Frugal living Habits that Save Money REALLY Fast

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Here are some new habits what will help you and help you gain quick momentum when it comes to saving money.
So much of frugality is about small habits that save a BIG amount of money over time. It’s like a slow burn. But, sometimes you just want to know what you can do that will give you an immediate “win”. These are money-saving habits with a big impact.
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Опубликовано:

13 сен 2024

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Комментарии : 291

@LorettaNance 15 дней назад

Even now that I am retired, I carry a lunch bag with water and snacks. No stopping for food/drinks while I am out and about.

@victorwadsworth821 15 дней назад

At one time in grade school that would make me feel poor now it makes me rich.

@chaoshome34 15 дней назад

This especially with a van full of kids

@m.connielillis7032 15 дней назад

Crazy prices for a drink - even from a gas station. 3+ dollars! We keep a cooler in the car for water.

@beth3535 12 дней назад

This is a really good practice.

@carolyndymond4065 8 дней назад

It's absolutely amazing how much money you do save by thinking ahead.

@KatieB-hi6cz 15 дней назад

We feed a family of 10 on $1100-$1200 a month by meal planning, batch cooking from scratch and buying minimal prepackaged foods.

@dwhitman3092 14 дней назад

WOW! 👍

@stephaniegaddis1716 14 дней назад

Yep! Menu planning and cooking from scratch is the key to keeping grocery costs low. I'm feeding 8 people (3 are young men ages 15, 19, 21!) for about $800 a month - 3 meals a day AND we live in a high cost of living area. We aren't eating lobster and crabs, but we also aren't eating "beans and rice and rice and beans." 😂

@amandak1982 4 дня назад

@@stephaniegaddis1716❤

@pamelalyon3264 15 дней назад

My dad drummed into us to turn off lights when leaving a room, turn down the heat and turn off the water when not using it. My mother air dried laundry. The library was our second home. We did a lot of walking and biking. I still do most of these.

@keyweststarr 15 дней назад

A couple of months ago, I inventured my whole pantry and all my freezers.I know exactly what I have in both of them and I made two weeks worth of meal without spending anything

@lindadorman2869 15 дней назад

My free fun activity is growing my reselling business. I get to shop thrift stores, estate sales, auctions and yard sales plus I have complete control over my schedule and mostly work from home. My net income is double what I spend so it's actually better than free! I won't get rich but reselling has allowed me to pay off all my debt, build a solid emergency fund and become financially secure.

@pamelalyon3264 15 дней назад

How do you resell, online, in person, other?

@beth3535 12 дней назад

Wow!

@karenreynolds7109 10 дней назад

Another money saver is to shampoo your own rugs. I bought a rug shampooer and, after the first time using it, it paid for itself. Of course, I bought it on sale.

@Revert2017 13 дней назад

Removing my credit card from and adding my debit card to Amazon has changed my life.

@sandraparry8653 11 дней назад

I live in the UK. I really love your videos and the way you make me feel. I'm so happy when i see your happiness and loving ways. You work together beautifully. Makes me so happy. I live a frugal life with my little dog. I am contented with my life. I know the Lord is good to me and i say Thank you to him every day. Lot more videos please 😊 Sandra. North Wales Britain 🇬🇧 ❤

@ybois3 6 дней назад

I enjoy their videos and their personalities also! We’re in good company friends! Blessings to you across the pond. 🤗💛🌻

@maryellenyork2819 15 дней назад

No TV, no subscriptions, no mortgage, 18 year old car, summer A/C set at 80°, only 2 meals a day. Main splurge=organic heavy whipping cream for my home-brewed coffee. I only shop with cash.

@kaycure8629 14 дней назад

80 too hot for me!

@jenniferdavis2110 9 дней назад

@@kaycure862980 OMG lol just open your windows… we do 71 ( we have a mini split)

@ybois3 7 дней назад

I sip on iced water/ tea and use a fan. It’s nice if you’re just lounging around. You can get used to it pretty quickly

@melindastookey3831 15 дней назад

I routinely do no spends and they help to not just save money but help use up items around the home and in the kitchen so they become no waste challenge as well

@LorettaNance 15 дней назад

Same here.

@lizs1760 15 дней назад

Complete agree helps me work through everything within my pantry, freezer, cleaning supplies even cosmetics.

@bevanbuckwheatshea5520 10 дней назад

Buy gifts for Christmas and birthdays at sales during the year. Saves a lot of money.

@maryellenyork2819 15 дней назад

Fun: knit, craft, read, board games with friends. My main social life is serving my community.

@kathyschumann5368 15 дней назад

Saved a TON working remotely... make my own coffee drinks better! Lunch at home too 😊

@marlenesujanani1313 14 дней назад

Did you decrease your auto insurance Idid covered for pleasure driving since working remote

@kathyschumann5368 14 дней назад

@@marlenesujanani1313 no car 🚗

@pianochicpiano 13 дней назад

My partner and I gave ourselves the illogical challenge of lowering a two adult household with a 100 lb dog and cat budget to $250 a month. We also lowered our monthly rent (including electric, water, sewer, and WiFi) in a gated community to $450 living on a beautiful scenic lake. So we definitely spend less…thx for all your ideas

@jga1fuller 14 дней назад

Family of 10 here. Just paid off debt and ready to increase our monthly grocery budget to $1100. That includes food and household goods. Feels luxurious. $1500 for 4 people on just food is insane.

@berrypatch5583 13 дней назад

This is our budget as well. We are stocking up with that price by putting the first 100 into canning projects for the future. Every bit counts. You are doing awesome!

@berrypatch5583 13 дней назад

This is our budget as well. We are stocking up with that price by putting the first 100 into canning projects for the future. Every bit counts. You are doing awesome!

@jga1fuller 13 дней назад

@@berrypatch5583 Love it!

@kittycarousel 15 дней назад

My top would be: 1. DIY and mend as much as you can. You save a lot on *something* at least once a month. 2. Check out your library! Ours has equipment you can borrow and passes to local museums, all free. 3. Buy second hand first, even if it isn't something you think you can get second hand. You probably can. You can also get refurbished things like phones. 4. Buy quality where it counts. I'm looking at you, Walmart footwear. I save money by buying the better quality item the first time around. 5. For kids - don't buy *anything* until you need it. They don't like everything you think they will, their tastes change, and also they grow in spurts. Also, if you have gifting relatives, let them buy practical stuff like jackets and boots, school supplies, etc

@truthseeker6370 15 дней назад

Happy Birthday, Hope! You look more like a Young 45! I spend $250 bi-weekly on groceries/household items/and gasoline for me as an older single person. I don't currently have any subscriptions. I began getting out of debt on a low, single income by cutting off cable and internet and turning my thermostat down to 62 in northern midwest winter when home...and 58 when away at work or sleeping. Oh but that low of a temp bit me when I bought my lil condo. First January (2019) here- my pipes froze in my outdoor utility closet! No water at all. I keep it a bit warmer now I haven't yet increased that $250 biweekly since 2018 tho prices have increased astronomically.since.

@UndertheMedian 15 дней назад

Thank you. That's very kind of you. You do a great job with your grocery bill.

@barbaramiller3205 15 дней назад

We spend $500-$600 a month on groceries for a family of 7.

@SkintLivingUK 15 дней назад

I walk the dog every day in our local park after dinner so we are getting our exercise and out in nature. I love it, my dog loves it plus its free!

@Shantelle6253 14 дней назад

I spent $157.52 for 1 person in California during August. And I had treats! 😅

@tiffanyw5359 9 дней назад

For two people we spend between $200-300 a month on groceries. I typically eat the same thing for breakfast and lunch to make budgeting simple. We also utilize a discount grocery store. Whatever we have left in our monthly grocery budget we get to go out to eat on or a movie at beginning of the next month. Really helps you want to spend as little as possible to get that night out.

@sherrylyons4358 11 дней назад

Hope and Larry, I just fixed our 1986 Sears Kenmore washer that needed a new timer knob. My "new washer" cost me 79.00 for the part instead of 1000 for a bed washer. HA SO now hope to get another 20 years out of my washer. So I wonder if I have a 50 year old washer gets me any special award. Ha! You think I am cheap.!!!!

@juliemoore6957 15 дней назад

That soft sage green is beautiful on you, Hope!

@UndertheMedian 15 дней назад

Thank you. I just got it from Goodwill. They had a $3 sale on almost all their clothing items.

@juliemoore6957 13 дней назад

@@UndertheMedian Awesome!

@wandacurtis1208 15 дней назад

We go hiking and kayaking on Wednesdays we it costs nothing to get into all the lakes and parks. Fun!

@Larissa-iw5wy 11 дней назад

I’ve always done breakfasts and lunches from home (with the rare one out) I didn’t have the means when younger and now I can’t imagine spending it on work day lunches. We are working on making a special travel experience happen next year and I’d rather have that than a few more meals out

@vixxcottage 12 дней назад

I have met many seniors now needing to raise their grandchildren and they spend $900/month or more for 2 grandchildren.

@Autumn_Forest_ 15 дней назад

To save on AC, I keep my house warm in summer (I like the heat) and not as warm in winter (I live deep in Florida, so winter’s not too hard). I have no dryer (I use drying racks). I also use only the lights I need in the moment. When I moved into my house, I took bulbs out of lighting fixtures that hold more than one bulb. If a lighting fixture would look weird without all the bulbs, I leave the bulbs in place and install a small lamp to use in in those rooms. I also use blackout curtains on windows facing the sun, which keeps my house MUCH cooler in warm months. I don’t own a TV or other electronics except for a cell phone, so I don’t have a TV on all the time. I don’t even have wifi; I just use the unlimited data on my phone. I use my toaster oven rather than my big oven (I might use the big one just a few times per year).

@AEvans36963 15 дней назад

If I know that I'm going out and may need some cash, I'll pull cash from designated envelopes(Giving, Personal, for example) instead of using a card. I know I only have so much I can spend. If it so happens that I don't spend the money I put it back in my envelopes. I have found lately that I don't have the desire to spend like I have in the past, so now I have no problem walking out of a store empty-handed. Most of my spending is what I call required spending. Discretionary spending is minimal. I do a lot less impulse shopping. Adopting a more conscientious approach to one's finances will change your mindset. I know this to be true. Changing spending habits will make a difference.

@judyluchies2492 8 дней назад

I usually always bring a apple or snacks when I’m out and about 🤣❤️❤️❤️

@anneard1674 15 дней назад

Did you hear part of the sky fall last Tuesday? That was when I went into WalMart and didn't spend ANYTHING!😳😅🤣😇 Another thing I learned was sometimes it is cheaper to buy milk at the 7/11 store than go to grocery. Last time I went in grocery just for milk it cost me $17.40 (impulse buying) Blessings

@bevanbuckwheatshea5520 10 дней назад

Happy birthday to you!!!!! Take your own lunch to work!!!!! Have snacks in your bag to.avoid going into cafes

@bellmark64 15 дней назад

I turned 60 this month too. I have been asked if i am a 65 plus senior for a few years already. Most times i say no. But i will be taking advantage of 60.plus discounts now😊

@katharinaboyer3275 7 дней назад

My favorite summer activities going to a close,free state park with a beach on the lake, picnic, grilling area, fishing, and hiking trails. Some other free or low cost activities I do include, Working in my flower and vegetable gardens, reading sitting outside in the sun, cross stitching, sewing gifts, sitting on the porch with family, attending library and church events, visiting family members and sharing home cooked meals together. Thanks for the great reminders and supporting research with dollar amounts. Happy Birthday 🎉

@user-yn9ki1gr6v 15 дней назад

meal prep, eat at home save a lot of money..

@Noname-v4o 15 дней назад

Yes Happy Birthday 🎂

@kimberleybeuchaw4087 13 дней назад

Wow, when we were a family of 5 (3 of that boys) I never spent that much in a month. We live in a high cost of living area. USDA $1500? I think our highest might have been $600 a month. This was breakfast things for them, lunches for all of us, and dinners. Sometimes they would eat at school and we never had reduced lunches, so even that extra would not have made it to $1500 in a month. People also say eating healthy options is more expensive, and I would argue that one also. Shopping the outer perimeter our food cost went down as we ate more sustainable meals. That is including meat that I could prep into meals. Prepacked is the worst and really more expensive.

@Claire-Rita 15 дней назад

Our budget is $475 a month for three adults and two very spoiled dogs, that includes all food and household products (bought at Walmart of course!). Last year it had been $500 but with careful planning I was able to decrease it and am still running a budget surplus which I intend to spend on a small chest freezer with the hopes of decreasing it even more!

@Pajali 15 дней назад

I tried out the USDA’s budget calculator for my family, and the “thrifty” budget was twice what I normally spend in groceries. 😅

@SarahFox-y1f 14 дней назад

We have kayaks and go kayaking (it’s free). While the kayaks were an investment - we have certainly gotten our money’s worth and will continue to do so Years ago- we also invested in a swimming pool and it was most definitely worth every single penny! We enjoy it every day between late spring through mid- autumn (we can heat the water if we need to). Our adult children, grandchildren, nieces, nephews and great nieces and nephews, as well as my sister and her husband - all enjoy our pool whenever they want to- and they do use it! On a more frugal note- if one doesn’t have kayaks or a pool - we swim in the local lake and Bay, which are both totally free and safe for swimming. We hike in local and State parks. We take walks around the community. We have even found and picked wild blackberries which were absolutely delicious. We attend free events hosted by the public library and my son’s HOA (their community really hosts awesome family events several times a month). We do also attend live tribute band music performances where ticket prices are about $30 each- the tribute bands are so good and cost a fraction of national acts! We like supporting the arts.

@user-rg3oh8dw7u 14 дней назад

For fun we will watch a movie that we already own, make homemade pizza or play a board game.

@fourdayhomestead2839 15 дней назад

Entertainment: chickens 😊.. books, crafts (sell some or save for gifts), potluck fireside chats with friends & movie night with my cat (I suggest anything with birds or fish, 😊).

@lisacaspero2265 15 дней назад

Happy Birthday! I turned 60 this year too, you look amazing!

@monicaluketich6913 15 дней назад

I spend less than that for food, but I also home can a lot of meals. I did spend a bunch of money today, but the items were from a list of necessities for winter/stuff that has disappeared. I bought 2 - 1700 lumens flashlights, one for the car and one for the farm truck and rechargeable batteries. I also replaced folding knives for both vehicles. I get bales of hay for the goats I breed and raise, and have to cut the stubborn plastic bands they put on the bales. I got onions to dehydrate and the store had vegetable trays 1/2 off - those will be pickled with Oriental spices and refrigerated for future stir fries. Got 2 more cases of drinking water, and hay and the various feeds for all my critters. Filled the hatchback! I'd done all that after getting blood drawn for regular tests and deciding that another town would have more of what I needed. Full day!

@cherihendrix3076 15 дней назад

Our free summer fun was going to the local county park that had a fantastic swim beach at their lake. They also had trails we walked. We were also fortunate enough to work for a company that paid for a yearly family pass to the Henry Dorley zoo in Omaha. We also bought a family pass to our towns swimming pool. We spent a lot of time in the water! We didn’t take our kids to water parks or amusement parks, and we didn’t take a summer vacation to a far off place. My kids have great memories and our family continues to do free stuff together as adults.

@victorwadsworth821 15 дней назад

I started a verbal petting thread on my autograph website forum, kind words cost nothing, how wonderful generous nice words can be?

@m.connielillis7032 15 дней назад

I agree!

@kosecuvaiboggacuva7522 15 дней назад

Happy birthday, Hope! :) Greetings from Serbia!

@chaoshome34 15 дней назад

Libraries have craft times and story times for littles! Free splash park! River walks and splashing around! Fishing (mostly free once you have the stuff which is xmas/bday gifts!) Baking cooking and homemaking takes a lot of my time. . . I love sewing! But sometimes thats priceier than not... but I have sold in the past!! And plan on it again in the future

@denisemarrero5250 11 дней назад

I bring my kids to a splash pad at a local park and pack some snacks and bring our water bottles

@ellefson1 14 дней назад

I used to be one of those people who ate out almost every work day ... changing to making most of my food at home has made the biggest difference in my finances! All of your tips are excellent.

@rh5022 15 дней назад

At our airbnb people leave food we eat it and give some to a friend.

@sheilafreisthler4421 13 дней назад

For fun, I follow the great grandsons sporting events. And as a senior citizen I don’t pay to get in. I also volunteer for our local theater company, and get to see plays and musicals for free.

@annamariekorte7259 15 дней назад

Started watching last week. Love your videos.

@UndertheMedian 15 дней назад

Welcome to the Under the Median family!

@bria2596 14 дней назад

A "no spend challenge" is a goal of mine for the rest of the year. I would like to see the Misc. spending column be $0 on my money tracking sheet, for the next four months. I need to see what is hiding in this house, that needs my "attention!" LOL. I am going to enjoy this.

@victorwadsworth821 15 дней назад

Stopped by Wells Fargo, cashed three checks & just invested in a Wells Fargo CD, 4.40% maturity in four months giving me an additional $73.00+ dollars. Waiting on property tax & may do some attic duck work, not sure that cost, Savings only give me a penny a month on a thousand dollars, not good.

@Marycea1900 15 дней назад

Happy birthday Hope! Wow, $1500 a month on food is nuts. I spend about $100 a week for myself and teenage daughter. Wondering if I might be able to shave a little bit off of that? I’m certainly going to give it a try. The other area that I’m really beginning to save money in our my utilities.

@michelleraney3577 12 дней назад

That's quite a bit for 2.

@victorwadsworth821 15 дней назад

As Maxwell Smart Agent 86, would say, "missed it by this much".

@lizadivine3785 15 дней назад

Happy birthday Hope!!! I’m a fan of the no spend challenge too! It is a must for prioritization.

@sueharrison7940 14 дней назад

$1500 equates to approx £1150. I know there are only two of us, but we would never spend anything like that. We spend approximately £200 to £250 (about $260/$300) a month. We don't have large storage cupboards in the UK and people mostly shop weekly or monthly and I always, always take a list 🙂

@user-dy2px8gt1g 13 дней назад

Also in the uk, I have four kids, two are adults, 2 vegetarian and 2 meat eaters. I spend 55 a week for us. Us food spending I think is mad and from what I can see they spend a lot on convenience foods ?

@sueharrison7940 13 дней назад

@user-dy2px8gt1g I think food prices in the US are much higher than in the UK and bulk buying seems to be a big thing so that could be some of the reason 🙂

@triplethreat2226 14 дней назад

Happy 60th, Hope! You both look fantastic 🎉 May God continue to bless you this year, and always 😊🙏. Thank you all the wisdom and education you both provide us!! 🤑

@maxinemathews6527 15 дней назад

Happy Birthday Hope! You look fantastic :) We spend between 500-550/month for a family of 5 --with 2 teenage boys-- in Canada. Tracking grocery spending really made me conscious of what I was spending. Thanks for your content

@skyartsmanagement 13 дней назад

I have a lot of fun at my local library. Not only do I borrow books, but I attend readings and talks, plus there are courses and scrabble games too. I also like to knit and sew, so my clothing budget is also my fun budget.

@victorwadsworth821 15 дней назад

Stopped by Wells Fargo, bought five old large American Dollar coins. I used to give mom these to place in the kid's Christmas Stockings along with halve dollars & two-dollar bills from the banks. Things like Buckeyes are also treasure for the young.

@SkintLivingUK 15 дней назад

I am currently renovating my bathroom myself. I am doing all the ripping out and will tile it. I enjoy doing this plus it saves me tonnes of money. I did this in my last house. I don't see the point in paying workmen to rip out stuff when you can do that part yourself. The only money I will be paying is for the plumber but I am doing the rest!!!

@terryhenderson424 15 дней назад

We spent much of Jun '22 to Jun '23 building a larder. We were able to do it mostly at good to great savings at the time of purchase. Now, we keep some larder stocking money and for the most part only use it when we come across a good to great deal. Last Thursday we hit the bread outlet store and got 21 bread packages for $20 even though the 2 keto items were $2/ ea, two $10 punches on our punch card, and pretty much filled the freezer for a couple of months; grocery store bread is $1.99 to $2.49 for store brand sandwich loaves. $20 of stock up bread was planned. Todsy we came across 1lb tubes of Jennie-O, 90% lean, grpund turkey for $1.98 om a Manager's Special; about the lowest 80% lean gets is $3.99/ lb. We bought 12 pounds with our remaining $25 of stock up money. $1.98 is within our $2/lb or less target for meat and we haven't bought much for ground meat of any type since March-ish of '22 when the prices started to climb. - Oh, we begin meal planning from our larder.

@sw8234 15 дней назад

You got to meet Dr. Barnard--nice!! I've learned so much from him. Just recently checked out one of his earlier books from the library. Very well written.

@beasefcik2469 7 дней назад

Happy 60th Birthday!! I hope it was a good one!

@chaoshome34 15 дней назад

Perfect timing for labor day weekend sales! All the stores have all kinds of meats under $3 a pound and produce and bbq items so so cheap!!

@MariaGarcia-gj5ie 15 дней назад

Good evening everyone!

@NC-dv8yf 15 дней назад

Hi there!

@254yu 11 дней назад

Love your money saving videos! AND noticed your new glasses...they look great on you!

@m.connielillis7032 15 дней назад

Happy birthday Hope 🎉

@cheapyweepy5651 11 дней назад

New to this and love it. Hoping to get out of credit card debt this year.

@maui1778 14 дней назад

We spend under $500 a month for a family of 4 on groceries in Massachusetts.

@myaccount9498 14 дней назад

Happy 60th birthday Hope! 🎉❤🦋🍇 May our Lord bless u in the coming year 🙏

@NC-dv8yf 15 дней назад

I like to take my dog to different dog parks and or pet friendly walking paths- free and good exercise for both of us 🙂

@nunyabiness1097 15 дней назад

My husband & I play Video Games for our Entertainment in our living room , we like to buy a physical copy , so Once we buy it, we can play it for free for years & years ;)

@LauraMacMillan-el2kc 15 дней назад

Digital purchases are so common place now. I'm older so I don't see the advantages of that. Physical media does get to be obsolete on a regular basis, so you have to keep your old VHS / DVD etc around. So that's a downside for some people I guess. Not for me personally though.

@PhineaBlue 15 дней назад

I buy all my games in physical form unless it’s only available digitally. Not just for preservation, but also because I like to collect them and have them on display 🙂

@rhondawilson2676 15 дней назад

Happy Birthday, Hope! I Love the concept of no spend Challenges. I am currently not spending on extras until Christmas shopping and that will be minimal this year. Only buying groceries and gas. And I definitely spend way less than $1500 even with replenishing stockpile items for winter. Utilize Costco and Aldi for saving. Thank you for the recommendations. ❤

@Sasa-pm7jc 15 дней назад

Happy Birthday Hope!! 🍰🎉

@t.s.jensen9987 14 дней назад

When I walk the dogs I harvest a lot of fruits and berries and herbs. Then I make jam, sauces, juice,shots,lemonade, tea, smoothies and freeze and dries a lot for the winter 😊

@rh5022 15 дней назад

Yes cash works we spend 1000 ti 1200 per month for 4.

@christinahilley 14 дней назад

Happy Birthday! I love no spend challenges! We do one every January! Just bought your workbook, thanks for the discount!

@anniealexander9616 15 дней назад

I've cut my electric bill drastically. I'm in Georgia and have the windows up with the ceiling fan on. I'll close the windows before it gets hot outside. I want to spend my money on things I want rather than pay a bill. For a long time, I was using my grocery stash. It insulated me from a lot of the inflation. Now most of my stock is gone and I'm buying sales for me and a few things for my grown children.

@allardvanderstarre 15 дней назад

most definitely...i might work forom home next year....this will save a lot, btw coffee on my work is free

@RedsRtrouble 13 дней назад

I have seen several of your videos on how to prepare and manage unexpected expenses but I feel like I could better prepare for putting money aside for them if I could have a decent list of things that "pop-up" that we may forget about and then throughout the year I can adjust my list to my personal household and life. That being said, I would love to see a video of the most common "pop-up" expenses that we may forget about throughout the year from car maintenance to property taxes, license renewals etc. so I can see if there is anything I have overlooked and I welcome comments from others to give me ideas as to what I need to remember. Regardless, keep making great videos as usual. Thank you!!

@wandacurtis1208 15 дней назад

Good evening

@elizaC3024 15 дней назад

I am working through our items that we no longer need and selling them on EBay. Intially it started slow, then I began using there promoted sales. I give more to them from my earnings, yes, but I have sold so much more because they are putting my products in front of more buyers. We have made thousands. We are actually just below 10. So excited to have the extra money 💰, it's extending our vacation time. 😊

@alexandraandrews1241 15 дней назад

We are a family of 5 and spend $700 a month on groceries 😊

@donnamcgown5175 14 дней назад

Helllooo folks from Vermont's beautiful Northeast Kingdom! I'm a 1st time viewer and subscribed. We may be sisters from another mother, because I do most of the things from the 25 ways list. I do have a swiffer "stick", but I use cut up old towels with it. And use my own cleaning stuff. Glad I found you and I'll be binge-watching this weekend!

@GillerHeston День назад

The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 100k I have saved seperately outside retirement access which of course had depleted over the years?

@joshbarney114 День назад

It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.

@rogerwheelers4322 День назад

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

@rogerwheelers4322 День назад

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@nancysaffield5337 15 дней назад

I spend much less than $1, 500 a month on groceries 😅

@wandacurtis1208 15 дней назад

I definitely spend less

@angelamccoll9786 12 дней назад

I have just found your RU-vid channel and i love all your tips and habits. I am in Australia but your advice is all still relevant here. Thank you, thank you! 👍👍👍👏👏👏💗

@judyluchies2492 8 дней назад

Thank you for your videos🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻❤️❤️❤️❤️❤️😇

@KeliOConnor 14 дней назад

I love Dr. Barnard! That so cool you got to see (and meet) him!!!

@erindixon2877 15 дней назад

My family has food allergies and intolerances to various foods. Eating out, at least for me, just isn’t worth it anymore. I cook at home and have started taking a meal and snack with me when I go out of town for the day. Saves money and I get to eat enough of the foods I can have so I don’t feel hungry an hour later. We spend less than $1500 on groceries and sometimes much less if we have a full pantry.