Giving Money to Your Filipina Family. Can You Ever Get it Back? 

NEVER LOAN WHAT YOU CAN NOT AFFORD TO GIVE

After several kind but misguided "loans" I have learned when poor filipinas ask "will you lend me money I will pay you back from my salary" what they really mean is "Will you GIVE me money and i will NEVER pay it back" and if you press them to honor their word all you get is excuses and hard feelings. Perhaps it is different with others but that is my experience. The first time I was newbie and it was a large sum. I learned, after that it was small sums and I knew ahead of time their promises meant nothing, but they were poor and "sana all"

So glad my parents made sure I was educated and never had to rely on a man for monetary support

They’re never going to be able to repay 70,000 pesos at one time, the moment they get 500 to 600 pesos to rub together they’re gonna burn it all on redhorse and emperador

I believe in the saying if someone owes you money you will never find them if you owe someone money they will always find you..

Making your girl choose between you and the family is a dangerous gamble, she may choose the family.

Mike, a good rule of thumb is never lend money that you can't afford to lose.

No he shouldn’t keep her from her family but if he feels he is being taken advantage of he doesn’t have to associate with her family.

Any money you ‘send’ should be considered lost to you and should be considered a gift - a loss. You do it to help. A return would be a bonus. I deal with the money (exclusively my money) as my girl simply hasn’t had any experience of having money, dealing with money and using it properly, so that’s fine for us. She gets what she needs from me but I also know she got by before me.

I've been in a Filipina relationship, and there's way I would expect her family to pay me back. We as Expats have an income much greater than they would ever have. I'm a giver not a taker, I would help my Filipinas family no matter what. Our pension is more than they will ever have, so if you want to be respectful then you need to help them. Just a little here there will go far. That's just me, when you find your Filipina you also find her family. So....be an adult and take care of them. That's just me. Sorry

Mike, you and Old Dog and Mike the Canadian beaver are my 3 fave expats... because you all have good hearts. And are smart as well. One can be giving and not a fool at the same time.

Joe is taking it a bit extreme! He has been in the Philippines a while so he knows that 70K pesos is alot of money to them, so he shouldn’t expect them to be able to pay it back ALL at once.

I'd never do what he has done. My lady gets a monthly allowance. I know the basic living costs of her family and what she used to pay them. I help with unexpected costs...funeral, hospital...anything else I say..."Go ask M...she has the money". Filipinas know the score and negotiate it.

My motto has always been if I lend you money if it isn't paid back, they will never get another penny. My wife could visit her family, but I also would put restrictions on how ofetn they could visit. I have lent a few hundred dollars, but I always plan on not getting the money back. If they do, then they have my respect even if I let them keep the money. But at least they tried. And sometimes things happen that you need to understand. If they are not going out every weekend and drinking but are using the money to eat that is different also.

Mike the biggest problem I have noticed living here in the Philippines is they don’t know the value of money and they were never taught to save even a few pesos a week once a worker here gets a little bonus they spend it not save it . 70 pesos is not much to most of us but I’m sure Joe is only trying to make his girlfriend a better person.

IJoe will end up on the losing side as most of the time our Filipina does so many things that may no seem like much but they add up and someday Joe will need some assistance from her family and there will be Nobody there for him. He will figuratively and literally be left on an island Alone and yet surrounded by people. So if "Joe" had given his girl $364 peso a week ($4.33 usd) in 4 years that would be $70,000 peso. So how much does she do for him as that is not allot over time but Joe is stuck on it being all at once. He needs to get beyond this as it will destroy all good will within the family and Joe will end up on the losing side. He can chalk i up as experience and move on, and no take this so serious that this is "blood money". And whether good or bad he doesn't have to lend / give anymore in the future as it has gotten so bad they won't want to go thru that again.

It's good to be clear and transparent when it comes to money, but I find this to be quite harsh. There are other ways to get your money back, such as giving deadlines, etc. If you push your girlfriend to teach her family to respect you and those deadlines, then she'll also grow mentally and learn what actual deadlines and payment plans mean. But stopping her from seeing her family is really tough, especially from an Asian perspective where family is really important. That's just my opinion.

Marry a rich attractive Philippino woman.

I agree with you Mike. Time to man up. Learn from his choice and decide what he wants to change or not change about his future behavior. Holding anyone hostage is wrong. If I was ever to lend money I would lend a very small amount and see if it’s repaid. Trust is earned. Don’t do what he knows he can’t handle. Lots of room to grow with this gentleman. 🙏🏼

Good video Mike! I would do the same thing I’ve done in the past with my ex-wife’s family. I’d set a hard limit on what I’m willing to loan them, and help as much as I can up to that limit. If they pay me back, they renew their ability to borrow. If not, I’m not worried about it, but no more borrowing. Also, my ex and I each had an allowance for frivolous spending. She can give as much as she wants of her allowance at any time, no questions asked.

No, the family can't come over but she should be allowed to visit as much as she wants. Joe pays travel exp. That is my position.

I have helped my Filipina with a large amount of money for her dad to be admitted to the hospital and when he was operated on the hospital kept him as hostage until the balance was cleared up (I couldn’t believe but I understand it’s not Canada) so I helped again but made the family come up with the balance which eventually they did. I offered as gift so don’t expect it to be returned. Please remember, It’s ok to help but don’t let your heart overtake the reality of your own needs.

I agree, and it's important to have good open communication with your partner on this topic.

I handled this in two ways - 1) She get's a 10k allowance each month to spend as she wants. and 2) I placed 100k in her BPO account so that she has discretion to help her family if necessary without impacting our budget. So far, she's done minor help out of her allowance - and rarely. She hasn't spend a centavo of the other deposit. It's her money. I don't ask for her balance, and I don't monitor her spending. In addition, she manages our 100k budget every month, and unless I have big medical expenses, I never have to make further trips to an ATM in the last 8 months. I maintain control over all my income beyond that and am saving for our future.

Mike, One that is absolutely fantastic about Philippine culture is that they put family first. If we are in the Philippines and in love with a Filipino woman then you take the good with all the differences of our cultures. I could not agree with you more.

The thing about it is, Joe understood that it was an emergency, had a heart and the family needed the help, so he loaned them the money. To him, as with the majority of us, expected a loan gets paid, but as we know things work very differently here. The man should never tell , or demand, that she can not see her family over an unpaid loan. Whether he wants to see them is a different story. I don't like the term "allowance" in a relationship. Yes we are together, and she should be able to get what she needs, and wants within limits. I never gave my american stay at home wife an "allowance", if she needed something she can go get it. For some reason in the Philippines, people like to use the term allowance, similar to what you give to your child . As you said, finances and budgeting should be discussed so everyone knows the limits for that month. However with that said, big ticket items needed to be discussed by both partners before making that purchase.

Joe is pissed off over chump change.

A lone to a Filipino is a gift they don’t make enough money to pay you back. Let them know that you will not give money again. Your girlfriend and her children are the only people that you need to support. Let it go and move forward. My girlfriend always has money, she still ask me before buying something,and I tell her that if she wants something get it but that is only because she doesn’t pay to much for anything and only buys hat she needs.

I asked Janet on her vlog and got no response….. simple questions….. how many acres is her parents place ? And would you be able to build on the family land if you wanted? Thanks

ive said this 100 times if a person has not learned by age 62 they will never learn only give away what you are willing to loose some people are just untrainable know it alls

This guy is definitely holding his wife prisoner. No question. What a greedy narcissist.

If the shoe was on the other foot would she be so noble? I think not. Always put yourself first guys and don't put yourself in these situations in the first place.

Family is family, money is money. I'm in US, still seem to be helping grown children in their 30s. I tell them I will help, but I will not change my lifestyle. Find what kind of monthly payment they think they can afford and I get a unsecured loan. I hope they make most of the payments because I want them to change their behavior. They may not be able to get credit or terrible credit. I am not going change my behavior towards them if they miss payments.

Hi Mike and Janet❤ This sounds like a recipe for disaster. You know that she is all about her family. You hanging this over her head will only come back and bite you in the ass. Give it as a gift from yr heart and write it off. Remember in the Philippines family is #1. Thanks Mike.😊

We've made loans to various family members, for different situations. Life happens, and sometimes it raises its ugly head. No biggie, because this is a responsible group of family members, and nobody has ever failed to repay the loans. I'm sure that if I ever got into a tight situation, the family would jump right in to help. But I'm very fortunate to be part of this family, which is unlike most, here.

IMO don't lend it out if you can't afford to lose it. Just give what you can afford. If you've been here 4 years you know how it is. This sounds too controlling to me. I could talk on this for a while.

Blood is thicker than water simple as that😅😅

I opened a joint account with fiancee yesterday for 10K pesos. She is a great shopper, and I need to see if she can handle money and a budget. Will add over time and as confidence in her abilities increase.

Hi Mike My name is Paul and I'm from Florida and I told you agree with you Joe should not be holding this girlfriend hostage she should be getting an allowance every month Even if it's only 5,000 pesos she could keep half and give the other half to the family and that way they stay off your back it's up to her what to do what they allowance this guy Joe is a is a idiot and if I was her I just leave his ass

💭🧓👴👵🫂 THX MIKE ....{LUV TO DO INTERVEIW W/ YOUR CHANNEL]

70,000 php is a lot of money not to get back. If they are making routine payments then he should be ok with that. If they are not even trying to pay, and have no intentions of repaying the loan, when they said they would then that is a problem. I would never tell her that she could not see her family though. 70k php for a farming family in the province is like us westerners trying to pay back 100,000 usd. I would tell the girlfriend that under no uncertain terms would any more money be given to the family. For many westerners, 70k (1,200) is not really a big hit to them financially, however for others it is, and to not get any of it back is problematic.

I think Joe gave more than he could afford and expected it back. You are in a very poor country, if you give money always consider it a gift, so don't give more than you can afford. Like if they ask you for 20K to pay for a Childs education or something substantial, you can say I can't do 20K but I can do 5K or 10K if that helps.

Agree totally Mike..He loves his money more than the relationship..Joe needs a attitude check

Dude is not holding anyone prisoner. Not physically. Maybe emotionally. No financially since she can move back in with the now healthy family members. She can walk out the door anytime and go back to the dirt floor. Her pride will be the first to say she doesn't need the money she can't hold on to for more than 2.8 milliseconds. We don't know the whole story but if he doesn't want them in "his" house but she's on the lease then he really can't stop her from having guest over but he sure as heck can break his addiction to that poon tang and cancel his part of the lease, move out, and go find another main squeeze. It's easy for us to say he should do this and that but would many of us do the same thing? Well that's another complicated story. Hopefully he learned his lesson that that squeeze box is more expensive than it looks. As a situation it really does suck all around. He needs to decide if he's gonna cut loose and run or stay and stop his crying.

I had family medical emergency a brother said he could not pay back hospital bill before he was admitted im ok with that the family may see it as a blessing the family dont ask me for money .i got a heart when it come to emergency

I agree with you Mike very sensible and practical.

If he acts this way towards her family, she will never ask him for anything. She will look for other ways to get money. She may even revert towards doing things that are not heavenly just to earn money. If he doesn't change his demeanor, there may come a day when he will need them. That's when he may be begging for their assistance. I would never stop her from being with her family. I would be with her because I love her. Work out a payment plan, but also learn to be gracious to others.

You are absolutely right, Mike! What Joe is doing is totally wrong! You are also correct when you say that you can sometimes help relatives by giving them money, rather than lending it. But then we should be talking about p5K or p10K. p70K is already a lot of money, even to a western retiree. Set boundaries of what you are willing to give. If they want more, it should be a loan and it should be backed up by collateral and notarised. This collateral could be a piece of land they own, a car or a motorbike. Good agreements make good friends. And always remember that they used to solve their own problems before you came along! Be good, be generous, be helpful, but don't be stupid!

Terms don't mean caca. (unless possibly a motorcycle that the bank can repo.) 99% chance you won't get a personal loan repaid in the Pi.

I lend money as a gift but if it comes back great but if not usually the amount is not a big deal. I wouldn`t pressure the wife or keep her hostage, thats just wrong.

Very Kind words at the end of the video. Very very kind

I have helped my fiance in the past with her family with some things but one thing I learned that if she needs something or if I need something everybody always looks the other way. I am very compassionate for the poverty in the Philippines but they have survived without us for years and years so I don't think the expectation should always be put on us, especially on birthdays and special events that me and my fiance are the ones that take care of the bill. It's kind of sad in a way because they make her feel so bad because I say no but that's Filipinos hahaha you can't change them so you just have to find your way of dealing with it and create healthy boundaries in the beginning beginning.🙂

Excellent advice Mike

Visiting him, means they will expect him to pay... but put the money saved, towards getting it back.. let her go to province, but not as a way to extract more... will create an issue... learn... imho

My wife and I live in the U.S, my wife Filipina, just recently her dad had to have surgery, the cost was 1800.00 USD, we chipped in 500.00, I have no problem with that, the only thing I have a problem with is she had 10 siblings all adults and they had a problem coming up with the rest of the money, one of her sisters have money and she probably paid what we paid, we are planning on moving to the Philippines in a few years and I can already see problems arising :(

Him denying them to visit his apartment when they owe him money is 100% his decision and valid. Him denying his girlfriend/wife from leaving the apartment to visit Her family is 100% fucked up.

Send wifey to visit family? $1,200 US dollars will easily prevent any further emergency "loans" or money grabs. Further, wifey looks good to family and loves him long time even more with said "loan"... It was his job to put in writing acceptable terms for payback and consequences for terms not met. Dude sounds like a bad business man. act like a "pawn shop" is a very good example of how to get paid back. Collateral, chores, labor, interest, etc... Be creative.

People have to learn to forgive that's very important in life

Extremes on both sides of this discussion. Make no mistake, they are with a foreigner for the money. There has to be a line. Being a hard a$$ is not the answer but being taken advantage of for your money isn't ight either.

This one is easy. He should suffer the agony! She should ask him if she can HAVE 70,000 peso. Then give it to her family so they can pay him back. I NEVER loan money for any reason. Been there done that. If you can't give it, YOU CAN'T GIVE IT!

I would not prevent her from going to visit her family, but I would not want them to visit because I will speak on the debt! He should have setup a payment plan and have the family sign it! If they can't follow it, then I would not loan or give them any money.

Good, sound advice Mike !

I’m sure he knew the odds off having returned was slim to none. There is something else going on here. I think he is fed up with something this is the hot button that has caused him to overreact.

Let him man up , Let him get use to it ,let him kiss his money goodbye, they will never pay back

If you give money to your Filipina's family it is a gift... THE END!!! We live in Australia and over the last few years apart from the monthly support we send her parents we have bought them a new tricycle as their old one was falling apart, I don't expect anything back as it won't happen. Some of these budget vlogs I have seen suggesting 1 - 1.5k may and I mean may be enough for a single person but adding a girlfriend is probably recipe for disaster for all involved... What happens to Filipina when he dies??? Tossed out on the street and worse off than she was before...

Joe should have known that lending money to family has it's risks, even more so in the Phillipines So Im thinking "joe" is not to smart.. I can understand why he would not allow the inlaws to visit, who wants.that stress? However, not allowing his wife to go visit her family is just wrong. At this point joe is just being a dick...

Ok, yes, but mostly no. We decide on family help together.

The way I handled it is if I loan someone money and they don’t pay it back, I just don’t loan them again. I don’t hold against them and don’t ask for it back I tell them at the beginning of what I expect and what will happen if they don’t pay it back On the other hand if I see were it’s going and why, I don’t make it a load. Example, My wife and I were talking to her parents on the computer and I noticed that there were several holes in their roof. I asked them what do they do when it rains. They told me they put buckets under the holes to catch the water. I told my wife to send them money to get the roof replaced. That’s no loan, that was a necessity!! We sent them the money and her dad did the work. That’s the kind of help I will give.

My opinion and 40PHP will buy you a cup of coffee, but here goes........You can forget the word "Loan" when it is used by most Pinos.....They actually mean donation and you can expect to never see that money again.......I never loan money to anyone that I expect to be repaid and only the amount that I can afford to loose.... However, what my wife does with her hard earned money is her business. I can only encourage her to spend it wisely. So far, this policy has worked well for me.

On a general comment, money is one of the biggest reasons for arguments in US between spouses. I think you need to get together, establish budget for household needs, emergency savings, wants like travel and entertainment. Than each should be budgeted money for personal spending. It's not your money when you are in a committed relationship. She shouldn't have to ask for money if she wants to buy makeup or outfit.

My rule, never loan money. Especially in the Philippines. I give what I can afford. If you loan money to poor people and expect it back YOU are the one imprisoned.

I agree with u . Joe s situation will cause resentments ..

I don't think its right to hold it over the girlfriend that her family owes him money, however, we may not know all the details of what happened here. I sounds like to me that there were some bad feelings created over this "loan" of money. Because good English is not really spoken here, there could have been a mistaken translation (miscommunication happens all the time here) of what was said when the money was loaned. There is a lot of folks here who take the foreigner for granted because they think we are awash with money and don't need it, like we use it for toilet paper.... It seems there is a general misconception that if a Filipina has a foreign boyfriend she has suddenly found a gold mine. So all I'm saying here is this "'Joe" as they like to call us... may be reacting (maybe harshly) to a family situation where he is feeling taken advantage of and his way of getting back is by holding his girlfriend hostage from her family. Right or wrong, there is more to this story than we know about. And BTW there is no such thing as a loan in the Philippines unless you are a bank. My favorite phrase is, "I'm not an ATM". That being said, I did loan a neighbor down the street a couple thousand Pesos and was surprised when she paid us back in a couple of weeks. Someone said, if you loan money in the Philippines, don't loan an amount that you can't afford to live without or count as a loss with no hard feelings. About "Joe", his mistake was loaning an amount that he could not afford to lose, because he did not want the family or his girlfriend to think badly of him.

Set the terms. Boonbay 5-6

The moment you decide to part with that money. Is the moment you let go

You can't tell your wife she cannot go see her family and no wife should tolerate that but if someone in her family disrespects you by not keeping their word and refusing to pay you what they owe, I think you have every right to tell them they are not welcome in your home and a wife needs to be on the husbands side in that matter. If the situation was reversed, a good husband would be on the wifes side, wouldn't he? If someone in my family disrespected my wife like that, I would completely support her because that's my responsibility as a man. If the family is so broke that they simply can't pay, a good man would let it go, especially if it doesn't burden him. I think the missing piece here is the dynamic that exists between the husband and the family prior to this incident. Let's face it. Some people have no respect and will take advantage of the one person they know with resources. For me, whenever this comes up here in at home, I ask myself if I'll be ok if I don't get paid back. If they don't pay me back, Im ok and then I know where I stand with that person and I never allow it to happen again. $100 is a small price to pay to weed out a toxic, untrustworthy person from your life..... if it comes to that. I have been blessed with a few friends with whom there is no problem handing 2 or threee thousand back and forth without question because we understand that the trust is there, the money will always get paid back and that relationships are more important than money. That's a very, very rare thing though. My point there is that it all starts with the dynamic in the relationship is where it all starts. One thing I have learned is that it is very foolish to think that you are safer giving money to family in any country. Family are the most likely to ask for help and the very least likely to pay you back.

How you can do folks is hope that someday joe will need them for something and they will refuse him! Americans know what goes around comes around! God bless the family

All he has to do is put himself in there shoes. Some people don't get that marriage means you marry her family as well. If he gave money to help his family I'm sure his wife would feel some type of way seeing as to how he treated her

Joe is in the wrong, one day he will need help from the Filipina. Question: when you gift money to your wife’s family, are they truly grateful? Does there gratefulness last just a few minutes?

I wonder also if he told the girl I dont want these kids under my feet and thats why they are in the province.

Most men are holding their Asawa hostage to some extent. My wife works, makes more than I do, but she pays what we agreed to on time. She isn't thrifty at all and over indulges her family, but then our Granddaughter needs provided for, we have 2 greatnieces that need fed, we have a niece in collage. So I don't feel sorry for the lazy adults, but children need help. Aside from the 4 girls, there's my wife's son, his wife, and her children from her first husband. There is the mother of the two greatnieces, and the mother and father of the collage girl. Then there's the occasional other family members. So all is well in our house...

Joe shouldn't hold his wife hostage to her family's debt. Just understand everyone, when you marry a Filipina, you are marrying into her family. Family is number one to most Filipinas. Good advice on not loaning money for businesses. Have been married to a Filipina in the US for 12 plus years and have never given her money for her family. She always sends money that she earns to her family. Understand that if we retire in the Philippines she will not have an income but she has greatly helped me out here in the US so my retirement money will undoubtably go to help her family when it is needed. Important topic, thanks for posting this, Mike...Jim

Obviously, you have to set boundaries with family but this is something that is probably ill-advised and a bit too extreme. The wife/gf and family are never going to forget this 'insult' and there may be a time where he may need the help of the family, and of course, they will remember this moment. Money isn't everything! I do not know the income level of the family, but more often than not, they are going to take a while to pay that money back. The best terms are probably to give what you can spare, knowing that you may not get your money back. I think I leant 40K pesos to my sister-in-law after a vicious typhoon tore her roof off, she gave it back to me when she could (which was next month). They know I'm a kuripot by design so I guess when I do lend money they take it a bit more seriously.

Money and family never mix. I always place any monetary help to family and friends in the gift column. Life is too short. That is so wrong using money to hold people hostage. That is what wealthy billionaire families do. So wrong and distasteful.

THATS CRAZY, LET THE POOR GIRL SEE HER FAMILY. PLEASE FOR THE LOVE OF GOD LIFE IS FAR TO SHORT TO KEEP ANYONE FROM THERE FAMILY JOE. MAN UP BUDDY JUST DO WHAT'S RIGHT. DO FOR THE WOMAN YOUR SUPPOSED TO LOVE.

Yep, this guy "Joe" went over the top with his loan payback demands and trying to control his GF. If he couldn't afford to loan that money for a 2yr payback period, he should have realized due to knowing them for 4 years that they won't be able to pay that loan back quickly and told them he needs the money for rent. $1250 isn't that much when spread out over 12 months, about $200/month, which is an amount I've heard several expats give to their GF for herself & family matters throughout the year. I think too many of these expats come to the Philippines with too little money saved or too small a pension to live comfortably, including emergencies.

They should repay the money, but they never usually do. Stop giving and lending money. You have no obligation to do these things.

The guy who borrowed money should be named Dick. I agree with you Mike, consider the money a gift. The people have such a small income, don't put them under stress by expecting them to pay you back. If you can't help family out financially don't do it. But for sure don't treat your Wife or girlfriend this way.

I give money to my wife's family and I dont expect it returned. But giving to the family friends, you will never see it.

Joe went from an Angel helping a family member with a medical problem in desperate need to a selfish mean person making unreasonable demands and leveraging the love of family to bend people to his wishes. Joe is creating deep, hurtful and unnecessary memories. It would be better to have not helped at all but after the help was given, if they don't repay as promised, just use it as an excuse not to lend to them in the future. Always keep the high ground.

This topic boils down to 2 things. 1. Common sense 2. What can you afford to spend. I for one have no problem helping people this lifetime and that includes someone in the Philippines. l learned at a very young age, when you give without expecting anything in return, it comes back to you tenfold, it's just the way God designed it. 1. Common sense boils down to what you can afford to part with without having regrets later. 2.If you can't afford, establish that at the very beginning. Every one of you men who travel to the Philippines know your money has power and it allows you the opportunity to meet beautiful young ladies. These ladies you meet are at your mercy with ZERO POWER, and you men know this. Why in God's name would you hold it against the family when most family live day to day to survive? Yes, there are girls who scam but not all!!! If your unable to spot a scam when your elderly, YOU DESERVE TO LEARN THE HARD WAY!!! Don't ever treat a woman like a slave or you will suffer the ultimate fate called Karma, again, it's how God designed it

My wife is spoiled lol, I do hold most the money, She pays the bills, asks for money when we need something, I think my big downfall was loaning, Not big amounts but they pay back slow or not at all, If I was Joe I probably would have payed in full, as a gift, I have gifted use of my truck for hospital calls, I have gifted a funeral, or most of one, Gifted Travel for family to come to Cebu for a funeral of nephew, Fuck No Guy is selfish, lol You don’t have control of Medical, Gift dont loan, If you can help, If not day no, I will not loan for material things, But i do work people who Are in debt, Some of my best employees came that way, God Bless

a loan like that is a gamble,,,do not bet more than you can afford to loose ! she will eventually leave him,,and i dont blame her,,!

Don’t hold her “hostage”. Withholding her from seeing family is too much! Lending money to anyone whether family or a friend sometimes leads to uneasy feelings about it being paid back. Like I said before Joe has been there a while so he should know by know how much they make. He should have discussed it with them about itbeing paid back, not just expect it all in one chunk and withhold her from seeing them.

I don’t believe that I’d hold my GF hostage for a debt however, I would not go around handing money as gift, that could get out hand quickly. But if I were to make an exception, I’d provide a portion of the requested amount with no payment back required and let them figure out the rest. I also contribute to the electric bill for her family but never the full amount. This way they’ll use the utility in a responsible way. We need to protect ourselves from potential exploitation. Not saying that all Filipinos are leaches but when word gets out that you lended and gifted money to someone the flood gates open up. Just give money to a kid on the streets and see what happens … jussayin’

I believe it's more to the story than what's being told. Just my opinion.

Joe Joe you can not say too you’re lady she not can see her family and children What happened with you🤦🏽‍♂️ This is a case for Raffy Tulfo. Take care Joe 😅 show respect it not you’re country You can just say no from the start and you know the family is poor people And I Agree with you Mike😎✅

People who keep grudges suffer.

Let your gf continue working, in fact insist she does. A family member wants money let her give it from her savings. Don't let her or anyone else know what money/assets you have. Don't flash your wealth such as expensive watches and phones.

Walking around thinking these young things love y’all is because it’s the Philippines and things are different here. The only difference is its extreme poverty in the Philippines. I feel sorry for Mike he’s totally in a fools cloud. Janet let him know the other day that she’s marrying another foreigner right after he croaks.