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Hello, here is the process to own Your New Home with Angelo Christian. See Angelo on Good Morning America, Angelo Christian Helping America Hi thank you so much for the opportunity to help with owning your home.😊🏠 Please Click here to Own Your New Home goo.gl/qe1sUJ Next, Can you please send in your 2016/2017 W2 or Tax Returns, and most recent pay stubs for current month and any other sources of income, Drivers license to angelo@usdaloansdirect.com or fax to 1 281 271 8466
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Thank you I really enjoyed the video. I'm getting denied for apartments left and right and I'm stuck in a room n board! 5 years now. Only looking for an apartment for about 6-8 months. It's awful. I'm so depressed and came here to try to find a solution. Tyvm
Hello Maria, thanks for watching. Yes, I understand that situation can be very depressing. I am glad you found this video useful. In the future if you are needing any guidance on buying a home, please give us a call. In the long run, owning a home is a much better investment compared to renting.
Those strategies work but it doesn't take two minutes like he said. A dispute take at least one month in order to receive a letter back from the creditor that maybe did not accepted your dispute. And then you have to try again and so on.
We actually have cases where we get re-scores back in a week and a half. Fill out our application and give us a shout at 832-431-6331. Here is the process to own Your New Home with Angelo Christian. See Angelo on Good Morning America, Angelo Christian Helping America Hi thank you so much for the opportunity to help with owning your home.😊🏠 Please Click here to Own Your New Home goo.gl/qe1sUJ Next, Can you please send in your 2016/2017 W2 or Tax Returns, and most recent pay stubs for current month and any other sources of income, Drivers license to angelo@usdaloansdirect.com or fax to 1 281 271 8466
With a 580 FICO you can do an FHA all day. Scores like 640 will still require money down and you have to have a great Debt to Ratio and job history to be even considered. This guy apparently doesn’t live in California.
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I read up and studied allot, raised my credit score to over 725 and still climbing a few points every month, the problem is unless you want a shithole "fixer upper" for a hundred and fifty thousand that is all i have been approved for. Then apparently i need to make 3 times what i make in my area, which is northwest indiana. I thought i made a pretty decent amount per year in a chemical manufacturing plant. So either I'm stuck in the ghetto or i can't afford anything else. I'm at a loss and its depressing.
Hi thank you so much for the opportunity to help with owning your home.😊🏠 Please Click here to Own Your New Home goo.gl/qe1sUJ Next, Can you please send in your 2016/2017 W2 or Tax Returns, and most recent pay stubs for current month and any other sources of income, Drivers license to angelo@usdaloansdirect.com or fax to 1 281 271 8466
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Hello, yes we do and love to help! here is the process to own Your New Home & Boost Your Credit with Angelo Christian. See Angelo on Good Morning America,goo.gl/LKTtFd Hi thank you so much for the opportunity to help with owning your home.😊🏠 Please Click here to Own Your New Home www.afncorp.com/angelochristian When filling out application for address of new home leave as TBD and zip code as 77346 and this will be updated once you find your new home
I'm using RentalKharma. It reports your rental payments back as far as 1 year I believe. Contact your property manager or landlord and get your rental ledger. Mine just reported in about 7 days. It's worth it. Rent payments should be reported because we spend so much money. Also check out SelfLender.com
Just wanted to say thank you for taking the time out to really break down all the strategies and making it easy to follow and understand….You have a new subscriber!
Great video. Angelo. I am a mortgage broker in Chicago and have many RU-vid viewers in Texas looking for a mortgage. What's the best way I can have them get in touch with you. Keep up the awesome work
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Fill out our application and give us a shout at 832-431-6331. Here is the process to own Your New Home with Angelo Christian. See Angelo on Good Morning America, Angelo Christian Helping America Hi thank you so much for the opportunity to help with owning your home.😊🏠 Please Click here to Own Your New Home goo.gl/qe1sUJ Next, Can you please send in your 2016/2017 W2 or Tax Returns, and most recent pay stubs for current month and any other sources of income, Drivers license to angelo@usdaloansdirect.com or fax to 1 281 271 8466
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Everytime you pay off a loan, your score will go down. When you pay off a loan, you are now in a position to take on new debt, therefore your score drops, so the banks can justify a higher interest rate on your next loan app. Also, all those monthly payments you made just went out the window. Your credit score doesn't show that you ever made a payment on a car per say. It's Bullshit, but the same thing happened to me and it happens to many people everyday.
U stopped utilizing the card that sewms to be the issue i keep reading.. no matter what YOU do to secure YOUR credit there's gonna be a loop hole. Basically what im getting out of it is that your credit fluctuates but alleviating yourself from the track record they uaed to keep tabs on you lowers your score so you can begin utilizing their services... I wish I could explain better.
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Sometime last week i was searching online for a specialist who could help me clear my credit report i saw a comment here and decided to check the recommended specialist. So far he has cleared the vehicle loan i got from Lincoln automotive financial services and also removed two inquiries from my credit report. it’s been just 6 days i made a down payment i was so scared at first thought this wouldn’t work out but am so glad i took this step i will be giving more updates soon
I went her. And read the cards they offer. Any secure credit card. That I know of hurts your credit score. And you end up paying high interest rate and fees. The secure cards might be a good idea . if your desperate or trying to build a credit history. But they end up hurting you. And the fair lenders look down on these lines of credit cards. If you can't get approved for a card. My advice is go to capital one with a journey or platuim card. They start you with a 300 or 500 credit line. No down payment or yearly fee. And after 6 months of in time payments and over the min payment. They increased your credit line.These are better cards then secure line credit cards.
Secured cards do not hurt your score. In fact they made a rule that they are not allowed to be treated any different than unsecured. Some do REPORT as secured but your score does not differ from it. Your score is based on a few factors. Payment history (35 percent) Utilization (30 percent) New credit (10 percent) Age of file ( 15 percent) and credit mix (10 percent) Thats it. i started with a 900 dollar secured card from my local bank.. which gave me a huge jump in my credit score due to i had a thin file. I graduated from that to other cards. Obviously you want the big cards when you can get them for the best results, However when your starting out. One secured card can and will help you increase your score. Credit is a game, When you know the rules of the game you can win.
I learned that trick about 10 years ago and you are totally 100% right..thank for putting this video out for people trying to improve their credit..love your videos
James P. Jones V, I agree with this. Not every dispute is successful. Some creditors actually do come through and verify the debt or dates of delinquency.
Tedra Chanel He’s bullshitting ! It doesn’t work the way he states. After 30 days of your dispute outcome your score will go back down. It’s not that easy as he states. Bullshit
That has absolutely nothing to do with this video. You have to use your credit. That's like having a car and still walking 40 miles to work. It makes no sense.
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If I had an extra $500, should I pay off my current credit cards which are over 30% utilization or get a secured credit card? should I get a credit builder loan to get a mix of credit?
Really what you can do is take that 500 to your bank and get a secured loan with it they give you that 500 right back and then you can apply that money to your credit cards. Then it is almost like two birds with one stone and you get your stone back...lol. you then get your mix in your credit and your only making a small monthly payment to repay your secured loan.
Mr X, does the secured loan report to the credit agencies? I remember remember someone saying they don't, but, that was years ago. I know Self-Lender definitely reports. :-)
Cheryle Mccloud just ask your bank to make sure but yes it works just the same as a secured credit card. Credit is your ability to make payments over time. So your secured loan or credit card is just building trust. You do well with the small stuff like this then soon you will graduate to unsecured loan and credit. And as you do well with that then you will move up to largers amounts and better terms. Keep it simple it's just building trust. Don't be scared.
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Uhm... Isn't that illegal? Sounds to me like either a hoax or a scam. If it was that easy to get a better credit score by hacking your credit account dont you think that they would easily catch onto that?
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Hello, love to help! here is the process to own Your New Home & Boost Your Credit with Angelo Christian. See Angelo on Good Morning America,goo.gl/LKTtFd Hi thank you so much for the opportunity to help with owning your home.😊🏠 Please Click here to Own Your New Home www.afncorp.com/angelochristian When filling out application for address of new home leave as TBD and zip code as 77346 and this will be updated once you find your new home
You dont want anything in dispute it will automatically disqualify you from any loan. Dont give this dude any of your time or money he doesnt know what he is talking about.
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Michelle Clark don’t waste ur time disputing anything via online. There are over 325 million. People in America, they don’t read your dispute, it’s scanned & computer sends out s default letter 8 times out of 10 .. .. there’s simply no where near enough employees. However, if you send your dispute via Certified Mail, a human must open, notorize all documents too, and just start that good old paper trail. Save everything they send you too. Good luck and hope this helps 🙏🏾🤩
Never dispute online! You need to dispute via certified mail. I had 15 accounts in collections and I sent out disputes to all of them. And it took 3 months to get everything off. I built my credit up and have 30k in credit limit. And I'm 25. I'm going to try to start my own landscape businesses soon. I work in landscaping and I only get paid 400 a week! Anyone can do it!
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Do you work with ppl in Indiana? I am wanting to buy a home but I want to be able to do it with no money down if possible. I know you are in Texas but I want to know if you do realty in Indiana? Thanks
Hi thank you so much for the opportunity to help with owning your home.😊🏠 Please Click here to Own Your New Home apply.afncorp.com/AngeloChristian/loan-purpose/ When filling out application for address of new home leave as TBD and zip code as 77346 and this will be updated once you find your new home
Angelo I am retired. No credit cards period. For last 20 years we only used a debit card. After all this time I do not even know where to get a credit card. What can I do to even start to establish a credit score?
Hello, thanks for the comment. You can apply directly with any of the major credit cards. Also, you can get store credit cards such as Best Buy, Dillard's or any major store). Charge a few items on the cards and be sure to never be late on any payments.
Also this Thursday I will be doing a livestream here on RU-vid 7pm Central. Please tune in and ask me live any real estate questions. Here is the link: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-wqKqbJp_DuU.html
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Also this Thursday I will be doing a livestream here on RU-vid 7pm Central. Please tune in and ask me live any real estate questions. Here is the link: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-wqKqbJp_DuU.html
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I don't consider renting passive income unless you have professional property management. Most people who rent don't count their time and effort needed just to make a tiny return on their massive investment. For example, you invest $599,000 to buy a second home and rent it out for $3000 a month. Let assume you are cash flow positive on the property and you make $1000 a month or $12,000 a year. What would your annualized return be? 2 percent on the entire amount. Now, you can argue that your return is much higher since you only put down $120,000 on the property. However, you are on the hook for the full $600k regardless of what the future FMV of the house is. Furthermore, people assume that their home will always appreciate in value however, this is a false assumption you can make. In the best case, you will gain some capital appreciation thanks to the central bank increasing the money supply, however, if inflation heats up, you can see your property actually start to lose money in real terms. This is because there is an inverse relationship between housing and nominal interest rates. The central bank will attempt to slow down inflation with higher interest rates and curb lending. We haven't seen inflation in a big way but we can see all the massive stimulus money that the government is pumping turn into inflation while taxes will be hiked to pay for all the COVID spending, your best choice is to look into crpto and JOECREDITSOLUTION , Its the video.
I have collections on my credit and all except one has been paid off but the problem is that the collections are not reflecting that they are paid. All but one collection company emailed me a receipt and all I have for proof I paid is my bank statements. I have been dealing with this for few months mailing the credit bureaus to report this as paid. I already have 4 credit card bills and outside these collections my scores would be well over the 640 mark to be qualified for USDA financing, is this something you guys help with?
We are desperate to buy a home bc we can't afford rent anymore around where we live. We have been working so hard to build our credit, and we are literally only 40 points away from 100% financing! 40 points! Our lease is up at the end of June, and we need to raise our score to a 620 asap! We are about to get a secured cc to help build credit, but I'm worried it wont report to the bureaus in time. We are running out of time and I'm honestly getting worried. Is there even a way to raise it 40 points within a month or two?
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Hello am Barbara I would love to try and by a home hopefully next year in the last year I have been working on my credit because am so tired of renting I don’t live in Houston I reside in Irving texas I have 17 years on my job with the state of Texas would you be able to help me? And if so I need to know what I need to do
Hello Barbara, thanks for your comment. Yes, we can help you. Please give us a call to discuss your options. Please call 832-431-6331. We look forward to talking with you.
Hello Cynthia, thank you so much for your comment. If you're looking for a lender, we can definitely help you. We do service GA. Please give me a call at 832-431-6331. I look forward to talking with you.
I am looking to buy a home in Alamo GA with a USDA loan . Is there someone you could recommend to help me with this journey. I’m looking for someone I can trust. Thanks for any help you can give me. I enjoy you videos.
Are you looking into getting a loan or just questions? I can help with both, please call me at 832-431-6331. Also for any real estate questions, I will be doing a LiveStream here on RU-vid tonight 1/28 at 7pm Central. Here is the LIVESTREAM LINK: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-palgMNfXd2s.html
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Please help and thank you! I do have didputes. What website is that you on so i can click on the same one that you are using, in order to dispute my credit. Thank you very much. Hope to hear back from you. 4/25/2021
I live in Rochester,NY how can I apply for a mortgage with $0 down payment? I will very appreciate it if you can show me your website and apply for the loan because I'm very tired of renting. Thanks
Hello, thanks for your comment. I definitely understand your frustration with renting. Below I have included the link to our preapproval application. Also, please give me a call to discuss in more detail, 832-431-6331. I look forward to talking with you.
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I have over 100K in equity. I can't access it because of loan modification from COVID . While in modification the lender reported my rent as late. HELP !
Ever heard of The Credit Game? They charge $2700 to educate you they say. They claim.it takes 45 days. Do you recommend me not go that route? I need a Truck for my business?
Hey Lenee, great question. For an alternative option, please watch this other video I produced, ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-CIIlBXtfyAY.html
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