That makes no sense. If you bulk invest (for any goal) using an index/fund at its dip/low you will easily make good returns given medium to long term timeframe, you could have as many funds as you want, given you understand each of them. There’s no problem even if there’s an overlap. For those investing for never redeeming it works even better.
Its like buying a 1 Cr house.later when you need money you cant sell single bedroom or bathroom you have to sell that entire house similarly IN your life there will be multiple occasions when u will need a medium amount of money to complete the remaining Amount of the bill (car, land etc) then u have a small mutual fund that you will end and relst will be going onn……..
@@jishnu18 Thanks for the suggestion. But these are regulated by SEBI and units will be in CDSL/ NSDL Depositary. Only risk is if the fund is Not performing we can switch over to other fund. Or re- invest
Karthik Sir,pls let me know about children education purpose funds for the next 5 years ,my daughter in 10 class now,pls help us to planning properly🙏🙏🙏
I already have 11MF in my portfolio and thinking to add 2 more. So, 2 funds in each of large, mid and smallcap. And 1-flexicap, 1-large&midcap, 1-microcap, 1-ELSS, 1-international. And thinking to add 1 momentum and 1 international and 1- thematic fund. Experts, please tell me, Am I doing wrong?
small universe of stocks to pick from, so the overlap will be huge. doesnt make sense to pay 2 people to buy the same stocke for you right? it'll make your portfolio tough to track
They say mutual funds are the easiest investments to learn. But I never understood it. Nothing is as simple as owning a share. ETF I understand, but not an MF.
You are good to go as long as you are not putting all your savings into those Small Cap funds. Invest only those money which you don't need in the next 10 years or so. Also remember, Indian Small and Mid Cap companies are heavily bloated and they are trading 30 times more their actual price. So they can bust and crash anytime. In that case, they may take many years to recover. So if you are ready to wait for 10 years then no issues.
