How Much Gold Do I NEED? 🤩 Your Participation Requested. 

How much do I NEED? All of it!!! I do think we all feel like we should have more. My gold and silver goal has evolved. At first, it was 1 year's salary for myself. Then, it was 1 year salary for myself and my wife. Now that we have 2 kids, I'd like to be able to at least pay off my mortgage from gold, if it were ever needed, as well as have some to give to my kids. To summarize, I don't think there's a hard set number, because life keeps moving the goal posts.

I only have 400 ounces of silver and 2.5 ounces of gold. Not much. But I tell ya, nobody else I know is collecting it.

The most level headed voice in PM commentary.

I just love being able to watch a gold channel without be shilled out on one company or another or three more.

Goals are nice to keep the excitement. Small incremental accumulation has already surprised me when I look at my stack over the last few years. I don’t think I have an upper limit. If I don’t need it, then that means everything else I am doing worked or no major catastrophe happens. At the end, it gets passed down and helps them add to their stack if they choose. Not enough people prepare for hard times. I hope they don’t come, but knowing if/when it does is as cloudy as the spot price predictions. Thanks for another down to earth video.

I also think a good goal is to have one year’s income in gold. Also, 3% to 5% of net worth in gold seems reasonable. The idea of selling off an ounce every so often in retirement - as a supplement to other income sources holds great appeal

A gold reserve of one ounce per month that I could reasonably expect to be without income. I have managed multiple such times in the past without any PM to fall back on, so it's not something I stress over. Currently I'm very silver heavy, although my PM could see me through this year if necessary. So yes, I do need more gold. My long term goal is around a kilo. I'm aiming for another 1.6 ounces this year, with a 1/10th ozt (first and only) to be ordered this weekend.

My answer- about 5-10% of total investments. Early 30s with 6fig salary so I have a high tolerance for higher risk/reward investments. Percentages keep me on track with PM as a lower risk hedge. Every 5k into mutual/401k/ira means another appox 1/4oz gold or approx 15oz silver

One of the more sane voices on the PM topic. Thanks for putting out good content.

It’s almost like asking how much savings do I need? I have many years before retirement, so I don’t see any end in sight. I have a separate bank account where 15% of my weekly pay goes toward a gold/silver fund. Sometimes it just accrues when I don’t like how prices have moved, and so I wait. When I get a bump in pay, my contribution to the gold fund increases accordingly. In addition to savings & wealth preservation, gold is like a hobby for me. Due to the vast selection of bullion & coins out there, I don’t have any set quantity to where I’d be content with moving onto something else!

My goal which i'm not close to yet is to have a years worth of expenses (food,shelter,healthcare,autos) in a mix of silver and gold. I'm finding it harder to stack silver because of the premiums right now. I just can't pull the trigger on a 30 percent premium over spot even though I know I'm dollar cost averaging as it goes up and down. Fractional gold is more 'affordable' than silver but it's not in stock. Tough times to stack when you also want to get your moneys worth. I used to buy weekly, now it's down to about once a month but constantly on the lookout for a deal on a quarter or half ounce gold coin.

Noticed the philharmonic on the table and had a question. In previous videos you have spoken about your past history with foreign coins in relation to re-sale and how American is best. Question is in relation to re-sale how would you rank modern foreign bullion (Philly and Britannia) vs circulated (sovereigns and Helvetia) vs bars? If the goal is low premium fractional gold.

In my case, I buy 1/10 ounces then exchange when the opportunity arises. Currently I have 2 ounces after 18 months. Income is $18 an hour full time. Good luck with your future purchases.

Enjoyed the video. I loved that you displayed some of your more "fun " gold coins!

I’m really digging ur channel man. Keep up the good work!

I liked your video on the starting over gold. So I would say a year's worth of salary is good.

5-10% of portfolio in precious metals. Use a physical trust like CEF to dollar cost average each month and when you have enough, sell the shares and use the proceeds to buy physical to lower premiums with a larger purchase. This allows you to save smaller amounts without missing out on any gains/price increases while you wait. Yes you pay capital gains, but if you have a smaller income it allows you to not get destroyed by premiums.

I'm aiming for 60 oz long term. Short term I'm buying only silver with a view to convert on a stepped basis when/if the GSR goes down to 40:1 & under. Cheers.

I didn’t have a number when I started . As I got started I set a goal, met the goal, and set a new goal. Got to the point where I was getting nervous buying it. Stopped and didn’t look back. Instead bought PM stock. I.e Newmont and Barrick. Easier than buying physical.

Such a great question. Ideally I'd like 15 - 20% of my overall portfolio but it takes some time to get there.

Ratios are important in life. Relative to current monetary policy, gold isn't really even running yet, imho. If I feel like things are risky, I move my weighting above the 15% of assets to maybe 30%. I would sell a portion of my gold if it pulls back excessively in a short period. I am primarily looking at gold as a hedge and a bridge account for letting other assets (401k/Roth's)compound in the last few years of retirement. 10% of a million or several million starts to really add up in those last few years if you have the cash to be able to let the compounding marinate. I view the gold in that way as cash/equivalents, but shinier. LOL

Nice topic. Agree generally with the 3 oz as a safety/emergency fund. Love the diversity of your collection. From 8000 feet in Central Idaho I’ll tell you that about 500 to 1000 ounces of gold and not a whole lot of silver sounds about right to me.

This channel has been such a useful resource. Nice to have some foundational knowledge at your disposal to help you set your own goals & form your own opinions. Keep up the great work!

Buy 1/10 oz at a time, trade up as possible, but collect at least 12 per year. Been saving for 2 years of the total ten before I give up work and retire at 72. Thank you for your information and help.

With a few steady retirement & pension incomes & significant equity holdings, I convert my excess capital to gold for future use by me or to bequeath to my descendants. A bit mundane but it provides financial stability & peace of mind

This is the absolute best PM Chanel on RU-vid. The calm voiceover I love

For me 5oz is a sweet spot. Ideally ill make at least one gold purchase a month and a lil more if like you mentioned a bonus or some other bit of luck were to come along indefinitely... my most recent gold purchase was thwarted because what i wanted(1/4oz britannia) wasn’t available so in an effort to avoid another 1/10 gold piece which i think are kind of ridiculous i picked up a 2.5 peso.... anyways my goal currently is 5ozs of gold comprised of 1/4s and halves because that seems like a amount that may facilitate the puchase of land or an emergency, it also feels like a great amount to weather another downturn at leadt for my lifestyle I believe i could ride 10k out pretty good... in the mean time ill kerp buying the cheap mexican pieces to increase my stack with the goal of them being purely numismatic in the future when eagles and britanias are attainable and affordable

I'll get to a kilo - eventually - if the prices doesn't suddenly sky rocket. Been stacking since 2012 and I'm half there at 502.2 gram bullion grade gold. But there was a pretty silent period as I used money on moving to a house but now I'm stacking again. I have a Britannia on the way not included in the 502 gram and I got some scrap gold that I can sell and almost get an oz for so that I'll do soon. So one oz just round the corner and one more around the next. By then if including some higher quality jewelry I'm past 600 gram. Now the hard part do decide which coin. The 1 oz coins I've got so far are all Krugerrands. But I also want to get some 24K so the Britannia is a natural since it has more or less same dimensions so can use same storage. Another of approx same size is the Bufallo but it has exorbitant premiums. My dealer hasn't got Britannias yet (thinking about it) and really it's a hassle to order online and the proofs of address and so on they want is just about impossible to make them satishfied - do they want to sell me a coin or not!! Then there's Philharmonics and Maples. Both different sizes. Most likely I'll go with Maples for my 2nd size full oz coin. Philharmics are IMHO on the big side and still hasn't got new security features - even Krugerrands has "modern" security features these days - since 2017 and they're even smaller in the 2021 version(!) So that'll probably be my stacking strategy for 1 oz coins. "Krugerrand size" or Maple. Preferably new coins with the modern features and since I already got some 22K the next should preferably be 24K unless my dealer has the new Eagle and I somehow fall in love with it (but even the older Eagles has very high premiums which you here don't regain when selling - at least not to a dealer). For fractional it's quite anbother picture. Here vintage and "modern vintage" (like Sovereign and Ducat) dominates as many are bought private and has great premiums. Most modern bullion in 1/4 oz which IMHO is the perfect fractional size is IMHO just too high. Sure you might get a little of the premium back when selling - or it may be a different time when that time comes - so for fractionals I'll hunt deals where others have already taken the premium loss and I get them cheap.

why are your videos some of the best on youtube! everytime im like dang! I like the kilo statement from BYB! three ounces is a pretty solid amount id also say 10k in gold would be solid as well its hard to place a number!

Oz of gold equal to your age in years, and oz of silver equal to your weight in pounds. Example by the time you are 40 years old and let’s say 170 lbs, you would need 40 oz gold and 2400 oz silver. That works out to a 1:60 gold to silver ratio at that age and weight

I *want* a ton, but for emergencies I figure I'd need to cover a about a years worth of expenses or maybe a little more. For me that equates to about 30 ounces of easy to sell gold. I will probably never fully stop even when I get to that mark, I'd just switch to buying gold I like and want to own, though I'd buy that at a reduced rate. Thanks as always, sir.

I think any goal is better than no goal. I remember buying random silver on ebay not knowing a thing in what I was doing after 2008 crash. Here I am years later having surpassed several goals. Life is too unpredictable and dynamic to set one large goal. If you have 0.. shoot for 1/10 gold and 20oz silver. Goal 1 accomplished. See how life is going. Then set another.

I’ve binge watched quite a few of your vids lately and you have definitely got me thinking. Gonna start my stack this weekend with my son so maybe he can start earlier in life then I. Goal is a gold and silver purchase alternating months funded by bag lunch and coffee savings.

Every time I set a goal I hit it and just keep stacking. It is satisfying to hit whole numbers though.

I think it's good to think about it in terms of emergency expenses if you lose income. It also depends on spot price or the price you sell. But 3 seems good for now. In 2002, it would probably be 10

I would feel comfortable will 5 oz of gold all in fractional. That way, if I need some extra cash I may not have to part with a full oz at a time. Just my opinion. Good topic 👍

I’m not really going for a number or amount. When I first started stacking all I could find was silver here and there. Since silver has gone up some I’ve recently sold and traded some for gold. My recent goal is 100 ounces of silver, 5 ounces of gold but that’s just a yearly goal and not my stopping point

3 ounce goal to get your stack going is reasonable. I view risk as a comfort zone. For me, I am quiet satisfied with just 1 tube of 20 American Gold Buffalo. I don't feel there is any risk in this stack. As far as the pump channels or the reset is near, well America always rises so I for now will just keep living the life. Enjoy your information and thoughts. Thanks for your videos. 👍

Fantastic, thanks!

Consequently, my stack contains exactly 3 ounces currently, however. I think silver is the way for me right now. As usually, I enjoyed your video.

The kilo of gold is a good first big benchmark to strive for. You can never go wrong putting a little extra income towards gold. It'll always be there, has shown that it paces well with inflation. Just a great way to keep and hold value, plus it is just f'ing cool!

Totally arbitrary, but in general 10 ounces of gold seems like a good number to be able to spend a few ounces during an emergency while keeping a few for the future. Preferably in fractional ounces of pure .999 fine gold for the divisibility. I decided to go with fractional gold eagles (which I know aren’t 24k gold) because of their demand in the US. Maybe one day I’ll collect a few fractional 24k gold too! 🤔

Being debt free and retired I feel 3-6 months of expenses if need be. 1 oz of gold per 100 oz of silver. As said prior I'm still working on my full tube of 1/4 oz gold. After it's full I would go for 1 oz Maple, Krug, Britannia,AGE, and finally got to have a Buffalo. Not a herd of Buffalo. Reason I would go for the Buffalo last is I'm concern about Buffalo fever, can't get by with just one.

IMHO, the current economic times call for a minimum of 1 year inclusive expenses. Because of money printing and other issues, i am currently trying to build that higher. I do an approximate 70/30 Au/Ag ratio. Thank you for all your videos! I have a lot of respect for you from the glimpses i have gained watching most of your videos. God bless!

Right now I keep 3% of my net worth in gold with no plans to ever sell.

Peter Schiff said you should buy whatever gold you are ever going to buy NOW and not wait, due to rising prices, supply issues/depleting resources and premium fees. I want 500oz but I can't buy it all at once. Oh well, I have quite a lot. If it goes over 2000$ it'll be hard to buy more when u paid $1000 in the past.

Over the last 6 years I have stashed a comfortable amount of Large and small gold coins. After this last year this one, 2021 is a bucket list year, so I am spending the money on Flying halfway around the world and enjoying the diving and luxury of the Maldives. For 23 days I will live like a king. Then back to collecting. I deserve it.

Still on target with the 1/4 oz purchase each month, but somehow I accelerated and am at 2.50 ounces of fractional gold, so using the “extra money” here and there for additional purchases worked out for me in the first half of this year. I’ll continue the scheduled buying each month and am saving separately to pick up two 1 oz. Buffalos during the summer. Goal is 5-6 oz. by year’s end. 👊 (Buffalo tube in a decade or bust!)

I was a bit scared to watch, but I decided to take the RISK! 😂. Great video. FYI, I did do a series of videos on what my investment portfolio is, my risk profile, my occupation, and a bunch of other information around my stacking and prepping. Still anonymous, but rather transparent. 👌🏼

I like the idea of having a few years salary saved up. Going for 100 oz but learning the more I get the more places I need to figure to store it.

I think 5-10% of your net worth is a good allocation in normal times. We are living in anything but normal, so I'm about 45 % PM's. I know it's high but I don't see any end to the debasement of our currency.

I have 1/100th of an once of gold right now. Mostly silver and copper. Though I did just buy 1/10th oz of platinum and 1 oz of silver. Looking at more rounds of copper right now.

Five ounces of silver and one tenth ounce of gold per month of retirement. 300 months (25 years) means 1500 ounces of silver and 30 ounces of gold. I am retired unexpectedly and still stacking. But I have met my goals. And I'm having fun! I'm 2/3 in Eagles, 1/3 Buffs and Maples and a Roo and one big bar. If things keep going steady, living beneath my means, I will continue to stack. Less months to finance, more metal. But I am also collecting other things, like bourbon and firearms. Things that might get better with age. You want unsolicited advice from a happy old fart? Don't get divorced and take care of your teeth. God bless!

Could you do a video on what considerations are different when gold is an investment vs a form of savings, from your perspective?

No way to come up with a one-size-fits-all number of course. I do believe there are unusual situations that can effect gold holdings other than a personally determined ratio to net wealth. In past years I purchased quite a bit of gold on eBay. The then advantages of high eBayBucks levels, Microsoft bribes to promote the use of Live and Bing, using discounted gift cards, CC rebates, and portal rebates, all combined at different times to allow me to purchase 1 oz gold bullion at a net cost well below spot - as much as $130 at times. I easily achieved the ratio I felt was good for me (us). Then I just continued to buy thinking it was too good to pass up. I even borrowed to buy gold at these prices. My ratio became much higher than I ever anticipated but I am reluctant to pare it back mainly because I have no better places to put it (our IRAs are full with basic and boring index ETFs).

I suspect a lot of stackers are like me, hesitant to disclose how much gold (and silver) we have acquired, either in writing or in videos showing our stack. When I started off 8 years ago, I was happy to upload all my unboxing videos and view others. As it mounted up, I got concerned about the security aspect (prying eyes of UK government departments and/or would be criminals able to identify me somehow and the risk of its theft - not coverable by insurance) so withdrew them. Flying in the face of that, I will say that my gold ounce figure is into 3 digits, 30 oz of that bought with Bitcoin profits, so I know I am very fortunate indeed. Otherwise, by converting cash from life savings. Being mid-70's, I know I will never realise all its value, it being got mainly with offspring in mind, but I just love to see and hold such beautiful coins of different designs in those various coloured gold tones. The way things are going in this world, perhaps a more relevant question might be - "How much of my gold (and silver, etc) am I going to be able to hold and actually spend in the future?". Just as with the 1933 US Gold Confiscation Order, tptb can do exactly what they want to try and steal our hard-earned real wealth when they seek to have everyone forced to use their fiat cryptos. I hope that never happens - or a lot will be "lost".

100% gold. That’s what my passion says. Which means 100 Oz before the grave

working toward that 5oz goal. though i think for a fun idea: A bug out stack: 16oz gold and 16oz silver for barter. that is also assuming anyone likes the idea of being a traveler or rogue. :)

This newbie Only has 2 so far. I bought my first, a double dragon, because I seen it on your video. My second was a rectangular dragon. I can't wait until I can afford a Britannia! Thanks you for inspiring me!!!

I would love to have my own "Yankee Cannon" one day. Right now, 1 month cash, 10 oz gold, and 120 oz of silver is my number. Just kind of worked out like that after I got everything I wanted, no real cash conversion timeframe or anything. Half of me enjoys the variety and savings of some of the other coins like Maples, Krugs, Britannas, Pre-33, etc. But, the other half of me just wants to have a shit load of ASE and AGE in a big safe. I get way too worked up about matching, and plans, and filling tubes and all that when I should probably just store it all pirate style to alleviate that and be happy with increasing the amounts haha.

I have only 1.01 ounces in modern Gold but 3.5 ounces in Pre-1933 Gold. I have 495 ounces of Silver and 10 ounces of Copper. It has taken me 6-8yrs to stack because of my disability income. This Year I just bought 1799 Draped Bust Silver $1 for $1199 took me 5 months to payoff Started in 2020 1907 Liberty Head Gold $1 for $2075 took me 9 months to payoff Started in 2020 1916 D Mercury Dime 10cents For $400 took me 2 months to payoff Started in 2021 1945 Mexican 2 Pesos for $85 1805 Draped Bust Half 50cents for $450. 1875 s Twenty cent piece for $75.

I like to think in terms of salary. With that said I’m shouting for 2 years. I feel like if I were forced to live off a 2 year supply of gold then I could easily stretch that to 3 years. Give up a portion of dining out as often or a few cable channels and allow the stack to go further.

Always adding as I can. No real specific number but the more the better

It's not so much how much you need it's how much you will still have when you need it that will count. I agree on the 3 Oz and up in general terms relative to your personal situation.

Well, I’m planning on relocating back to my home country in Africa and building a homestead on several acres of land. Since a homestead is used for things such as producing food, harvesting water, raising livestock etc, the majority of my everyday needs would be met so I wouldn’t need to sell my gold for daily sustenance. I would probably keep enough gold to pay any property taxes on my estates for the rest of my life. So that if for whatever reason i run out of fiat, i dont have to worry about the government taking my land. Right now it’s about (.5%)of the value of the residential property per year, which isn’t much at all. So let’s say on a $100,000 property, I would be paying about $500 a year. So for 10 years I would pay $5000. For a hundred years, I would pay $50,000. I’m in my early 40’s, so I’m probably not gonna live another 100 years. Maybe half of that. So if I had $50,000 worth of gold, which at today’s prices is roughly 25 ounces, it would be more than enough. Not to mention the price of an ounce will very likely appreciate over time. Even if they hiked up the taxes which they will probably do at some point, it would still be plenty. And that doesnt include my silver and platinum stash. So yeah, not saying 25 ounces is all I would take with me, but that 25 would probably be enough for my particular situation. So a kilo of gold sounds about right. 👍🏾

A bit off topic but still related. Why do you think the 1 oz American Gold Eagle 2021 Type 2, the new one costs less than older model?

I think gold should make up 10% of your portfolio, physical gold bullion is the only way I would buy gold, I would never go for an IRA or ETF. I have to have gold in my hands and depending on your budget, 10% is ideal.

Thanks

I now have 7or 8 percent of my wealth in gold. I plan for 10. We will see. I would sell in time....but only to put into another asset. Land or home most likely.

Really love your videos! I’m soon going to buy my first gold coin , but debating on saving up for a full Oz or if I should just buy fractional oz coins.

I love the gold swan. I just picked one up from APMEX

I like age years in gold ounces and weight kilograms in silver ounces. Good goal to set and should keep you busy for the whole life. Best would be if that stash can become dynastic too

I hit my silver stacking goal and now I’m working on my gold goal.

As you say it's a question with many answers, I figure someone could live a normal life with basic expenses covered in the UK on 1 oz a month if converting it to fiat £ (not in all parts of the UK but in plenty of places that are nice enough) if you're living cheaply in a cheaper area or maybe a couple then you could live for less on a per person basis. If you're debt free and paid your home off then maybe this number could be 1 oz for 2 months maybe even for 2 people. Living with a super car and a big home loan with a family of 6 then maybe 10 oz a month wouldn't touch the sides. 12 oz to cover a year sounds good to me for many people, 3 oz for an emergency is a good shout. Now looking to double it to 24 oz

I thought up a desired target with probably bad reasoning behind it, which was 20 - based on gold being re-valued at 50k, that would be a nice million dollars even which seemed fun. :-)

I heard 30 oz puts you in the top 1% of all gold holders.

Very refreshing my friend!

I have no idea and I hope to never know. My goal is to enjoy my gold stacking now and hope to pass it all down to my kids without ever needing it for myself.

30-40oz sound reasonable for me to be comfortable. Another commenter mentioned a years worth and 30-40 would be close to that. I like filling tubes to 4 tubes of 10 sound cool!

I just hit 4 and 1/8th oz of gold and 42 oz of silver. My goal is between 8 - 10 oz of gold and roughly 150 oz of silver which I should achieve within the next 6 - 8 months then I'll see about starting to research diversifying into other assets. As a British citizen, I restrict myself to Britannia's and Sovereigns for tax purposes. .

the gold you can afford = how much gold you need ;) might i suggest locking your focus on the gold on the table? nice video as always. thank for sharing your pov.

I’m saving weekly to buy my first American Gold Buffalo! You motivated me! Thanks 👏🏼👏🏼! Greetings from 🇲🇽

I would say you only ever need 1 year's worth of gold equivalent to a yearly salary/income. In America, that'll be $57,456 on average, so about 30 oz. BUT that isn't everyone's situation AND it should be a number to work toward, not to buy all at once. I don't agree with you saying one would need unlimited gold if those scenarios come to pass, just enough to be on the run long enough for the news to fade away and for you to start your life again if you only had the gold. Where I'm at, the average income is $31,933 so while I would like a 1 kilo bar of Gold, I think anything spent over 17 oz is unnecessary and the money is better used for other investments or savings.

Gold to me is gaudy so I don't get too excited about it compared to Silver. Personally I am aiming for 100 Gold Sovereigns and 25 1/10th Britannias. The 1/10 1oz are to tip 4 Sovereigns over 1 Troy. Silver is looking a lot better for me right now hence me targeting Gold in a big way from now on.

Another nice video as usual. 👍 I myself have my gold purchasing goals set up in stages. Once I reach one goal, it’s onto the next one. I guess my goals are to fill tubes of 20 with the spare spending money I have. As you said everything is a calculated risk so why not put that in gold.

Should I buy at least 1 ASE type 2 and 1 of the new gold eagles, every year until the design changes? Is that a good idea to try and get a key date? Plus it will be dollar cost averaging in the long term. Thank you for the vids

It all depends on your circumstances and age.In England we tend to buy British coins because there is no tax when buying or selling but in 2017 i did buy a 1oz Swan which is still my favourite coin.My reason for purchasing gold all started in 2016 when we voted to leave the EU and all i could see was trouble ahead.Now i,m a pensioner i just buy what i can afford and i intend to leave it to my grandchildren i don,t know what the future holds for them now our so called Government seems hell bent on getting this UBI rolled out.Thank you for your video Kind regards Shane ( London )

You need as much as you can afford, 2/3 on the way to my kilo, I was just lucky enough to get a 1 Oz. AGE at spot yesterday.

I just have a 5 year goal to stack as much silver and gold to buy a new 5th wheel for the wife and I since we live in ours full time, thx for sharing 👍 great video

Getting close to 1Kg (32.15 oz) and that was always my goal. No plans to stop there now though.

Get a sufficient amount of coins you can afford. We will never be satisfied because we always want more. As-long-as you make smart decisions you will win no matter what. Keep up the phenomenal content.

I started keeping 10% of my 403b in PMs with a 1:100 gsr but in the end a years salary would be nice to have

As much as you can stack over time with out putting your self in a bad situation

Keep it simple. Make a budget after all your bills and investments (401k’s) are paid, and stick to it. Sit back and let it grow over time.

To make gains there's always risk stacking gold not a risk if you hold for long term keep stacking great video

I keep moving the goalposts. We have 40 oz , but have decided to give each of our grown children and their spouse 1 oz per person. So now we will have to replace 4 oz. Something tells me that after we do that I will decide we need just a couple of oz more, so forth and so on. So I guess my answer is there is never enough.

Backyard bullion has a point, perhaps when you're 50 that's about time to stop the stacking, you won't be watching the value increase probably nearly as much after that age. I have no idea how much I want to Stack, I just know I want perhaps more invested in that, than in fiat savings.

20% of an overall all portfolio. So that'll differ per individual. But I like the 3oz at a minimum.

It’s so hard for me to put a number on it..I always want MORE. So that’s my answer “MORE” By the way love the videos. I’ve been following you for a while. Your my go to for the yellow stuff!

I'm down for this topic: like you, I'm a small-business owner - I run a communications and information technology firm. I've been an active stock market investor since 1998, and, while I've always used goldminers as a hedge in my portfolios, I didn't start stacking physical bullion until the past few years. For me, I don't set a hard-and-fast rule to the amount of bullion I hold. Instead, I use a percentage target of my net worth. I target holding around 10% of my net worth in physical bullion. I hold about 60/40 gold to silver. I look at gold as my a permanent store-of-wealth and my silver as more as a savings account - since silver is volatile, if its value skyrockets, I can easily move a few ounces of silver without dramatically reducing my exposure, while I look at gold as something I never intend to sell unless it's an absolute emergency and I have no choice. I hold physical gold and silver bullion as both stores of wealth and also a protection against the (unlikely) potential of a bank holiday or bank run. In my stock market accounts, I target 10-20% for goldminers and silver miners, typically the ETFs in order to avoid any single-stock risk (particularly since I use gold as a hedge more than an investment like the stocks I hold in individual companies). Why invest in the miners and not the straight gold and silver ETFs? Two reasons: first, the miners offer a YIELD in the form of dividends, something that the metals ETFs do not. Second, I'm not a conspiracy theorist, but I've heard more than enough about the manipulation of paper gold and silver to know I don't want that kind of exposure. Finally, I also hold cryptocurrency. I'm not a Bitcoiner nor am I a goldbug. I diversify because crypto and gold both serve as a hedge against inflation and money-printing, however, by holding both, they are a hedge against EACH OTHER. If Bitcoin goes to zero, I always have my gold. If we figure out how to mine asteroids and dramatically reduce the value of precious metals, I always have my crypto. Anyway, that's my rationale. I don't hold precious metals or crypto for the end-of-the-world, I hold them as part of a well-balanced breakfast... *ahem*... a well-balanced portfolio. Plus, as you demonstrate in your videos, holding the physical bullion has the added benefit of being fun to hold and stare at... for HOURS. As always, thank you for your awesome videos! The calm nature of them makes them a great way for me to relax throughout the day. :)