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How Credit Cards Work? Should I own a Credit Card? | Dhruv Rathee 

Dhruv Rathee
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Credit cards have become an important part of our financial transactions today. They can help us pay for things when we don’t have money to buy them immediately. They give us the liberty to pay for things later. But is it always a win-win situation for us as far as credit cards are concerned? How do credit cards work? And how do the issuers of credit cards, who pay on our behalf, earn profit from them? Also, what are the things that you should keep in mind while getting a credit card?
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0:00 Introduction
0:35 What are credit cards?
2:44 Credit Limit
3:19 What is a Credit Score?
4:10 Advantages
5:37 How to choose the right credit card?
7:40 How do the banks make money?
10:35 Disadvantages
11:12 Should you use a credit card?

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25 июн 2024

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Комментарии : 6 тыс.   
@DrTeethAcademy
@DrTeethAcademy 2 года назад
A bank guy called me today to offer credit card and I wanted some advice... so Dhruv made this video for ME 😛❤
@HeroxGamingOffical
@HeroxGamingOffical 2 года назад
I love it when the notification show's up" someone" liked your comment and you have a new subscriber"::::
@wasimzafar7449
@wasimzafar7449 2 года назад
"My Dad is ill" "And I have not job and money" "RU-vid not giving me views" "I want to handle my family" "Ya I'm worse than others"😨😭;!
@harshvardhan4766
@harshvardhan4766 2 года назад
déjà vu
@nainsikumari4439
@nainsikumari4439 2 года назад
@@Ameonestsongs RU-vid pe h ??
@pikacheem8432
@pikacheem8432 2 года назад
Another dead channel...😆😆
@mdmerajalam1
@mdmerajalam1 2 месяца назад
Kon kon 2024 me dekh rha hai 😮😅
@user-lj7tt9ph1h
@user-lj7tt9ph1h 2 месяца назад
Meto 2050 me dekh raha hu😅
@annamalayadevi
@annamalayadevi 2 месяца назад
Mai dusri baar dekhrelaa
@tirkeat3
@tirkeat3 2 месяца назад
Me
@bikashtikadar5061
@bikashtikadar5061 2 месяца назад
😁
@ajeetsinghrajput8875
@ajeetsinghrajput8875 2 месяца назад
🙋🏻🙋🏻🙋🏻🙋🏻
@yatrawitharpita95
@yatrawitharpita95 2 года назад
His contents are improving day by day.He makes his communication so clear and to the point which is really commendable
@QuestionEverythingButWHY
@QuestionEverythingButWHY 2 года назад
“A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” ― Mark Twain
@babulchetia5043
@babulchetia5043 2 года назад
He bought the umbrella with his money..so you're liable to give his umbrella back.
@livetradeworld9990
@livetradeworld9990 2 года назад
@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣
@TajiSingh
@TajiSingh 2 года назад
@@livetradeworld9990 Europe me aaye ho kabhi? IBAN ka name suna hai kabhi? 2-3 ka payment time bahut normal hai hamare yaha 🤣 Instant wale me paise lagte hain. India me system advance hai. UPI, IMPS etc.
@vaibhavkirtikar948
@vaibhavkirtikar948 2 года назад
@@livetradeworld9990 2 din lag jaate bola 🤣🤣🤣
@shivam_nagar69
@shivam_nagar69 2 года назад
But that's the whole business behind so people should be careful 😶
@rameshbhosale9761
@rameshbhosale9761 2 года назад
These financial topics must be taught in school with advantages and disadvantages
@user-lehsun-le-garib
@user-lehsun-le-garib 2 года назад
*Taught
@shinchannohara4574
@shinchannohara4574 2 года назад
Taught
@rameshbhosale9761
@rameshbhosale9761 2 года назад
@@shinchannohara4574 sorry for silly mistake Shinchan
@the_faraaz
@the_faraaz 2 года назад
School is for fun and time pass
@meghaarora8810
@meghaarora8810 2 года назад
Also jaise dhruv bhaiya padhate h School mein bst mein pada tha pr it's clearly nhi
@arefjahir4358
@arefjahir4358 Год назад
Thanks Sir, Bahot Informative Vedios Hote hai apke... Thank You
@Gwen1415_
@Gwen1415_ 3 месяца назад
Videos broh
@senorita5632
@senorita5632 2 года назад
Thank you so much....you are doing something really useful for us...thanks for educating us❤️
@mrityunjaygupta7056
@mrityunjaygupta7056 2 года назад
Am I the only one, who was waiting for the sponsorship part of CRED in the video?😁
@mastistructure8626
@mastistructure8626 2 года назад
No bro 🤣..mai v isi ka wait..
@afzalsiraj826
@afzalsiraj826 2 года назад
Sala kuvera ke piche pd gya hai... Jhntu h sb crypto k aage... 1 saal fd me 15-20% dete h... CRED hme bhi laga tha waise, slice bhi tapka diya... Dont know if it was sponserer
@sahilhoque275
@sahilhoque275 2 года назад
Bro mera creed app ma pahela credit score 750 dikha ta abhi 650 dikha raha hai kia karo
@Dev_Singh_Ji
@Dev_Singh_Ji 2 года назад
@@sahilhoque275 same here. Cred app pe 650+ show kar raha hai aur Paytm pe 780 show ho raha hai.. pata nahi Paytm sahi hai ya cred
@shinigamigamerx1890
@shinigamigamerx1890 2 года назад
@@mastistructure8626 eeeeeeeeeee
@QuestionEverythingButWHY
@QuestionEverythingButWHY 2 года назад
“Every time you borrow money, you're robbing your future self.” --Nathan W. Morris
@piyusarkar3065
@piyusarkar3065 2 года назад
Exactly
@shivamyadav9807
@shivamyadav9807 2 года назад
@@piyusarkar3065 vvvvvvvvvvvvvv Vvvvvvvvvv
@aaliyaayasha
@aaliyaayasha 2 года назад
But without any lending of money , you cannot afford to be a businessman.
@akbarhabib114
@akbarhabib114 2 года назад
If it's on interest
@aarizsabri5158
@aarizsabri5158 2 года назад
Wise words
@priyangshunandi4778
@priyangshunandi4778 2 месяца назад
Kon kon future pe aake ..yeh video dekh rha hai
@garrychandi7335
@garrychandi7335 2 месяца назад
Me
@user-fh3yd4sr5w
@user-fh3yd4sr5w Месяц назад
I
@terminator3371
@terminator3371 3 месяца назад
2024 me dekhne wale like kare 😅
@prafullamishra5697
@prafullamishra5697 2 месяца назад
Me ab dekh raha hun😂😂😂2024 April
@ravinepz
@ravinepz 2 года назад
Honest advice Don't apply for credit card if your salary is less than 30k.
@jaydeep-p
@jaydeep-p 2 года назад
Or at all.
@pradiprohit3469
@pradiprohit3469 2 года назад
Bro me exactly 30k par hu fas Chuka hu leke
@saumitjin5526
@saumitjin5526 2 года назад
You can have amazon pay credit card if you want to buy your regular groceries or goods which you were going to buy anyway... If you're able to pay for it at the moment then credit card and it's rewards are great. But if you get too enamoured by the rewards then it'll make you want to buy more... That's the problem people should be financially disciplined to know when to spend and when not to and when to use credit card and when to pay via debit
@Danish-dc4ib
@Danish-dc4ib 2 года назад
@@pradiprohit3469 kese fasa tai hai becouse mere pass bhi hai
@Samndha
@Samndha 2 года назад
Absalutly right
@shailesh4622
@shailesh4622 2 года назад
0:00 Introduction 0:35 What are credit cards? 2:44 Credit Limit 3:19 What is a Credit Score? 4:10 Advantages 5:37 How to choose the right credit card? 7:40 How do the banks make money? 10:35 Disadvantages 11:12 Should you use a credit card?
@jigneshs5659
@jigneshs5659 2 года назад
Ok bosssss👌👌
@chikafujiwara9854
@chikafujiwara9854 2 года назад
Time stamps are always given in the description of Dhruv's videos
@jigneshs5659
@jigneshs5659 2 года назад
@@chikafujiwara9854 😀😀Ryt👍👍👍
@nirdoshyadav7074
@nirdoshyadav7074 2 года назад
Nice work Dhruv!Continue your hardwork and keep growing.
@Grace111_
@Grace111_ 6 месяцев назад
I'm literally glad that I found your channel. There's a lot I've been learning from your videos, hope you keep on making videos on certain important topics.
@om.prakash.siyoll
@om.prakash.siyoll 2 года назад
Dhruv trending on Twitter is Directly Proportional To Growth in his Subs .
@divyanshukumarjha2258
@divyanshukumarjha2258 2 года назад
Jo isse sawal pucha vo andhbhakt zombie sanghi 🙏🙏 Bad mai yahi log rota hai ki freedom of speech nahi hai India mai
@apacheattackhelicopter8778
@apacheattackhelicopter8778 2 года назад
Why is he trending on Twitter right now?
@parasvanodiya04
@parasvanodiya04 2 года назад
@@proudlyindian9113 A to uski Marzi uska Chanel Bhai Jo banaye uski Marzi Tum apna Chanel Bana ke gyan Do bakra nahi katneka😂🤣😂
@AnkitKumar-ip8vs
@AnkitKumar-ip8vs 2 года назад
@@divyanshukumarjha2258 ye kya h government, bureocrate ya koi small level pr elected body. Sawaal jake pucho government se n. Government ke mamle me kahoge woh toh sabkuch shi he kr rhe hai.
@thehaunter5953
@thehaunter5953 2 года назад
@@divyanshukumarjha2258 yes you are right he always show one sided of the facts.
@Vishuk_11
@Vishuk_11 2 года назад
Modi was saying that he will increase GDP of india and he did it....😂 G- Gas D- Diesel P- petrol Samaj gaye na chronologiy...😂
@mememania2735
@mememania2735 2 года назад
Yes
@mukundpandey1255
@mukundpandey1255 2 года назад
ye fake new spreader hae
@kallu8722
@kallu8722 2 года назад
@@mukundpandey1255 Orr Tu chatukar h haar jagah same comment copy krke span krr rha h Galti ho gyi ISSI Kuch video m Galt news dikhai Tu ye bta iss video m kya Galt dikhaya
@mukundpandey1255
@mukundpandey1255 2 года назад
@@kallu8722 insha Allah india yk islamic mulk banega
@MM-zw8sm
@MM-zw8sm 2 года назад
😂😂
@kesarshivankar5587
@kesarshivankar5587 Год назад
Thanks bro for this important information really thank you🙂
@ruhanikakaur7660
@ruhanikakaur7660 Год назад
I found this video to be the best ...very good info .... In a very simple way thanku...
@souradip.sarkar
@souradip.sarkar 2 года назад
Dhruv is illuminati, he knows we were expecting a vid on Pegasus scandal! 😂
@Ameonest
@Ameonest 2 года назад
Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙
@Rishi-lx4ok
@Rishi-lx4ok 2 года назад
@@Ameonest chup bkl
@aryamore6343
@aryamore6343 2 года назад
@@Rishi-lx4ok atleast this guy is not begging like others or emotionally blackmailing us
@naturelover4148
@naturelover4148 2 года назад
Iskeliya illuminati ka zarorat nahi
@qualitytalks2801
@qualitytalks2801 2 года назад
Dude it's obvious that RU-vidrs make videos on trending topics one doesn't need to be "illuminati" to know all this, it's common sense
@aadilansari8020
@aadilansari8020 2 года назад
Pehle Mai Bohat Khush Tha Phir Maine Credit Card Leliya 😂
@sohan7506
@sohan7506 2 года назад
👍
@Vuttu121
@Vuttu121 2 года назад
🤣🤣🤣
@reetachauhan8089
@reetachauhan8089 2 года назад
Lol 😆
@vrishikantak12
@vrishikantak12 2 года назад
😂😂😂 Dhruv: aaj main bataunga credit card ke bareme Dhruv ke chele : hudbadime applied n got one for themselves And Leliya sirji Dhruv: leliya? Arerere nahi lena tha Remember tht moview scene of vijay raaj?? I think dhammaal
@aadilansari8020
@aadilansari8020 2 года назад
@@vrishikantak12 Yeah Dhamal 😂😂😂
@drbhushansali
@drbhushansali 2 года назад
Very informative, nicely explained, good presentation, keep it up... ❤️
@A-Tom69
@A-Tom69 2 года назад
You have missed out one important point: When one buys something of a higher value using his credit card, then there is an option to covert the purchase into EMI of 3, 6, 12 months, etc. Of course, there is an interest element, but still it is a good option.
@ecstacy745
@ecstacy745 2 года назад
Yes you are right money payment will be easier
@AhmadKhan-yn7jl
@AhmadKhan-yn7jl 2 года назад
Conclusion: Udhari ki zindagi kabhi mat jiyo, pareshaan hi rahoge 😂😂
@MM-zw8sm
@MM-zw8sm 2 года назад
💯
@Xyz.comjjj
@Xyz.comjjj 2 года назад
True
@gouravdev3416
@gouravdev3416 2 года назад
Udhaar Ki Zindagi : Ambani Adani bi Ji rahe Hain mere Bhai, Aur Carefree Bina PareshaNi Wali life Sirf Pagal Hi Jite Hain!
@livetradeworld9990
@livetradeworld9990 2 года назад
@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣
@Lonewolf-
@Lonewolf- 2 года назад
@@livetradeworld9990 "Example" ka naam suna hai kabhi Kaise chomo log hain ye
@ABC-dq4io
@ABC-dq4io 2 года назад
Next video : basic banking and finance terminologies that every school student should know 🙏 please
@Ameonest
@Ameonest 2 года назад
Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙
@vansh4383
@vansh4383 2 года назад
@@Ameonest bdiya gane h bro
@real_Raxter
@real_Raxter 2 года назад
love this series truely informative
@dr.mukhtarahmed8579
@dr.mukhtarahmed8579 2 года назад
Excellent information, very much helpful in maintaining the balance of life.
@pratapagham6048
@pratapagham6048 2 года назад
Credit card companies be like: Aree Dhruvv bhai dhanda band karwaoge kya 😂😂
@KT-om1il
@KT-om1il 2 года назад
@@isfinanceyoutube9235 Spammer bot
@livetradeworld9990
@livetradeworld9990 2 года назад
@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣
@MH_Editz-412
@MH_Editz-412 2 года назад
@@livetradeworld9990 🖕spammer🤪
@khaimaramgreenson672
@khaimaramgreenson672 2 года назад
@@livetradeworld9990 paisa rehna v sahiye vi😂
@Shekhar7369
@Shekhar7369 Год назад
@doplr8711
@doplr8711 2 года назад
When you find enemies on your path then you know you are going in the right direction.
@thenoobinvestor6930
@thenoobinvestor6930 2 года назад
💯💯💯💯
@itzpragata9727
@itzpragata9727 2 года назад
Yeah, Just like modiji, since 2002 and these dogs kept barking on him but couldn't stop him 😆
@sumedhaindorkar4249
@sumedhaindorkar4249 2 года назад
Your videos are highly informative and very well presented to us 👍
@sarakhan-kv6pz
@sarakhan-kv6pz Год назад
Very informative N very helpful
@MRX-gm9bg
@MRX-gm9bg 2 года назад
Kuwera will sponsor Dhruv Rathee for space trip in next 5 years 😜
@shoal2242
@shoal2242 2 года назад
🤣🤣
@novideos9144
@novideos9144 2 года назад
Dhruv in his space trip vlog be like: Doston mai space pahuch gya hu. Yha hame gravity feel nahi ho rahi hai.. Juli: Ye antariksh hai! 😂
@skjexplore5341
@skjexplore5341 2 года назад
Check about how to become with latest updates in 2021 and 2022..(full detail and well explained)..
@rbgurjar05
@rbgurjar05 2 года назад
Haaahaaaahaaahaaahaa
@azabgazab8800
@azabgazab8800 2 года назад
😂😂😂
@ahasnainkhan9622
@ahasnainkhan9622 2 года назад
Dhruv, you missed one important point, that is during online payment on amazon or flipkart we generally get too much cashback via credit card.
@bipinshakya98
@bipinshakya98 2 года назад
Not at all
@smartmoon786
@smartmoon786 2 года назад
Yeah apple iPhones are offered with ₹6,000 instant discount on HDFC credit cards.
@sahibolrahahaibhai6870
@sahibolrahahaibhai6870 2 года назад
Lalach aur aadat hai babuaa, fir rumal se nahi tum dhoti se hi muh saaf karoge.. Rumal bigde toh 12₹, dhoti bigdi toh izzat toh jaiegi sath mein lungi ka kharcha alag..
@Rebornrushi
@Rebornrushi 2 года назад
@@sahibolrahahaibhai6870 khena kya chahte ho bhai?😂
@sahibolrahahaibhai6870
@sahibolrahahaibhai6870 2 года назад
@@Rebornrushi gehri baat, samajne k liye time lagega 🤣
@Vaibhav_12.
@Vaibhav_12. 22 дня назад
Those who watching after 4th June
@mesutgul135
@mesutgul135 2 года назад
Thank you so much for your help ~ TheSpaceHackers I feel like I am a credit human again!
@morganshawn3415
@morganshawn3415 2 года назад
They 👌👌 were very easy to communicate with and did a good job in settling my debt. I would definitely recommend them to anyone needing help with debt settlement.
@Youth-growth
@Youth-growth 2 года назад
👍 with their service I got 800 scores
@patricialanora8774
@patricialanora8774 2 года назад
Thank for sharing your experience ..
@patricialanora8774
@patricialanora8774 2 года назад
Thank for sharing your experience ..
@patricialanora8774
@patricialanora8774 2 года назад
Thank for sharing your experience ..
@tejeshwarsingh
@tejeshwarsingh 2 года назад
I also feel that the cycle of Credit Card statement and the payment is kept separate to confuse the people even more as with the day to day lives and busy schedules, one tends to disregard the expenses and complicate the situation even further !! The simple solution is to not bite more than you can chew and keep a strong vigilance on the the expenses.
@hassanmohiuddinsiddiqi4821
@hassanmohiuddinsiddiqi4821 2 года назад
Next episode :- let's me explain how to start business? 1. Kitna capital amount hona chahiye? 2. Konsa business best hai? 3. Kitna experiences hona chahiye business ka liya? 4. Business mai partnership hona ya nahi? 5. Business mai govt facilities kya hona chahiye? 6.7.8. Etc....🤔
@piku8700
@piku8700 2 года назад
Ye video already uploaded hai
@tigmanshusharma3451
@tigmanshusharma3451 2 года назад
@@piku8700 where, name please
@vaishnavid.she-her2201
@vaishnavid.she-her2201 2 года назад
Sandeep Maheshwari has some videos on business advices
@piku8700
@piku8700 2 года назад
@@vaishnavid.she-her2201 Sandeep Maheshwari ne 1st and 2nd questions ka answer diya hai Baki ke questions ka nahi
@shinigami_ryuk
@shinigami_ryuk 2 года назад
sponsor by kuvera app
@jeuzermotorwala2330
@jeuzermotorwala2330 2 года назад
Why is no one talking about how perfect dhruvs hairline is??
@dr.aaveshshaikh815
@dr.aaveshshaikh815 2 года назад
That was 🤔
@bhardwajparth
@bhardwajparth 2 года назад
@FGR kahan se milta hai ye divya gyaan aapko. Main maan loonga teri baat tu ek proof dikha de
@RanjitKumar-pr2eq
@RanjitKumar-pr2eq 2 года назад
@FGR Bhai aaj ketni deir tak mudi kei pechwara sungha . Mutlab ketna dose lena parta hei bhakton ko😂😂😂
@novideos9144
@novideos9144 2 года назад
Gordon Ramsay you are more focused on Dhruv's hairline than the video 😂😂😂
@aquibkhan9385
@aquibkhan9385 2 года назад
That isn't like Gordon Ramsay
@henashree9159
@henashree9159 2 года назад
Thank you for the information and suggestions 😊❤️
@ruhipolara6650
@ruhipolara6650 2 года назад
Honestly, this is so informative and very simply put so its easy for everyone to understand! Unfortunately nobody explains these things while you’re studying so this is very very helpful! ☺️
@babaji5389
@babaji5389 Год назад
15/15 Lakh Cash dene bolo Goverments ko Modi& Co. Jo wadaa kiya tha Vo Nibhana Padega logon Se,, 15/15 Lakh Dena padega Cash??? Desh hite me jari Desh k fayede k liye 15/15 Lakh Sab Logon ko Milna Chahiye Goverments Modi& Co. Ki taraf Se?? Thanks . Jayhind. Abhi k abhi dilwado bhai?? 1.5,millon,,,,Credit modi& Co. Se
@pawangaihre7297
@pawangaihre7297 2 года назад
when are you uploading history of Afghanistan and taliban's 2nd episode? eagerly waiting for that!!?!
@introvert.....4990
@introvert.....4990 2 года назад
Me 2
@kaka-gm5bx
@kaka-gm5bx 2 года назад
Ya
@amrutrajyadwad
@amrutrajyadwad 2 года назад
Desperately waiting
@seeker5634
@seeker5634 2 года назад
Goldfish memory!!
@dhruvrathee
@dhruvrathee 2 года назад
Within One week :)
@dixitnayak2110
@dixitnayak2110 2 года назад
Dhruv is improving its content day by day and all others are sending more and more subs to him by giving him publicity No matters a publicity is negative or positive - Harshad Mehta
@saurabhshrivastava5198
@saurabhshrivastava5198 2 года назад
Dogala hy
@drawingcoversbyaditi8883
@drawingcoversbyaditi8883 2 года назад
@@sahilprusty vhi pelvis ka bot hai ye 😂😂😂
@ronitkumartoppo2476
@ronitkumartoppo2476 2 года назад
Pelvis bots are also here ? Wah modiji wah , of course
@drawingcoversbyaditi8883
@drawingcoversbyaditi8883 2 года назад
@@ronitkumartoppo2476 pelvis ke bots har jagah twitter pe trend karane se Rathi ki video like krne tak
@abbasshyal3649
@abbasshyal3649 2 года назад
@FGR taras ataa hai aaj kal inn kuttoo pr 😂😂kaam kaam hota hai chahe woh 2 paise mai cmnt krna kyu naa ho waah modi jii waah ..berozgarii khtm ho rhi hai dosto
@thenishantrathor5366
@thenishantrathor5366 2 года назад
Very nice and specific information Dhruv Bhai.... Thank you
@anuragdev7344
@anuragdev7344 2 года назад
You explain very well bro. Thanks for enlightening us.
@jiyayadav286
@jiyayadav286 2 года назад
I opened my first bank account recently…And here you are, always helping at the right time❤️
@teddyharwell9599
@teddyharwell9599 2 года назад
Yeah. He response to pple on W-hatsapp2602030909 than youtube
@sashascorpse2670
@sashascorpse2670 2 года назад
@@teddyharwell9599 stfu scammer
@Froooooty
@Froooooty 8 месяцев назад
I also want to open a account. Can you tell me in which bank you've opened account and their services
@prinshuvau9565
@prinshuvau9565 2 года назад
Pelvis yadav ki wajah se eventually dhruv ko hi clout mil gya😂😂😂😂
@Ameonest
@Ameonest 2 года назад
Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙
@mrigankshekhar1520
@mrigankshekhar1520 2 года назад
Sickulars
@kanhapandey3639
@kanhapandey3639 2 года назад
Sahi mein 😂 Uss anpadh "creator" ke anpadh fans 🤣🤣
@gauravrana1300
@gauravrana1300 2 года назад
He has a good point That dhruv judge the indians on the basis of only 30000 people .be bhakt not andhbhakt. Dhruv spotte karl .and everyone knows karls violates the indian rules
@RadecX1
@RadecX1 2 года назад
@@gauravrana1300 30000 is a big number, if you know how surveys work. Pelvis doesn't know for sure.
@farzadedulkaka922
@farzadedulkaka922 Год назад
Very well balanced video. You look very composed and absolutely natural
@himshikhabansal88
@himshikhabansal88 Год назад
Dhruv aapney bhut hi achcha samjhaya... To the point..!
@HimanshuYadav-cy3sb
@HimanshuYadav-cy3sb 2 года назад
Pelvish crying in corner😂
@mememania2735
@mememania2735 2 года назад
RIpelvish
@ankuryadav3509
@ankuryadav3509 2 года назад
☺️☺️☺️😆
@harris6498
@harris6498 2 года назад
🤣🤣🤣
@mukunddhanwate2301
@mukunddhanwate2301 2 года назад
Uski video demonitize ho gayi Aur Twitter par ro Raha hai Jo dusro ko Gali dekar famous hua hai use log nationalist keh rahe hai
@1M_YoR_DJ
@1M_YoR_DJ 2 года назад
@@mukunddhanwate2301 You Right Bro 👍🏻
@drawingcoversbyaditi8883
@drawingcoversbyaditi8883 2 года назад
see the engagement of video like to dislike ratio this shows that even pelvis audience loves dhruv's content
@dilli_vala
@dilli_vala 2 года назад
😂😂
@jingn2330
@jingn2330 2 года назад
🤣🤣
@faizal783
@faizal783 2 года назад
This what i wanted to comment about pelvic girdle. 😂
@AJ-cx6br
@AJ-cx6br 2 года назад
Pelvis audience?🤔
@habeebbasha5334
@habeebbasha5334 2 года назад
Thank you for a good information and all the best...
@shreenjandutta
@shreenjandutta 2 года назад
I have used a debit card almost always because it serves a lot of benefits to me in today's day and age But with credit cards I was always a little apprehensive since I didn't know what it exactly was and how to use it. Therefore, this video helped me a lot to clear my doubts Thanks ,Dhruv
@warishussain7067
@warishussain7067 2 года назад
I've been diving deep into personal finance and this was SO helpful. Remembering Feynman's words, you explained in a "simple" way. This must have taken huge effort - thanks a lot and I appreciate you Dhruv!
@ashutosh._.pathak
@ashutosh._.pathak Год назад
Hellooo brother I am also trying to deep dive in personal finance....as your comment is 11 months old..you might have got some experience....could you share some tips how can I improve my knowledge
@babaji5389
@babaji5389 Год назад
15/15 Lakh Cash dene bolo Goverments ko Modi& Co. Jo wadaa kiya tha Vo Nibhana Padega logon Se,, 15/15 Lakh Dena padega Cash??? Desh hite me jari Desh k fayede k liye 15/15 Lakh Sab Logon ko Milna Chahiye Goverments Modi& Co. Ki taraf Se?? Thanks . Jayhind. Abhi k abhi dilwado bhai?? 1.5,millon,,,,Credit modi& Co. Se
@mkaslok720
@mkaslok720 9 месяцев назад
Qq
@deskstore3228
@deskstore3228 2 года назад
U r really strong dhruv..and generous too..really a perfect inspiration...
@ananyapriyadarshini7051
@ananyapriyadarshini7051 2 года назад
A perfect inspiration of radical brainwasher... N yeah cowardice blood runs inside his vain that's why couldn't take his criticism...
@nikhilagarwal4884
@nikhilagarwal4884 2 года назад
@@ananyapriyadarshini7051 Right. he is not more than a brainwasher
@sibelgeorge1379
@sibelgeorge1379 2 года назад
Druv is right.. and I support him ..
@milindianx
@milindianx 2 года назад
@@sibelgeorge1379 Because he never talk about huge Christian Conversions in india 😜
@sibelgeorge1379
@sibelgeorge1379 2 года назад
@@milindianx lol
@harryboss9675
@harryboss9675 2 года назад
Even a kindergarten kid can understand the concept. Excellently educated the subscribers. Good job done.
@shahanshahrizvi8965
@shahanshahrizvi8965 Год назад
How simple explanation is this ! Great 👌
@bharatgawade85
@bharatgawade85 2 года назад
Missed few points I guess, annual charges waived off when you spend over and above a certain amount on your credit card in a year. I am using credit card for last 4 years and never paid annual charges.
@smartmoon786
@smartmoon786 2 года назад
He's not an expert in credit cards, this video is for people who don't understand CC at all.
@allfreetechhub
@allfreetechhub 2 года назад
The problem with cards with annual charges is that, in future if you like some other card, and want to stop using your previous card, they will make it super difficult for you to close a credit card. At times, they will close it and then silently activate it again, on the card expiry date, and will send you a new card, on some old address, "by mistake". And with 999/year fees, and further penalties and interest on that, you will be owing them a huge amount after few years for "nothing", either when they call you for collection, or when you notice your well managed credit score getting hurt. HDFC has done this with me. They know that they can't do it legally, and they still do it, knowing that most people will just pay them the stupid bills (free money for the bank), and won't really go to the court. Even if you decide to sue them, it will be much harder to get your credit score repaired again. So, always prefer a lifetime free credit card. And free means free, not "free if you spend X amount".
@akashsahu933
@akashsahu933 2 года назад
@@allfreetechhub appreciate the info
@joy-ow4ey
@joy-ow4ey 2 года назад
And also the waiver is offered, just to make you spend more. That's what happens with simple discounts also. One buys more just to get the offer thinking he would miss out on something lucrative, and ends up purchasing unnecessary things.
@avikde9631
@avikde9631 2 года назад
@@joy-ow4ey exactly nowadays the banks earn mostly by that way, its not USA where ppl are forgetful and stupid enough to fall in the debt trap, indians are usually so much aware about spending even little extra money too, hence the main way of earning for these banks is the partnership with multiple firms like flipkart , amazon,mynthra, swiggy , zomato,etc . When ppl see a cashback or reward of 5-10% and think they are making up like a profit of say few thousand bucks they dont realise they are also spending much more. Hence credit cards can be good for ppl who have a habit of spending a lot online due to their high earnings.
@Neerajkumar-mv5jj
@Neerajkumar-mv5jj 2 года назад
Desperately waiting for part 2 of Swami vivekananda's journey
@namankumrawat_11
@namankumrawat_11 2 года назад
This information help me a lot in understanding the concept of credit card💳. Thank you
@owaisakram9124
@owaisakram9124 11 месяцев назад
U doing great job by making these videos and giving the info about everything
@5um17
@5um17 2 года назад
You forget to mentioned a special earing of banks. Payment gateway charges, those are usually high for credit cards. :)
@user-xj3fu6du4n
@user-xj3fu6du4n Год назад
Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।
@dakshays6375
@dakshays6375 2 года назад
Make a video on "How NRIs can send or take money from Indian banks"
@manan8014
@manan8014 2 года назад
I would like a video on this topic too
@Nandankumar-bh1rc
@Nandankumar-bh1rc 2 года назад
Nice topic
@primitiveprime3739
@primitiveprime3739 2 года назад
Yes. This is one of the most underspoken topic. Please make a video on this topic
@pramodkumarnayak9253
@pramodkumarnayak9253 Год назад
Very informative video.... Thank you Dhrub ji
@TKDas-ch7mo
@TKDas-ch7mo 2 года назад
excellent information provided time to time.
@aakashmitra1114
@aakashmitra1114 2 года назад
Much needed video! How do creators get to know, what I want?😂
@novideos9144
@novideos9144 2 года назад
Thats their job 😂
@hashimkhan8
@hashimkhan8 2 года назад
that's right
@user-xj3fu6du4n
@user-xj3fu6du4n Год назад
0⃣.5⃣9⃣➡️ Bank Account में 💸 Transfer होने में 2 - 3 दिन का समय ❓🤔 Online Payment भी तो कर सकते हैं। 🤔🤔
@mfonline
@mfonline 2 года назад
In your intro you said you will tell how these cc companies earn. I was interested to know how the payment gateways like Visa and Master card earn. But unfortunately you didn't mention about it. Hope you do that as a rejoinder to this video
@dhruvrathee
@dhruvrathee 2 года назад
Sorry if it wasn’t clear. But they also earn through very small percentage of fees that is charged every time you use a credit card. The money comes from the merchant
@mfonline
@mfonline 2 года назад
@@dhruvrathee thanks a lot for your quick reply
@bhupendra9404
@bhupendra9404 2 года назад
@@dhruvrathee Sir, please make a video on Virat Kohli work ethic.....a motivational one..... please!!!!!
@user-xj3fu6du4n
@user-xj3fu6du4n Год назад
@@dhruvrathee 0⃣.5⃣9⃣➡️ Bank Account में 💸 Transfer होने में 2 - 3 दिन का समय ❓🤔 Online Payment भी तो कर सकते हैं। 🤔🤔🤔🤔
@Creativeinsaan0
@Creativeinsaan0 Месяц назад
Me to credit card lunga hi nhi 😂😂😂 profit kaise hoga bank ko 💀💀
@Truetalk467
@Truetalk467 Месяц назад
Yes BOSS
@whoshersinghh
@whoshersinghh Год назад
tomorrow is my banking exam, and today i watching dhruv's this video. very well explained!!!!!
@aimewww
@aimewww 2 года назад
Thanks for clarifying the concept in an easy way brother I wish you were my teacher when In was in High School..
@syedhujjatullahhussainihadi
@syedhujjatullahhussainihadi 2 года назад
Hi syeda aiman
@mahipalsinghrajput2586
@mahipalsinghrajput2586 2 года назад
How to be productive and manage time ? Start a series on self improvement.🙏🙏🙏🙏🙏🙏🙏🙏🙏❤️
@tailyangkodo
@tailyangkodo 2 года назад
every school should provide financial education from senior classes.....thankyou sir
@ryanrishat1665
@ryanrishat1665 2 года назад
If this guy was my tutor I would not have failed in 10th standard
@pankajpacharne2674
@pankajpacharne2674 2 года назад
😂
@arsalan1182
@arsalan1182 2 года назад
Bhai ye saal to exam bhi nhi tha
@ryanrishat1665
@ryanrishat1665 2 года назад
@@arsalan1182 who's talking about this year?
@whiteobama3029
@whiteobama3029 2 года назад
10th me kon fail hota h..? Literally kuch b likh k aa jao hrr question me tb bhi pass ho jaoge..
@ryanrishat1665
@ryanrishat1665 2 года назад
@@whiteobama3029 Sir, You are so intelligent But Im not from India so my edu system is not like India I hope you now have Idea about me Thank you sir!
@manujohn99
@manujohn99 2 года назад
11:08 look at that hidden fees picture 😂😂🤣
@benstokes69
@benstokes69 2 года назад
😂
@PritamKumar-lo7bt
@PritamKumar-lo7bt 2 года назад
😱
@englisheducation5222
@englisheducation5222 2 года назад
Mo*i aur elv*sh gay hai😂😂
@Shawez1711
@Shawez1711 11 месяцев назад
You have a very good explanation skill, you say things in a very simple way so that it's easy to understand for viewer ❤ You're doing a fabulous work
@musarratparveen9934
@musarratparveen9934 Год назад
Much informative bro🔥🔥
@amrutrajyadwad
@amrutrajyadwad 2 года назад
Quality of ur videos is going on a next level these days
@novideos9144
@novideos9144 2 года назад
See the video in 720p or higher to get better quality if your data can otherwise 360p is also fine. Just joking 😂😂😂
@mukundpandey1255
@mukundpandey1255 2 года назад
ye fake new spreader hae
@user-xj3fu6du4n
@user-xj3fu6du4n Год назад
Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।
@priyanshur6333
@priyanshur6333 2 года назад
Make video about right standard of living and financial freedom.
@abhishekvaibhavsimon8591
@abhishekvaibhavsimon8591 Год назад
Bahut shandar video dhruv bhai. Aur videos bnate jaie ese hi informative.
@monikakashyap109
@monikakashyap109 2 года назад
Very nice information sir.... Apki har new video se hame kuch naya sikhne ko milta h.. 🙏👍👌👌👌👌👌👌
@harshalnannaware8031
@harshalnannaware8031 2 года назад
If dhruv taught iit-jee there will be iitian in every home😀
@aaryansaraf2416
@aaryansaraf2416 2 года назад
Itne toh seats hi nahi IIT mein
@galaxy1234
@galaxy1234 2 года назад
everyone doesn't need to be iitian, there are many things to do
@user-xj3fu6du4n
@user-xj3fu6du4n Год назад
Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।
@Prince-yd8fo
@Prince-yd8fo 2 года назад
एलवीश : मेरे पर वीडियो बनाएगा। ध्रुव : कौन हैं तू?
@vruguera-zra-z9440
@vruguera-zra-z9440 7 месяцев назад
THANK YOU SO MUCH FOR THIS INFORMATION WATCHING IN 2023 STILL DON'T KNOW ABOUT HOW CREDIT CARD WORKS.....NOW CLEARED
@pavan3571
@pavan3571 2 года назад
Wonderful advice thanks Dhruv......🙂
@mohitsingharia4921
@mohitsingharia4921 2 года назад
Hi Dhruv, as you have already made a video on crypto-curriences explaining in detail what they are and how they operate. So nxt video should be on how to invest in these different crypto-curriences from younger age and what details and risks one should analyse before trying a hand in these currencies and from where one can manage these investments 🙏
@shyambaba173
@shyambaba173 2 года назад
Itna gyani nhi hain yeh bus dikhawa hain ...
@thenoobinvestor6930
@thenoobinvestor6930 2 года назад
Crypto is little dangerous I wud advise to invest in stocks
@mohitsingharia4921
@mohitsingharia4921 2 года назад
@@thenoobinvestor6930 in that case Dhruv should make a video on how to start investing in crypto and stocks and should also provide valid comparison which is better and safer option b/w both of them.
@Chilled_ETHANOL
@Chilled_ETHANOL 2 года назад
PELVISH be like - INNE KOI FARAK NHI PENDA😅🤣
@catcopy1063
@catcopy1063 2 года назад
@धार्मिक GaMeR 😂😂😂
@Abhijitchetry92
@Abhijitchetry92 2 года назад
But Teri jalti gund Dekh k hi pata chal Gaya na Farak pada ki ni😆😆😆
@Sarcasmka14
@Sarcasmka14 2 года назад
Hame farak padta hai: Abhi & Neyu
@kalicharansahu7439
@kalicharansahu7439 2 года назад
@धार्मिक GaMeR mass reporting mostly rishu ke fanbase ne kiya hai
@RadecX1
@RadecX1 2 года назад
@@kalicharansahu7439 Pelvis ke G mein itna dam nahi hai ki Rishu ka ek baar kahi bhi naam bhi le le. Bas Dhruv Rathee ko seedha paake, saara bhanda usi pe phod raha hai.
@anjalisolanki8194
@anjalisolanki8194 2 года назад
So useful information 👏👏
@birsadeerpark3329
@birsadeerpark3329 2 года назад
बहुत अच्छी जानकारी के लिए शुक्रिया।
@aamir215
@aamir215 2 года назад
I was expecting a video on another part on history of taliban 🤓
@NewsTV-wd2vm
@NewsTV-wd2vm 2 года назад
Me 2
@foodiefoodhub3486
@foodiefoodhub3486 2 года назад
Why you are so Interested about That terrorist org
@aamir215
@aamir215 2 года назад
@@foodiefoodhub3486 bcz i love the way they destroy their Opponents 😑
@darkknight1845
@darkknight1845 2 года назад
Allah is 🐖🐖🐖🐖
@saurabhthakur5939
@saurabhthakur5939 2 года назад
History of Taliban history of Iran how it became a muslim country nhibh aukad iski batne ki
@ritik4215
@ritik4215 2 года назад
"Thara Bhai Dhruv aaj itne facts bataega itne facts bataega ki tumne sochi na hogi" 😂😂😂
@Ameonest
@Ameonest 2 года назад
Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️😊
@Happystar35
@Happystar35 2 года назад
🤣🤣😂😂
@HeroxGamingOffical
@HeroxGamingOffical 2 года назад
I love it when the notification show's up "someone" liked your comment and you have a new subscriber". . . .
@LuciferMorningStar-hj5kn
@LuciferMorningStar-hj5kn 2 года назад
Are oye chapri youtuber
@rajivjat7038
@rajivjat7038 2 года назад
Chl chl bap ko mt sikaa
@muhammadumair4436
@muhammadumair4436 Год назад
Thank you so much for this very important information
@dhargey
@dhargey Год назад
Thanks, Guru Ji Your every video is very educational! 🙏👍☺️👏
@somsutube
@somsutube 2 года назад
Much needed video. Appreciate the efforts.
@samcollection9995
@samcollection9995 2 года назад
I had a lot of confusion about credit card. Thanks a lot for explaining this matter. Now it becomes clear like water. I think many like me have also been benefitted by this video. Thanks a lot. ❤️
@sudarshanshivakumar1375
@sudarshanshivakumar1375 2 года назад
Nicely explained bro Thanks
@sunnythakur9074
@sunnythakur9074 Год назад
Thanks for this valuable knowledge ❤❤
@vanshika6245
@vanshika6245 2 года назад
Highly appreciate this series ......truly grateful
@englisheducation5222
@englisheducation5222 2 года назад
Mo*i aur elv*sh gay hai😂😂
@divyanshukumarjha2258
@divyanshukumarjha2258 2 года назад
Next Video on how much you earn from Leftist parties and specially form Kejriwal 🙏🙏
@savage8875
@savage8875 2 года назад
@@divyanshukumarjha2258 tu bhi bata ye comment ke kitne paisa mile
@trimtromboom2836
@trimtromboom2836 2 года назад
Maturity is when you start watching dhruv rathee💛
@p123j82
@p123j82 2 года назад
LoL 🤣
@VishalDevsani
@VishalDevsani 2 года назад
That means you are brainwashed by dhruv 😂🤣
@Sshaiwjw81
@Sshaiwjw81 2 года назад
Ja bete pehle 18 ka ho phir maturity ki baat karna Pikachu
@balah28
@balah28 2 года назад
That means you are the most immature one. 🤣🤣
@Cryingwhore
@Cryingwhore 2 года назад
@@Sshaiwjw81 pehle khud ho jaa
@prantasaha8811
@prantasaha8811 2 года назад
Very informative video.thanks a lot
@drkalanidhi
@drkalanidhi Год назад
Very informative. Thank you
@thv4808
@thv4808 2 года назад
U r exceptionally amazing man... U explain Every concept so clearly I mean u r just wow 🤩
@koolk8077
@koolk8077 2 года назад
Yeah Muslim and Communist like him 😂 no wonder
@thv4808
@thv4808 2 года назад
@@koolk8077 hey cool Mr Kool...as far as I see this video has no political and religious content so stop being so obsessed with all Hatredness
@user-xj3fu6du4n
@user-xj3fu6du4n Год назад
Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।
Далее