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Former SSA Insider: Medicare: WRONG DECISION at the WRONG TIME=PENALTIES FOR LIFE!! | PLUS, LIVE Q&A 

Dr. Ed Weir, PhD, Former Social Security Manager
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28 сен 2024

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Комментарии : 44   
@MyGovExpert
@MyGovExpert 4 месяца назад
☎📞Don’t want to ask your questions during our FREE LIVE Q&A Sundays 3pm PST (6pm EST) or Thursdays 4pm PST (7pm EST)? How about a private one-on-one call with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
@jennifercline2658
@jennifercline2658 4 месяца назад
I just started Disability in March, I will turn 65 in December, will I be automatically signed up for Medicare ?
@MyGovExpert
@MyGovExpert 4 месяца назад
Yes, you will be automatically signed up for Medicare when you turn 65, so now you have plenty of time to figure out how you wanna cover all the gaps. Medicare, Advantage or Medicare Supplement. Let me know and I can find someone in your area to help you out. 888-817-0446
@babydollkincaid4584
@babydollkincaid4584 4 месяца назад
What if you really don't have the money to sign up for Medicare part B AND YOU'RE ON A LOW INCOME.?
@MyGovExpert
@MyGovExpert 4 месяца назад
Then, definitely call the Medicaid office and ask them to pay for your Medicare, Part B premium.
@babydollkincaid4584
@babydollkincaid4584 4 месяца назад
Will the social security notify you when an ex-spouse dies?
@MyGovExpert
@MyGovExpert 4 месяца назад
If you're already on the record, they will increase your benefit amount automatically, but if you're not on the record, they will not.
@lisaburton2307
@lisaburton2307 20 дней назад
Dr. Ed thank you for the information. I'm turning 62 March 31. My husband is on disability, how should I apply . And how soon can I apply
@GucciandMia
@GucciandMia 4 месяца назад
Q #2 - If you are on SSDI do you lose it if you live internationally for more than 6 months or do you have to travel back to the USA the 6 months? I know you can live internationally and receive your regular social security but I heard there is a 6 months requirement for SSDI? I was thinking maybe SSDI is being confused with SSI possibly...
@MyGovExpert
@MyGovExpert 4 месяца назад
Yes, that's a rule for SSI, the welfare based program
@tonyb.5768
@tonyb.5768 4 месяца назад
If you are retired from the federal government and have insurance coverage for life should you still get part B? Love the channel thx
@MyGovExpert
@MyGovExpert 4 месяца назад
Thank you, it really depends on the agency you work for. Just contact OPM, and they'll tell you whether they require you to sign up for Medicare.
@deborahlearman6009
@deborahlearman6009 19 дней назад
If I have TriCare4Life, do I need Medicare? Every SS increase, in Jan (COLA), goes directly to the Medicare increase…I may get a $3-$5 actual increase in my check. Is my case that much different?
@jennifercline2658
@jennifercline2658 4 месяца назад
Thanks! I appreciate that you took the time to answer my question, you have a caring heart and I wish you many blessings
@MyGovExpert
@MyGovExpert 4 месяца назад
You are so welcome, and I really, really do appreciate the support.Going to get my coffee right now!!
@rosannmuller8590
@rosannmuller8590 3 месяца назад
How does a Medicare insurance broker in Arizona become part of your team?
@MyGovExpert
@MyGovExpert 3 месяца назад
Just send me an email and let's talk... ed@mygovexpert.com
@juleepeacock5379
@juleepeacock5379 4 месяца назад
I just turned a 65 so my current disability switched automatically to Social security. I went with plan G supplement And have dental ,vision , prescription separate. you mentioned something about the HSA That the IRS come after you if you have plan A 😮 No one has talked to me about this and I have standard A and B . Don't know how this HSA Works but I understand I get money from my employer Towards my out-of-pocket expense is how this works I guess. What if anything do I need to do. I am single and low-income. I have a lot of health issues I'm now wondering if I should have gone with plan N Any advice on that as well. Everything that just changed just started May 1st 2024
@MyGovExpert
@MyGovExpert 4 месяца назад
You can probably still change to a Plan N. At least you should check your options before you're not able to change anymore. Email me your name, phone number, and state, and that you want a quote for Plan N, and I will have someone call you up and give you all your options. Ed@mygovexpert.com
@gpants3633
@gpants3633 4 месяца назад
Thank you so much for sharing your expertise with us. I really appreciate it.
@MyGovExpert
@MyGovExpert 4 месяца назад
Thank you very much for the kind note. I really do appreciate it!!
@GucciandMia
@GucciandMia 4 месяца назад
if you are on SSDI for 24 months (before age 65 - say you are age 54) and therefore qualify for Medicare, will you get penalized if you don't take part B at that time, as I heard that the SSA automatically puts you on Medicare once you are at 24 months? In other words, can you take the Part B once you turn 65 instead without being penalized since you were under 65 when you first were on Medicare?
@MyGovExpert
@MyGovExpert 4 месяца назад
No, unfortunately, you'll be penalized if you don't take it when you're first eligible. If you don't have other insurance from current work, yours, or your spouses
@AuntNutmeg
@AuntNutmeg 4 месяца назад
For the employee paying penalties for not signing up for Medicare, who is having trouble proving employer health insurance.....if they have paystubs from the period in question, wouldn't the payroll deductions for health insurance prove coverage? This assumes they have kept paystubs for that period.
@MyGovExpert
@MyGovExpert 4 месяца назад
It's usually very tough because pay stubs don't show actual credible coverage, the nature of the insurance.
@lindahurley5642
@lindahurley5642 4 месяца назад
I have some questions on income and earnings. Ive worked since I’ve been 10 years old, 10-14 paper rout and various off the books jobs. Then worked at 15. 16 years old at a grocery store, then worked 17 & 18 years as enlisted military. Those earnings don’t appear on my work record 15-18 year old earnings don’t show up is that correct? I’m 60 now and still working. Zero years and some lower income years are dropping off but I wonder about there being no record of earnings from 15-18 years old.
@MyGovExpert
@MyGovExpert 4 месяца назад
Yeah, that's gonna be hard to prove. I delivered newspapers when I was 15 years old too. And that doesn't show up, so just didn't make enough money to pay FICA taxes probably.
@survivor2338
@survivor2338 4 месяца назад
I retired early at 62 I got scammed twice on medical insurance when I sign up for part A and B will I be penalized for the rest of my life on Part B
@MyGovExpert
@MyGovExpert 4 месяца назад
Wow, I'm so sorry to hear that.
@KALYNSHangingOutWithKalyn
@KALYNSHangingOutWithKalyn 4 месяца назад
What if you have Medi-Cal, do you still have to sign up for Medicare?
@MyGovExpert
@MyGovExpert 4 месяца назад
Not necessarily, but Medi-Cal might pay for your Medicare. I would call them up and ask them.
@JuneBenton-tk6jg
@JuneBenton-tk6jg 4 месяца назад
Do you have to be legally marry to get ssa,SSI,SSdi once you become 62.
@MyGovExpert
@MyGovExpert 4 месяца назад
It depends on the state, but some states recognize common law marriages
@jbryght48
@jbryght48 4 месяца назад
hello Dr. Weir. I am an expat living in Germany. I have private health insurance here and it's awesome actually. Do I need to have ANY type of MEDICARE regardless of my private health insurance in Germany?
@Titus_von_Amecke
@Titus_von_Amecke 4 месяца назад
same applies to me.... I (65 years old) have universal health insurance provided by Germany. Currently not qualified for medicare (36 credits only). Do I have to pay the penalty next year at age 66, when I have the requires 40 credits for medicare?
@MyGovExpert
@MyGovExpert 4 месяца назад
No, if you're happy and you're never gonna come back to the United States, then you don't need to enroll in Medicare.
@lespaulmorgan6229
@lespaulmorgan6229 4 месяца назад
This is what documents I have found are saying on Social Security
@MyGovExpert
@MyGovExpert 4 месяца назад
I'm sorry did you have a question
@Cristel-y9e
@Cristel-y9e 4 месяца назад
If i dont live in usa do i have to apply part A
@MyGovExpert
@MyGovExpert 4 месяца назад
You don't have to but remember if you come back then it might be difficult and you might have to wait until january.
@lespaulmorgan6229
@lespaulmorgan6229 4 месяца назад
Those receiving SSDI prior to age 62 will see their SSDI benefits automatically converted to retirement
@Tinfoilhat311
@Tinfoilhat311 4 месяца назад
That is incorrect. SSDI converts at full retirement age. Getting SSA at 62 is voluntary at a substantially reduced benefit.
@MyGovExpert
@MyGovExpert 4 месяца назад
Disability will switch to regular retirement at your full retirement age
@norbertosoto3733
@norbertosoto3733 4 месяца назад
Hello Dr ed I'm on ssi and I'm 61 does this apply to me as well
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