good because the interest amount will distributed equally from first to last EMI. But in reducing rate of interest a huge amount of interest is charged in initial months.
@vikashchauhanshorts3949
@vikashchauhanshorts3949 Год назад
ab samaj aaya bohot sare videos dekhe samaj hee nahi aaraha thaa thanks bro❤
@RishabhSharma-fk1gu
@RishabhSharma-fk1gu 2 года назад
really and truly the best topic to be understood in day to day life so far..keep us informed👍
@chandankumarshah9755
@chandankumarshah9755 2 месяца назад
Thanks for your valuable information.....I appreciate your efforts to teach the type of interest rate calculation. Nice
@gmindtech
@gmindtech 6 месяцев назад
बहुत बहुत धन्यवाद आपका इतना अच्छे से समझाने के लिए 😊
@CABabaJi
@CABabaJi 5 месяцев назад
Dhanyvad ji 🙏
@nareshdadarwal8125
@nareshdadarwal8125 Месяц назад
Thanks Bro, I have become fool in my car loan, they offered me 7.50 flare rate loan. Now I have become aware.
@popupgeneralknowledge4360
@popupgeneralknowledge4360 Год назад
Thanks for giving us such a nice information and knowledge 😊
@rattanstudio4376
@rattanstudio4376 10 дней назад
Please tell what is overflow interest, why shown in loan statement and how banks that can be adjusted... In the customer loan a/c ... Or make any video on this topic..
@Its_me_saying
@Its_me_saying Год назад
Bank ne flat ROI and RRI different karte he Like flat lane se 9% interest Reducing lane se 15% interest To iss time konsa choose karna wise hoga Sir, please answer me
@gopalpatidar2971
@gopalpatidar2971 Год назад
Iska answer do sir
@anilsahu7835
@anilsahu7835 Год назад
Nhi deta bhai ye answer
@kangkanroy6226
@kangkanroy6226 8 месяцев назад
Bhai ye sab ka answer yaha milne se raha tum direct manager se pucho kisi v bank ka jiske sath tumara Thora acha relation hai. Wohi ek rasta hai.
@akgul7065
@akgul7065 11 месяцев назад
Ohh ohh oh great very help this type calculation . Super
@rathour2306
@rathour2306 Год назад
Hdfc vala muje 2 wheeler lone flat 8.8% boll ra or reducing 16% m samaj ni paya line amount 150000 h
@manjeshkumar1996
@manjeshkumar1996 27 дней назад
Very informative video with clarity.
@rkmahajan2411
@rkmahajan2411 Год назад
Bohot achhe se expense kiya aap ne sir, thank you
@CABabaJi
@CABabaJi Год назад
Thanks for your feedback
@MukeshKumar-um1qb
@MukeshKumar-um1qb Год назад
Thanks u very much sir. I was seeking for the same video.
@dineshmathsclasses2514
@dineshmathsclasses2514 9 месяцев назад
Nice explanation of the concept and method involved thank you so much for your time and effort.
@neeleshsingh6869
@neeleshsingh6869 27 дней назад
What happen if flat interest rate is 5% and reducing intrest is 9% ...which one is best
@aagoshansari3658
@aagoshansari3658 18 дней назад
Thank you Sir 🙏
@NirajYadav-co8uu
@NirajYadav-co8uu 2 месяца назад
VERY NICE EXPLANATION 😊 THANK uuu.
@TheNextTech1
@TheNextTech1 Год назад
Very helpful video Thanks brother
@manavmishra3086
@manavmishra3086 Год назад
In reducing ROI , what is the ratio of Money which is included in Peinciple amount VS in Interest amount. Example : on 1 lakh amount for 5 years I am getting EMI of 10,000 per month. Then from this 10,000 how much amount will be deducted from my principle amount per month VS how much amount will be treated for Only interest amount. ??
@manavmishra3086
@manavmishra3086 Год назад
Are bhai jawab to do iska ???
@nitinmaurya8298
@nitinmaurya8298 11 месяцев назад
Reducing mode m monthly ka intrest nikala jata h.. Jo apki emi k sath pay krna hota h.. Firr yh ammount apke principal outstanding m se minus hojata h
@nitinmaurya8298
@nitinmaurya8298 11 месяцев назад
Ab jo bacha ammount h uspe intrs lagega.. Jo ki kam hoga pahle ke mukable
@mridulsaikia4573
@mridulsaikia4573 10 месяцев назад
Finally All doubt cleared...
@sameeraryan7861
@sameeraryan7861 9 месяцев назад
Thank you so much for explanation in details of #FLAT & #REDUCING #INTEREST
@kangkanroy6226
@kangkanroy6226 8 месяцев назад
Still confused about how 16607 per month came out?? 😅😅
@sayantandas4831
@sayantandas4831 Месяц назад
😂😂😂
@devpatel9245
@devpatel9245 27 дней назад
Exactly...
@deepgosavi5679
@deepgosavi5679 18 дней назад
Me too😅
@freefireseries786
@freefireseries786 21 день назад
But flat me agr 12% hai to company wale reducing ke time 21- 22% se dete hai mila 12% flat ho jata hai
@pank8795
@pank8795 Год назад
Baba ji Reducing rate ke case ka emi 18-20 % rehta hai
@swapnilgaikwad3141
@swapnilgaikwad3141 2 года назад
Very informative video , must watch
@sAlmanMansuri-tf4ll
@sAlmanMansuri-tf4ll Год назад
Thankyou ... thankyou... Thank you so much sir...
@sidhu_clips_35
@sidhu_clips_35 2 года назад
Thank you for this video sir,🙏
@vishnuvijay1783
@vishnuvijay1783 Год назад
Bhai.... How are you calculating the outstanding balance for each month ? (I mean u r reducing EMI amount as well, but we don't know how emi values at the time of calculation)😅
@srmcreativity9698
@srmcreativity9698 Год назад
Same question here
@nitinmaurya8298
@nitinmaurya8298 11 месяцев назад
Kyuki emi m intrest include hota h jese jese intrst kam hoga to emi ka ammount bhi to kam hoga
@rachitlawania8310
@rachitlawania8310 Месяц назад
What about jab interest rate alag ho par emi aur interest same ho.
@jatinbawa9804
@jatinbawa9804 2 месяца назад
Best explanation 🎉🎉
@bhobeshdutta2760
@bhobeshdutta2760 Год назад
Thank u very much
@Shandilya_saurabh
@Shandilya_saurabh 9 дней назад
Bank loan k interest pe simple interest nhi compound interest lagta hai
@shaileshyeole-rc1fx
@shaileshyeole-rc1fx 6 месяцев назад
Very good sample information
@adv.saurabhsingh8221
@adv.saurabhsingh8221 Год назад
Bahut hi jada shandaar video. Keep it up
@CABabaJi
@CABabaJi Год назад
Thanks for the appreciation. 🙏
@deepakkagra5179
@deepakkagra5179 3 месяца назад
Tysm sir ab bank walo se ladunga😅
@jitendrasaini151
@jitendrasaini151 11 месяцев назад
Great sir I impressed and we'll understood
@TheSpookyScholarTV23
@TheSpookyScholarTV23 3 месяца назад
Great video! Keep it up. Thanks
@prp999
@prp999 10 месяцев назад
Very nice explanation 👍👍
@marutitaru5123
@marutitaru5123 Год назад
Very nice video and information
@imranshaikh6373
@imranshaikh6373 2 года назад
Awesome Teaching Sir..
@deepakujale2451
@deepakujale2451 6 месяцев назад
Great information sir
@sundeepraushanroy9829
@sundeepraushanroy9829 4 месяца назад
Very Informative
@balramsinghkanyal5797
@balramsinghkanyal5797 9 месяцев назад
Nice video and very informative
@nayanmoniborah9311
@nayanmoniborah9311 4 месяца назад
Fir vi... Reducing interest is high Rader then flat
@NkHotCreators
@NkHotCreators Год назад
Thank you so much
@anandkumaragarwal3949
@anandkumaragarwal3949 Год назад
EMI kaise nikaali hai
@urmilbhatiya4766
@urmilbhatiya4766 Год назад
Thank you 🙏
@harshshukla2102
@harshshukla2102 Месяц назад
Reducing Interest rate me EMI nikalne ka kya formula h please answer
@artianand5836
@artianand5836 Год назад
Thank u mai flat intrest rate lene se bach gi
@Cop-yuvraj
@Cop-yuvraj Год назад
Thank you ❤️
@indiandog1008
@indiandog1008 9 месяцев назад
Very good simple explanation
@vizone9837
@vizone9837 Год назад
Thank you sir
@rakeyshdonadkar8060
@rakeyshdonadkar8060 Год назад
Good explanation. A piece of advice. The video was informative, but try to make it interesting by adding some humour or use more communicative approach. Video was nice. All the best.
@CABabaJi
@CABabaJi Год назад
Thanks for the feedback. Advice is noted and necessary actions will be taken. 🙏
@ANKITVERMA-lu7ns
@ANKITVERMA-lu7ns 8 месяцев назад
Bahut acchi jankari
@emptiness4255
@emptiness4255 Год назад
Per bank isse aagey ka sochta hai agar aap check karo to reducing me bank 20-22% rate laga deta hai jo k flate 12% key brarabar hota hai😃
@kangkanroy6226
@kangkanroy6226 8 месяцев назад
To fir ye sab natak karne ka jarurat he kya hai Flat or Reducing ka. 🤬 RBI Ko ye sab Bakwas formula banane ka time kaha se milta hai 🤬🤬🤬
@skolfacts3513
@skolfacts3513 2 года назад
Nice information
@rctuolor451
@rctuolor451 6 месяцев назад
Clear explanation 👍👍👍
@CABabaJi
@CABabaJi 5 месяцев назад
Thanks 😊🤗
@MaliConstruction
@MaliConstruction 2 месяца назад
Nice video sir But interest rate change hota hoga to
@DPME_Mustafa
@DPME_Mustafa Год назад
Thanks.
@rahishcomputer6414
@rahishcomputer6414 Месяц назад
sar reducing me18 percent mil rha hai or flat12 par mil rha hai konsa best hai
@prashantsalve8800
@prashantsalve8800 Год назад
Sir reducing balance interest rates are higher than flat interest rates
@CABabaJi
@CABabaJi Год назад
Yes, normally they are… but the way of calculating the interest is beneficial under reducing.
@pranilpatil4109
@pranilpatil4109 Год назад
Banks shows interest directly as RLLR+margin. For example, current RLLR is 8.40%. Its reducing or flat?
@CABabaJi
@CABabaJi Год назад
It is mentioned in sanction letter prominently. Further you may refer to the loan repayment schedule, you will find the how calculations are done.
@RAVIKUMAR-mz2tr
@RAVIKUMAR-mz2tr Месяц назад
Flat or reducing ye kaise pata chalega ki kauna sa loan hai lete time to reducing bolta hai bad mai flat chipka deta hai.
@CABabaJi
@CABabaJi Месяц назад
You may ask loan repayment schedule for the same.
@prabhatdubey9988
@prabhatdubey9988 2 года назад
Thanks mama ji.....
@princepabbi9747
@princepabbi9747 3 месяца назад
In second case how you calculate emi 16607 and if we deduct it from 500000 it will be 483383
@Sairaj717
@Sairaj717 2 года назад
Very nice explaned
@PuniaParveen
@PuniaParveen 9 дней назад
Bike loan per flat interest rate lagta hai but car loan per reducing rate hota h.
@CABabaJi
@CABabaJi 7 дней назад
All depends upon negotiation and availability of product.
@factlandintheworld8947
@factlandintheworld8947 Год назад
Thank sir 🙏🙏🙏🙏
@Prof.HimanshuMishra
@Prof.HimanshuMishra 2 года назад
Thanks for this precious information sir 🙂
@mrmonuxyz6842
@mrmonuxyz6842 Год назад
भाई जी जब कार लोन लेने जा रहे हैं तो 9 परसेंट फ्लैट रेट दे रहे हैं आप और वीडियो सिंह वेट पर वह 15:30 पर्सेंट से 16:30 परसेंट सेट लगा रहे हैं आप क्या करें
@maasaraswatishikshansansth5144
Good knowledge 👌
@raghunathbhople9288
@raghunathbhople9288 Год назад
Very nice video
@urmilbhatiya4766
@urmilbhatiya4766 Год назад
What if your reducing rate is 24%? Please explain
@nitinmaurya8298
@nitinmaurya8298 11 месяцев назад
15...se 20 ki bich hi hota h intr rate
@sanjeevrozy7309
@sanjeevrozy7309 Год назад
Good information
@Rahul-mk2oy
@Rahul-mk2oy Год назад
Yeh sab thik hai ..but actual pb aap ka loan kitna hai aur uske uper kitna inrtest bank lagygaa yeh sirf bank he decide krta hai ...
@shubhambhalekar3926
@shubhambhalekar3926 10 месяцев назад
but reducing interest always greater than flat interest 😮
@subratadas8665
@subratadas8665 Год назад
thanks sir
@comicbrothers63
@comicbrothers63 2 года назад
suprb video❤❤❤
@Bhaktimargsadhan
@Bhaktimargsadhan Год назад
Very good video
@aj_sgaming3613
@aj_sgaming3613 2 года назад
Nc explained by. The way anyone can understand ❤️❤️
@CABabaJi
@CABabaJi 2 года назад
Thanks ❤️
@theyoutubemarket
@theyoutubemarket 2 года назад
ru-vid.comKHfPwfvA41k?feature=share
@Gm-wp5ol
@Gm-wp5ol 7 месяцев назад
Bhai reducing ka emi kaise calculate kiya...16607
@justaudience337
@justaudience337 4 месяца назад
Same question
@jaimintrivedi8624
@jaimintrivedi8624 Месяц назад
Total amount 597858%36 month= emi 16607
@vikaskareliya8722
@vikaskareliya8722 9 месяцев назад
Par sir agar yeh 16k pata hi na ho reducing mein tab kaise emi nikala jaaye
@user-ht8ii3ze4j
@user-ht8ii3ze4j 2 месяца назад
Sir formula batao reducing ka
@mukhtiarsingh4927
@mukhtiarsingh4927 Год назад
Very good ☺️
@chandnidee157
@chandnidee157 4 месяца назад
Still confused how closing balance has calculated 😮
@CABabaJi
@CABabaJi 4 месяца назад
What’s the confusion?
@hemantvyavahare2861
@hemantvyavahare2861 Год назад
Flat intrest me Maximum intrest kitna le sakte he private finance company by Rules & regulations ???
@CABabaJi
@CABabaJi Год назад
I don’t think any such rules exists. As the interest rates are decide as per the market.
@BinaThakur-iv8ec
@BinaThakur-iv8ec 2 месяца назад
You explained it so well. Thank you
@mayur5331
@mayur5331 8 месяцев назад
CAN YOU SHARE THE EXCEL SHEET FOR REDUCED CALCULATION
@myself15151
@myself15151 Год назад
What if ROI get increased incase of Reducing .?
@bhaskarupadhyay6651
@bhaskarupadhyay6651 Год назад
Bahot aage jaoge sir.
@CABabaJi
@CABabaJi Год назад
Your appreciation means a lot. Thanks
@JaykSharma2210
@JaykSharma2210 Год назад
Sir 2Wheeler loan ke liye government banks sahi hai ya private bank 🤔 Or agar bank wale deducing intrest wala loan na de to 🤔
@CABabaJi
@CABabaJi Год назад
The one, who is providing loan at low interest rate, is better.
@JaykSharma2210
@JaykSharma2210 Год назад
@@CABabaJi 10% flat rare 17 % reducing rate which is better 🤔
@kangkanroy6226
@kangkanroy6226 8 месяцев назад
@@JaykSharma2210wohi na hum bank jayenge or hame bank wala ye bolenge to hum calculate kaise karenge ki konsa behtar hoga 🥲
@deepakshishodiavlog
@deepakshishodiavlog 4 месяца назад
12% reducing roi ka, flat roi 7 se 7.5% maximum hoga. Apne dono examples galat btaye h
@ha-si4u675
@ha-si4u675 Год назад
Bhai reducing rate me,emi amnt ko principal r interest me kaise divide krte h,
@ritnagpal
@ritnagpal 16 дней назад
Sir loan ka intrest kya method he like personal loan bank or paytm walo ka
@CABabaJi
@CABabaJi 16 дней назад
Normally reducing hota h
@kamalagowda2644
@kamalagowda2644 Год назад
brilliant
@chetanchaudhari8440
@chetanchaudhari8440 Год назад
sir magar abhi to flat 10.5 & redusing 16 se 18 asa kyu fir caluculta to 1 hi hota hai
@jugnuneyaz3281naat
@jugnuneyaz3281naat Год назад
Good
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