How I saved my first $100,000 (my formula)

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👉🏽 Free save your first $100k tracker: nischa.me/personal-finance-tr...
Get a free share worth up to £100 using the promo code NISCHA* or visit: www.nischa.me/trading212
In this video I talk you through some of the key steps I took to save my first $100,000 (well, £100,000 if we want to be particular!)
The Intentional Spending Tracker (free) - I use to manage my money - nischa.me/intentionalspending...
00:00 - The Why
00:43 - Increase the savings cap
01:12 - Option 1 (Easy)
02:20 - Option 2 (Medium)
03:01 - Option 3 (Takes persistence)
03:45 - Creatively live below my means
06:05 - Why $100,000 is important
KEEP IN TOUCH:
🌍 My website - www.nischa.me
📸 Instagram - / nischa.me
🔵 Facebook - www.nischa.me/nischafb
DISCLAIMERS & DISCLOSURES ❤
*T&C's apply for the promo code: www.trading212.com/legal-docu...
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support

Опубликовано:

1 июн 2024

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Комментарии : 582

@nischa 9 месяцев назад

👉🏽My free “Save your first $100k”tracker: nischa.me/personal-finance-tracker

@RichLifeResources 9 месяцев назад

🔥🔥✨

@Homeboy321 9 месяцев назад

The email with the tracker download doesn't seem to be coming. I've tried 3 times now and still no email. Any ideas?

@RichLifeResources 9 месяцев назад

@@Homeboy321 it took sometime to work for me. I tried a second email address and it went to spam, see if it's the same for you

@lassbk2 9 месяцев назад

Sorry, my brain is slow… is this 100k into savings or into investing? Been binging your videos. Love hearing what you have to say. Thanks!

@Uyiiouuoiuiiuyi 5 месяцев назад

@@Homeboy321try again mine working at second try

@Lamarche1959 3 дня назад

I completely agree. The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $1.2M nest egg thanks to my fa Dianne Sarah Olson. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.

@Dailypalamides 3 дня назад

Is there any chance you could recommend who you work with? I've wanted to do this for a very long time now, but I've been very hesitant about it. I'll appreciate any recommendation

@E.GCreates 3 дня назад

Consistently investing in quality dividend paying companies over the long term is a relatively easy strategy to create generational wealth.

@Norrieey 3 дня назад

out of curiosity I did read about Dianne Sarah Olson on the web, she has a great resume.

@Clancysoucie 3 дня назад

i'm happy there are lots of people doing so well...Love this channel for the transparency

@phyllisburtonhearsawho 3 дня назад

Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

@ascendant9792 9 месяцев назад

To the best of my knowledge, Mungers quote is from the early 90s. Meaning that the 100k he referred to, in todays value, probably is around 350k. Something to think about.

@ratsliveonnoevilstar1 9 месяцев назад

Thanks for that 😂

@christopherkim8391 9 месяцев назад

Actually the number would be more like around $220,000 -$230,000 but your point is well taken.

@ObjectiveObserver-xh4vk 5 месяцев назад

Most important is to start saving, and make it a habit.

@benfulford3943 3 месяца назад

The 100k number is completely arbitrary. The concept of compounding works exactly the same whether it is 100, 1000, 100k or a million. If you can only afford to put a tenner away each month, it's still going to take you 7 years (@ 8%) to get to a grand and then will reduce down accordingly in the same way as if you are putting 1k away each month will take you the same amount of time to get to 100k. We see it so much on finance RU-vid cos munger said it, while it is an important lesson about compounding the figure is completely irrelevant and is scalable in proportion to the amount people can afford to save.

@Imhimdogg Месяц назад

Take that 100k and borrow high dividends etfs on margin and hold them forever. You can generate close to 5k+ a month in dividends and more if you let it compound.

@Investingcoachw 9 месяцев назад

So true! The first $100k is the hardest because you don’t have compound interest working hard for you yet. It took me 4.5 years to hit a $100k networth. It took me 2 years to hit the next $100k.

@pseudocode1 2 месяца назад

preach! more people need to understand this and start ASAP

@mvcards20 Месяц назад

S&P 500?

@Investingcoachw Месяц назад

@@mvcards20 yea a good portion of my portfolio is in the S&P 500. It’s diversified into all of the US publicly traded companies and some international index funds as well.

@pseudocode1 Месяц назад

@@mvcards20 vanguard etfs is one option for passive income. im getting a nice dividend from VGS for this quarter, reinvesting to compound and buy more, have others as well to diversify..

@colbydonnelly6515 Месяц назад

I was aggressive but on a 60k salary and investing in new legal market. Still only available to half USA this stock will 10x in next 5 years. DraftKings. A compounded 1,000 a month for 5 years you can be multimillionaire. It still only in 20 states will be in 50 next 5 years. Look it up and good luck

@brianwhitehawker1756 10 дней назад

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

@Jadechurch-ql3do 10 дней назад

The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

@yeslahykcim 10 дней назад

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

@JamesScott433 10 дней назад

@@yeslahykcim I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

@yeslahykcim 10 дней назад

Laila artine kassardjian is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

@geraldt331 10 дней назад

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

@_TheVAX_ 9 месяцев назад

Nice video! Please please please make a video of all your failed side hustles as you mentioned. It's important for people to understand that failure is just part of the journey

@andrewmaplethorpe1125 9 месяцев назад

Yes, failure isn’t the opposite of success… it is part of it.

@nischa 9 месяцев назад

I will do!

@SB0427 9 месяцев назад

@@nischathanks!

@_TheVAX_ 9 месяцев назад

@@nischa thank you!

@LethoHali 9 месяцев назад

Thank you!

@GreenWaifu 9 месяцев назад

In an age where instant gratification often reigns, this sort of practical advice is what we need more of, especially for young adults like myself. It's about time we make saving cool again!

@jollyjames30 9 месяцев назад

That's very interesting actually. The fact that you tried many other businesses on the side that didn't create positive results but still stuck to it and kept trying. That would make for a great video!

@tashagees8068 9 месяцев назад

Dude you are like legit empowering us young people about financial issues. I am a 31 year old guy learning a lot from your content.

@leep1667 9 месяцев назад

You are not young.

@Kaikaiiiiii Месяц назад

You are definitely not young 😭

@Adelehalsall 17 дней назад

As if people here are saying 31 isn’t young…wow we really do life in an ageist society. 🤦🏼‍♀️🙄 Trust me guys, your 30s will be here before you know it and things won’t even feel any different. Then let’s see if you think 31 isn’t young…

@KeyAppeal 11 дней назад

31 is young!

@scap11 9 месяцев назад

I’m on the cusp of getting my 1st home, I’m looking to get it and rent it and live with my parents for a few years as you did.. using tax defo my accounts to increase my deposits and also putting aside for small things I like to have(investing in watches) .. thank you for this video really boosts moral when you confirm that my thinking is correct ❤

@xiomaragoldstein7142 9 месяцев назад

Great video! And thank you for being honest about the advantages you’ve had on your financial journey 😊 many other creators fail to mention this, and make it seem like it’s easy to save this amount of money. So thank you for acknowledging the different points of departure we all have.

@mxmus08 9 месяцев назад

Nice to see other ppl in this chat talking about building wealth. 100k is something I’ve set my sights on cause when I broke it down over x amount of years it is soooo attainable. I’m going to screen shot my balance when I get there and use as motivation.

@DeclanHiggins-YoutubeChannel 9 месяцев назад

Living below your means and watching your spending very closely is very important particularly in the current environment. Thanks for your wisdom as always Nischa 🙂

@LanceyRoche 9 месяцев назад

I’m a dividend investor My wife and I have invested in the s&p500, both through my TSP with the government, and through Fidelity in her 401-k.Cashed out 270k from the S&P and invested with a Full service broker ... Until around 3 years ago we were 100% in the s&p after over 30 years.I'm retiring at the end of this month at 59, while my wife will retire next year at 54. We currently have 3.7 million in out tax deferred savings..

@stephmeldrich6765 9 месяцев назад

I have to say that the first $100k is the toughest, it'll surprise you how easy it gets from there, i'm speaking from experience my wife and i managed to save it, we could have spent it on a lot of things i mean we could have gone on vacations but we didn't and funny enough didn't really start seriously investing until I was 30 back in 1998. Today, I'm 53 and have a decent $1.2M nest egg. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.

@stephmeldrich6765 9 месяцев назад

@@harrisahmed3066 she surely goes by the name Lisa Rosa Cavanagh. do an online search to find her.

@mjacksonjones 9 месяцев назад

Congrats and amazing!! Question what is the percentage of that 1.2M Pre vs Post Tax?

@danielredziniak2996 9 месяцев назад

Go on that vacation

@shellyperera2010 8 месяцев назад

You've missed out on living. Go on vacation! You will never get those years of your life back. Each to their own but I don't regret a penny of the fairly substantial amounts we've spent on family holidays, the good times and memories last a lifetime.

@cesruhf2605 2 месяца назад

@@shellyperera2010 especially with your aging family :'(

@ethicalbunny 9 месяцев назад

My next goal is to save up the deposit to buy the house next door. I bought a tiny home just for me 1.5 years ago with £5k which needed a lot of work but I got it on a 5% mortgage which allowed me to move out of rental. I’ve been doing it up ever since and just got a cooker (I was on a camping stove before). Lots of people have said to me they would never do up a home or live somewhere half finished or sleep on an air bed for 6 months. Most are too used to being comfortable, building wealth is slow and unless you have lots of options or family with money you need to make sacrifices … worth it in the end 😅 brilliant tips as always, although that isn’t my goal for now your videos always give me lots to consider! ❤

@nischa 9 месяцев назад

100%. Love this!

@ratsliveonnoevilstar1 9 месяцев назад

We’ll done. You played the hand you had well. Keep going. Just make sure you do all the numbers and consult an accountant. It will help you from making financial mistakes

@jeffandsherriefranzwa8970 9 месяцев назад

You’re doing great. Unless one wins the lottery jackpot or has oil discovered on one’s property, time, persistence, and delayed gratification are the path.

@regs3941 9 месяцев назад

Thanks for sharing your story! It's a pleasure to read :)

@nonegiven9579 9 месяцев назад

Crikey , what country can you buy a property for 5K ?

@laurensapato9797 8 месяцев назад

I am so guilty of not tracking my spending more strictly. As long as I’m net positive at the end of the month I would keep on with my routine. But I finally took the time to track and categorize what I spend my money on and the numbers seemed so staggeringly high. Just totaling up the Amazon purchases alone was the reality check I needed 😅 thanks for the continuous drip of knowledge and inspiration. Keeping the idea of saving and smart investing top of mind is a great way to help me be mindful of what I put my money towards.

@patrick7228 9 месяцев назад

A job should be there to learn or to earn, ideally both. Love that. Going to have to remember that one.

@FutureInvestmentsBullion 9 месяцев назад

Love your content! It keeps me driven and motivated. It also helps me stay on the right track for my goals.

@susanwaterworth5622 9 месяцев назад

I would love to see the 'failed businesses' videos. That would make me feel so much better about my attempts . . . Once again, thank you so much. The way I saved my first 100,000 was by automatically contributing to my 403K account every month and it just took off from there. Making it automatic was key for me, especially when young and undisciplined. Thank you, Nisha.

@MalluStyleMultiMedia 9 месяцев назад

I’ve rented out two of my bedrooms and converted my living room into a bedroom for myself in my early 20s. 😂

@AR-ln7ln 8 месяцев назад

$500 a month invested for 10 years will get you to $100k. I waisted my time with properties which took time, energy, and was stressful at times. Sold both properties after ca 11-12 years (which didn't appreciate much) and put the money into market. The rest is history. Had I put, every penny I put in properties, into market, I would have made 5x the money. Glad I got out and trying to catch up now.

@runescapefan0001 6 месяцев назад

No sure if you're including growth, but $500 x 120 months is $60,000

@dianao.4757 2 месяца назад

What do you mean put it in the "market"?

@rjt1201 Месяц назад

I think it depends where in the world you live. The house I just bought (uk) cost double what it did 8 years ago. So if I bought it 8 years ago. And sold it last year. I'd have made about £90k plus whatever rent I made... but I didn't, I left my savings in a bank 😂😅

@DavidJGreenwood 9 месяцев назад

I find these vids so valuable Nischa. You’re a natural in front of the camera and are a font of knowledge. Thank you for sharing your wisdoms. 👌🏽

@saakerson2 9 месяцев назад

I’m at $84,000 now.

@angelaofosu-barko5268 3 месяца назад

Good job, you can do this!!

@MarkusBlue 9 месяцев назад

This is so valuable. Thank you thank you for putting content like this out. Your “knowledge is power” becomes “sharing knowledge is power” thank you for your transparency!!

@sammango2851 9 месяцев назад

Congrats on reaching 100K Nishca and congrats on half a Mil Subs!!- The channel is Blowing !!

@nischa 9 месяцев назад

Thank you!

@dougl409 5 месяцев назад

So glad to have found you, Nischa. You talk so much common sense. You wanted to know so here goes: I got out of the rental scene at a very young age (23, I'm now 59) and bought a supreme handy-man special home for only 29K in 1987. This forced me to learn plumbing, electrical work, sheet rock, flooring, and everything else because my house needed everything. I got my first decent job (25K back then) a year later and contributed 15% of my salary to a company 401K and an equal amount into a Roth IRA. When I transferred jobs to another state 5 years later my realtor advised me that the bank approved me for a 130K house so I bought a 69K house and paid off the mortgage in about 7 years. The mortgage payments now went to my Roth IRA and the stock market. I never had cable TV, my phone plan is only $14 a month, I never had a car payment, and I rarely had to hire anyone to do anything because of all the repair skills I gained along the way. I also learned how to tune and rebuild pianos along the way a had a successful side business for 10 years of that time. I love your videos. I hope to keep learning.

@als7132 Месяц назад

I agree living below my means helped me to achieve my financial goals. Also, I improved my understanding what are my “needs and wants.” Lastly, paying myself first before I paid my monthly obligations. Thank you for your presentation today.

@dotpenji 9 месяцев назад

Main lessons: 1. Importance of the First $100,000 2. Increase Earning Potential 3. Investment and Assets 4. Persistent Exploration 5. Creative Living Below Your Means 6. Analyzing Expenses 7. Compounding and Investing 8. Set Clear Goals 9. Continuous Learning and Adaptation 10. Individualized Strategies

@monalizapantoja8490 8 месяцев назад

I appreciate the listings @dotpenji.

@kristineambas 8 месяцев назад

wow , thanks for listing

@monicasoriano8581 8 месяцев назад

Thanks for this!

@lusyow0517 8 месяцев назад

Thank you for this!

@ryanvalenzuela551 8 месяцев назад

thanks for the insights

@yellowsurge3309 8 месяцев назад

You are spot on with your advice, as someone that built wealth from nothing I can tell you’re teaching based of raw experience and not just regurgitating random information like many other teachers.

@keshinitiwari5425 9 месяцев назад

This is amazing! Thank you! I love that you still have your "day job" and doing YT on the side. This way your advise feels a lot more applicable (to me at least). I'm someone who wants to continue doing my day job while still looking for an additional source of income.

@normanburrows349 9 месяцев назад

I bought an older year box truck (I'm a welder) so I have access to unlimited steel I have formed metal working skill over the years and I have converted this thing comfortable enough to live in rent free all the extra money is either going towards saving or investing it's possible

@Wealthyyoungwomen 7 дней назад

Thank you so much for the transparency Nischa! I love your journey and relate to it especially working in middle office for a large investment bank right out of college! It was only once I left to a different company that I felt the significant pay increase as well 💕 keep sharing!

@RichPerspectives 9 месяцев назад

The tip about Creatively living below your means is such a game changer! Thanks for sharing.

@betinasimeonova6421 18 дней назад

Also, thank you Nischa for sharing that you lived with your parents! Most people don’t aknowledge help they get, I think it’s amazing you have shared this. Love your videos!

@jayantasanyal4363 8 месяцев назад

As a NHS doctor I wish you good health ... May you keep delivering such inspiring lectures.

@liam70457 9 месяцев назад

Great video Nischa! I've just started this goal, as I live with my parents, my idea is to save around 20k into an index fund before moving. I'm basing it on a 10% average of over 10 years, with a yearly deposit of 2.5 to 3K thereafter, the initial deposit will be difficult but once this is achieved, the yearly deposits are possible whilst still living a good lifestyle. Time also plays a big factor for the compounding to do the hard work!

@shellyperera2010 8 месяцев назад

10% over 10 years is quite ambitious. 7-8% more achievable. Better to err on the conservative side imo.

@BLESSINGMARIEE 9 месяцев назад

Thinking about your biggest costs and understanding how to get the same thing for less is SOOO key

@yuval7213 9 месяцев назад

I'm just saying that your channel is one of the few ways that i have Notification turned on:) Thank you for your high-quality contact very informative

@Catanya9 9 месяцев назад

PLEASE make the failures video. So helpful to see how others have tried, experienced challenges and overcome.

@spelonberry 9 месяцев назад

As soon as I had 100k I bought a house. It was something I always wanted to do. Now it will be easier to buy my next house. I'm not doing it to get rich quicker but to live my preferred lifestyle. To me this is just as rewarding.

@pseudocode1 2 месяца назад

you could have invested it and made another 100k within a couple of years and then bought a house. but now you are stuck paying the principle and interest on a mortgage. you could have taken some of the dividends from your investments to offset your interest on the mortgage in an offset account or in extra repayments, or let it continue to compound by reinvesting the dividends. either way, buying the house first made it harder for you to get the next 100k into investments that will earn passive income. i dont think you have comprehended the power of compounding at 100k. sure its not enough to live off, but you can get to 1 million this way within 30 years easily just reinvesting the dividends. At that point you will be able to live comfortably just off the dividends and no longer need to work. Or continue to reinvest it and set your bloodline up.

@spelonberry 2 месяца назад

@@pseudocode1 Yes, I am stuck paying the "principle [sic]" and interest (

@pseudocode1 2 месяца назад

@@spelonberrycare to explain how you have such a low interest rate? When the average is 4.79% for a 5 year Mortage in Alberta. You stated you have room mates. Are they contributing to paying off your mortgage? What are your monthly repayments in order to pay off this in 5 years?

@spelonberry 2 месяца назад

@@pseudocode1 Sorry, I'm too busy decorating my house that I bought in 2021 when interest rates were 2% to explain

@pseudocode1 2 месяца назад

@spelonberry cool story. nice to see young tryhard youtubers being so humble. not the only one decorating their house. you really think its a flex. oh wait my quarterly vanguard etf dividends just came in, im just going to make my free mortgage payments with it excuse me.

@RandellJohn 3 месяца назад

Great video's Nisha. I love your openness about sharing your personal journey and finances.

@fedvvvv 6 месяцев назад

It took me 7 years to make my first $100,000. I think the first 2 of those years was me trying to figure out how to save more efficiently. Now I am on track to making each $100k every 3 years.

@zulalegna 9 месяцев назад

Definitely would love a video talking about those things that didn’t work as side hustles and why.

@tikax2085 9 месяцев назад

You’re content is so helpful, thank you !

@AK-xj2di 2 месяца назад

I'm learning this to educate myself & my child. Thanks for this video.

@nsamuel5617 6 месяцев назад

Hi Nischa, I really appreciate the information and concepts you provide in your videos. I especially like that you break down the info/concepts into smaller digestible pieces, so you are not getting information overload with too much information coming at you at once. I was trying to access the $100K tracker sheet but haven’t been able to. Is it still available to download? I did enter in my email and name and checked my spam/junk folder but still haven’t seen it yet now going on day 3. Thanks for your help and see you at your Making Money Workshop.

@aymenelmardi7788 9 месяцев назад

I've managed to save £4k and that's going to be my emergency fund. Next plan is to start a side huslte... I already have my first client. Thank you Nischa

@BuddhaSunn 9 месяцев назад

Can I ask what side hustle is please?

@aymenelmardi7788 9 месяцев назад

Side hustle is a job you start on the side with your regular job with the hope that one day it can replace and surpass your main job

@dominic8218 9 месяцев назад

Brilliant Nischa. Great tips and loving your Vlogs 👌🏻

@DanOMallsVideo 9 месяцев назад

Thank you! I'd love to see a video on failed businesses you've started, please! Very curious as I research side hustles quite a bit.

@Bartosz84 9 месяцев назад

Now I know where should more focus. Thank you for sharing your experience and giving tools.

@thegitaneensemble5071 9 месяцев назад

Thank you Nischa! ‘A job should be there to learn or to earn, ideally both,’ is a great quote and I wish someone told that earlier in life. When saving $100,000 you mean through a saving account or through a index funds or both?

@ItsJustSimpleAsThat_Ang 9 месяцев назад

Both! It can be retirement and non-retirement accounts

@peterlloyd6337 9 месяцев назад

Nischa, thank you - you really motivate!

@jasperflontes4289 9 месяцев назад

Not making upto a million before retirement is an unfulfilled retirement. I’m 54 and my wife is 50 . We are both retired with over $3million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on the FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early. Even till now, we earn weekly.

@Adelehalsall 17 дней назад

It’s comments like this that make young people terrified of retirement. Grand statements and generalising because that just happens to be working for you really don’t help.

@Guitar4life99 Месяц назад

Failing forward... that's a great concept, I like that line of thinking.

@aaminapatel8370 9 месяцев назад

Hi Nischa, Please can you do a video/s on your journey of buying your first property and everything one should know. I'm in the exact same position now so would find this really helpful. ❤❤

@nischa 9 месяцев назад

I’ve got a few property ones coming up :)

@GibbG 8 месяцев назад

I'd love to see a follow up to this video, of what to do after you've saved the first £100k, best options for compounding, portfolio diversifications etc

@matthewjamesduffy 9 месяцев назад

I love this channel, it is so helpful! Thank you 🙏

@blacksmoke_1358 9 месяцев назад

Always a great job! Thank you!

@MindfulJai 9 месяцев назад

Love the structure to this... noticeably different And love you used the word Mindful too 😅

@albertoalvarez7623 9 месяцев назад

Thank you for your knowledge! always enjoy your videos.

@christianholmes908 8 месяцев назад

Hey Nischa, I have an interesting somewhat topical question- did you ever take a career break/time off from investment banking? Whether to travel, pursue a new avenue, or simply take a well deserved break? I feel more and more people are considering this, often to consider their next move.

@neckbones17 3 месяца назад

Thank you for this advice 😊

@lrose6712 9 месяцев назад

just turned 20 this june, currently have over 50k saved in the bank and other investments which make my net worth add up to around 80k still at home so my expenses are extremely low, my total monthly expenses are less than 7% of my monthly income.

@DrDrayHUB 9 месяцев назад

I have an idea

@priyalshah953 4 месяца назад

Love your content! Thank you :)

@phoearwenien4355 8 дней назад

I've managed my first 100k in 2 years (in my country's currency, but the value is the same). Although it was quick, it was still extremely hard. And I can say that yes, it's easier now. I'm not just talking about ability to multiply, but the fact you know exactly what to do next time. My way was similar - increasing main income, projects on the side, living below and compounding. I had success with everything, because I'm very cautious. I'm not going to do something that I'm not resonably sure that would work. It needs much more effort and time every day though.

@bdawg6615 6 месяцев назад

New fan. Adore your videos, Nischa. Just binged about seven of them in one go.

@annadrawsnow 9 месяцев назад

I love this quote by Charlie Munger - it gives somehow a clear way and sets a clear financial intention. Love it ❤

@makamurphy 9 месяцев назад

I really love your channel, thank you for this!!!

@Rovena_ 9 месяцев назад

Thank you for great tips Nischa!

@ellliamelli3867 5 месяцев назад

Love your chanel and want to thank you for sharing all this valuable information.😊

@vijayshah4880 9 месяцев назад

Thank you for setting, such a nice video and keeping us updated

@negoforex8534 9 месяцев назад

omg, im loving it!!! "If you fail, then fail fast and fail forward." So much dense wisdom!

@tannyaSA 9 дней назад

I would really like to see a video like this for a single mom with 2 kids who is the sole provider for her kids.

@jenfrancisangela 7 месяцев назад

thank you for all of your content! very appreciated

@QueitMinddd 9 месяцев назад

Sometimes if you’re focusing on a business, buying an office work space and just using it for living too may be the best short term option

@chillelement8301 9 месяцев назад

is that legal?

@sidjain0599 9 месяцев назад

Great video as always. Also really enjoying the advice and extra info from the emails.

@nischa 9 месяцев назад

Glad you’re enjoying the emails. Thank you!

@Rebecca-rc4ds 9 месяцев назад

Told my sister today about this great RU-vid channel on finance I have been following for quite a while... turns out she's been following you already, too 😅 Thanks again Nischa for another great video and greetings from Berlin!

@jezr10 5 месяцев назад

Thanks for sharing Nischa

@fitnessimperial 9 месяцев назад

Absolutely love your content. ❤❤❤

@tsveti17 9 месяцев назад

Amazing content as always! Happy to see that you’re promoting a platform, made by Bulgarians, I’m Bulgarian too. ☺️ I’ve considered investing in stocks for the last year, as a next step of my investing strategy and this time I feel like committing to it trough your promotion link. ☺️

@oseibeneman9042 9 месяцев назад

Great video. I am always taking note. Very educative video.

@mrjtibor 4 месяца назад

Great content for everyone, and it's great that young people are taking notice of you. Unfortunately, there are countries where the pay is much, much less than where you come from or live now and it is almost unthinkable to accumulate any wealth at a young age, especially under 30, and unfortunately even a significant proportion of the older generation are living day to day. But regardless of everything you are a positive example, so congratulations and keep up the good work!

@lyusuf1979 9 месяцев назад

Wow, amazing information here Nischa. After watching one video of yours particular this one, I subscribed to your channel. I'm gonna watch more and enjoy your knowledge you share. Thank you 👍🏽

@safari180 9 месяцев назад

I find your videos to be very well designed and put together - from lighting, to background, graphics and thumbnail. Would you mind making a video that shows your production process and tools? Especially given your subject matter, wether its worthwhile to pay for these tools/services or stick to free versions?

@jimberridge295 9 месяцев назад

fantastically helpful Nischa - thanks!

@collinsnorman473 5 месяцев назад

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

@mariacorretge6615 9 месяцев назад

Hi, Nischa, I'd love to know what your take is on those of us with good pensions through work (NHS pension)- would you pause for investing or continue it and invest less? (I think we contribute 12% or so of our pay before tax and it's matched by the Government). My pension will be quite good when I retire, but it's a pension, not something my children will inherit.

@MillionaireHouseholdFinance 9 месяцев назад

I agree that money is a great tool for the life you want. Great video! It's interesting to see the different paths to take to get positive outcomes.

@AsalonPaulmitchell 9 месяцев назад

Great content, Thank you!

@devkana5710 9 месяцев назад

Hey Nischa, another fantastic video. Just like other people who have posted on here I would also like to ask you to do a video on all of your failed businesses and then maybe a second video on all your successful businesses 😀 As Always carry on making fantastic videos. 😊

@user-mb3pr3ql6f 9 месяцев назад

Such valuable videos, I know incorporate at least one of your videos as part of my morning routine. Thanks!

@erandiganepola 9 месяцев назад

Nice video. Please do another video about what were your attempts and what did you fail too. If you lost money in this journey, that too. It will help others to get the idea about this journey.

@regtalkswealth 9 месяцев назад

The first ten thousand is the hardest once you hit that everything goes into cruise control and the journey gets easier 😁

@godsgotu6982 4 месяца назад

Hi Nischa! What am doing to get to my $5k- 100k saving goal is my daughter got us a 100 envelopes saving Challenge bk in Oct.2023 and today is the 100 day Jan. 30, 2024. Didn't make the goal in 100 days, but am half way their. And it certainly makes you push and think of other ways to make income.

@mrsebagwell8856 5 месяцев назад

My partner and I did this by us saving my salary and living on hers. The only thing I spent on was fuel for my car and my pension contribution. If you can do that you have double the savings strength together.

@tutkufilms 6 месяцев назад

you've basically said it with "I've lived at home with my parents for the first few years" LOL

@lydiamakuto6896 9 месяцев назад

Girllll! Love you vids and your financial perspectives and advice. Thank you 😊

@getgofit-8090 9 месяцев назад

Hi what are your thoughts on offshore investing? Currently looking into this as i find its more favourable in interest rates.

@gerardoromero2550 9 месяцев назад

I'd love to see a video on failed businesses and going back to zero. I'm at that point in my life and it'd be great to see your journey for inspiration purposes.