How I Budget For A New Month: $$ anxiety, what I spent, cash budget, savings | Monthly Money Reset

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thanks for watching ✨ Let's budget together for May 2024! In today's video I am walking you step by step through my monthly budgeting routine (aka my monthly money reset!). We chat about money anxiety and overspending and set goals and a budget for next month. As always, we will un-stuff and re-stuff the cash envelopes (my personal finance BFF) for a fresh new monthly budget! Let's get it!
Follow me on instagram! / zoexpritchard
Video Chapters:
0:00 About Me
03:31 Step 1: Money Feels
17:11 Step 2: Review Prev. Month
31:03 Step 3: Create May's Budget
40:38 Step 4: Stuff Cash Envelopes
My Budgeting Toolkit (ships internationally! use code ZOE10 to save 10% on your order)
📌 Digital Budget Tracker: thelineshop.ca/products/the-b...
📌 Custom Cash Envelopes: thelineshop.ca/products/custo...
📌 Leather folio (how I store and carry my cash envelopes): thelineshop.ca/collections/ag...
📌 Vegan leather folio: thelineshop.ca/collections/ag...
*Some of these links may be affiliate links. This allows me to earn a small commission, which supports my channel at no extra cost to you. Thank you ☀️
Are you a brand that would like to work with me? Please email collabs@zoepritchard.com

Опубликовано:

31 июл 2024

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Комментарии : 100

@ZoePritchard 2 месяца назад

happy may!!! how are you feeling about money for this new month??

@Booksformonika 2 месяца назад

So far so good 😊

@siobhanod 2 месяца назад

Feeling good about this month

@poppycalliope 2 месяца назад

Pretty stressed out. We just had our Easter here in Greece and I spent quite some money for gifts and other things 😅

@bintcanaan 2 месяца назад

excited to finally start tracking my expenses. a late bloomer at 29, but it's time!

@mckenzimiller4282 2 месяца назад

I JUST paid off my car. That was my final thing of debt I had! It's such a breath of fresh air and a major weight off my shoulders. I can finally focus on saving and investing more

@ZoePritchard 2 месяца назад

wooohoo congrats!! amazing news 💖

@mnvsng 2 месяца назад

Good job! 🎉

@kaiulanisallas9005 2 месяца назад

Congratulations 🎉🎉🎉🎉

@Val-gq6xx 2 месяца назад

I started the first week of the month with 2 vet bills, a hair cut and a big expense for a mother's day gift. I normally would have been super discouraged and it would have thrown off my wole month, but I budgeted for it so I'm still feeling good about May so far!

@ZoePritchard 2 месяца назад

amazing news!!! hope all is good at the vey 🩷

@gingerreadingninja 2 месяца назад

So excited to see the Egg Budgeting jumper back!

@ZoePritchard 2 месяца назад

yessss 💖💖 a sign of spring hehe

@gingerreadingninja 2 месяца назад

@@ZoePritchard I'm always jealous of it; I would love one the same, except I live where the temp is permanently 'the pits of hell'. so I live vicariously through your egg jumper while I do my cash budget

@kimcho4698 2 месяца назад

❤❤❤ so helpful, my friends rarely talks about money, so watching your videos made me feel like im listening to my friend 🥳

@ZoePritchard 2 месяца назад

i love this 🩷🩷

@amandacornett6996 22 часа назад

Late to the video but Kansas City Missouri subscriber here! 🙋🏻‍♀️ You are the reason I got into cash envelope budgeting

@poppycalliope 2 месяца назад

Learning to be happy with what we already have is a great message Zoe ❤

@sharonstayssharing 2 месяца назад

literally said “yayy!!” out loud when i saw there was a new video from youuuuuu 🥰

@ZoePritchard 2 месяца назад

ahhh this comment made me smile 💖

@woahthatscaroline 2 месяца назад

your videos are literally my favorite 🤍🤍

@ZoePritchard 2 месяца назад

ahhh thank you Caroline 💖💖💖 love you!

@rosamondhazell2149 2 месяца назад

So glad to see the monthly reset video. What you said about having money being intangible is so true. I love the cash budgeting too. Having the actual money in your hands is so empowering. Thank you for the video ❤️

@ChayKerroumy 2 месяца назад

Zoe, look at the grass, you are fine IS THE MOST ACCURATE SENTENCE WE NEED. GIIIIIIIRL, YOU ARE RIGHT

@ZoePritchard 2 месяца назад

hahhahaha back down to reality 😂

@APinkeClothlife 2 месяца назад

The budget resets arerefeeshing and gives you a new and fresh start! Yay to being motivated ❤❤

@vickiuridge3375 2 месяца назад

Love your videos, I'm fairly new to your channel and think you have a brilliant mindset. Thank you for making me smile 😊 xx

@stephaniehouse-travellife 2 месяца назад

Ah your voice always gives me so much peace 😊 LOVE the long videos! Thanks for helping me plan to save money for my vacation and in general.

@ZoePritchard 2 месяца назад

omg thank you!!! 💖✨💖✨

@emmashearer9740 2 месяца назад

Love your videos, they help keep me on track to check in with my spending! Thank you so much for taking the time to video and edit and be so honest with your finances!

@ZoePritchard 2 месяца назад

thank you for this sweet comment 🩷🩷

@deem.4527 2 месяца назад

Ignore the negative comments! Loved the video as always ❤

@ZoePritchard 2 месяца назад

thank you so much 🩷🩷

@asmaa7100 2 месяца назад

I was litteraly waiting all day for your video😂❤

@ZoePritchard 2 месяца назад

ahhhh 💖💖💖 hope you enjoy it!

@rubybabiera6407 Месяц назад

I love you so much Zoe, your videos always motivates me and I been so anxious about money again. I started watching your videos again and it made me calm down again and started to feel motivated

@ZoePritchard Месяц назад

hiii 🩷🩷 love you, keep at it!

@bookswithamymarie 2 месяца назад

Maggie is so cute! Always appreciate these chats. They help me with my mindset 😊

@ZoePritchard 2 месяца назад

so happy to hear this!! 💖✨

@Billy33753 2 месяца назад

Excited for a new month

@ZoePritchard 2 месяца назад

amazing!!

@alexandrapetre3009 2 месяца назад

I love your content Zoe!

@williamwarren9448 2 месяца назад

So glad to see you Zoe ! Hoping you’re feeling less anxious and more at peace ! Glenda ! ( oh I made it my goal of paying off my 2024 car now onto vacation saving ( two international trips this year as retirement begins )

@ZoePritchard 2 месяца назад

amazing!!!! love to hear it

@rheabels9419 2 месяца назад

fave fave video!! thanks Zoe :)

@ZoePritchard 2 месяца назад

thanks for watching!! 🌸🫶🏻

@ebonylewis1680 2 месяца назад

Happy May I enjoyed this 🎉

@ZoePritchard 2 месяца назад

happy May!!!

@mmccart1 2 месяца назад

you’re the best and I always look forward to your videos!! feels like we’re friends 🥺

@ZoePritchard 2 месяца назад

we are friends!! 💖✨

@asmasirine9058 2 месяца назад

Although I consider myself okay with money, watching your videos is fun and makes my journey relatable. It’s nice to know that we are not alone❤

@ZoePritchard 2 месяца назад

amazing!! 💖✨

@melindafraser5514 2 месяца назад

I’ve really enjoyed watching your journey and that you’re authentically commenting how finances can contribute to anxiety, even when if you’re in a solid position. I’m working on my own mindset shift. I was wondering, have you done a video on your copywriting experience? I’m interested on learning more about how you got started and any lessons learned! Thanks and awesome job!

@ZoePritchard 2 месяца назад

thank you!! yes if you go back to January or February on my channel you’ll see a Copywriting 101 vid 🩷

@JolenEE148 2 месяца назад

Yay!! I love your budgeting videos. So excited to watch

@ZoePritchard 2 месяца назад

yayy 🩷🩷🩷

@giovannabuono4436 2 месяца назад

this semester hasn't been feeling so great and i have found myself with extremely anxiety about money. I really felt that when you said that your emergency fund helped you stay calm and gave you that security about you car accident. I have saved almost 200 reais (BLR) and it reaaaally helped me when unexpected things happened. It's very important to have some money saved even if it's only 50 dollars or something like that because you never know what's going to happen.

@ZoePritchard 2 месяца назад

i so agree 💖 hope you feel better!!

@1996wrN1 2 месяца назад

Could you please do a video explaining how you use your credit cards?! I know you said you have 2 and I would love to know how you decide on when to use which one for a purchase or when you would rather use your debit card?

@xNarukichi 2 месяца назад

This video made my day honestly 🎉

@ZoePritchard 2 месяца назад

thank youuuu wow!! 💖

@windmillridgebudgets 2 месяца назад

Hey 👋🏻 there! New subscriber here from a YT recommendation. So glad I found you! 🥰🤗

@ZoePritchard 2 месяца назад

hiii so happy you are here 💖

@mon_monros 2 месяца назад

Hi Zoe! I love your channel; you've been a tremendous inspiration for me in managing my finances. Over the past year or so, I've been trying to implement budgets and slowly transitioned to the envelope method. It took me some time to convince myself to use cash because of all the benefits of cards-convenience and points-but every statement due date used to give me a mini heart attack, even if I stayed close to my budget. Now that I've switched to using cash for my budget, I feel much more at ease. One thing I struggle with and would like to ask for your opinion and that of the community on your channel is consistency in tracking expenses. I've tried using apps, jotting them down on my phone, and writing them in a notebook, but I tend to stop after a few days. Then I feel guilty and think it's better to wait until the next week or month to start fresh. How do you stay on top of tracking your daily expenses?

@ZoePritchard 2 месяца назад

Hi, that is so great to hear! Here's how I track my expenses: I keep all my receipts in my cash envelopes and once a week I sit down and put them all in the Budget Tracker from the Line. I like that it is not an app on my phone, because it feels more serious when I sit down at my computer to do it. It only takes less than 10 minutes a week!

@lsgdaria 2 месяца назад

I don’t know if they have this option in Quebec but here in Southern California where I live, we have some libraries that offer an option to reserve a study room/workspace for up to 2 hours per day for free. That may be a good option for you to get away from home and get some work done.

@EstelleCadiz 2 месяца назад

Love your sweater 🎉

@ZoePritchard 2 месяца назад

thank you 🩷🩷

@mxinwei 2 месяца назад

Acupuncture is so healing!

@ZoePritchard 2 месяца назад

i'm loving it! 💖✨

@brendavanriper8756 2 месяца назад

I am disabled I do not make much each month but i am saving for Christmas and a little for my grand children, I would love to work at home doing something simple

@EmsFitVenture 2 месяца назад

The egg sweater! 🎉

@ZoePritchard 2 месяца назад

its baaaack 💖✨

@EmsFitVenture 2 месяца назад

I was so upset when I was in a car accident due to someone hitting me because I also loved my car and it was almost paid off! I think you should make a video showing your car shopping journey in CA. I just traded my car in and chose to get a new car loan. I wasn’t excited to have a new loan and plan to pay it off within 2 years. I decided it was worth it for a certified pre owned SUV that is also my dream car. I thinking loving your car helps you pay it off and keep it well taken care of.

@ZoePritchard 2 месяца назад

hiii i love this! im going to visit a car Friday so I’ll vlog it 🩷

@ceciliaruns72 2 месяца назад

I watch for my girls because they are in their 20’s. I share your videos with them in hopes that they will follow their peer because they don’t listen to their mom! 😂

@ZoePritchard 2 месяца назад

ah this made me smile hehe 💖💖💖 they will catch on at some point ;)

@StarletOfDavid 2 месяца назад

Aye the egg sweater is back.

@user-vi5vd3ty9d 2 месяца назад

It’s a weird sweater

@CyraLys 2 месяца назад

the anxiety !!! i will have to move soon in my big girl flat. i'm like GOD i would never be able to pay all my bills. the rent in montreal is crazy now

@ZoePritchard 2 месяца назад

i know 😭 I hope you can find a good place for a good deal! if you are patient and do some digging, they are out there.

@ericapasule4782 2 месяца назад

How are you finding balance or a way with budgeting and taking good care of your mental health. Especially we are facing an economic recession it’s tough finding a job or an extra income while at the same time trying to prioritize our mental health.

@gettingjamieback1888 2 месяца назад

I love knix!! I want to try their bras.

@ZoePritchard 2 месяца назад

me tooo! i haven’t tried the bra but I really want to 🙈

@stephaniealvesauthor 2 месяца назад

These videos help me a lot with budgeting. Do you budget for tax? I'm self employed and thinking of saving 30% of every paycheck but is there a better way? I find myself with barely anything to spend after this

@ZoePritchard 2 месяца назад

tell me about it 😭 I INSTANTLY put away about 30% for taxes into a special savings account

@debrafirestone861 2 месяца назад

The most important thing is you are Ok

@ZoePritchard 2 месяца назад

thank you 🩷

@TaylahLouiseBudgets 2 месяца назад

Personally I think the older we get the more financial stress we have because the expectation to have all the money (debt paid off, large savings) increases. I am mentally so fatigued at the moment because we are settling on a plot of land we bought 3 years ago but has taken forever to develop. In order to get our finances approved, our broker told me to pay off my car loan & student loans in full which was $47k I didn’t have. I managed to pull together $27k but have to borrow $20k from my fiancé and will have to pay him back out of my profit off the land. I’m trying to be grateful to be in the position to BUY an asset & to pay off so much debt but the process and having to rely on someone else financially to get through the process is really stressing me out! 😬

@debrafirestone861 2 месяца назад

Sorry about your accident

@SMW330 2 месяца назад

I want your sweater....

@ZoePritchard 2 месяца назад

🍳🫶🏼

@SMW330 2 месяца назад

Where did you get it babeesssss?

@The1andOnlyValyA 2 месяца назад

Got in a car accident too omg twins

@ZoePritchard 2 месяца назад

glad you're OK!!

@shaynaangers5691 12 дней назад

Zoey zoe boe❤❤❤ if you went to BW

@NappyInfancy 2 месяца назад

Je viens d’arriver à Montréal et j’avoue avoir très peur car j’ai l’impression que le coût de la vie ici a vraiment augmenté comparé il y a 5 ans. Je suis consciente que l’inflation est partout mais je ne m’attend pas à ça et j’ai grave peur financièrement surtout que je suis « travailleuse autonome » 😔

@ZoePritchard 2 месяца назад

c'est très vrai que Montreal était une ville plus "cheap" et abordable, mais la bonne nouvelle est qu'on a pas encore r'attraper les villes comme Toronto et Vancouver 🙈 mais je comprends le stress! Pour les commissions essaye Maxi ou Super C ou Adonis pour sauver $$ 💖