How about making it a part of long term debt portfolio and lock the 6.5% IRR for next 30 years as bond/FD rates are going to come down in the future decades ?
Sir maine life sanchay par advantage me 6y policy term aur maturity 30y invest kiya jisme survival benifit bhi hai ab mujhe surender karna hai last 5y me to kya invest amount ke sath kuchh benifit mil sakti hai? Pls ek video banaye is reference me
Pls Clarify this particular point -In HDFC Life Sanchay plus. Policy return, at any point of time during payout period, you shall have an option to receive the future income as a lump Sum, which shall be the present value of future payouts, discounted at a rate which is computed using the prevailing interest rates described in Part D Clause 4 below.
sir mere father ne HDFC SL PROGROWTH MAXIMISER POLICY PURCHASE KARI HAI USME MONTHLY POLICY CHARGE ME 648 RS. DEDUCT HOTE HAI TO WOH POLICY KE MATURITY AMOUNT ME SE CUT HOGE YA PRESENT VALUE ME SE HI CUT HOGE??
Hi, can u pls explain LIC jeevan salal plan 165 as lot of people had issue in this I had taken this policy at 24 year and duration is 25 years can u pls explain whether to surrender or continue
Yes you can . But if you do it after just one year you got nothing . But if after two or more years then you got surrender value .. approximately 65% value of your investment
Calculate the Inflation after 15 years. Will this amount be enough??? My age is also 37 Now (2024) petrol price and groceries price are xyz amount but what after 15 years (2039) what will be these prices and cost of living???? Is it worth to buy this????
I had same question and my friend (who works in bank) asked me not to invest in this scheme because after 15 years it will not be enough due to inflation. I did not invest in it and invested in real estate instead.
Ismein invest karna bilkul sahi nahin rahega total return 5 se 6% hai usmein bhi premium mein Diya Gaya GST jodne per return 4% ke aaspaas aata hai jo ki bahut hi kam ho jaega
Hello sir, took this policy this year, and want to exit now. Have only paid 1 premium of 2 L. If i pay just for 2 years, will it pay reduced benefit without lapsing the policy ?
This is the video I was waiting for a long time. Now will you be able to compare this product with other products in the market? We want to know which product gives guaranteed higher IRR for conservative investors. Thank you for all your efforts 🙏
Sir, 12 years tk ye 8 Lakh ka Medical cover bhi kh rhe he... Kya ye sahi rahega mere liye .. I'm 30 years old and 5k each month able to invest any insurance plan😊
sir mera vi yahi policy hai lakin ...hamko policy thick nahi laga too mai payment nahi dey raha hu...mera agent bhag chuka hai ..aap hi batay ki mai kya karu sir...plz help me sir.. 40000 dey chuka hu avi tak
Accha ap bolo koi FD as a long term 6.9% Return degi with Tax Benefit and next 30 years pe FD ka interest rate ajki jaise degi ??? So Sanchay Plus is best for Long Term systematic Investment ❤️❤️
Insurance ka Koi bhi Traditional investment wala plan na le , post or FD , Balance or equity Mutualfund & risk cover ke liye Term Insurance is best. Ye saare Investment Insurance plan ghata hi karwayenge agar ye guaranteed plan Post ki 7.8 % se bahut kam return deta hai aap 30 to 40 years ka calculation karenge toh bahut bada ghata hai.
श्रीमान जी मैंने 13 अप्रैल 2024 को 4000 रुपए प्रति माह का एचडीएफसी संपूर्ण निवेश प्लान लिया है जिसमें मैं 10 साल प्रीमियम भरूंगा और मुझे 25 में साल पैसा वापसी मिलेगा 10 साल में मेरे द्वारा 480000 दिया जाएगा तो लगभग 25 साल बाद मुझे लगभग कितना रुपया मिल सकता है कृपया बताने का कष्ट करें आपके जवाब का इंतजार करूंगा
Hello sir. Can you please make a comparison video on different investment based life insurance plans available in the market and show us which one is best for investment.
Please compare sanchay plus with LIC UMANG whole life, bajaj allianz wealth, max life wealth plan, TAT AIA FG plus, SBI LIFE retire smart plus. Tax free return at 7% are these policies giving ?
@@EveryPaisaMatterswhat is your mail id Amit bhaiya? Mera LIC Jeevan Anand ka 2 policy hai 15 saal ka. 3lacs aur 4lacs ka policy hai. I would like to get my returns assessed.
I request you sir please do a video on saral jeevan bima yojna by government and would like to know which company plan would be best suited ... Also kindly review max life flexi protect solution
@@EveryPaisaMatters ok. But I was asking this because some companies are giving term plans and some are giving ULIP plans and i am unsure as to which to take and which not to. Currently considering Hdfc, max life as they have better CSR. Also in comparison to them LIC new jeevan amar and tech term plans are also enticing. So currently dont know what to do....
@@SUJJUsMediQ simply exit u can bear some loss but save the future losses.... When i get fully financial knowledge of all such kind products... I simplt exit at loss of 35k and Invested the amount recovered and covered loss and made profit in next 2 years
This sceheme will take all your money and the agent and hdfc will make lots of money and you will ultimately loose . I cancelled this plan within a week . If you are looking for returns then do not go for this . If you want insurance then simply go for the insurance plans not this
Guys please dont go for this trap plane its the one of the worst plane ,it gives 0 benfits dont fall into this trap , am already suffering with this plane no use at all my fund value got decreased not increased after paying 4 years of premium
