How I Buy Houses for £0 

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Hi its Asham I if I hade met you when I owned 24 house ide now be living the life but I'm naw living on the street in a teant in Blackpool its nice to see someone getting on with it please be healthy happy and lucky

Hi Katie, everyone thinks prises rise (I still assume they will - I always take the view knowing knows). However, in a country with free market, they do fall. It is government regulation and taxes that push prices up (basically tax and regulation make the houses more). Free markets are deflationary. The 2percent inflation target, just comes from some government opinion. A good example is the tech industry, prices get lower. So, tech is currently deflationary. Very few people understand a housing market can deflate with a radical government. I never knew. I'll prove I'm right, when stamp duty is lifted, prices fall (with only one tax removed), when reinstated they rise again. I also heard another arguement I never heard before, and that is after the larger stock market crashes in the 90s and prior, banks moved on to mortgages as a 'new phenomena', with people 'seeing' stocks as then risky.

I like to do property business but I seriously need help encouragement and support. I'm currently a council tenant

i cannot afford 25% deposit to start on my first BTL investment however is it too risky to refinance on my residential mortgage? To clarify to refinance can I take out 75% of the overall value of my first residential property in order to start on the property investor journey?

Hi, I have watched the majority of your video and I have learnt a lot from you. I have 4 Property and Hereford.All with my name.Please can you help me how to open my own limited company I’m looking for recommended property account

Hi Katie. Thanks for these awesome videos. I'm busy educating myself on the UK market. I am South African, and my British husband and I have 5 properties in South Africa. In the next few months, we will be emigrating to London after 19 yrs. in SA. Weve don't the sums and the wisest thing will be to leave our SA investments, and hopefully start a portfolio in the UK. I'm just curious as we won't have much cash due to leaving it in our SA property. What would you suggest for me to buy our 1st investment? Also, we will need a place to live.

Bit disappointed as to get to what the title is talking about, you have to wait 11 minutes and then she only briefly talks about the title subject for 1:40 seconds. In other words, this is click bait! 🙄😠

loving your style :) x

Hi you give good advice , I am in the process of just buying 2 buy to let's , one question for you I'm only buying where the EPC are a high grade D or C as in 2 years the you would need to invest thousands to bring them up to a grade C for rental , how would you deal with this issue ?

Great Lady... How and where can I buy under market value?

your the only one that SIGNS THAT PAPER LOL HA HA POP

Thanks 🙏🌹

Thanks for your honesty and advice. Really really want to get into this but trying to figure it out without spending a fortune as I done have a fortune to invest in training. So much appreciated video thank you.

Great video as always from everyone at Progressive! I’m currently educating myself on investing in property before buying my first house, I’m thinking of going straight for a buy-to-let as there is an area I know prices are low to buy so mortgage repayments will be low, but rental prices would provide a good yield.. My question/s are, once successful in purchasing my first buy-to-let, would you find investors or would you refinance and buy more in that area to increase your net return?

You keep saying get educated... without saying where and how

How do you buy under market value i once tried that and the sellers solicitor stopped the sale and told the seller the property was worth more and not to proceed

So what happens when the Interest rates keep going up

What registrations and licences do I need to be a deal sourcer in Wales (UK)

I'm looking into deal packaging, How to set up LTD company correctly in UK? Thank you

Bizarre passive aggressive tone.

Yeah Basharit is clearly lying

Its seems almost like a cult the way you lot where the same striped tops please tell me its your uniforms

Lol over leveraged like the rest of the RU-vid property gurus

I cannot stand the phrase "no money down" there's always money down, just doesn't always mean your own.

The title is seriously misleading. I am a solicitor and barrister retired from both; you have not explained how to buy property for £0. 😮.

Dear Mrs. Wilson, Would you please do a video on how a foreigner invests on properties in UK and make it profitable? That's Would really be appreciated please

If it seems to good to be true it usually is! Interest rates will hit 3% next year and lenders higher, there's a good chance of a recession coming.

When interest rates hit 3, 4 or 5% house prices will plummet. Will rents fall too? Historically they do but we are in wierd times. Houses would be even cheaper to buy but loans higher, your choice of scenario.

Hello which lender allows you to get a 90% LTV? Many thanks

I am so glad to find your video on the right time , I am just thinking to invest BTL property. I have the deposit, but my income is less than £25000, means I can’t have a mortgage from bank , any suggestions?

So glad youre a midlander…and who was it that said “don’t think she knows what she’s doing” what a fool…er’ SHES DOING IT! YOU my dear are a fantastic woman a gem, and I want to be just like you…where do I sign and how exactly do I get started?!

Hi Katy, I am following you properly videos. I am living in share ownership property with 40% with mortgage, 60% rent. I am planning to sale and change my financial situation. Is it the right way. Thanks 🙏

Hi Katy my name is raaj I recently start property business and watched lot a your video .which was very helpful. Thanks for sharing lots information because I living in Manchester area if you have any deal in around Manchester definitely I am interested .thank you very much looking forward

I CAN NOT BELIEVE !!!WHY DO SOME PEOPLE LIKE CIRCUS 🎪 TSHIRT ???

I’m a property landlord. I have 13 properties (11 single let’s and 17 HMO rooms). I live from the rentals and the numbers being quoted seem to be a bit optimistic to me. 9 deposits on properties for 225k including stamp, fees etc? Can’t see that. I’m in the process of a multiple purchase at the moment (12 properties in total in and around Warrington Cheshire) from another portfolio landlord and it’s costing 36k per property including all the fees. 25k seems very low. Still means that they could have 6 additional properties which would be a very good uplift but 9 seems to be a big stretch.

Great content my fellow landlady. Just wondering which Bridging company do you use. I’m so keen on the 90% LTV. Thanks

Got £75k in equity in our home. How do we pull that out and reinvest it to make it work for us and pave the way for more properties? We live in Berkshire btw. Do we reinvest in a flat with the £75k cash? Split the equity between 2 flats and get two mortgages? Or go bigger and buy a house with the £75k? That would require another mortgage though.

Which one is better? 1) one Ltd holds one property 2) one Ltd holds more than one property or 3) one Ltd holds all properties i investing.

Yei but not everyone can get a mortgage

Pls get me a house for freeeeeeeeeeee

My concerns would be with trying to find good tenants, that wont stich you up on rent or trash the place and then be unable to evict them.

Good evening Katie great video.I bought a bed room property years ago 2015 and I finished my mortgage in 2021 I like investing in property I want to invest more .How I can buy a property with £0 ore 90% off ?

I used to live in one of the houses in the thumbnail 🤣 they’re called the collesium in lincoln

Can’t imagine that bargain price houses are around in this current climate. It’s a sellers market at this moment in time .

Hi dear can you please explain deal packaging money That would be appreciated Thanks

To buy a property with a Ltd will they still credit check the owner 🤔

Cracking video, my question would be where did you get educated. Thanks Harry.

Absolute bullshit it's humanly impossible to buya house for nothing

With interest rates rising, housing will be less affordable for those buying with mortgages. Unless cash buyers have a frenzy, house prices are going to fall.

Great video, I love watching the content on this channel, It just keeps pushing me on to do more and more, Not at 11 yet but I am up and running 🏡🏡🏡 good luck all.

i dont understand all this. I have approx £120k in the bank and I do not understand how to make my money work for me. I dont own my own house, I seem to work and save money and now i want the money i have saved to work for me so i can take some time off work to spend with family. How do i make the money work for me? i dont understand any of this

With true inflation at over 10 per cent interest rates should now be between 5 to 10%, so be careful as imo humble opinion they will raise interest rates with a massive jump over a couple of months but I haven't a clue when. You need imo to get fixed long term interest rate deals as i see this inflation being deliberate by western govts, this was happening before Ukraine and they are now creating shortages of wheat and fertilizer to keep inflation and shortages extended into the rest of this year at least.

This video is such an inspiration. Thank you.

Listening to this video whilst in no way do I dispute the veracity of its content the following puzzles me. You acknowledge the market is strong however we still have people willing to sell at 70% bmv? Seems a bit of a contradiction. Also are £80k house in every area really going to gain that much by way of capital appreciation? I have a large pot of cash and keen to engage you as a deal sourcer and take it from there or even JV with you as I'm keen to see these deals that are everywhere except the places I look !

Wanted to buy another house but the market is so crazy now, I will wait.

And for anyone who does not believe her statement "I pay around £1,000 for a kitchen" I confirm that's about right - I got 7 units plus worktop (made to measure 3.96mtrs) which included hinges, shelves and doors for £692. I went to that swedish shop. I think I paid extra for handles £16. The hob was £129, and oven £229 bought elsewhere. That comes to a little over a thousand. The cost of having this fitted (if you can't do it yourself!!) can be anything from £500 to £1,000 - I paid £720 - found a fitter on them online trade sites. The same goes for a bathroom - around the same costings for bath sink and toilet (extra if you get a shower over bath) and fitting will be around the same mark. When people say it costs 7 to 10 grand you know that they don't know 🙄

Im currently serving in the Military, so my time to hunt for properties like the ones you have found on previous videos just isn’t there and when I do look for them when I’m home for the weekend they are no where near the prices that you find and purchase them for… just blows my mind, and then its sourcing the funds to go and buy the properties too… just mind blowing really, almost off putting as well… almost. Would love a video where you guys dumb everything down as well. Good job tho guys I’m in the south west also for reference

Is it the completely wrong time to buy a first BTL? Prices are high, interest rates higher than few years ago, apparently its more difficult than ever to get a first BTL mortgage

Deal packages, please explain to me about this, this property business sounds interesting. Can I do this with no big costs? Are we essentially acting like an agent? Many confusing and misleading stuff on the web on this topic!! Andrew Selmes

What lender for the bridge loans do you use ?

Hi Mrs Anna, we love your videos, right to the point. I would like to trade with you, we need a mentor because we are a bit lost. We are base in Derby.

wonderful

Heres my question. How can you invest in property if you cant get loans because of bad credit.

Fantastic insight and knowledge! Could you do something similar with new builds? I’d be very interested to hear your thoughts. I want to start my own portfolio, but don’t want to rush in. Thanks

Which bridging company do you use

Great information

It’s ok if you can start off with a hefty Ltd business loan that you can start off with.

Properties are going for more than their worth, does that not denote an over-inflated market? 🤔

Who is your bridging lender that gives 90% ltv ?

Katie, I need your help regarding property investment

How do you get trade prices for a kitchen?

Property prices are at their highest now Interests rates are only going north and taking on debt is unwise if you may struggle to service it. This is high risk and predicated on the fallacy property prices will continue to rise in the short , medium and long term. The lady is correct about the long term prospects but little else.

Hayup lov, great videos, and advise. Found you at the right time. Been working hard abroad. Saved around £40 grand. So trying to start doing what your doing. Also from no idea whats what. So im trying to learn. God its not easy, but trying lov, what do you mean by the wright people.? Do you thing i could do somthing with £40 grand. Or do you thing i need to save more.?, im living in germany to at minute. But from sheffield.

How do I get to rent a property from you

I've got 60k to invest any advice? I'm thinking of BRR or HMO

Is this made by Rob Moore.

TELL LIE VISION PROGRAMING

Love the passion 🤩 great video. Quick question what do u need all in total costs for an average one of your deals in Nottingham. I started there then moved to Mansfield searching then prices boomed so went further up the country to get a better roi. Interested in vanilla btls Bmv just curious if I have the deposit pots. Thanks for your time

Hi daddy .

Your very cool, had to subscribe Katie.

Fit 👀🐅

Great video Katie, it's refreshing to hear somebody call it 'as it is', looking forward to seeing you and the rest of the PP gang again, soon.

Slapper

Respect

How do you protect against bad tenants

So you're making gross around 60K, what's your net roughly before you split with your partners? Thanks:)

Why do you have £200k in the bank surely you should have brought more properties as soon as you had the required deposit? You could have another 5 or 6 properties already.🤷

what is your view on buying a 2 bed property with only 8 years left on its lease? On average the cost will be around £20-25k (worth £250k) but if intention is to use as student let for years left remaining on the lease, it would generate more than the £25k initially invested. From my understanding once the lease expires the property can be returned to the freeholder. Is this a good idea to you?

Another great video 👍👍

Hi Katie!!! Thank you very much for your videos!! 💕💕💕

You're so gorgeous 😍 I've subscribed 👍🏾🤗😍😁💌

Excellent content and thank you.

Another great video, thank you for sharing all your knowledge and experience! worth its weight in gold. Keep up the great work! 👍🏼👍🏼👍🏼

So my questions are one first of all I believe 25 percent for buying any property up front to get started on a mortgage. You said you bought a property at 105 thousand refinanced it means you got a mortgage to pay you back the money of 105 then payed 325 on the morgagage and payed yourself 325. You raised funds from private investment the private investors must of got all the money back plus your cut. I suppose the Investors would help with the backing of any default of the morgagage payments or rental payments. That would be the risk of the investor and yourself to be paid if defaults were made on the rental agreements especially now as many find hard to pay the increase on bills

Looks like their are 4 risks one of the investor, your own capital first investment the on going relationships and tiring up contracts and the morgagage money not defaulting on payments for rental agreements if any of the following was to fall apart it would not work . It seems quite rewarding but at the same time hard work and even more risky than having the investment to just buy do up and sell without a mortgage.

I wrote in one of my previous comments, I want you to be mine property mentor because of your attitude and approach. You have that attitude I like. Definitely want to be educated from you, it's a BINGO! I know nothing about property investing but it's very appealing to me.

Hi Katie, great insight into how you’re managing your portfolio, really appreciate you sharing the benefits and improving my understanding about how this can work for others. I’m 63 and looking at how best to invest my pension lump sum. How would the refinancing piece work for someone my age? I’m concerned that lenders would either not lend or the terms would be unfavourable for someone my age. Any thoughts on how it works for older investors?