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How Much We Spend In a Month in Canada as Millennials 

Make That Change
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24 окт 2024

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Комментарии : 92   
@MakeThatChange
@MakeThatChange 2 дня назад
🥗 Get up to 20 FREE meals with HelloFresh, just use code MAKETHATCHANGE20 at bit.ly/3Y56Ice! Offer is across 6 boxes for new subscribers only.
@jmpht854
@jmpht854 7 часов назад
Thank you for your openness about this! I've made several international moves and it's always the day-to-day spending that is the hardest to research before actually arriving somewhere. And thank you also for including transportation! My husband wants us to get a car when we move to Toronto and I have been against it 'cause I don't like that lifestyle (also, everyone is overweight in North America for a reason!), but now I have some numbers to back my side of the argument up 😂
@napke8571
@napke8571 2 дня назад
Ok, this is an interesting one, good job first to say. In the Netherlands as follows as I am Dutch. And I am open and honoust, no secrets: 3140,00 Euro netto salary ex bonus in the end of the year. The breakdown: 520 netto for mortgage ( interest 1,3% very lucky with this ), around 200-250 to drive my Volvo V70 ( 2011 diesel ), around 300 for food and drinks, utilities around 360, health insurance 130 ( we do have a great healthcare system I have to say with own risk 340 ), other insurances around 120 together, leisure it varies but around 100 and 'unforseen' around 80 and last but not least pay-off my study loan is 180 netto, grand total around 2050 netto So, I can save. I was very lucky with my house 11 year ago. Love your videos and ' de groeten uit Nederland' :)
@MakeThatChange
@MakeThatChange День назад
Thank you for sharing this! Would love to come back to Netherlands soon! Cheers 🙌
@Handlebrake2
@Handlebrake2 3 часа назад
​@@MakeThatChange haha, you got bored of canada?
@Sibi_qwerty
@Sibi_qwerty День назад
One thing about Hello fresh, i dont know how many of you have encountered this, Hello fresh has third party agents in some stores selling this meal plan. The agents work for an MLM organisation. If you're buying the meal plan from an agent in person, he or she is probably stuck in an MLM job. The same company that does UNICEF donations in downtown Toronto, credit cards at Canadian tire, door to door Telus and Rogers connections.
@RetroDiver
@RetroDiver 2 дня назад
Canada is expensive because of housing, especially if you bought or started renting in the last five years. Everything else seems too expensive mainly because everyone is tapped on just putting a roof over their heads. After a recent trip to NY state, I realized goods (with the exception of gasoline) are generally more expensive in the USA.
@sexygeek8996
@sexygeek8996 2 дня назад
Really? I lived in both Canada and USA and I found that almost everything is less expensive in the USA.
@MakeThatChange
@MakeThatChange День назад
Interesting observation re:US. Thanks for sharing.
@MissLadySoul
@MissLadySoul 2 дня назад
My husband and I live just outside of Montreal (North shore). With the mortgage (single family house - split level) and other regular expenses, we're at a monthly total of $4000.
@MakeThatChange
@MakeThatChange День назад
Goals! 💪
@ianwahome5394
@ianwahome5394 2 дня назад
you ladies just make me smile always.Watching from Nairobi
@MakeThatChange
@MakeThatChange 2 дня назад
🙏
@dennislaur2515
@dennislaur2515 День назад
We are a family of four living in London, Ontario and our monthly expenses are close to what you spend. We did buy our house when the market was down, so our mortgage is lower. It is off set though as we have the added expense of two special needs children.
@murraytown4
@murraytown4 2 дня назад
Super interesting. It’s always fun to compare. I pay about $4800/year in property taxes for 1200 square feet. Ottawa property taxes have been kept well below the rate of inflation these past years but the chickens will be coming home to roost next year. I wish I had your grocery bill. Mine is almost twice yours, but I don’t scrimp on food and rarely eat out, but have a ton of Optimum points. I probably spend north of $5K/month as a single person. Note, I’ve no mortgage - or debt of any kind - but my condo fees are certainly getting up there - north of $900/month. Paying someone else to shovel snow is a guilty pleasure.
@MakeThatChange
@MakeThatChange 2 дня назад
Thanks for sharing this! There are 3 things one could watch indefinitely: fire, ocean and someone shoveling snow ⛄️
@lindsman682
@lindsman682 День назад
I live in Edmonton and I have to say your utility costs, and food are much less than our comparable home. Our mortgage is waaaaay lest though, roughly half.
@MakeThatChange
@MakeThatChange День назад
lucky you on the mortgage! 🙌
@Explore_Montreal
@Explore_Montreal 2 дня назад
Thanks for sharing such amazing videos. Keep up the great work. Thank you❤
@MakeThatChange
@MakeThatChange 2 дня назад
Thank you! Will do!
@KamBar2020
@KamBar2020 2 дня назад
​@@MakeThatChangeWill you two celebrate Halloween 🎃 this month ❓
@MakeThatChange
@MakeThatChange День назад
@KamBar2020 we plan to, but minimally 🎃
@KamBar2020
@KamBar2020 День назад
@@MakeThatChange Awesome 👍 Anyways, come to the States bcus It's Election Time. Immado Slava TRUMP early November 🇺🇸💯
@MakeThatChange
@MakeThatChange 21 час назад
funny you mention, we will actually be in the US soon after elections!
@robocop581
@robocop581 16 часов назад
Family of four in HK. We have a car, tuition fees for two kids and dorm fees for one, live-in domestic helper and mortgage. Add income and property taxes, life and home insurance, food, utilities and entertainment, our monthly expenses are roughly CDN$18,000 a month
@valeria-militiamessalina5672
@valeria-militiamessalina5672 2 дня назад
Ghislaine Maxwell, the well-to-do socialite/convicted sex offender once said to a Canadian-American that she would never buy property in Canada and especially Toronto. She infamously claimed that Canada only offers "second class quality for first class prices" and SHE could afford to splurge!❤
@MakeThatChange
@MakeThatChange 2 дня назад
Convicted individuals lose any social credibility the moment they decide to commit crimes.
@User12345fan
@User12345fan 2 дня назад
@@MakeThatChangelol i don’t think her criminal mind affects her logic about economics, but I wouldn’t pick her as an example.
@Explore_Montreal
@Explore_Montreal 2 дня назад
Since we arrive at Montréal the spending, we have around 4500$ no matter what we try ti keep it down its tough.. especially for a new comers. We tried to study moving to Toronto seams impossible 😅 now due To unrealistic prices there.. Our own issue is time and days they are passing by very fast we don't feel the time compared to other countries. This is affecting our health and quality of life ..Hopefully we will adapt someday! . Thanks
@MakeThatChange
@MakeThatChange 2 дня назад
That’s a reasonable amount! Well done on spending. Have you been able to find a job yet?
@chemundergrad
@chemundergrad День назад
In BC a family of 3 we easily spend $1200 a month on food and groceries. We have a househole income around $200k and mortgage is around $2700 + $150 strata monthly
@MakeThatChange
@MakeThatChange День назад
Sounds like you’re in a very comfortable spot!
@rcstar2242
@rcstar2242 2 дня назад
i live in montreal and i own a single family house. my total expenses with my partner is about $5000 per month so about $2500 per month per person
@MakeThatChange
@MakeThatChange 2 дня назад
Life goals!
@ebadmas9506
@ebadmas9506 2 дня назад
Great video. Thanks for sharing!
@MakeThatChange
@MakeThatChange 2 дня назад
Thanks for watching!
@sufyanmukri9610
@sufyanmukri9610 2 дня назад
I don't own a house. So my rent is lower. Also, I have no pets, so I save on that. I think ur gym membership per month is on the higher side too. Overall great video
@MakeThatChange
@MakeThatChange 2 дня назад
Thanks for this!
@sufyanmukri9610
@sufyanmukri9610 День назад
@@MakeThatChange No problem 😊
@alexsokol3827
@alexsokol3827 День назад
Would be interesting to see some numbers of a house owner, who already paid mortgage.
@MakeThatChange
@MakeThatChange День назад
some commenters here have their mortgage paid off or almost paid off. The upside is incredible in not having rent or mortgage to pay!
@rcstar2242
@rcstar2242 2 дня назад
grocery bill is pretty good. what do you guys do for work to afford your lifestyles? seems like an expensive one but you are in the GTA
@MakeThatChange
@MakeThatChange 2 дня назад
We’re in technology and resource engineering.
@thomasbeltrame2193
@thomasbeltrame2193 День назад
Just loved the mini soccer field
@willujames4989
@willujames4989 2 дня назад
Just missed this one by 2 hours. I am trying to get the hubby to eat better. He is 18 years younger, so he thinks he does not have to. Ah youth. You guys crack me up.
@MakeThatChange
@MakeThatChange 2 дня назад
You got this!
@icevoss9917
@icevoss9917 День назад
Thanks for sharing, it sure is expensive and makes your head spin. Ok...Apartment including heat, water, hydro 1500.00. Car, petrol, insurance, maintenance, 400.00 a month. Eating out, once a week, 50.00, using free indoor pool and workout at Apartment, using free things to do and meet friends for nature walks or in the winter for ice hockey games on the pond. Free concerts, free festivals, hey we living in Canada. Free is in.
@Supertimmylamb
@Supertimmylamb День назад
love you ladies!
@MakeThatChange
@MakeThatChange День назад
🫶
@Gary-l6o
@Gary-l6o День назад
Oh, Good God, So it is true, that some women don`t know the value of a dollar. Over 8,000 a month to live? They never said what they`re income was, or child support payments they maybe getting. I have a 2 bedroom home, nothing fancy, but with the up grades I have done, it`s a very comfortable home. I pay 841.00 a month, and my land taxes are included in the mortgage, 200.00 per month for hydro, 65.00 internet, 35.00 for cell phone, and I take the bus, 40.00 per month. And I also drink some beers, maybe top end, 100.00. I spend around 400.00 on food, and I have my son who lives with me, so it`s 1700.00 in total, my monthly income is 2500.00, so if you live with your means, you have live. And I live in Ontario.
@MakeThatChange
@MakeThatChange День назад
Your value of the dollar assertion is unnecessary, but congrats on your frugal lifestyle 🙌
@ElectroSharpTurtle
@ElectroSharpTurtle День назад
@MakeThatChange I remember watching your most viewed video "Why Do People Leave Canada? Immigrants Perspective" 3 years ago and you have come a long way since then. 😊 I'm a millennial too. Anyway, I love that you track your expenses to the very tee by showing it in your recent new video. I love chicken and turkey too instead of red meats for health reasons. I'm glad that you guys don't chase sales at grocery stores but you look at the average price and the nature of the foods that you are buying. I get PC Optimum points since I have a PC Money Account Mastercard and it's very nice going to No Frills buying their No Name generic products which I'm a huge fan of. 👍👌
@moncusseydupoulet4755
@moncusseydupoulet4755 4 часа назад
car insurance 200 cad? depends o. the province, in alberta, it's more like 400-500.
@MakeThatChange
@MakeThatChange Час назад
in Quebec you could get one for under $100
@AJAJAPWNZ
@AJAJAPWNZ 2 дня назад
У волмарта подписка 10$ в месяц безлимитные доставки groceries. Не по завышенным ценам. Сохраняет много времени и денег.
@MakeThatChange
@MakeThatChange День назад
👀 sounds like a really good deal!
@vikramt525
@vikramt525 2 дня назад
Why are you paying for both car lease and transit in transportation ? You can save money in a car or public transit
@MakeThatChange
@MakeThatChange 2 дня назад
Generally we drive, but there are cases like going to Toronto in a rush hour where it's faster to take public transit, rather than drive in traffic. However in other instances driving is faster, since public transit sucks
@User12345fan
@User12345fan День назад
@@MakeThatChange i really can’t critique your spending, I think you are doing really well. Things seem reasonable, and you are not even going out with friends. That’s where the money gets blown mostly.
@30kenton
@30kenton День назад
Housing Is expensive..I think u can cut food ..the cat food as well ..nice job ladies
@MakeThatChange
@MakeThatChange День назад
Our cats saw your comment and they strongly disagree😁
@icevoss9917
@icevoss9917 День назад
Ps. I need hello fresh, I'm running out of ideas to cook...😂
@zoltann2151
@zoltann2151 Час назад
What about costs of having kids?
@BrianAiya
@BrianAiya День назад
What about investments? like investing in your TFSA
@MakeThatChange
@MakeThatChange День назад
that's part of our savings category, we invest 80% of what we save.
@chinonsomichael9839
@chinonsomichael9839 2 дня назад
Awesome videos
@MakeThatChange
@MakeThatChange 2 дня назад
Thanks!
@User12345fan
@User12345fan 2 дня назад
Are you girls pursuing financial independence?
@MakeThatChange
@MakeThatChange День назад
Yes 🙌 how about you?
@User12345fan
@User12345fan День назад
@@MakeThatChange yes, knowing your personality I wouldn’t have a doubt. I know you don’t calculate your home, but in a few years the home will be worth more than the amount of debt, so you’re slowly getting wealthier (apart from the 800 in index funds and pension plans). I think you are on a very good path.
@User12345fan
@User12345fan 2 дня назад
Yeah, I will definitely not be owning a home in Canada. Rent seems better and invest the rest.
@MakeThatChange
@MakeThatChange 2 дня назад
Right on!🙌
@newworld6474
@newworld6474 2 дня назад
do you have a favorite lentil recipe?
@MakeThatChange
@MakeThatChange 2 дня назад
Scottish Lentil Soup with sausage 😍
@ВладимирИвашечкин-п4е
3 hundred dollars per month??? Sounds too small. )))
@MakeThatChange
@MakeThatChange 2 дня назад
You mean utilities? We barely use electricity in the summer, so that helps lower the bill!
@ВладимирИвашечкин-п4е
@@MakeThatChange ups, ssorry. I divided almost 600 hundred your groceries on two. I meant 300 hundred per person.
@MakeThatChange
@MakeThatChange 2 дня назад
gotcha! well we do uber eats a bit too much, but also... we don't eat that much meat which can add up as a big expense 🙃
@Flashquiz12477
@Flashquiz12477 День назад
are you guys maried?
@MakeThatChange
@MakeThatChange День назад
no
@WilsonWilson-ec9dq
@WilsonWilson-ec9dq 2 дня назад
Canada is wonderful if you have money, but not worth it if you're trying to "make it".
@flywithme7
@flywithme7 2 дня назад
Work harder.
@MakeThatChange
@MakeThatChange 2 дня назад
My (Anastasia's) family came here and ran out of savings within the first 3 months back in 2009. My mom looked for jobs day and night for the first 6 months, and finally managed to find something, I had to work part-time while going to school full time (took out loans to pay for my own education). We've worked our way up, worked hard and got where we are. Where we come from, the path to the same achievement would have been much harder than in Canada, and at times, even more dangerous.
@AdeniyiAdesanya
@AdeniyiAdesanya 2 дня назад
​@MakeThatChange Congratulations, you deserve all the enjoyment, having put in the hard work. By the way, what's your take on a new immigrant settling down in Whitby with family? I will appreciate your sincere review. Thanks in advance!
@John_wilchuk
@John_wilchuk 2 дня назад
What about your monthly scissors cost?
@MakeThatChange
@MakeThatChange 2 дня назад
We cut our own hair 💇‍♀️
@User12345fan
@User12345fan 2 дня назад
What a dick
@John_wilchuk
@John_wilchuk День назад
@@MakeThatChange you gotta make that change.
@vibesmusic6407
@vibesmusic6407 День назад
​@@John_wilchuk😂😂😂
@Kingkhxnsc1
@Kingkhxnsc1 6 часов назад
Hi I am hasham from Pakistan Can you please help me with the most reliable method to move Canada from Pakistan I am a college student and I just will be done with that after an year can you help me with that. I want to contact you if you want me to do that actually 👍
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