Headtstart: How people can save, invest despite financial struggles 

"Never invest out of greed. When greed comes in, Logic goes out" - Chinkee Tan

"Ignorance is the number one killer when it comes to Investment" I will remember this my whole life.....this is very casual here in Pinas, no wonder.

I think ang ibig sabihin ni Robert kiyosaki sa " rich people don't save " hindi nila pinapatulog ang pera nila sa bank, what they do is they invest it,kasi maliit ang interest sa banko hindi kumikita ang pera nila. While investingin business in that way ang kanilang pera ay kumikita hindi lang kakapirangot katulad sa banko but malaki.

Thank you po for sharing sir, mag 8 year's na ako dito sa abroad pero wala talaga akong ipon dahil nag paaral ako sa mga kapatid ko, at sobrang pagod na rin kaya balak ko na po mag exit na this year at mag simula ng maliit na negosyo, nabuhayan po ako ng loob sa video na ito, sana po LORD gabayan niyo po ako sa mga plano ko 🙏🙏🙏😘😘 gusto ko na umuwi sa Pinas at makasama ko Pamilya ko, nakakapagod na po maging OFW wala din asenso 😔😢

1:55 , 50,25,25_ 50%to svgs, 25% to business, 25% to spend....do not copy the model copy the principle...according to your earnings....change the mindset...great ideas from a millionaire,thxs

wag iinom ng mineral water sa halagang 10 pesos bumili ng baunang tubig para kada aalis d kna bibili ..yun ginagawa ko itatabi ko yung 10 pesos na dapat ipambibili ko just see lang na nkapag save ako.bago ako umalis kumakain na ako dati kakain ako sa labas kasi tamad ako mag prepare.hindi na ao bumibili ng 3in 1 na kapae sa bahay bumibili ako coffee sugar at gatas na mura lang na evaporated intead of mamahaling creamer from there naka save ako lahat yan natutunan ko ky chinkee tan ngayon nakakipon na ako.yung mga hindi pa pdeng palitan pinagagwa ko para hindi muna bumili ng bago lahat ng nasasave nyo ilagay nyo sa envelope isulat nyo kung saan at magkano na save nyo.in 1 year malaman mo malaki na save mo.its a habit talaga

I agree with Janet Hu. I actually thought about that when I read R Kiyosaki’s books and realized, save to invest. Thank you po

The more money you have, the more relatives you have 😂

actually the most important is on what he said from 4:15-4:20

The problem with Karen is that, She sometimes talks without pausing or waiting til the person finish the talk. AND, she writes down something in fact everything is recorded and could just be played back after the interview. C’mon you are a Journalist. Use your practice!

I disagree on that 50% save, 25% invest, 25% spend. I'm more likely would do 50% on Investment, 25% on savings and 25% spending.. Why? "A piso save is still a piso after 1-2-3 years"... what I mean is. more Investment more money in return.. First and foremost, He is right about the mindset of knowing about the rule of thumb about the money. learning and understand is the hard part.. there is always ups and downs on all aspect of any money making businesses.. I have failed 3x of starting a business, there is nothing wrong with it, Its part of the learning process. thru the years I have learned that High income skills, Closing deals and know the emotion of your client is one of the important thing.. it not all about what you love to do unless you're going for a 6-10 years profession in society ( Lawyer, Doctor,Engineer.) Business is differ from a profession.. Best regards -My Opinion.

"When Greed comes in, Logic goes out" wow..

Ignorance is the number one killer in investment, never invest out of trust, never invest in which you do not understand no matter how profitable it seems. I applied this before I invested and got my life insurance

God bless you sir chenkee tan ang dami kung natotonan sau po

"Copy the principle, not the formula". Dapat marealize ng pinoy ang important ng habit. If you start earning, develop right away the habit of saving. Para when your income becomes higher, same effort na lang ang needed to start saving. Problem with most of us, we say "I'll start saving once i earn XXX amount.". That's not very good. We will always see reason to spend. If you can only save say 100 pesos a week, then so be it. Do it religiously until it becomes automatic on you. That becomes a good foundation, until you are able to start it to 150, 200, 500. etc. Again, it's the habit that is important, so tha when you are given more income, it's easy for you to save for your family and future.

Where to invest your savings? 1. Variable Universal Life Insurance 2. Mutual Funds and Index Funds 3. Unit Investment Trust Funds 4. Stocks and Bonds 5. Real Estate Investment Trust 6. Real Estate 7. Small business 8. Invest in yourself There is no short-cut.. It would took at least 10 years to jump from one social class to another.

all what he says is right ,,,so now as a single person and a breadwinner of the family, i learned some tips from this guy then while I am watching it's I remembered my time when I was working abroad I really mismanage my money din some of my friends they borrowed money but they don't pay it back so sad thn some of my money I invest it into wrong investment and inshort I didn't think it twice of how handle my money thn now I realize that I'm still the same there's no improvement but I'm so thankful but I'm so thankful coz I learned from my owned mistakes huhuhu thanks to this video ..

I love the way he speaks as well he explains

watch this man ......and you will really learn from him😊

Thank you very po. Very helpful teachings on financial development. Replaying here in Baguio City

karen avilla does not understand the rules of money ( money vs currency ) how money is created out of thin air by the BANKING institution and how tax code affect your money every time you save. saving money is not good advice if someone wants to be wealthy, but it's a good advice for those who only wanted have some money.. saving money is not the path to wealth, financial education that leads to financial knowledge is the path to wealth. for example knowing to take advantage when economy boom and bust...understanding that today's money is no longer money but a currency and there is a big difference between money and currency, that every time the government and banks printed too much money your saving loses its value..understanding that it is not the prices of product and services that increases but rather it's the value of your money that decreases..understanding that saving money in the old era of capitalism where in the market use sound money is a good advice but not in the new era of capitalism ( today ) where in they use currency ( debt=money )...today saver are loser and debtors who understand the rules of money are the winners..just like a mechanic, a mechanic can't repair an engine without understanding its operation..same with the rules of money.. if you wanted to be wealthy you must be financially educated....the universe and everything in it is governed by set of rules ( laws ) if you know it and understand it and apply it rightfully your life will be abundant.....

If not Chinkee Tan, I'll not watch this one coz of Karen.

I've learn a lot. Sinulat ko pa para diko makalimutan sa dami ng magaganda advice. Idea. 🤣🤣. Thank you so much sir chinkee.

This is so helpful, mas nakakainspire mag save :)

Greed 1, greed 2,greed 3 😁..ang smart na may humor pa

!01% true, I have lost money by trusting people!

A very interesting topic that people should realize especially to those young professionals. Know the importance of saving and protecting your family and income.

Copywright issues.kaya d full episode. This is youtube. Remember that. Buti nga inupload pa Kumalma kayo people.

Wag agad maniniwala o makikinig sa mga taong mabulaklak ang dila.

Wow dami kong natutunan po sa inyo .sir ...ofw ..bahrain

don't get wrong public audiences, chinky tan & robert kiyosaki are both "financial guro" they have common grounds wen it comes in money management...pinagulo lng ng konti ni karen davilla ung intindi nya about Rober Kiyosaki statement, that rich peole don't save money, ofcourse it's not like that, basic fundamental is to save money, hndi mo nman kc maiisipan mag invest or mag negosyo kng wla kang ipon...therefore it's almost the same...

Thanks for this video sir chinkee tan I hope there is full video, God bless

very much true. kong gaano ka pi alaki ng parents mo nakakatulong yon. ganyan ang sabi ng mother ko. pag ang baon ko 2 pesos wag mo g gastusin yon lahat magtira ka ng kahit. 50 cents. kahit ngayon ganyan ang gawain ko kong ang budget ko 100 pesos dapat magtira ako ng kahit 10 pesos.

tapos yong na e save mo e roll mo para lumaki buy and sell habang nagttrabaho

Salamat po.. someone shares our weaknesses with money. Anyone can be a victim, young or old and no matter our status.

i hope full episode nalng.

Good idea it helps me a lot now I know

Ang ganda nito

Ang galing mo Me.Chinkee Tan 😍

sabat ng sabat ung karen hindi tuloy mas ma i explain ni mr. chinkee ung points/ideas nya

Happy birthday Chinke Tan POSITIVE

@ABS-CBN news kindly upload the full episode naman. Ang daming tao matutulungan nyu neto just in case.

pano kung ung sinave mo uutangin mo din para sa pangaarw araw sa liit ng minumum

Yes invest your money and not in the bank

I should have watched this long time ago... :(

nabitin ako.ngayon ko lang nakita ito and its really helpful. san kaya ang full epi?

Gumagawa talaga ng paraan si karen davilla para patunayan na mali si kiyosaki. Actually si kiyosaki mismo nagsabi its not how much money you make but how much you keep. Anyway ang sinabi ni kiyosaki na rich people dont save money simply means mas malaki ang nasave ng mga rich at nakainvest ito sa mga malalaking real estate hindi natutulog sa banko ang pera ng mayayaman although meron clang money in the bank but the bulk of their money is invested in real estate or any investment na lumalaki ang value dahil kung nasa banko lng ang pero ay daratimg ang time na napakaliit nlng ng value ng pera mo. Kaya nasabi ni kiyosaki na rich people dont save.

si karen davila talaga.. mali nanamn siya this time.. katulad po namin kailangan po talaga mag save kami.. salamat sayo Mr. tan malaki po ang tulong ninyo sa amin

December 23, 2018..bakit ngayon ko lng ito napanood..dami ko ng years na nasayang😐

dapat kasi huwag ka makuntento sa buong araw na kumita ka ay okay na dapat ang maiuwi mo may sobra para sa savings

Grabe si sir chinkee, nanliliit ako sa talino nya hahaha

Robert kiyosaki believes in investing money rather than saving it. And he uses debt (For tax advantages) for investing. He then uses his income to buy more assets

Yeah right, I already copied the principles u have...thanks for this!

You'll be my role model! Dapat maging millionaire din ako like you sir Chinkee Tan👊🏻👊🏻👊🏻

Watching this now.. Learned a lot. Kso san ko mahahanap full episode?

This is exactly what we teach in IMG

so simple speaking is to save. to grow and to spent.

sir sobrang thank you..lahat ng video mo pinapanood ko po.nakila2 ko po kau kay Dr.Ong,salamat sa inyong dalawa for your selfless love for the benefits of other people..i apreciate both of you so much..dami ko tlagang natu2nan sa inyo.God bless po sir.

minsan kasi hindi nakakaipon dahil sa over spending. yung busog na kakain pa. magastos sa paglilibang na wala namang katutran. mahilig mamimili na hindi naman kailangan

Bakit ngayon ko lang napanood 'to? Haha. Sana napanood ko to bago ako pumawer. Hahaha

Income - 10% Tithes - Savings = Expenditure ,

most of the time, utang ang dahilan bakit ang hirap mag ipon.

lahat tayo mayaman minsan kasi hindi lang nagagamit sa maayos na paraan

I like your discussions, interesting, its something to feed our minds. Karen you have nice attire. I ❤️ red color very attractive.

That is almost impossible for most poor Filipinos.

The salary is very low sa atin how to save ,here in taiwan basorero lang laki ng sahod mga mason sa contraction 3,000 NT per day )dyan sa atin yong contraction hirap pa sa daga,dito pag nagpadoctor ka kc may sakit yong bayad mo 250nt lang may mga gamot na maraming klasi for 5days nayan kasama na mga xray ,Ecg ,blood test , urine test lahat ng test 250may gamot ,i dyan sa atin ,ano ????

So thankful on u

Very informative Sir Chinkee Tan....dahil jan magsi-save na kami,,, yes it's true don't trust any banking specially Online Banking muntikan na kami mascam... Dun na lang tayo sa mga Kilalang Bank maliit man ang kita basta sue...

Oh come on.... Easy lang yan ie... Gayahin sila chinese familia when it comes to money... Money ko money ko... Pilipino is like this... Money ko money ng lahat😂😂😂😂😂😂

This is it!!!!! ☆☆☆☆☆

Nkakatulong ang mga advice nya

Galing nmn ng speaker idol ko to.

Di masagot ni chinked yung Kay Kiyosaki na Rich People is don't save Why? Kasi magkaiba ang entrepreneur na nag put up ng business talaga or negosyante kesa sa isang salesman or net workers For me Robert kiyosaki pointing is Rich People Don't save means they don't save in banks because of the inflation because ang government is Kayang mag print ng pera. Ang ginagawa ng Rich they invest that has ROI also creates assets.

50% savings is the real deal, What Robert ment is not to save to keep money but keep it aside and make it grow through invest use only. What the common think of save is to spend on something which is wrong and forgot about the cashflow. If you can't make it grow, your wasting the resources ^^.

Sa dami ng sinabi which is maganda naman lahat pero di na sagot yung question whether the sole bread winner needs to get the life insurance. YES OR NO? and why.

Bakit wlang part 2?

R. K said the central bank, china, japan, etc are printing money, so why save? #ValueGoesDown

Ughh Karen, let him talk please.

Bakit bitin to??? san na ung next video??

savings is different investment. I think Robert Kiyosaki refer to "Rich people never save" might mean rich people invest their money. That is also the meaning of change of mindset.

tama po,

When greed comes in logic goes out

Full episode pls

Where to invest?

Hahaha Greed 1, Greed 2, Greed 3 😂

Pile on the stock.. aggressively, start young. Start at 18 and ull be surprised by 26

Wag gumastos ng higit sa sweldo mo.wag maging materialistic, wag umutang. Save your money in the bank..

I think what Robert means is rich people dont save cause they invest it instead of save it. They are talking about rich people na, it means they have money na, hindi na nila kailangan magsave para may mapang invest kasi mapera na sila, rich people na ang pinaguusapan eh.. not rich people siguro applicable ang save first para may pang invest

Karen Davila talaga oh, pinagdidiskitahan ung cameraman nila... baka mas mayaman pa cameraman mo sayo.

Babalikan ko to comment ko pag mayaman na ako👌💪

Pag na biktima kana, ang tawag dun bong ku nanah! Hahaha. Ang sabi sakin ng prif ko nung college, pag may biglang umusbong na negosyo at mas malaki oa kesa ang interest na binibigay ng gobyerno ay mag isip kana. At naniniwala ako dun

Nasagot po ba kung saan yung mga 10% return per annum?

i want the full episode

now I am learning.

Nasaan ang part 2

Change the word SAVE instead HEDGE...

ganda sana ng topic kya lng putol!

I learn something but I don't know if this can be applied practically.

Depende kung saan kang mundo nakikitira? Dahil kung nsa Europe ka lalo na Switzerland na tlgang mahal ang buhay tlgang hindi mo massabi ang 50-25-25 dahil sa insurance pa lang patay kana! tulad ng sick insurance, accident insurance, house insurance, car insurance, iba pa yung mga taxes.........

Madaldal masyado si Karen