I have both the AAA Daily and the AAA Travel so it can be done. They are both underrated and the combo allows me to knock out two high volume categories(groceries and gas) at 5%
Interesting, I've heard you can't but here you are. That's nice to know it's possible. Thanks for sharing. Probably the most underrated cash back cards
I want both of them but all data points say you can't. Peeps say the only way possible is to be authorized user one and have the other yourself. I'll need to try it myself
@@mypriusisfaster I have heard the same thing, but I do have both. I have no motive for lying. I wish I could take a picture of both cards and upload it here in the comments. One interesting thing is that when I log in to manage my account I have to use 2 different user names. However, I applied to both using the same name, same address, same DOB, and same SSN. And I'm the only authorized user on both cards. I applied for the Daily in 03/2023 and the Travel in 10/2023. Maybe the limitation is something new. I only brought it up because they are such good cards and having both is a good foundation to a solid cash back setup.
I went to Denali National Park in Alaska a few years ago, and a guy on my tour bus leaned over to me, "This looks like my backyard in Northern MIchigan."
Thanks for answering my question! I'll get up that way one day and take you up on your offer! I hear Michigan is beautiful. Especially in the Upper P. Thanks for the info + video!
Only ladies part of the group in New Orleans were the WAGs. It is New Orleans finding randoms was not too hard… Unless you gave a very easy tax return aka 1 W2 and some 1099s, do not do your own taxes
If this comment gets 50+ likes, I’ll live stream on election night and invite RJ on. Election results live + credit cards + bank bonuses, what can go wrong?
Some say the cobranded cards at Chase can be excluded from 5/24. Haven’t seen any consistent data points yet. For the core Chase cards, there isn’t a way around aside from waiting it out
Tips for the chase ink cash i see the 750$ cash back offer looks good because its 6 months I'll hit it. I have RU-vid tv will i get 5% back or do i need to buy gift cards at office supply stores. Eventually i just want to dump the points into the freedom flex can i downgrade this card to the og visa 5x caterogy rotating card.
Ink cash doesn't help with YT tv that I know of. You'd need a streaming or entertainment card. Office supply move still works. You can swap into the OG if you get the right person on the phone. May take a few calls. At this point, I say it's also fine to leave as CFF and not swap into OG unless you're about to churn it
@@RJFinancial already churned that freedom flex I remember getting 13.5x in one quarter on groceries. I'm waiting on the return of 5x on grocery for the unlimited
Ok, after you filmed this, Amex removed three of its lowest tier cards from the webpage and told Joe Barrera they're not bringing them back. What effect does this have on your Amex refresh predictions?
It would be odd to kill free cards while also trying to push into deposit accounts. Possible they come back under a new name. I do think something would replace them, why be the only bank without a 2x card... even 1.5x like the old magnate. Plus calling them new products will be more exciting, like Citi and the strata premier. Same card, new name, hear it's doing well for sales
RJ I like your videos and but I hope you are wrong about Apple Card I think what Apple has done with the Apple Card it shows that there is a room for a more unique card to exist on the market. If Chase get a deal and 'chasefiy it" I am out. The will be no reasons to have the card as it will now be just another card like hundreds of similar cards. I like that the statement close at the end of the month. If the bank cant handle it, well, tough luck - they need to get better IT and processes to deal with it. If they cant handle closing all statements at the end of the month, again, they better get their sh.t together and make it happen. I dont want to deal with another f.. lazy bank issuer and does whatever is more convenient for them because they are just big and complacent. Where is the innovation? Daily cash, another thing that is what sets them apart.. Also, remember, Apple is still like 5-6 times bigger than JP Morgan, so I feel that Apple still got the power to convince, even guys like JP Morgan. If I was Apple, I would get into the CC business instead to relay on anyone. It almost seems next logical thing, instead of dealing with a big company like Chase and their legacy and old school processes.
I'd like to be wrong as well. We are able to change our statement dates, so that's a non issue should it change. Daily cash is nice but not material given how much one would be spending on the card. If it's innovation you seek, then let's be innovative about it. Further integration into the ecosystem, redemption boosts going through the Chase portal for Apple gear, early pre-orders on new devices, etc.
@@RJFinancial I agree, there are plenty of things that they could be thinking about doing better etc. Even though I no longer use Apple Card I just dont want Apple Card to turn another mediocre card, this time baring chase logo on the back.
The 2x card? I’d do it if they sent me a $200 offer. Though, I open all the cards. Aside from that, nothing special. Fits the bill of being a 2x catch all card if you need one.
@@RJFinancial no thats the. Bread cash back card ......bread rewards american express is the 3x on grocery gas restaurants and utilities and if you do 20 swipes it 25% boost
