Thank you Arthur this very helpful. Please can send me a template of the Excel for calculating the class outcome, rating score and hazard. I need it urgently. Thanks for your help
Just be a little careful of the quartering, because its not an approved method and you could get criticized for using it ie keep it at the back rather than the forefront of your mind! Conversely if you stumble across an assessment which has been made using this quartering method you may be able to challenge it.