Paid artistic content, reality is Worst platform, poor support please please stay away from wint stay safe. Earlier I recommend this company but after seeing the support when we got issue, I'm saying this. Support ticket 29540. My wife amount blocked more than 4 lakh since 3months, no solution. Ever believe this company directly use RBI Retail App for buying bonds directly from government for safer future.
Just discovered your channel with this video -- case studies are extremely useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds at regular intervals for sound investments.
Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.
Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.
1. Lady's father had government job, likely pension. so parental support needed. 2. Man did Engineering in the 1990s this itself put him in top 1% percentile. How many did engineering before IT boom in India? 3. Man inherited House in Delhi. So, no cost for housing. 4. They both were in IT. just before & during the Boom. So, they got lucky. 5. Lady got multiple onsite job options. Japan, US, Europe. They earned in foreign currency. 6. They dont have kids. Never mentioned about kids. 7. They have real estate in europe. in Major cities in EU RE became 3x in Euro terms in last 20 years. 8. This couple has foreign passport, as they would not be buying house on a PR in europe. 9. They intend to travel 195 countries not on Indian passport for sure. 10. They retired at 50, with foreign income, foreign passport, inherited house, most importantly not having 2 kids like middle class indian.
Having a house is so much under-rated. Currently, in major Indian cities, for my FIRE calculations , housing itself is 20X my annual expenses, even with 2bhk. Also, salaries in Europe have moved 20-30% in past decade but India has become relatively expensive. But Kudos to the couple. We still need people like them to inspire others.
Fire for average Indian is possible only through equities and only if he or she get in early. Should start investing from first employment and incrementally increase every pay rise.
Perfectly said , this can't be achived with these examples from the high paying jobs. SOme one with normal salary should be shown as example to retire by 50
Yes that is correct. We don't have children and that definitely does bring the travel flexibility and accelerates the financial independence journey. However we are funding / funded the education of the nephews and nieces. Also most people by 50 become 'empty nesters' so hopefully that brings in the flexibility to travel too.
There's no winning, when a couple being childfree is mentioned audience takes it as personal attack on their own choice of having or wanting kids even though its completely related when we talk about money. People will start making unnecessary comments like how they will be lonely, they have no purpose, fire is not worth it without kids and so on. On the otherhand when it's not mentioned they suddenly realize, how important it is to share that.
This video indicates you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least 3m for long term care?
We share common goal, making sure you are ready for your later years is very important. That's why passive investing works, low costs, better diversification and it enables people to overcome their behavioral bias especially if they engage professional help.
@@greekbarrios It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
And let's not forget the ever-changing market conditions and economic uncertainties. It's enough to make anyone nervous about their retirement savings.
That's where a knowledgeable financial advisor like DESIREE RUTH HOFFMAN can make a big difference. She can help navigate the complexities of retirement planning and recommend tailored strategies based on individual goals and risk tolerance.
is it really worth investing in stocks in 2024, I’ve been on the sidelines watching the market for awhile and it seems to be pretty stagnant to me not that it matters because I’m in it for the long run, but how can one generate actual profit in this current market?
Don't be in a hurry to get in. The market needs several days of strong performance to signal that the downturn might be over; i think It's a time to be largely, if not entirely, in cash
The economy and stocks are two different things these days, but i agree, I think it's brilliant to have a portfolio advisor for investing! The market's instability makes DIY risky. I've turned 480k into $32k in quarterly dividends using one, a major milestone.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Amber Kay Wright” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I really appreciate the dedication in each video you post. To be successful one has to have multiple income streams and so on, also investors should understand the crossover between asset classes & liquidity flow, Judith Layton focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
Hallelujah!!!!!!!!!!! The daily Jesus devotion has been a huge part of my transformation. God is Good 🙌🙌🙌🙌🙌🙌🙌🙌🙌was owing a loan of £47k to the bank for my son's brain surgery(Samuel). Now I am no longer owning after I invested £6500 and got my payout of £290k every month, God bless Sandrina Edmondson 🇺🇸🇺🇸🇺🇸
Hello how do you make such monthly, I am a born again Christian and sometimes I feel so down 🙁of myself because of low finance but I still believe in God.
I get that this couple has no kids and I respect their choice. Looking at the comments it seems everyone who has kids feel cheated..who asked you to have kids..
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸also paid for my son's surgery (Oscar). Glory to God.shalom..
@@sainan4544 Why no? If you take a huge education loan and go abroad then it maybe little more difficult but directly going there for a job for 10 years is easy 1 crore savings
@@Heisenberg-02 taxes are extremely low in Singapore. those who moved there 10y ago easily got pr and even citizenship. So, they saved a lot unlike in India where taxes are close to 33-40%.
”Anyone who is not investing now is missing a tremendous opportunity." As a single mother living in Spain, I purchased my second house in September last year, and I am on track to retire next year. I owe a huge thanks to Maya Payson for her invaluable help in making this possible.
This lady called Maya Payson must be very good for people to talk about her this much. she also manages the investments of one of my colleagues. I'm impressed that you are aware of her as well.
Yes Angel she's very good, she is straightforward and one of the best so far. People who don't know her or those that haven't invested with her. would say otherwise but the honest truth is that she has helped more people than i can count and that has to stand for something.
I must say, she is definitely one of the best out there. Her expertise as a registered investment advisor is unparalleled and she is well-versed in the financial market. I had the pleasure of meeting her once during a trading conference in Oklahoma, and it was clear that she knows her stuff.
Amazing conversation and inspiring !! Very humble .. they have not mentioned that they do lot of social and charity too !! Very grounded and contended !!!
Indians earning in inr cannot take their example and benchmark , coz earning in foreign currency and comming back to india and spending in inr .. your sorted. plus a couple without any kids !! that would be even more money in the bank
Not sure why lot of people are hating on this couple. Try to learn from them instead. I am also 50 and achieved FI in my 40s with kids! In order to achieve FI, you obviously need a decent income… You cannot expect to make 2 lac/annum and retire in Europe! And you would be surprised at the number of high income people who are no where close to FI. And that’s the learning here. The strategy to get there.
Thanks. You got essence of the video. There are many components to building wealth and high income is just one of them - and you also have to plan and work towards that by investing in your skills and accelerating your career
Lets say i don't have kids and i dont like to travel and all, i just like to sit at home and enjoy which is not bad actually You know how many millions of people already achieved FIRE. In fact many millions are born FIRED, what should they do? Some people are so rich that all the next coming generations are FIRED. I think next 20-30 years at least 25 percent of the population will not work. Work is a choice and not a necessity anymore, this is a slowly unwinding human story.
True, I also like to be at home, and enjoy my own company. Many marvadi and gujarati family have enough money, to have the next 10 generation fully satisfied by earning avg wage by their members. But we would like to grow more and more
Great that they achieved , key takes for me are they were hyper focused on achieving this assuming no kids based on quick google search, and inherited family properties to accelerate FIRE. Can not be replicated by 99% of the viewership
they never mentionedd their networth - it was said 35x+ annual expenses. given their life, I think their annual expenses could be ~75-100 lacs. so they have accumulated 25-35 Cr! but then with 70% income coming from passive sources, ~30 Cr can yield about 90 lacs annually (assuming 2-3% yield from real estate/dividends/ etc.) .. Conclusion: If the above is true - the fact is one needs to cross 25 Cr networth to be really free and live a near-luxurious life.
Whats really good to see on this channel is the breadth of the coverage. We've seen a young couple enjoying life and wanting to retire at 40, a financial media veteran & successful author recently & now its a homecoming of sorts with an actually successful & grounded couple. Please keep it going ❤
The financial planning and adventurous spirit of this couple are truly inspiring! Their method of balancing savings with enjoyable life experiences offers a great blueprint for those looking to achieve financial independence and a fulfilling retirement. 🌍
Yes. That can be a drawback indeed. Difficult to find that right balance between enjoying life while also saving enough. Was the toughest part for us too.
The lady - lived in a govt accommodation, did schooling from a local govt school. The gentleman - son of a farmer, mom housewife. Both went to the US and Singapore from their jobs. They were born middle class, they worked their way up.
This episode is ok ok…other episodes of wint wealth are better…they’re HNIs …more your earn more you save ..simple math hai yeah…starts with someone who has 1L income and then make episode…then you can say that’s an episode…that can’t be made cause No on from 90s is yet a Fire 🔥 guy or girl
Its all myth to set target to retire at 50 or 55... in actual. And even such cases only happen when she said... we decided in 2016... so that phase is like you got financial accumulation in your bank account then only one gets those thoughts popped up...especially when you are well roamed NRI then well its anyways possible..... its like Khone ke liye kuch bhi nahi hai... else other things are same for others like grown up form poor to well set etc... and so on.. yaar sometimes, one need to identify his own being and his design and duty towards life. Only glorifying it and making fuss can be todays podcast content, BUT broader message or learning is very important.
Two factors that have definitely helped them achieve their goals faster was working abroad and having no children. Having said that I would still give them full credit for planning andinvesting wisely in order to live their best life. 👌
Beautiful and valuable video ever i have seen on retirement planning, inspired couple and very nice financial planning they have done. Thank You Very Much to Sir and Mam to share wonderful experience, this really helps me to make better life. Thank You to Wint Channel for beautiful content.
Exploring international trips and visiting international tourism is good. But as an Indian look at tourism places within india and explore them. There by good support for increasing indian economy...😊😊
The problem with these videos without numbers is you cant relate to it. Unless there is some.openness on proper numbers, this 30x expenses have no meaning and conversation is very generic in nature. I dont track my expenses at all as I dont want to retire anytime but I want to.learn to improve investment earnings
I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million
Amazing and inspiring journey, Yogesh and Sheema! What is the ballpark annual expense that you have factored in? Considering globetrotting in the agenda, the planned expenses, I would imagine, would be quite chunky.
The fact that salespeople still try and woo men assuming they decide on purchase decisions is so old school. I and my husband had the same experience when buying a car even though it was for me.😅
I think leaving the issue if children aside we can focus on the other aspects of their journey. Agreed that raising your own children will substantially change every aspect of this journey and in some instances make the narrative totally inapplicable, but the small tips can be used by all is my thoughts on this. Good work sharing your story.
to put it simply, the dude got opportunity abroad, bought real estate with that, started getting rents on it (primarily). But not everyone gets a chance like this.
