How This Psychologist Spends Her $110K Salary | Honest Accounts | Glamour 

I'm happy you guys are finally back to these videos.We want to see more please.

I love how she closed it with the fact that savings is not a priority for her right now. I got secondhand anxiety just watching this. She’s 45, and her money mentality was the same mine was when I was 21, except I graduated school with no debt and didn’t have kids.

It can't have been easy sharing your finances with the whole internet, and it's very easy to sit on the other side of the screen and judge! Thank you for sharing so open and honestly, I hope that you're able to move into a fairer repayment/loan forgiveness situation and are able to build a safety net for yourself and your family

Please do public service and enter an income based asap, I dedicated 10 years to public service and just had $ 278,000 forgiven . I strongly recommend.

This was entertaining (her personality) and hard to watch (her finances) 🤣.

Love that you chose an educated, black woman, who is a single mom, and has an amazing personality!

Girllllll oh my goodness. The lack of urgency around tackling your debt is really concerning. I don't mean to be a negative Nancy but this woman is in a dire financial state and doesn't seem to see that. Between the minimal savings and nearly HALF A MILLION dollars of student loan debt, I really worry for her kids. I'm sure on some level she's checked out to cope with where she's at, but she doesn't only have herself to worry about. She has a fair amount of disposable income to throw at the debt, and should be putting in a minimum of 10% of her salary to a 401k or Roth. Please help yourself!! The interest on those loans will only continue to skyrocket.

The lack of safety net with her budgeting scares me 🤯 I hope she gets to tackle her debt soon

45, basically no savings, almost $400,000 in debt... Realistically, it's going to probably take her about a decade to get her net worth out of the negative range if she commits to paying off the loan. Interest is brutal when it kicks back in, she has to try to get her income up, and then retirement will be right around the corner, still with no savings.

Yo I want to be a psychologist, but not that way. I have a bachelor’s, and I’m 30k in debt. My plan is not to exceed $100k in debt for my PhD.

I notice that many of these purchases are retail self care. I would suggest a real look at how much that adds up to. This could add up to a fruitful retirement, especially when you are already late in establishing a nest egg. Note to all, therapist have issue too they refuse to look at. No one is perfect.

I love her 🤣 “where’s my bread??”

I think this person will be fine, but in terms of generational wealth, I’m not sure how much they’ll be able to leave their family if they don’t prioritize their debt.

The terrible part of this is seeing her getting a Doctoral degree, cause I’m sure that’s the bulk of her debt, but in the psych clinical sector, it doesn’t add much to salary.

Sis! You talked a lot about self-care in this video but you are neglecting one of the most basic necessities of self-care. You worked so hard to give it away on crap. Please re-think this, you're only 45 there is still time to course correct.

I really love this segment! Keep them coming! Helps me to keep my finances in perspective.

@Glamour - I love this type of videos, please bing them back on more regular basis :)

4000 In savings? Is this real

Now this is honest...i loved it!!!

she wastes a lot of money (eating out, expensive outfits and beauty products) while not putting a cent towards her debt HOPING it gets forgiven. 10k getting forgiven is not going to help her.

Omg I love her...she is too funny 😁 she said: "sir , there are too many apps for you to be late."

You're being honest with us thank you. You're going to get a lot of backlash but this is what you know, everyone has different views on how to budgeting, but I hope that you can figure out what you need to do.

People don't have financial problems, they have priority problem.

she makes more than enough to pay off her loans fairly quickly then you all think. the fact she's barely investing as well is worrisome for her age.

I love her personality 😂

Love these videos!

I love these soo much

If you already have an established practice in the private sector I don't see how beneficial it'd be to go back to public for a paycut to POSSIBLY qualify for loan forgiveness. Also wouldn't an income based payment method be more expensive??? She needs to focus more on paying it off and thinking of retirement especially at 45

this is crazy!

ayyooo!!! A fellow Bayonnite!!!! yasss sis! Jersey represent!!!

Solid content! Very useful!

tbh I totally forgot this was about personal finance! This echoed my childhood--- growing up eating Cinnamon Toast Crunch and Pop Tarts on the go and washing it down with Sunny D! And yes, my mom made me and my sister dress alike... cringy at the time but now I miss it 😊

It’s always those telling others that they have problems who are the real problematic ones themselves.

more states please !! art jobs too :) love these vids

She was fun to listen to. ☺️

this is why I don't really want children. They cost so much, especially to have 2 of them. Imagine making 100k and being single with no kids? Awesome.

Thank you for sharing! Good gracious at that student loan amount! Do you qualify for PSLF? Can you get rid of the car and use public transportation? A healthier diet would cut down on your food budget. Get rid of Amazon.

I love her personality 😅

As a therapist in training... this gives me a high-level anxiety to see. Not prioritizing a retirement or emergency fund, especially with a family would, for me, be terrifying.

I live in Bayonne. I wish I knew who she was and where she is.

She seems like a fun person 😂

Earning six figures is a luxury and a privilege that one cannot afford to take for granted with that being said here's some helpful and very doable advice... cut down on these two items immediately (utility costs and subscriptions) try shaving off at least 25% in utilities and 50% or more in subscriptions... (the price you're paying is astronomical wasteful and unnecessary)... please do yourself and your child a favor and tuck away $2000-$3000 or more minimum towards your savings each month build an emergency fund and shop less.... I was cringing the entire video and I suggest getting those student loans cut by 50% or more and meeting with a financial advisor... money management and financial literacy has got to be talked about especially in the black and brown communities... this video was so insightful and made me want to challenge myself more and take full ownership accountability and reevaluate some of my own decisions surrounding money management monthly expenses and future goals... best of luck on your financial journey

her charisma reminds me of wendy williams

How does one get featured on this show ??

That student loan debt 😬. For me I hate owing I’ll be trying my best to erase that.

Black women being this educated and in debt this much is not a wise money decision. Choose a field if going that route that pays well this is crazy we have to stop thinking in this manner I see far too many of us falling in these education loan traps

The fact that she said "my children love processed food" and chuckles.. In my opinion, it kind of discredits her as a Psychologist. Nutrition is an important tool in in helping heal or elevate your brain. As a psych student it makes me cringe..

Guys she's living the american dream

congrats to her. but. please stop throwing away black wealth.

I commented a lot on graham’s video on this, but maybe she should get a refund on that “business school”. And she wants loan forgiveness. Lmao

2 Masters and 1 Doc and only making 110k??? I make 115k 3 years into my career in tech. Switch lady!

That’s soooo much debt to just make 110k. I make more money and didn’t have that much that debt. I did make it a purpose to pay 50K off. I didn’t want that holding me down.

She needs to get a grip on her finances, she's wasting money and making such poor choices. A lot of people don't make that amount of money and she's blowing opportunity. Poor Mindset!

woah im very early

This is terrible 😞

I love her personality, bring her back for something, idk what…just something 🤎🤎🙌🏽

I need to hear @graham Stephan take on this