Visa payment processing is quite straightforward. When you swipe or insert your card to make a purchase, the store's system sends the payment details to their bank, which then communicates with Visa. Visa checks with your bank to make sure you have enough funds and that the transaction is legitimate. If all's good, your bank approves the payment, and you're good to go. At the end of the day, all the approved transactions are settled, and the money moves from your bank to the store's bank. Throughout this process, Visa takes security seriously, using various methods to keep your transactions safe from fraudsters.
25 фев 2024