How I Fixed My Bad Credit Score | 2024 Credit Tips

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Here are the steps I took to rebuild my credit score from 566 to 750 from 2018 to 2023
I hope this personal experience gives you guys some hope and insight into your journey!
Here is who is used to remove negative marks off my credit report
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Опубликовано:

3 окт 2024

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Комментарии : 290

@Djones177 Год назад

You can get collections deleted off of your report. Before you pay any collections mail in a debt validation letter, after you get a response that the debt is valid, ask for a pay for delete letter. It is very important to get any derogatory remarks off of your credit report before applying for things such as a mortgage or auto loan. PS you do not have to pay the full collections amount!!

@MindlessMenace Год назад

I have a question. Say if I owe Company A $2,000 and my account is in collections. Do I mail a letter to Company A or do I mail it to one of the credit bureaus?

@Djones177 Год назад

@@MindlessMenace You want to mail the letters to Company A

@MindlessMenace Год назад

@@Djones177 Thank you bro🙏🏽💯

@RebeccaAnstonG. Год назад

In addition to their excellent customer service, the results I received from Brandon's program were truly impressive. My credit score has improved significantly, fifteen negatives removed and I have been able to qualify for better loans and credit card offers.

@OfficialBrainTheory Год назад

That’s so dumb. Just file a 1099c and have that DEBT marked off as PAID instead of deleting it!!

@destinityjae07 Год назад

I was literally googling how to get negative marks removed, then came across your video. Perfect timing! 👌

@carlosdharrisjr Год назад

Haha what’s crazy. Well I hope this helps 🙏🏽

@RebeccaAnstonG. Год назад

Brandoncreditfix⬅

@RebeccaAnstonG. Год назад

Their channel on youtube.,.

@partrickallen 3 месяца назад

@GotSoul225 Год назад

Thanks for being very transparent with your credit journey. A lot of people are looking for overnight success when it comes to credit building. Its a long process and journey to build your credit score up, you just have to stick with it.

@RebeccaAnstonG. Год назад

Brandoncreditfix⬅

@RebeccaAnstonG. Год назад

Got to them on youtube..,

@nahdeercd8132 7 месяцев назад

Banned “Money Mules” Frauds/Scam Fake Help Fake Success To Steal 🆒Go Cat Credit Repair

@rudy956 Год назад

Not all hero’s wear capes 🙏🏼 but my parents thought me right thank God I have a 699 currently

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏼

@javianjohnson8746 Год назад

Thank you for your honesty man. That goes a long way when it comes to topics/videos like this

@carlosdharrisjr Год назад

Anytime 🤝🏽

@RebeccaAnstonG. Год назад

They are on youtube,.,

@nahdeercd8132 7 месяцев назад

Banned “Money Mules” Frauds/Scam Fake Help Fake Success To Steal 🆒GO CAT CREDIT REPAIR

@nahdeercd8132 7 месяцев назад

Banned “Money Mules” Frauds/Scam Fake Help Fake Success To Steal Go 🆒Cat Credit Repair

@dustysection Год назад

*Love How This Guy Talks With His Hands-He’s either Italian or a Scorpio* 🤌🏽 🇮🇹 ♏️ #SALUTE

@RebeccaAnstonG. Год назад

Brandoncreditfix👈

@RebeccaAnstonG. Год назад

Their channel on youtube.,.

@mandybug8745 Год назад

I must ask. The talking with his hands means he is confident in what he is speaking is that what points at Scorpio .

@youknwbrandon Год назад

Love the story behind your credit history I just wished that you spoke about the different credit cards you are using currently as well. Maybe that can be used for a second video if you’re into talking about your credit card benefits and how you use them for travel and expenses?

@carlosdharrisjr Год назад

The American Express platinum I have isn’t a card that used to build credit I only have that the C1 platinum and also they C1 quick sliver they are essentially the same cards I didn’t want to speak on a AMEX when that’s a charge card that has to be paid in full every month plus good credit is needed even to get it. As for rewards and stuff it’s great but this was more for how I got back on track with credit. That’s something for another video

@RebeccaAnstonG. Год назад

He is on youtube,,.

@IsaiahRTaylor Год назад

I also look forward to having a one on one with you one of these days. I know it would be a dope moment to be able to share.

@carlosdharrisjr Год назад

🙏🏽 always appreciate the support

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏾

@RebeccaAnstonG. Год назад

Got to them on youtube..,

@kwameisfunny Год назад

“566 is extremely low” Me:…

@RastaMitchVlogs 7 месяцев назад

Definitely needed this video, going through this process rn

@nonyabinnis9111 3 месяца назад

Get a 2nd job. Work allot and spend nothing. Eat sandwiches and tuna with crackers. Rice and beans. Make coffee and food at home.

@HajiSalad Год назад

Great video Carlos, love the content, many of us aren’t taught about credit cards and how to utilize them. Thank you for educating us, you are the best 🤘🏾

@carlosdharrisjr Год назад

Appreciate the love and support 🙏🏽

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏾

@RebeccaAnstonG. Год назад

They are on youtube,.,

@alleytee8199 6 месяцев назад

Such a great video, Carlos! Shared with few peeps that would need it. 👏🏽

@carlosdharrisjr 6 месяцев назад

Thanks for your feedback and sharing!

@nicholasamritt Год назад

Love these keep them coming

@RebeccaAnstonG. Год назад

Brandoncreditfix👈

@RebeccaAnstonG. Год назад

Their channel on youtube.,.

@cortaziacausey6226 4 месяца назад

Im so happy that we have a couple of the same debt issues. I feel like i can do it.

@christheintrovert8100 2 месяца назад

The method yt videos pointed to isn’t really working for fixing your credit and getting your finance back in track.. *Solvency backdoors* is the solution to all bad credit reports, negative items, finance & debts etc👌

@christheintrovert8100 2 месяца назад

Their abilities to swiftly resolve issues with credit distinguish them from those well known companies. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

@christheintrovert8100 2 месяца назад

Their name is spelt as *solvency backdoors* & are committed to getting dead credit and finance back in track.

@christheintrovert8100 2 месяца назад

I’m glad to be fortunate enough to get to know their name and looked it up online.

@christheintrovert8100 2 месяца назад

*You also need to look their name up to see their website.*

@redhead-c4o 7 месяцев назад

congratulation brother keeep up the great work have a great day besafe always

@dwaynestephen4565 5 месяцев назад

Am just been curious if you are also aware about the IDA ongoing program?

@DonnieGQX Год назад

Thanks for these tips. Using them as we speak :D Hope to be in a better place end of year.

@carlosdharrisjr Год назад

One day at a time homie 💪🏽

@RebeccaAnstonG. Год назад

Brandoncreditfix👈

@RebeccaAnstonG. Год назад

Their channel on youtube.,.

@JAY.SCRIBE 6 месяцев назад

Did they actually help get stuff off your credit?

@Rdr2enjoyer195 Год назад

I needed this bro thank you so much. 💯👑

@carlosdharrisjr Год назад

Hope it helps 🙏🏽

@BrannonL.Thompson Год назад

I just applied for a home in Florida with the help of Brandon's program. This was something I was hoping to achieve last year, but I was so in with the Lexington law which after I paid for their services they couldn’t get me any credit improvement. I saw reviews of Brandon Pickett Program, reluctantly gave them a trial and I am amazed with the positive results because I now have an 800 score and 0 negative items.

@BrannonL.Thompson Год назад

Brandoncreditfix👈

@jaysmith_21 5 месяцев назад

@@carlosdharrisjr Did you have to provide them a copy of your social security card

@Marcuslovedonuts Год назад

I desperately needed to hear this, I got mad shit on my credit it’s at 521 I’m 25💀💀I live in Fort Worth too. Ima definitely check them out✊🏾

@RebeccaAnstonG. Год назад

They are on youtube,.,

@juangutierrez4501 Год назад

@@RebeccaAnstonG. I reached out to MSI and have been with them for 1 and a half months now. I have not seen any collections removed just yet but I have high hopes. They are very knowledgeable and sound trustworthy. I really hope I can get my credit score to a good acceptable score. I have my fingers crossed.

@KAYSWIRLGAMING Год назад

@@juangutierrez4501how has it been since then any updates?

@Spookyn4 8 месяцев назад

@@juangutierrez4501 how are you now that was 8 months ago i just started to check them out and ,yes they seem knowledgeable

@yannisboudriche2660 Год назад

Head shaving shorts tutorial for your bald fan out here 😂👍🏼 Keep going Carlos ! 🫶🏼

@RebeccaAnstonG. Год назад

Brandoncreditfix⬅

@tianahyatt4424 Год назад

Great video! Call and upgrade your platinum to the quicksilver (depending on the current offers you can get it with no annual fee) That way you earn cash back on your typical spending. It can also be upgraded to the Venture (most likely the venture one not venture x)

@carlosdharrisjr Год назад

Yeah I have the quick sliver too

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏾

@RebeccaAnstonG. Год назад

Got to them on youtube..,

@teearaida Год назад

this is why we love you carlos! this was so helpful hearing your transparency

@RebeccaAnstonG. Год назад

Brandoncreditfix⬅

@mskulani_ 10 дней назад

When you trying to fix your credit score, stay aware from getting more credit. Try to pay off your credit first before adding more things. I would recommend credit builder cards instead

@malikdadi Год назад

We love you so much and all respect

@carlosdharrisjr Год назад

Thanks 🙏🏽

@BrannonL.Thompson Год назад

Brandoncreditfix👈

@BrannonL.Thompson Год назад

Got to them on youtube..,

@TheErnie101 Год назад

Thank you for this video. Appreciate the advice!

@arnoldhanson2942 3 месяца назад

facebook

@samirahfazilahmed3206 Год назад

notification gang thankntou for this video

@carlosdharrisjr Год назад

Thanks for always showing love 🙏🏽

@samirahfazilahmed3206 Год назад

Thank you**

@samirahfazilahmed3206 Год назад

@@carlosdharrisjr Thank you for all the vlogs and advice and more 🤍

@BrannonL.Thompson Год назад

Brandoncreditfix⬅

@action1679 Год назад

Can you do another video on credit? Or like finances? I know plenty of other RU-vidrs have channels for it, but I’d specifically like to hear your words bro

@jpayne7438 Год назад

Do you need help in fixing your credit and getting read of unwanted items/marks impacting your credit negatively ? trust me *Future Imperative Corps* is all you need to get things right back on track.

@jpayne7438 Год назад

*Future Imperative corps* are specialized in fixing credit scores, deleting credit inquiries, removal of negative items and derogatory items etc, they’re the best in my opinion, kudos 👍

@jpayne7438 Год назад

Look their name up, then make your request for credit help…. *Future imperative corps* will grant your request and help you with the process of getting your credit back on track.

@jpayne7438 Год назад

Look up their name using only google..

@jaysebron5804 5 месяцев назад

Cool helpful video. Straight to the point and relatable

@williamcathcart387 3 месяца назад

Collections and charge offs are two different things though.. getting a collection removed with pay for delete is definitely possible.. but a charge off is much much more unlikely to get removed with a pay for delete. It'll show as balance paid in full (or settled for less) but it'll still be on your credit report as a derogatory trade line. No choice but to wait for it to fall off after 7 years unfortunately

@christheintrovert8100 2 месяца назад

Their name is spelt as *solvency backdoors* & are committed to getting dead credit and finance back in track.

@christheintrovert8100 2 месяца назад

I’m glad to be fortunate enough to get to know their name and looked it up online.

@christheintrovert8100 2 месяца назад

*You also need to look their name up to see their website.*

@MilliTheShepherd Год назад

bro , thank so much , they don't teach us this at school.

@carlosdharrisjr Год назад

That’s facts I wish they did to be honest!

@RebeccaAnstonG. Год назад

Brandoncreditfix👈

@RebeccaAnstonG. Год назад

Got to them on youtube..,

@teddeth Год назад

Great and informative video 💯👍🏾

@carlosdharrisjr Год назад

Thanks 🙏🏽

@BrannonL.Thompson Год назад

Brandoncreditfix⬅

@BrannonL.Thompson Год назад

They are on youtube,.,

@KianBee 6 месяцев назад

This deserves 30k likes

@jenholdcraft6684 6 месяцев назад

Thank you Sir!

@GVO489 Год назад

Thanks for sharing. Well needed tips!

@carlosdharrisjr Год назад

No problem I hope this helps 👍🏽

@BrannonL.Thompson Год назад

He is on youtube,,.

@tdoublea3820 Год назад

Happy Easter bro ✊🏽

@carlosdharrisjr Год назад

Same too you

@BrannonL.Thompson Год назад

Their channel on youtube.,.

@malikdadi Год назад

You the best

@carlosdharrisjr Год назад

🙏🏽

@TheLunzDen 15 дней назад

566 isn’t that low honestly that’s right below fair extremely low is 490 and down

@Yvnggoonxl 2 месяца назад

My credit so trash I’m at 523 now and at the time before that I had a 649 but you know life starts happening need a lil help to get my score back up

@christheintrovert8100 2 месяца назад

Their name is spelt as *solvency backdoors* & are committed to getting dead credit and finance back in track.

@christheintrovert8100 2 месяца назад

I’m glad to be fortunate enough to get to know their name and looked it up online.

@christheintrovert8100 2 месяца назад

*You also need to look their name up to see their website.*

@iamjholloway Год назад

Very helpful info! Thanks for sharing 😊

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏾

@RebeccaAnstonG. Год назад

Got to them on youtube..,

@mapindicator Год назад

Don’t waste your time with this advert for a credit repair company

@andrewshankar2064 6 месяцев назад

My credit score is exactly like this it's 537 right now to be exactly and it's difficult with anything

@carlosdharrisjr 6 месяцев назад

Hang in there it’s fixable 🤝🏽

@abeezysportsxentertainment 3 месяца назад

I'm in that same boot. I hate having roommates now.

@christheintrovert8100 2 месяца назад

Their name is spelt as *solvency backdoors* & are committed to getting dead credit and finance back in track.

@christheintrovert8100 2 месяца назад

I’m glad to be fortunate enough to get to know their name and looked it up online.

@christheintrovert8100 2 месяца назад

*You also need to look their name up to see their website.*

@stephanieharries7746 10 месяцев назад

🎉 I am so jealous that your name is h a r r i s the reason being that mine has an e between the I and the S and I have a hard time with people always thinking it's the other name so I'm just saying people automatically say and then I have to correct him and I can just hear them thinking how weird that is anyway that's just my thoughts have a good one

@alexofficial3766 Год назад

Hi i had 4 accounts in collections. Before i hired a credit company i paid them off my self. Will the company still be able to take thwm off my account evwn after i paid those 4 collection companies.

@itsnunu Месяц назад

Hey so over all how long did it take you to rebuild your credit a year ?

@carlosdharrisjr Месяц назад

About a year or so. That was combined with making payments on time with new credit cards as well to help rebuild

@thedonzo506 День назад

so if i wait 7 years my credit will be good again?

@joshuahernandez9682 6 месяцев назад

I have about 4 credit cards that went into collections i was always on time for payments but i ended up going without a job for 4 months and came down to paying rent or paying off my cards sense now im have a great job and saving for a house for my family and i and hoping to have one by next year but i keep seeing that this will affect me

@s.carter1646 Месяц назад

Congratulations. I'm in Dallas. Does your friend company still exist?

@carlosdharrisjr Месяц назад

Yep it’s linked in the description!

@3000Degreez Год назад

Can you post the credit company that you used

@ddrusa 5 месяцев назад

My credit score is at 450

@julianbuckley-wz3lv 5 месяцев назад

You are great. My NFCU bankmanager referred me To, Gl o bal te ch cre dits olu tionor g. I hank God for this wisdom. All my 17 inquiries and collections deleted with my score raised to 798 .I highly recommend if you need help tool would say I don't know how I find you on RU-vid, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to....

@24creditcorrect 3 месяца назад

You can have a better credit if you want

@christheintrovert8100 2 месяца назад

Their name is spelt as *solvency backdoors* & are committed to getting dead credit and finance back in track.

@burakhgunes 16 дней назад

I just accepted defeat. You can only increase your credit score when you no longer need a credit.

@rubenrenteria8998 6 месяцев назад

How much the company charge you?

@robertamaya8597 5 месяцев назад

I just checked my credit score and lost 199 points 😭😭😭😭😭😭😭😭

@MJKing3000 Год назад

My score is 632 I have a capital one collection on my credit report for almost 10 years it won’t come off. Capital One update the report start date every month which makes it impossible to come off. Example it’s states start date 4/3/2023. Which isn’t true . My start date for this capital one collection is in 2014. I’m not gonna pay it either. I don’t know what to do. And I don’t have money to pay a credit company $1,000 to help me. My Other collections came off why this one isn’t? I’m starting to believe this will stay on my report foreverrrr.

@carlosdharrisjr Год назад

Hit up the company I spoke about they aren’t charging 1k Get the free consultation and see if they can help 🙏🏽

@RebeccaAnstonG. Год назад

He is on youtube,,.

@Spookyn4 8 месяцев назад

@@carlosdharrisjryes they are just not up front

@malikdadi Год назад

❤

@btboss3564 Год назад

Make your Discord server for your community if possible I can be your MOD (Admin)

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏼

@RebeccaAnstonG. Год назад

They are on youtube,.,

@Highlyguided40 4 месяца назад

Congratulations on borrowing credit only to prove you are good at paying back your loans. You are succumbing to the banks who think they own you… you are not your credit score… use cash

@ashleyfitchett2334 Год назад

How long were you in the program?

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏾

@RebeccaAnstonG. Год назад

He is on youtube,,.

@lil_gangster_n Год назад

We almost at 100k subs 🤪

@RebeccaAnstonG. Год назад

Brandoncreditfix👈🏼

@RebeccaAnstonG. Год назад

He is on youtube,,.

@angelarobertson6398 4 месяца назад

Tell me what business that you used to help you? Please???

@christheintrovert8100 2 месяца назад

Their name is spelt as *solvency backdoors* & are committed to getting dead credit and finance back in track.

@christheintrovert8100 2 месяца назад

I’m glad to be fortunate enough to get to know their name and looked it up online.

@christheintrovert8100 2 месяца назад

*You also need to look their name up to see their website.*

@j.j.zarate2394 Год назад

👍🏻 👍🏻

@sosaescobar7218 5 месяцев назад

Yo have you ever tried the credit card method in a way that when you pay off one card you that credit card pay off the next one and the next one pays off the next ? What’s your opinion on it ?

@talldude8894 26 дней назад

I've heard of this method... Can you explain a little bit more please?

@Kimberle_ Месяц назад

You will probably never see this comment. This Video is a year old. My Ex Destroyed my Credit. I’ve Disputed. Many times. With Collections. They will not Delete anything

@RaiyanAnwaar Месяц назад

That is called debt bondage. You can use that as an identity theft dispute.

@Liveeachdaytothefullest 13 дней назад

See that's the problem with you dum females. Instead of choosing a gentle man like me or people like me that will treat you right you go after guys that later on you regret. I got what you deserved. Now go cry to your mommy.

@twenty20inc Год назад

Remember everyone… Bad credit is very expensive

@carlosdharrisjr Год назад

Not necessarily true at all

@twenty20inc Год назад

The lower the FICO score the higher the interest rate 🤷🏼‍♂️

@BrannonL.Thompson Год назад

Brandoncreditfix👈🏾

@BrannonL.Thompson Год назад

Their channel on youtube.,.

@Letstalkbiz Год назад

I want you to train me I want to be like you I’ll be waiting for your response Thanks 🙏🏾

@RebeccaAnstonG. Год назад

Brandoncreditfix←

@RebeccaAnstonG. Год назад

Their channel on youtube.,.

@nonyabinnis9111 3 месяца назад

All these broke people in the comments got me laughing 😂. Looking for cheat codes rather than just doing the right thing. Probably why you are in the situation you are in now. Get you money up not your funny up

@taylorclark6444 2 месяца назад

Ok so if you’re not broke then why are you even in the comment sections watching his video then?

@nonyabinnis9111 2 месяца назад

@@taylorclark6444 auto play from other financial videos. I pay and always have paid my bills, worked hard, and lived within my means.

@malikdadi Год назад

I flowing you in instagram and youtube

@carlosdharrisjr Год назад

Thanks for the support

@chuckyd0ll214 5 месяцев назад

I’m 22 and I need help I already done messed up !!!

@carlosdharrisjr 5 месяцев назад

Hit that link and get a free consultation to see if they can help you out

@hellsink912 Год назад

I'm learning English so I use your videos to improve more. Greetings bro! 🫂

@carlosdharrisjr Год назад

That’s dope. Thanks for the support 🙏🏽

@RebeccaAnstonG. Год назад

@TheControlledOpposition 11 месяцев назад

Anyone else worked with this MSI company? If so what’s ur experience

@dokembaibarnes1474 3 месяца назад

I was recently on the phone with them and about to sign up but something seemed out of pocket I mean they seem legit but the BBB reviews unread and some of the info they where giving me didn't add up either I would just say do your research for yourself not saying the guy in the video is lying I'm just a tad bit skeptical