Hey, you can try to make money online. There are countless ways to make money online, like Blogging, selling online course, starting RU-vid channel, using AI tools, writing e-books, etc.
1. Create a budget and include each and every expense in the budget. 2. The budget should have a provision for emergency expenses 3. Any expense not on budget is something that's not required unless it is necessary and couldn't be planned for (e.g. medical emergencies). NOTE - MOBILE PHONE OR EATONG OUT OR CAR IS NOT NECCESSITY 4. Find expenses in the budget which can be reduced. 5. Pay all the EMIs (forms part of the budget). 6. Any excess remaining goes towards the loan with the lowest amount or highest interest (Also, a part of budget). 7. Sell things you own and don't need. Cash realized is used to repay loan. 8. Find ways to increase income. These can include side hustles as well as side jobs. If you are married and only one of the couple works, the second can find part-time income and/or online WFH work ID full time work isn't possible. 9. Check if you can use public transport till you are in debt.
Loan liya he to chukana to padega haar nhi Maan na chahiye mere par 18 lakh ka loan tha aaj 7 lakh baaki he to kya haar maan lu bhai , try karo bharne ka ab kuchh bhi ho jaaye par Naya loan mat lena
Credit card ne bahoto ko barbad kia. Pehle use karne me sabko maza aata hai. Bill aye to bhawe khade ho jate hai. Close ur all credit cards. Its Biggest trap . i closed my all credit cards after facing trap issue.
Agar paise he na ho... Aur default ho to bataoo kaise nikle... ? Baaki agar hafte bharne ki taqat ho to aap jaiso ki video dekhne ki zarurat hi nahi hai
Karja mukta Bharat key sey baneyga, Sahookar key pas jada paisa hai or boa aam aadmi koa loan dey kar intrest ley ley kar mar deyta hai, Yahi hai maximum logon ka hal aachey din aageya jay jagannath
1.Stop your mind from purchasing any useless shit. 2.Try earning more income whatever time it takes. 3.When you have purchasing power to buy anything twice in CASH, then you buy.. Until then stay frugal.
Nice information, Sir I have not increased EMI but every two three months I am paying extra amount like double or triple amount, it's okay or increase the EMI as ROI, please advise
Your strategy gives u flexibility of payment. If u have good control over financial planning then u may increase EMI, Otherwise increasing EMI and paying in lumpsum results in same result in terms of saving total interest....
Sir my home loan is 10.5 lakh remaining and tenure is upto jun 2037. Sir should i pre pay my home loan or should i buy one plot with more 5 lakh rupees loan????? Plz help... I want to buy one plot
Sir mera kuch galat decision ki wajah se main loan ke jaal ke buri tarha fas gaya hu or main nikal na chahta hu please help me sir warna last me quit karna hi last option rahega mera
❤Q&A❤ We all know that in long run Indian stockmarket will grow. Then what is the need of diversification between stocks,gold, real-estate,fd,ppf etc etc. Suppose, previously I want to make a 10lakh emergency fund and rest all money will diversify accross all assets class BUT instead of doing this if I make 20lakh emergency fund and rest all money put in stockmarket for long term then how worth is it to do this? How safe or risk in this? If not then what is the main risk in the stockmarket that everyone should aware of this. So that everyone can diversify their money accross different assets class. Thank you Indranil Kundu Kolkata, West Bengal, India
Loan Lena buri bat nhi... Hai. Kyuki ... EMI time se bharoge koi issue nhi aayega... Jaise maine 1 lakh ka loan liya tha aur tv khareedi . Fir EMI se complete bhi kar di .. EMI hamesha time se bharo.. koi issue nhi hoga kabhi...
Loan is not bad thing; My age is 21 and I do stock investment and trading. And it's my bet if you use the loan amount in a good way. You can become Millionaire definitely. Loan is boon for me
Mere pass Royal Enfield hai Mere pass iPhone 15 hain Mere pass new car Hain Mere ko dekh ke mohallo ke ladke log ratko sota nahi, Aur main apni EMI soch soch ke sota nahi😢😢😢
Sir, अगर मैने ५ साल के लिये personal लोन लिया है और अगर एक साल के बाद अब repay पूरा कर सकती हू तो क्या repay करना सही होगा? मै ३ साल मे रिटायर्ड हो रही हू. प्लीज़ गाइड
Sir 12 lac loss kr liya mene share market option trading me bahut dipression me emi bhi de rha hu job me mn bhi nhi lag raha hai 20 k milte hai job se marketing ki job hai bahut dipression me hu
multiple ho gYe hai job bhi gai ab to stop kar fiya hai sattlement karunga dekh lenge jo hoga jyada stress nai lena av sattlement karke 1-1 ka close karenge
Mein loan or credit card me fasa hua hu meri umar mahaj 24 saal hai or mein ise apne level pr apni khud ki stretegy ke sath clear krunga 1. 2 saal ke ander
Me bhi bohot paresan hu credit card orr loan se yaar Ye hdfc vale itne ache ache pre approved offar dete hai k ham le lete orr fir fas jate hai total 20000 ka emi bhar eha hu sare loan mila k
Dear sir To repay home loan early, it is advisable to pay 1 or 2 EMI amount extra per year to principal amount... But instead of 1 EMI amount paying per year,can I pay that in equally small amounts per month to principal o/s amount? Will it make same impact? Pls assist
Sir i want your suggestion please😢 Maine aaj se 10 -12 saal pehle ek company ka 9000 share kharida tha lekin aab vo broker se puchne par keval 360 share hi bata raha hai aesa kyo.😢😢😢😢😢 Kya broker ke paas se share ki chori ho sakti hai.😢😢😢😢
Thank you! I am a single mom, I've been thinking about investing going into 2024. I'm starting a business and am about to be financially stable enough to start putting money into the market. My biggest question before I get started is: How do I know if the stock market is too high right now so should I wait for a downturn before investing? Or what type of stocks (ETF, Index Funds, Penny Stocks, High Yield Dividends, etc.) should I buy at different turns in the market?
@sammyphon you're really doing well for yourself, my retirement plans are going down the drain. I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?
Exactly what I’m doing again this week. The smartest thing I’ve ever done was having 30% in cash to buy on the way down in 2021. It hurt watching 30-40% discounts drop to 50, but grabbing Google, NVDIA, Apple, and others near the bottom has paid off. I love the bull outlook but I’m not confident to should hold all equities
HI Mukul, Nice and informative video.... One suggestion, if you want to use side cameras then you can try capturing important statement by looking sidewise (which can be captured in side camera as a front view)...... may be something like a last statement while concluding any point can be stated while facing side camera...….
Sir,please provide an answer to my following investment product:- If ₹ 1lakh is deposited annually for 10 years and ₹ 25 lakhs are received at the end of 20 years,what would be the IRR? Sir,please also provide the formula for calculation of IRR of such jnvestment product.Thanks.
@assetyogi - if my loan is “X” lakhs and I have “X” amount in my mutual fund then I don’t think it’s a good strategy to close the loan as Mutual funds grow better than loan amount assuming loan interest - 12 % reducing and MF 10 %
@@AssetYogi omg 😳😳....heart or reply dono....thank you so much Yogi bhai....aapse mai ek bat kahna chahta tha...bt lga aap comment sayad nhi pdhte....islye kbhi likha nhi...Main aap k videos 2018 se dekh rha hun...tbse Maine bhut c chizein bdli.. financially...or aaj mai bhut khus hun...thank you so much Bhai..
I am having around 2+ laks income per.month, and buying 2 homes 50 laks each, paid 10 laks for one in advance and 20 for another in advance, so in total i got 70 lak of loan at 8.4 percent. Emi 60000 mad. Is it a good decision. I am going to rent both they will give me around 33000 income as well.
@assetyogi : Thanks for this amazing video...I have one question to ask... I have taken home loan of 26 Lacs before 03 years ago and still I have to complete the same through 165 EMIs of 20500 INR...I am also investing somewhat savings in SIP and stocks to grow for financial freedom...Is it worthy to take benefits from SIPs and stocks and submit to loan for early closure or I have to pay loan EMI regularly to save taxes on salary and continue to invest small savings in SIP and stocks...Please suggest...
All depends of Percentage. If return Percentage of Stock Portfolio SIP is greater than Interest payment then its fine. But usually, Priority should be to pay larger chunk to loans as it is considered "Negative Compounding"
Valuable Inputs on Loans - but can you brief us on the subject matter - if we are talking home loans then how to close those at best possible time. Thanks 🙏
different ways to deal with this, few from my side: 1. Pay 1 extra EMI in every financial year 2. Purchase Equity of the same bank from which loan is taken on regular intervals in 1 financial cycle. 3. Purchase MF based on some research on regular intervals in 1 financial cycle
@@AmitKumar-sx6zf Equity or MF se loan par to koi farak nahi padega. Jitna extra EMI de denge utna jaldi repayment hoga. Uske baad investment ke options has Equity or MF. Or same bank ke equity se to kuch matlab nahi, jo achcha return de raha hai or safe hai woh le lena.
