How I’m buying farmland with a USDA loan 

Let me know what else you guys want me to cover in these videos! Happy to bring you along.

Warren Buffet said something like he'd spend his entire net-worth to buy a minor percent of the farmland in America. I made buying a farm a personal goal after hearing that. This is a great idea and very inspirational! Best of luck!

You can also qualify for USDA loans for residential homeowners. The only stipulation is that the house is in a "rural" area, but that can often be as simple as being 1 foot outside of the "City Limits" in the suburbs. Zoning is the #1 issue, but there are many programs to help home/land owners and the legal definition for a "farm" is quite simple and easy to qualify for. Where there's a Will, there's a Way!

You are doing a good job. Knowledge is more valuable than appearance.

Please continue to be true to yourself as you are. Your mindset is a rarity in this day and age and you will go far. Always two steps forward!

Thank you for doing this and sharing. Regarding criticism... at this point in my life, criticism is my biggest validation!! Go for it girl! You know youre on to something!

Here in Turkey, I have 2 seperate farms like this. I rent them to someone but since I live in a different city, away from the farm, it doesn’t bring a good amount of money. My advice to you, you should be there yourself doing most of the work. I’ll be following your journey. Good luck!

SLAY. So exciting to see people learning this stuff & I’m right behind ya. The book idea is so huge❤ This is important for our age group to do this. “If I don’t do this who will?” Exactly! Much love to you!

It has been around for awhile! Glad you got it! Enjoy the land!

This is my dream. Bless you. Am in my late 70's so it may be too late but so happy you are doing this.❤❤❤

Congratulations Alexandra, I am really excited for you and your new adventure!!! I'm looking forward to following and learning from your journey! 🥳

What you want to do sounds admirable. Good luck with the “zero chemicals” part! For my family just trying to grow a few tomatoes in our backyard is so difficult, the bugs and critters just get to them before we have a chance. So I can’t imagine at a larger scale… again, all the best to you!

Congratulations! I have been working my small farm in Oswego County using organic, regenerative, no till techniques (saves a lot on machinery costs!), and it's a wonderful way to live. Best of luck!

The background noise makes it real. Real is what keeps people in

You don't need anybody to do your videos you're doing great

Hope you’re still making it work.! Have you looked into farm co-ops? Locals buy into your farm and you provide weekly falrm goods; vegies, etc. It is very hard work, but you seem determined and have a tough girl attitude. I applaud your spirit. Farming in upstate N.Y. is not easy. (aka. Short seasons). Keep going

It’s important to note that in order to qualify for a lot of the grants, credits, etc., you have to have a certain number of acres and a certain number of animals, crop sales, and so on.

I'm excited for you. Congratulations!! Know that the hardships are future opportunities and the small accomplishments bring joy

What was your 3 year experience required for you to purchase through USDA Direct Farm Ownership Loan. People it is not as easy as she is making this to get farm ownership loans. FSA does not require bank statements either. Please go to your local FSA office and sit down with a loan officer and get the full requirements so that you won’t get upset when you get the information from the agency.

Can we agree these situations are definitely not available for everyone? I’m excited and happy for you and wish you many many years of incredible success but let’s be honest, this is a rare situation.

You can section off up 40 acres of it and use that as collateral for a construction loan for a house. Even most credit unions go up to 40 acres

New subscriber! This is amazing and you're right not many talk about this!! I grew up around farms. I have been adding to have one but just don't know where to start. Now more than ever, since my husband was talking about how there are so many farms being turned into housing, it's like a fire's been lit. I need to farm lol. I'm in an apartment now and have small plants out, growing veggies! Thank you for your sharing! I will be on the newsletter too!!!

Good for you! I tried buying farmland in the 90's, but was denied a loan. At the time, I had a well paying job that would have allowed me to make the payments with ease and a substantial down payment.

I admire your dreams and hopes. I'm positive about your future.

I used a usda loan to buy my house. I put nothing down because usda loans don't require a down payment. So they aren't just for land. It can be for a house as long as it is in an area that qualifies for usda, so not inside of city limits mostly.

I think you have the right approach by focusing on agriculture and the health of the planet. I think we need more small farms and less big operations with unhealthy practices. I am gardening in an urban area. I want to grow all of my own food. But, this is a desert climate. When I water, the plants grow, but the dry weather and heat is a challenge. Gardening is a learning process. One must figure out the right techniques to use for the particular area the garden or farm is in.

I would go for a large pole barn. Metal building insulate part of it and section as a house. Then the other part can hold equipment to cultivate the land. Hugs hope that helps! Grew up on a ranch.❤ Good luck!

A local bank will give you a land loan, usually 50% of the value, and in some cased offer a bridge style loan for contruction if you qualify. They a standard GSE (Fannie/Freddie) can take out teh land and brisge loans based on the value of the competed project. There are some lenders that can do those all in one loan, and if strucured correctly, there will not be a need for MIP as with the USDA loan.A conventional loan with not be available on a income earning rural/farm purchase. USDA loans are provided by the USDA, local banks, and through select mortgage brokers. Check around and see how all are priced.

i'm in the same boat. i have a meeting tomorrow to start an apprenticeship for this season and transition into farm ownership for 2025. ownership includes all farm equipment and leased properties, greenhouse logs, mailing lists. I'm very excited and willing to take this risk for the biscuit LOL. good luck to you girl

The most important asset in a crisis is Farmland and having ppl to help you protect it.

Excellent news! Always know about power and water and of course, INTERNET! Now you’re a landowner, you can apply for many women owned business grants, some through government grants (Small Business Administration/women’s business section) AND through private foundations. Good Luck! 🎉❤🎉

My advice would be keep the government out and get an allodial title for whatever property you decide to purchase. You could then run your land as its own nation if you desired. It's pretty cool. Thanks for sharing your journey.

Hello neighbor.. Thats great, that you are doing this.

I started growing microgreens at home last year. This year was my first time growing chili 🌶️ peppers, radish, basil, and sungold cherry tomatoes. People are pessimistic and think I'm wasting my time.

Those are beautiful wildflowers and great wild bird habitat!

You are amazing for doing this! Supporting you and learning from you!!

I’m actually interested in buying land and renting it to farmers. Can’t wait to see what you do with this.

I love your attitude i wish you all the success!

I'm in the process of getting my residence in this country, and that's one of my goal, buying a land and producing organic meat.

You're awesome ☺Your new project is a perfect idea and it's just what is needed in this country and around the world. I just subscribed to your newsletter. I'll definitely be following your progress; and saving my money for a down payment for the purchase of my own land in the Pacific Northwest. Thank you so much. 🤗

This is before you were born but Matthew Lesko is an American author and infomercial figure who is known for his books and infomercials about getting money from the US government. This guy was always on late night infommercials and talk shows promoting his book on money you could get from the government from all their programs.

I’ve farmed for 30 years and i can tell you that the cost of land where i live is so high that no one can make money to pay for the loan by farming it.

I’m buying 348 ac in Kansas and paid cash using IRS CODE 1031 exchange. I’m leasing some to a rancher for cattle grazing and some for Agricultural farming.

Your going in the right direction...bravo

This is great in theory and in certain parts of the country. USDA loans are NOT competitive if you have other people putting in bids for the same property. Might as well go with FHA in terms of attractiveness to the seller. Always worth a shot if you're the only bidder though!

You should check if there any easements or restrictions on the land before you buy.

Best of luck young Lady!

You did great! I saw your most recent video of the Amish farmhouse you built. Amazing! USDA loans are the most underutilized loan and it comes with a some good benefits! Unfortunately most loan officers do not recommend them as much.

Love ya sis big hugs !!!! Good for ya ! Rock & Roll ! Peace and farming ! Yahhaha !

Like the framing and your delivery.

Interesting on the last part. I am looking for land and I want to do the same thing. An ecosystem with a large pond, bird feeders, specific fish in the pond, and plants along the edge to attract animals. Eventually, bring wild deer through feed also. Highly efficient home with a greenhouse also. Goodluck to you.

I suggest you just keeping on being great. My goodness, what an accomplished young lady.

hell yeah. great work. definitely looking forward to hearing about all these loans and incentives

Sounds like you're doing sustainable agriculture that's a noble cause 💯 % wish you the best of luck w your journey. the first thing I would do is get a perk test(for septic) for the area where the home might go. even if it's a temporary residence. also check with the local Electric utility that serves that parcel and ask them approximately how much would cost to extend service to where you want. where I live it's about $250 per linear foot. The seller may have looked into these things in the past but I would get your information from current and third party sources. 😎 🚜 🐄 🥦

Oh yea, HRH/USDA loans are great. You can even buy a house in the suburbs as long its far enough away from certain metropolitan areas. Dont quote me on this. But in Mi higan I think you could be 30-50 miles from the center of Detroit and qualify. So this would be Lake Orion and the surrounding area. Please let me know of I am mistaken.

Good luck! Having land is a great investment!

this is next level stuff! we're rooting for you

The best thing I advise you, agriculture is the best way cash crops ,i wish I can get the opportunity like that God bless you,

My understanding is....USDA does not forgive loans. If you have to short sell, they will come after you for the difference, unlike bank short sales.

I'm glad you're doing well, I was thinking about you the other day wondering how you were doing. I know you've been going through rough times with the house in Florida and everything but this is really exciting and I'm looking forward to learning more

I'm learning as fast as I can

So exciting!! Can’t wait to see❤️❤️🌱🌱

Don’t listen to anyone with negative words to say….just show them how wrong they are. I love this! I’ve got another channel on my little farm, and while I grew up on a farm, I never had land of my own til the last 5 years. I’ve put a tiny home (idk if 1150+ sq ft actually qualifies as “tiny”) on it, and am almost ready to move in with my 3 giant dogs and my chickens, lol! I’ve raised and shown dairy goats and horses (and my dogs!!) in the past so I’ll be getting some goats to milk and maybe another horse or two sometime in the future, I went full on city for 10 or so years but I’m ready to get back to my country living. Milking goats and making cheese and soaps and lotions is sooo much fun!! It’s been a little different than what I expected, and I did buy an unfinished home bc it’s way more affordable (and I trust my dad the electrician and my contractor friend more than I do one of those manufactured quickly homes that have problems in a year or two down the road-no thanks!!) so I wasn’t able to just jump in there. Also have to worry about water-the well comes in this next month-and the septic. Then, if you’ve got a lot of trees like I did, you have to pay someone to get rid of enough for you to use the land and have a place for the pad for your house. I didn’t go with a concrete foundation, not sure if I regret it yet or not lol, but my baby brother is a concrete foreman and he’s been putting concrete under my house on the outer edges, when he’s done there will be 6-8 “mini pads” that will keep it from settling into the sand for many years. I wish you much love and light on your journey, take care! ❤✨

The research is key for sure great job 👏 I wish you all the best on your journey ❤️ and hope you do get your book out.

Yes do this while you’re young and build something meaningful in and for your life.

You can errect a Barndo on the property and live and work there. But this is great! Wish you best of luck

See if you can go 100% off grid with your tiny home. Drill a well, get solar. The most challenging utility (off grid)is potty time.

This is great to see! I'm hoping to be able to buy land in the next year or so, so this is perfect timing!

Good for you. Too few people understand that entrepreneurship can be a powerful tool for fixing damage to the earth. Good luck on your journey.

One issue with USDA loans is that they are income restricted. As a general rule, you cannot make more than X% of the median income in your State and qualify. Each State will have it's own limit, but if your family makes $150,000+ you are unlikely to qualify in any State.

USDA is what I would like to buy also in the future and do some natural farming! (smiles) I live near Kansas City Missouri, so, I would think there is lots of USDA land around here.

thank you and good luck!!! Beautiful woman and land.

Well done and well said! You have inspired me to look for land too

This is awesome. I want to homestead and farm one day

Be careful with the tiny homes and research your counties laws and policies on building structures most require water and septic before you can build but there are a few exceptions.

I like farming I hope one day I will own my farmland!

Those loans is forlow income, and only rural areas . Read fine print gov can take property back at anytime under NDAA ACT, Opertion gardern plot and Rex 84.

Looking forward to what you do next

25%down can get you any loan from any bank with a decent credit score

I LOVE the native American Turquoise jewelry you wear!!! Such a good vibe producer!!!! They are the ones that very early on listened to the land to treat it right. I LOVE that you represent that in wearing their pieces!!!!!!!!! Love you also!!!! If I were only 20 years younger!!!!!!! LOL But that's how it goes right??? LOL I LOVE what you're doing and teaching. We need to keep big farmers out of our land. They are owned by bad folks. REALLY BAD FOLKS!!!!!! AND not American!!!!!!!!!!

Congratulations! Love what you are doing and very inspired as this is also a dream of mine. Singing "This land is your land...." :) Excited to join you on the journey of transformation.

I'm in Tennessee outside Nashville you are 100% right

I love it. And remember. People criticize what they can't accomplish themselves. So keep going girl.. congratulations 🎉

If you didn’t know that land could be financed before this purchase, I’d be cautious listening to her advice.

Love if. Can’t wait to see the development process.

Thank you for sharing my dear! Beautiful being and I can’t wait to see what unfolds. Simple is always the best. And when you need help meditate and go with in. Remember everything is alive! It’s all reacting with and towards us. The land will guide you, especially if you ask what the land needs and wants. Book: Nature as Teacher-Viktor Schauberger

Good luck! Cheers to serendipity :)

Excited for you.

Thanks for the information and as it relates to the home try container homes or amazon has tiny homes.

Be sure the state, county, city are not planning to use the land.. say, develop something.. and take your land in eminent domain.

@AlexandraFasuloBiz I've been planning to do something like this for awhile.. I learned about this during the pandemic about the USDA rural loans... I just don't have all the money.. but I've been following you for years and I'm so inspired by your hustle.. I'm trying to put your hustle model into practice.. thank you!! I believe all of what you have talked about is true - there are so many ways to make money.. there is some hard work you have to put into it.. but it's worth it.. I love your transition into this from the writing hustle.

Excellent video! Well done.

Live your dream!!! This is great.

Absolutely amazing. Thank you for stepping up

Beautiful sharing, thanks I’ll be following you 🌿🍀💚

I own land since 2010 and never sold any of it or regretted it.

This is so incredible, Alexandra! I am very interested to see what you do with this land! I would love to have some land and get out of the city. I believe we will be setting up in small communities soon.

Why not buy land that is already leased to a farmer and producing income? You’ll be coming out of picket each month until you begin cash flowing on the land.

your very pretty . . . good luck with the farm. many prayers for you..

It's too hard to tell for sure from this video, but the first thing I thought when looking at the field over your right shoulder is those tall plants with the white flowers look suspiciously like poison hemlock. If they are, be very, very careful how you deal with them. Extremely poisonous. I had to eradicate some on our land. I never actually touched them, but used my tractor to dig them out, and still suffered. Breathing the pollen from the flowers I think. Nasty stuff.