You are right saying but the reducing rate of interest that we get is highest up to ₹35% and camper Kare flat rate of interest which we get mostly up to 18%.
Reducing rate of interest is good only when you are completing the loan tenure. But if you want to Pre close the loan then flat rate of interest is good because the interest amount will distributed equally from first to last EMI. But in reducing rate of interest a huge amount of interest is charged in initial months.
Please tell what is overflow interest, why shown in loan statement and how banks that can be adjusted... In the customer loan a/c ... Or make any video on this topic..
Bank ne flat ROI and RRI different karte he Like flat lane se 9% interest Reducing lane se 15% interest To iss time konsa choose karna wise hoga Sir, please answer me
In reducing ROI , what is the ratio of Money which is included in Peinciple amount VS in Interest amount. Example : on 1 lakh amount for 5 years I am getting EMI of 10,000 per month. Then from this 10,000 how much amount will be deducted from my principle amount per month VS how much amount will be treated for Only interest amount. ??
Bhai.... How are you calculating the outstanding balance for each month ? (I mean u r reducing EMI amount as well, but we don't know how emi values at the time of calculation)😅
Good explanation. A piece of advice. The video was informative, but try to make it interesting by adding some humour or use more communicative approach. Video was nice. All the best.
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