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Health Insurance PORTABILITY - Things You Must Know | Health Insurance PORTING| Gurleen Kaur Tikku 

Gurleen Kaur Tikku
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A Health Insurance Portability is nothing but the process through which you can transfer your current health insurance policy to another insurance provider of your choice.
What’s special about a health insurance portability is that you not only transfer to a better plan but your waiting periods and no claim bonus too.
WATCH OUR VIDEO FOR MORE DETAILS :)
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
✅ TIME STAMPS :
0:00 Introduction
0:44 Portability at the time of renewals
1:25 Continuity of Waiting Periods
2:12 Fresh Medical Underwriting
3:08 Disclose all the Medical Underwriting
3:57 Share all the existing policy documents
4:22 Policy Porting from Due Date
4:56 Policy denied due to medical conditions
5:53 Premiums according to the new company
6:39 Conclusion
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For any queries:
📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
📞 Call : 9650706699
💌 Mail us at: info@hareepatti.com
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You can also reach out to us on our Social Media:
📸 Instagram: / gurleentikku
/ hareepatti
🎬 Facebook: / hareepatti
👩🏼‍🏫 LinkedIn: / gurleenkaur
🐦 Twitter: / gurleen011
✍🏻 Website: hareepatti.com
Do SUBSCRIBE to our channel for more such informative videos:
/ gurleenkaurtikku
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health insurance portability process , health insurance in india , health insurance port , porting process, health insurance port 2022 , waiting periods, health insurance portability details , health insurance portability hindi , portability process hindi , health insurance renewals , health insurance agent , best health insurance , health insurance port easy steps , gurleen kaur tikku , financial advisor , hareepatti
#healthinsurance #portability #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 17 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

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7 авг 2024

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Комментарии : 225   
@user-ot7nc2ie6k
@user-ot7nc2ie6k 6 дней назад
Aap ki video very clear cut hoti ha sab bat ache se samaj aa jati ha
@GurleenKaurTikku
@GurleenKaurTikku 5 дней назад
Thank you jee, keep watching !
@sanjayt1250
@sanjayt1250 4 месяца назад
Very good mam no body is so clear in this industry all are looters they don't care for you but you are good at heart to clear all things
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Thank you so much jee, keep watching 😊
@anirban5262
@anirban5262 6 месяцев назад
New information known... Thanks a lot
@ApurbaKrDas-lc9gn
@ApurbaKrDas-lc9gn 10 месяцев назад
One very very important matter. If in porting, the premium is enhanced for enhanced SI, then what new things or the provision of rules would come for the additional amount.
@ARTYIDEASWITHPREETI
@ARTYIDEASWITHPREETI Год назад
Very helpful video ma'am... Thank you so much for sharing 🙏🙏💐
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thankyou so much !!!
@9211647519
@9211647519 Год назад
Thanks Tikku mam for your this video.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Keep watching 😊
@PKA5005
@PKA5005 Год назад
Your vedio on health are so good
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thank you 😊 Keep watching
@tapankumarmahato
@tapankumarmahato Год назад
Well explained in a easy way❤❤❤❤
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thanks a lot 😊 Keep watching !
@PD3666
@PD3666 Год назад
Can I port my base policy of Company A to super top up policy of Company B? Or a user can only port from base plan to base plan and super topup to super topup.
@subhendudas9009
@subhendudas9009 10 месяцев назад
I have a doubt. What does mean upto sum insured? e.g- modern treatment upto SI, if claim amount more than SI then rest of money deduct from cumulative bonus, and from unlimited recharge?
@noblesjw1702
@noblesjw1702 2 месяца назад
If I do third time portability....last two health policies could be considered for continuation of facilities or ONLY THE PREVIOUS HEALTH POLICY would be considered ....
@Mannus189
@Mannus189 24 дня назад
Meine star health insurance comprehensive plan liya hai 3 years ho chuke hai kya mujhe doosari company mein port karna chahiye for more beneficial? Please reply
@Sunilverma-t2p
@Sunilverma-t2p Месяц назад
Hi mam ,is there any health insurance where we can get the claim of monthly/quaterly consultation and medicines claim or test claim(like ultrasound,CT scan,or any other ),pls mention
@drshwetawakchaure8284
@drshwetawakchaure8284 Год назад
Mam can we migrate policy in same company having claims in previous plans
@parthapratimroy398
@parthapratimroy398 Год назад
is all type of health policy (like master policy) portable?
@baburaoshivangekar5307
@baburaoshivangekar5307 Год назад
Madam,Right information.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Keep watching !!
@anirbansarkar8013
@anirbansarkar8013 Год назад
Maam, If I switch from one plan to another plan in same 'X' company. Do I need to again submit fresh underwriting? And do I need to disclose illness came in between? Will that count as pre-existing illness?
@Counting-of-Votes
@Counting-of-Votes Год назад
Online portability may kiya koi form fillup kar na hota hai ? Main policy portability kiya tha, lakin mujhe koi form fillup nai karna para.
@Mohd-Iqbal
@Mohd-Iqbal 21 день назад
Hello Mam, Main First Time Heath Insurance Policy Le Raha Hu Niva Bupa Health Insurance Kaisi Rahegi.
@girishnarkhede7850
@girishnarkhede7850 3 месяца назад
Thanks mam for your kind information
@GurleenKaurTikku
@GurleenKaurTikku 3 месяца назад
Thank you, keep watching !
@jagadishdhummansura8579
@jagadishdhummansura8579 5 месяцев назад
mam i have a problem for porting, existing policy is star health , last two year ago i have clamed, that's the reason for new company rejected for approval, any solution
@hussainbinshakirbinhydera7577
Mam I can change my mother health insurance policy hadfcergo to other because I'm not getting benefits I'm paying only premium since when I have purchased by the grace of God i didn't used once that policy would I get more than benefits because this policy has day one hypertension & diabetes I'm not getting any health check up & all too please give me idea mam or else I should stay on this only
@DINESHKUMAR-sx2sq
@DINESHKUMAR-sx2sq Год назад
Madam ji star health ki super top up kis kis company mein port ho sakti h
@prashantmane3952
@prashantmane3952 Год назад
Thank you 😊🙏
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Welcome!! Keep Watching 😊
@PopularDreamStories
@PopularDreamStories Месяц назад
health insurance policy portability karne ke bad free look period KA BEFENIT MILTA HE YA NAHI or portability karane ke bad hume purani policy me vapas jana ho to ja shakte hai kya?
@rajatabhishek01
@rajatabhishek01 Месяц назад
CAN I PORT FORM STAR HEALTH TO ICARE AND WHICH IS BETTER
@ramgupta81
@ramgupta81 2 месяца назад
I want to port my health insurance from new india to other which is best for me No claim from last policy Policy running from 2014
@happysingla86
@happysingla86 Год назад
Dear Gurleen Kaur Tikku mam.........Please Make a video on detailed report of health insurance compnies Claim settlemet ratio and incrred amount ratio and others parameters...it is difficult but you are the only one can do it in better way
@manojnair2516
@manojnair2516 Год назад
😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thank you for the video suggestion jee 😊 We will try to bring a video soon Keep Watching !!
@mahmed152
@mahmed152 9 месяцев назад
My policy with Care. I am plan to port in Neva bupa. One member take thyroide medicine since 7months.
@GurleenKaurTikku
@GurleenKaurTikku 9 месяцев назад
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you !
@yogeshgandhi4736
@yogeshgandhi4736 Год назад
Thanks for the information , Does the No Claim bonus accumulated also gets ported to new policy after porting ?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thank you ! We have a detailed video on our channel related to No Claim Bonus. LINK : ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-RuMbfe88udQ.html
@mohammadvakeel3395
@mohammadvakeel3395 8 месяцев назад
(Reference No.: IRDAI/HLT/REG/CIR/003/01/2020). can you explain this please
@amitkapoor5485
@amitkapoor5485 3 месяца назад
Whether No claim bonus will be carry forwarded?
@kushalthapa3548
@kushalthapa3548 Год назад
Madam what is "Billed Premium" ??
@aniruddhmeena3766
@aniruddhmeena3766 25 дней назад
Mam no claim bonus bhi carry forward hoga?
@KuldeepKumar-to8fn
@KuldeepKumar-to8fn Год назад
Good information ji
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thank you so much jee 😊
@AroraMelodies
@AroraMelodies Год назад
There should be clear guidelines/rules by the government as companies don't do medical examination of the persons but at the time of claim they used to come up with some clause of non declaration etc to reject the claim.
@madhumadhukar4266
@madhumadhukar4266 Год назад
Yes that's very true. Most of the people are taking policies with trust on agents/relatives but agents are the persons who misguides. It happened with me. Go online or go with direct company person or with your competent financial advisor . Most cases even after saying that we will undergo medical test and even if we tell we will pay, they says no because they don't want to waste time on us and they wanted to finish their daily targets. In india I belive 90% of people fail during claiming because no one reads policy doccument, we are afraid of trust issues with referred relatives, we are not bold enough to question, we don't have time to understand our own customer rights
@rupsasubhajit113
@rupsasubhajit113 4 месяца назад
Very very true​@@madhumadhukar4266
@movie4dilip
@movie4dilip 28 дней назад
Any link for IRDA guidelines?
@ArunKumar-ig2tv
@ArunKumar-ig2tv 16 дней назад
Good evening mam Mam meri health policy ICICI Lombard mai mai 10 lakh ki mai use star health pro 5 lakh karwana chata hu kiya policy 10 lakh se 5 lakh mainport ho sakhti hai??
@gamingwithking356
@gamingwithking356 Год назад
Thank you mam❤❤
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Keep watching !!
@aezon003
@aezon003 Год назад
Very informative video, thanks! I had a question. Scenario - I have health insurance of 10L base SI, 5L NCB, and 10L Super NCB... I am planning to port to a new insurer with 25L base SI... So if the porting is accepted, will the 5L NCB and 10L Super NCB be added to my 25L Base SI making it an effective 40L cover?
@rocku4evr
@rocku4evr Год назад
great video.....one question can we have the sum assured decreased , if yes , are there any charges associated?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Yes, you can increase / decrease- no charges
@rocku4evr
@rocku4evr Год назад
@@GurleenKaurTikku Thanks for your answer, I hope we can do the same while porting the policy? does it affect the PED and other factors?
@mujassimkazi2448
@mujassimkazi2448 Год назад
Very nice vdo madam always
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thank you jee :)
@justcardrive754
@justcardrive754 Год назад
hello mam godigit ki policy 10 lakh ki li hai Kaisi hai review kare godigit ka
@user-tq2vo9sy1s
@user-tq2vo9sy1s 8 месяцев назад
Why one should not take a Mediclaim policy from any Bank or Bancassurance .
@omkarkaranjkar5784
@omkarkaranjkar5784 Год назад
Portability ke baad kab surgery kar sakte hai
@narayanamurthy2061
@narayanamurthy2061 13 дней назад
Very good information
@GurleenKaurTikku
@GurleenKaurTikku 12 дней назад
Thanks a lot, keep watching !
@PKA5005
@PKA5005 Год назад
Thanku so much for giving valuable information regarding Health Insurance
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Glad, Thank you so much !
@nikhilpatil7500
@nikhilpatil7500 Год назад
Hi Ma'm, Your videos are very informational and useful. Thanks for educating us. I have query regarding insurance premium. I have health insurance (floater) at age of 31 (Avg premium now is INR 17000) if what will be approx premium when I will be in 65 age. Is there any benefit in terms of premium amount since I bought this at early age? Thank you.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Hi Nikhil, no benefit in terms of premium if bought at a young age. However, other benefits like no claim bonus, fully covered policy and policy of your choice if bought without any PEDs. The premium can't be estimated right now as it will increase as per health inflation
@nikhilpatil7500
@nikhilpatil7500 Год назад
@@GurleenKaurTikku Understood. Thanks you so much for response. 😊
@manojwadhwani277
@manojwadhwani277 4 месяца назад
Want to do porting with pre existing diseases like diabetes , blood pressure and cholesterol, please suggest
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Please mention all the existing conditions to new insurance company while porting. You can connect with us for any assistance - hareepatti.com/contact-us/
@anurag130
@anurag130 Год назад
I have a mediclaim policy for 8 years with Royal Sundaram. Now if i migrate to some other policy of the same insurer, will i continue to get the moratorium benefit which i accumulated in my existing policy?
@utkarshthakur3174
@utkarshthakur3174 4 месяца назад
no i dont think so
@ParveenKumar-ur1ss
@ParveenKumar-ur1ss 4 месяца назад
Kya police port karani ka OTP ata hai
@josephsyriac2012
@josephsyriac2012 Год назад
Please do a video on SBI general super health insurance policy
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Noted ✅ Thanks for the video suggestion ! We will try to bring a video soon !
@davinderpalsingh1955
@davinderpalsingh1955 4 месяца назад
Hello Mam, should one go for deductible option inHDFC ERGO. My current age is 50 and wanted to buy e fresh policy
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
It depends on your requirements & medical history. For any queries, you can connect with us on WhatsApp/Call at 9650706699.
@subratabairagi5166
@subratabairagi5166 Год назад
Proposal form pe previous health insurance mention korna bhul geya. Mera claim keya future me reject hoga? Pre diseases mention kiya.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Matlab portability me old policy is not mentioned? Toh woh portability nahin hai, it is a fresh policy
@Shiv7ghy
@Shiv7ghy 11 месяцев назад
How to port from group insurance like ICICI HEALTH SHIELD 360 to any normal policy like HDFC OPTIMA SECURE
@GurleenKaurTikku
@GurleenKaurTikku 11 месяцев назад
Hello jee, For any queries on Health Insurance : please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
@imranshake274
@imranshake274 Год назад
Tikku Ma'am Can I port from universal sompo to Aditya Birla? We have completed 4 years of time period in universal sompo
@GurleenKaurTikku
@GurleenKaurTikku Год назад
You can port to any health insurance company. Please check the terms & conditions of your existing insurance policy once. Thank you
@jagroopsinghbenipal870
@jagroopsinghbenipal870 Год назад
Hi Gurleen Ji,Maine Aditya birla plus health insurance karvaya hua Hai,Jo 04.02.2023 koi renewal hona hai but main Star Health insurance me port karvana chahta hu ,it is safe please suggest me 🙏🙏
@jorhattech
@jorhattech Год назад
Please dont go for star health. Aditya, HDFC and tata are best
@santoshnimkar3299
@santoshnimkar3299 Месяц назад
एक ही कंपनी पाॅलिसी दुसरी स्कीम में जानेपर पहेले क्लेम लिया है ये बताना पडेगा
@deepikabansal2369
@deepikabansal2369 Год назад
Hello mam we port our policy in care health insurance company but app show a new policy no previous record a brand new policy how they did this and what is its solution
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Please connect with the Care team or your insurance agent for the same.
@VinodRNofficial
@VinodRNofficial 2 месяца назад
New Company main Old Policy Successfully Port hone ke baad existing old company ko inform karna hota hai ki humane new company main port kiya hai ?
@GurleenKaurTikku
@GurleenKaurTikku 2 месяца назад
Yes, you have to inform.
@binda007banerjee6
@binda007banerjee6 Год назад
I ported My Policy (5 lack ) from one to another company on 27th December 22, after 2years compliton of the old policy, there was a bonous amount for 2years no claim Rs 350000, My question is that bonus amount would be added in Port policy or not?
@afridi__umar834
@afridi__umar834 Год назад
What is your Cover in new policy
@VishalArora1008
@VishalArora1008 Год назад
Ma'am meri floater policy pichle 10 saal se parents ke saath chal rahi hai,I am the proposar, toh kya mai apne liye single alag se policy le sakta hu,toh woh as a fresh hogi ya purani floater policy se mai single apne naam nayi policy me port kar sakta hu ?? Kyunki nayi hogi toh fir se waiting period lag jayenge, please advise
@GurleenKaurTikku
@GurleenKaurTikku Год назад
You can port single member to a separate policy, that is possible. Continuity benefits will be given
@avdeshbhati9201
@avdeshbhati9201 Год назад
Madam ji Koi best Health Insurance bataiye family ke liye yah single len kaun se mein fayda hai
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Please fill in the details here - hareepatti.com/contact-us/ , we will get in touch with you
@Riyaritu871
@Riyaritu871 8 дней назад
Madam after going through the policy in detail after porting found new policy not satisfactory. Can I revert to my old policy again? Date of renewal is still 25 days. What is the process if I want to go back
@GurleenKaurTikku
@GurleenKaurTikku 7 дней назад
Yes, you can cancel your policy.
@mayankgoel4078
@mayankgoel4078 Год назад
Hello mam, I have an individual health insurance policy with LIC jeevan arogya from past 4-5 years.. Now I want to take NIVA reassure family floater policy for me,my wife and son.. Can I port my LIC health insurance policy to the NIVA family floater?.. Will the benefits applicable for me get ported to the new policy?
@s....982
@s....982 Год назад
Must consult with Gurleen mam…before port guidance is required
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Hi Mayank, you can't port LIC plan to health insurance policy. LIC Arogya is a fixed benefit policy whereas other health insurance policies are indemnity policies. For further information and assistance , you may get in touch with our team at 9650706699 or simply fill in the form below, our team will get in touch with you hareepatti.com/contact-us/
@subratabairagi5166
@subratabairagi5166 Год назад
Ap ne mera baat samajh nehi paye. Me care health insurance liya hu. Policy certificate mei Ek jaga likha hai has any health policy been rejected or cancelled?. This potion is answered NO. jabke mei star health mai ekbaar try kor chuka hoon. Oh mera application reject kor diya tha sufficient document represent na korne ke vase se. Par care mei sabhii document submit kor diya. Mera policy issue ho geya. Near future mei is vase se claim reject ho sakta hai keya?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
It's better to inform to new insurance company beforehand to avoid any claim rejection. You can mail them or inform your insurance agent. Contact the customer care as we are not sure about the Terms & Conditions of all the companies.
@sevakgurubaxani98
@sevakgurubaxani98 Год назад
1. I am migrating plan in the same company but they are denying to carry forward cumulative bonus. Please give insight. 2. Shall I augment PA insurance of manipal cigna in which my I am having health insurance or purchase PA cover from united india, sbi general or aditay birla. Please guide which PA is good.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
1. Yes, usually NCB are not carried forward if migrated from one plan to another 2. We will come up with top PA comparison video soon on our channel - however choose the policy which covers your objective and gives maximum coverage
@sevakgurubaxani98
@sevakgurubaxani98 Год назад
@@GurleenKaurTikku thank you so much Gurleen. I was expecting reply from you and it came when I was just thinking about it. Please do compare government as well as private players. One query is can we purchase health and PA insurance from 2 different companies ? And if yes is there any need to take medical expenses rider of 10% in PA cover when every health insurance is already paying for hospital expenses as much I know about health insurance.
@negijivlogs3733
@negijivlogs3733 11 месяцев назад
Mam kya apne hi code mai health mediclaim policy li ja sakti hai in......future generali.
@negijivlogs3733
@negijivlogs3733 11 месяцев назад
And claim lene mai koi problem toh nahi ayegi.
@GurleenKaurTikku
@GurleenKaurTikku 11 месяцев назад
Aap please future generali ki team se confirm karlijiye. We don't have any first hand experience in this.
@suyograkhunde5111
@suyograkhunde5111 5 месяцев назад
Does cumulative bonus benefits transfer in case of portability
@GurleenKaurTikku
@GurleenKaurTikku 5 месяцев назад
It can but also depends on your policy terms & conditions.
@RajKumari-fj1mn
@RajKumari-fj1mn 11 месяцев назад
Ma'am i took policy from policy bazaar, now i want to change my policy from online to offline. Is it possible to do. Please tell me ma'am.
@GurleenKaurTikku
@GurleenKaurTikku 11 месяцев назад
no, you can either port or just buy a fresh policy
@ritnagpal
@ritnagpal 9 месяцев назад
Mam niva bupa se konse company me port karu pls reply
@GurleenKaurTikku
@GurleenKaurTikku 9 месяцев назад
HDFC ERGO health insurance also offers great plans. But do your due diligence before buying any health insurance plan.
@pappughosh988
@pappughosh988 Год назад
Please Navi ka health insurance kaisa hain.Please details main guide kijiye . 🙏🙏
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Detailed videos are available for the same on our channel, please check- ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-47BTRN_0KSQ.html
@anirban5262
@anirban5262 Год назад
I have a family floater mediclaim policy with my wife in United india health insurance company with sum insured amount of 2 lakh each... I want to port it to star health insurance changing it into individual policy with sum insured value of 2 lakh Or 3 lakh.... Is it possible?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Please check with Star health
@drsundersingh8089
@drsundersingh8089 4 месяца назад
मैडम मेरी हेल्थ पॉलिसी 2015 में एक्स कंपनी में थी और मैं 2023 में उसकी दूसरी कंपनी में पोर्ट करा लिया तो क्या मुझे प्रे एक्जिस्टिंग डिजीज का वेटिंग पीरियड का लाभ मिलेगा
@divyanshkulshrestha8511
@divyanshkulshrestha8511 Год назад
Mam No claim Bonous bhi carry forward hoga ya nhi...???
@GurleenKaurTikku
@GurleenKaurTikku Год назад
No claim bonus is not carried forward, however, continuity for NCB is carried forward if you opt for higher sum assured. For eg- Old policy - 5 lacs, NCB 5 lacs, you are paying premium for 5 lacs here New policy - 10 lacs - you will get continuity for 10 lacs ( 5 base+ 5 NCB) , you will have to pay premium for 10 lacs
@SabirAli-ik9xh
@SabirAli-ik9xh 2 месяца назад
Policy port karne k lia new company ko aadhaar our pan card copy Dena jaruri h kia
@SaurabhKumar-wu4hy
@SaurabhKumar-wu4hy 27 дней назад
Any one id proof for address verification
@rishabhrastogi506
@rishabhrastogi506 Год назад
Hi Gurleen, is it possible to port between policies within the SAME COMPANY?
@NavdeepSingh-ek8vi
@NavdeepSingh-ek8vi Год назад
Wo plan change hoga within same ompany.porting relates to change in company
@sruthichowdaryu
@sruthichowdaryu Год назад
It's called migration of policy, It's possible.
@avijitroy6414
@avijitroy6414 8 месяцев назад
After porting the policy to the new company, I want to renew the old policy, what should I do?
@GurleenKaurTikku
@GurleenKaurTikku 8 месяцев назад
No, you can renew to the new policy only.
@aditya-garg
@aditya-garg Год назад
Do the new companies give no claim bonus based on old policy?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
NCB is not transferred in portability
@poonamrani6705
@poonamrani6705 6 месяцев назад
Mam aapka hath jod kar thanks karta hu 😊 Aapne mere 2 query Ka answer diya video bahut acha se explain Kiya Aapka dil se thanks 🙏👍😊
@muralidharankamreddi5932
@muralidharankamreddi5932 Год назад
Mam...Iam 48 yrs old,my wife has 41yrs., My elder child is 10yrs and my younger child is 8 yrs...simply which one is better for my family health insurance...pls tell me mam. I am from visakhapatnam visakhapatnam,ap.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Please fill in the details here - hareepatti.com/contact-us/ , we will get in touch with you
@rkkhot2721
@rkkhot2721 Год назад
I ported from Star to Maxbupa Reassure with 20 lakhs cover . Is it wise decision?
@akashbhidlan2163
@akashbhidlan2163 Год назад
Yes sir it's a wise decision
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Portability is not an issue , however disclosing all the material information at the time of porting is important. If you have done that, no issues.
@weekendders
@weekendders Год назад
Hi RK Khot.... Are you satisfied with all the facilities provided by Max Bupa?? Is it better than Star Health
@vinayakjain7646
@vinayakjain7646 Год назад
can i port my corporate HI to private Health Insurance (HI)
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Yes, you should be able to port. Please check the process with your HR
@krkvlogs1452
@krkvlogs1452 Год назад
Madam I taken care health insurance 18-02-2023. From care health insurance company But now I will. Change to from care to other how?
@dineshrawat6115
@dineshrawat6115 5 месяцев назад
Have you ported your policy??
@manishgirase7320
@manishgirase7320 Год назад
Mera star health comprahsiv plane tha muje portability Karana he konasi company best he.pls inform
@prasadbadhe460
@prasadbadhe460 Год назад
HDFC optima secure or TATA medicare
@GurleenKaurTikku
@GurleenKaurTikku Год назад
There are many great options available. We can suggest you a suitable plan according to your requirements from the plan, Feel free to get in touch with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you 😊
@rajivsharma5209
@rajivsharma5209 3 месяца назад
Namaste, I am keen to port my existing NIA Health Insurance policy (which I have since 20 years, with 50% NCB) to a better company. Please can you guide me. Renewal is on 11.5.2024. I am looking at Care Supreme Direct (not sure if it’s good). I have concerns on paying high premiums which NIA has increased recently. Please can you guide and help me.
@GurleenKaurTikku
@GurleenKaurTikku 3 месяца назад
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history.
@AjaySingh-qs3sp
@AjaySingh-qs3sp Год назад
Mam.. I have reassure policy of niva Bupa..... Is it good to port to any other company.... Because I feel claim process of niva Bupa is complicated...... Even they don't have toll free number.... What s ur opinion mam. Which company claim process is so easy .... Even our parents can do easily in emergency situation.
@VishalArora1008
@VishalArora1008 Год назад
Niva Bupa ka really claim me issue hai kya ?? Mai bhi reassure me port karvane ki soch raha hu, kyunki claim settlement ratio toh website par star aur dusri company se jyada dikhata hai,toh niva Bupa reassure lena chahiye ya nahi ?? Please advise
@divyanshkulshrestha8511
@divyanshkulshrestha8511 Год назад
Mne to Recently HDFC ERGO se Niva bupa m Port kiya hai
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Claim experience of any company will not a problem if you have disclosed all the material and medical information properly at the time of buying the policy.
@abhideshmukh55
@abhideshmukh55 3 месяца назад
Hello mam how to confirm policy is ported ?
@GurleenKaurTikku
@GurleenKaurTikku 3 месяца назад
You will get new policy papers when issued.
@asimghosh3218
@asimghosh3218 8 месяцев назад
How I online port to niva bupa health insurance company, Please inform me procedure in online. Thank you.
@GurleenKaurTikku
@GurleenKaurTikku 8 месяцев назад
Please check this video : ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-dQd0u2-_UF8.htmlsi=3b_NurqXFJuWsnXA
@santunubhaduri5353
@santunubhaduri5353 Год назад
Maam..just now I ported HDFC ERGO to care health through policy bazaar as I took the first policy from the same....I changed the policy as the SA in HDFC ERGO was 3 lac and the renewal cost was quiet high.I went for care with SA 5 lac.I was with HDFC ERGO since 2017 and the NCB is 1.5 lac...kya decision thik hai...?
@divyanshkulshrestha8511
@divyanshkulshrestha8511 Год назад
I did tha same I ported HDFC ERGO 3Lakh + 3Lakh no claim bonous to Niva Bupa 5Lakh Because of High Premium in HDFC ERGO
@santunubhaduri5353
@santunubhaduri5353 Год назад
@@divyanshkulshrestha8511 premium niva bupa ka kitna hai?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Portability is not an issue , however disclosing all the material information at the time of porting is important. If you have done that, no issues.
@ARTYIDEASWITHPREETI
@ARTYIDEASWITHPREETI Год назад
@@divyanshkulshrestha8511 I also want to port my policy from HdfcErgo for the same reason.. Can you please tell me the premium of Niva bupa..
@herry4u2010
@herry4u2010 Год назад
My mother age 60 she is suffering for cancer and all treatment get of cancer and complite so which company take a policy of this type of person
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Regretfully, policy is not possible for him
@ShriRam10008
@ShriRam10008 Год назад
Gurleen Ji, I have policy for my father purchased in 2021 and we declared Hypertension as PED. This year he had sudden Brain stroke but claim rejected due to PED waiting period applicability. PED waiting period is 3 years. Now my queries are, 1. Can I upgrade my plan of same company which has PED 2 years waiting periods? 2. If Yes on above then Can I get claims for Brain stroke treatment from next year onwards. Policy is with Manipal Cigna Health Insurance, Plan is ProHealth Plus Plan and looking to upgrade plan of ProHealth Preferred Plan which has 2 years PED waiting period. Pls advise
@ShriRam10008
@ShriRam10008 Год назад
@@VenuGopal-tt3ee yes, if any pre existing conditions then you must declare to avoid rejection of claims.
@ShriRam10008
@ShriRam10008 Год назад
@@VenuGopal-tt3ee Read your policy documents where all things are mentioned such as Name, Age, Contact Details, S.I. PED and so on.
@ShriRam10008
@ShriRam10008 Год назад
@@VenuGopal-tt3ee On choice basis but make sure that you should have necessary documents when it was first diagnosed (i.e. 2020) and all subsequent consultation papers, if any which confirmed the same.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Sir, Replying to your queries below: 1. Since, he had already got brfain stroke, policy change will not be possible as it is a critical illness 2. No You will have to continue with the same policy
@ShriRam10008
@ShriRam10008 Год назад
@@GurleenKaurTikku But Company confirmed Yes I can upgrade and then Can go for claims.
@akashbhidlan2163
@akashbhidlan2163 Год назад
If kisi ki policy ko liye hue 1year hue hai and unki waiting period 1year ho chuka hai but wo next year dusri company me port kar lete hai then unka waiting period day 1 cover huga or 1year ka waiting jo old company ke sath 1year bacha hai wo new company me bhi survive karna huga. Please help 🙏
@akashbhidlan2163
@akashbhidlan2163 Год назад
@@soodvikram84 sir har company me waiting period 24months huta hai and specific waiting period 36months huta hai so new company me wo chize day 1se cover hai
@akashbhidlan2163
@akashbhidlan2163 Год назад
@@soodvikram84 okay thanku very much
@motivationalgujaratisuvich626
@motivationalgujaratisuvich626 7 месяцев назад
मेरा ग्रुप पॉलिसी है इसमें से मैं इंडिविजुअल में जाना चाहता हूं हेल्थ केयर का पॉलिसी है तो हो सकेगा
@varunraul8846
@varunraul8846 Год назад
kya groop policy port ho sakati he ?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
No !
@ankitjain4017
@ankitjain4017 Год назад
Company just got renewed the policy bt due to sm reason i m not able to continue wth the company and even dnt want to be work anywhere, so will policy provide any benefit aven after leaving the job?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Each company's terms & conditions are different. But most probably the company may not provide the policy.
@ankitjain4017
@ankitjain4017 Год назад
@@GurleenKaurTikku Thanks for ur rply mam.
@DINESHKUMAR-sx2sq
@DINESHKUMAR-sx2sq Год назад
Maam super top up policy portable ho sakti h ya nhi
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Few companies allow
@DINESHKUMAR-sx2sq
@DINESHKUMAR-sx2sq Год назад
@@GurleenKaurTikku plz. Suggest company name
@goldydhingra1072
@goldydhingra1072 10 месяцев назад
madam mere hdfc optima ha 10 lacs ka …. mein ose 5 lacs krna chahta hu, bcs phle 24000 tha ab 30000 kr diya …
@mansoorahamed7589
@mansoorahamed7589 Год назад
Good information mam thankuI mam one small suggestion while speaking ur speaking is so fast w speak little bit slow thank u.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Glad that you found the video informative. Also, Thank you for the feedback !
@iqrazonecommerce6126
@iqrazonecommerce6126 4 месяца назад
Madam I don't want to change the company but I want to change the agent is this possible. ?
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Not possible
@iqrazonecommerce6126
@iqrazonecommerce6126 4 месяца назад
@@GurleenKaurTikku Thank you madam
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