Dividends makes you Richer. I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals??
Agreed, having a good financial advisor is invaluable, my portfolio is well-matched for every season of the market and has just yielded 120% from early last year. I and my advisor are working on a 7 figure ballpark goal, tho this could take another year.
@@kalpitparmar7236 , good you are thinking of investing in ur 30s.....that is not late actually...but early. But, first think of earning money, then invest
Hi im 22 n started investing rn also Being a beginner im quite nervous too since i have no experience in investing and also no employment for now except tuition.
@@YoYo-nt7yf don't invest heavily untill you get a secured job or stable income .... but yes invest little and learn continously (that's what I'm doing)... you will not be nervous about investing after 1 or 2 years I wish you good luck for your bright future :) ..don't stress out and you'll get through this very nicely
@@chhotu4205 wish the same to you But a question @Chhotu, it seems that the market keeps going down slowly will it perhaps affect mutual funds also? The risks and their return rates.
@@YoYo-nt7yf yes ofcourse ....mutual funds basically take your money and invest in stock market while applying their research ..so if market move up and down mutual funds also tend to up and down my suggestion - don't see market ups and down daily ....you should invest for the long term in better stocks and mutual funds...........market will always move up and down ..but in the long term we witness decent returns :)
You are so welcome, Nandan Banerjee. Certainly expecting you to breach the 10 crore mark within the next 20 year. As a platform which analyses lakhs and lakhs of transactions each month, I can assure you that many investors have been reaching this goal using the very techniques described in the video. Wishing you the best!
@@ETMONEY Hello sir , my question is 90% of the companies you mentioned at 3:12 min. of your video are achieved this historical target returns just now after 2nd Corona wave... Am I saying Correct ? Do Correct me if I am saying wrong...
Just reached 40 yrs milestone this month.. The video makes so much sense and gives a clear path for financial planning. Very well explained by the presenter!
The only useful video about investments I watched in recent times. There are many videos which does touch base on MF/Stocks/Compounding but none really goes in-depth with an achievable plan or a target for x years, especially for people who are above 30 or 40. Good job.
Thank you very much. Content should be actionable .. it's how we would go about accumulating 10 crores, so we thought 'why not have everyone construct their plans on similar lines'. Glad you liked it
Good post sir! I am 43 now and due to personal and professional reasons I couldnt save any money till last year. As my runway is shorter, targeting a lesser sum of 1 Crore. I am sure I would achieve this, rest assured! Please keep posting your ideas!
Except that it's stressful and may distract many from their education😂 as a 30 yr woman, I have successfully completed the "lumpsum" route shown in the first half of the video and it was a bit stressful 😊
I just saw you for the first time in this video and I am really so much impressed by your speech and the way you explain. So simple easy to understand yet so precise. Hats off to you bro.
Sir, when ever i see a new video posted by you.. it gives a new HIGH :) But, it gives me a dissatisfaction of why i havent started investing in my early 20's. But, its never too late. Thanks for educating people :)
So nice of you. Thank you for your kind words, Venkata Ramana. Well, we are happy the question came from a 40 year old .. so there is some hope for people in their 40s (me included) to become a nine-digiter by retirement age
Excellent work sir.... I am in my 30s and get to learn a lot related to investment options watching your videos... Keep this up and let us learn more and more... Thanks a lot...
What wonderful Vedio Sankar!!! I have shared it with so many of friends and relatives and my staff, and asked them all to watch this at least twice immediately along with their spouse and children, and then once in a month for the next few months. Great shot!
Thank you very much, Tissy Joseph. We certainly hope it helps everyone see the light .. at the end of the day, it's about breaking a big task into smaller & visible goals.
Been a while since I have sat through an investment discussion straight to the end. Quite Lucid and informative. Very well made content. And, for those a bit skeptical, its all true and achievable.
And yes, this is the video kind of THE best in category for specific this common question in the crowd and so far in the youtube too. The best thing is presenting the facts and delivering it in a very pleasant way.
I have been considering going into trading and securities investment and i heard now is the best time to engage with the market . can you recommend a good and trusted expert trader.
at 2.07 ...you are showing interest rate as 12% ....but while speaking its 26%.....needs to be corrected.....its 26% over 20 years will give you 10cr not at 12%
Sir, the entire video is very informative and to the point. The explanation with the aptly supported data added value and clarity to the theme. I invest in Parag Parikh Flexi cap found which has a CAGR of ~22% for a period of Five years. As the longevity is improved, even this video is very useful when for the people in 50s to create a Corpus. Thank you so much for your effort, sir. Appreciate it. 👍👍👍
One of the most useful videos I have come across. Also, the number are close match to mine.. really helpful. Seems a good FIRE number of 3 Cr also takes more than 10 years is the sad part as we cant expect 12% all time. 😊
In my case, my dad wants to create a corpus for me🤣 and I teach him mutual funds everyday. I am also invested , but not at his level. Started early. Thanks to such videos 😃
Highly informative video especially the last few points. We generally don't consider the abnormalities in market cycle in our overall returns, hence for a long term investor if a huge market crash occurs during let's say the final 5 years of investing, it going to put a significant dent on overall returns.Hence we need to financially plan 5-6 years ahead of retirement.
one thing I am surprised is that, people are thinking about 10cr for retirement. I never thought that way. to me I belived that 1or 2 Cr is enough(Even this is also difficult for most people). Anyway I am also increasing my target to 10 Cr( in 30 years of time). Thanks to ET money.
Thank you so much ET money and god for showing this video. Im turning 40 in next 2 days and will get 10 lakhs in a week. Thanks for showing the plan to achieve 10Cr which will help me to comfortably retire by 50.
dont you think there is a huge calculation mistake present in the vid. he is telling about 26% annual return and showing the equation of 126% return totally fake brain washing.
What a superb video! Thanks a lot, sir I have one topic suggestion, Ramesh Damani in his interviews has time and again said that if you invest Rs 10 lakh in business which grow at 18% ROI, you will be able to reach a Rs 100 crore in a span of 30 years, all you need is 10 doubles It will be great if you can make a video on this topic and convey is it even practically doable!
Thanks for your kind words. That's what we said in this video. 10 lakhs * (1.26)^10 = 1 crore 10 lakhs * (1.26)^20 = 10 crores 10 lakhs * (1.26)^30 = 100 crore I am not sure where 18% comes from. Per math, it should be 26% per annum
Thanks for the video. I was looking investing for same time frame and target with SIP. And this video made my thought process clear as every point with exact calculation is mentioned. And non of the youtube channel covers such detail calculative method to do the execution. Thank you Sir. 👍
The early you start the better, no matter how small if you start saving at 20 and save till 30, just forget about it, still you will have unbelievable wealth at 60.
Absolutely amazing. One of the best educational videos. Keep ur good work going. Many of my friends have subscribed already. We appreciate your work and awaiting more such videos with great content. I request you to do some videos on debt mutual funds and how to choose. Thank you
Thank you so much for your continued patronage and your appreciation. We have a couple of explainer videos on debt funds, maybe that helps. Part 1 : ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-0I68yyBwcno.html Part 2 : ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-1BTke9iLuYg.html
ET Money and Shankar: Another fabulous video. I have been stopped from sharing these videos anymore in my groups as they said all of them have now subscribed. Great Job. Just to let you know, most of the folks don't know much on Direct vs Regular in mutual funds. I had to specifically explain and still it was not bought into much because they do not get their consolidated portfolio at a single place. That was till I heard you say that you only deal with Direct. So now I have started sending them to your app.
Thank you for your patronage, Jaikrishnan. And thanks for sharing the videos with your groups, we hope everyone is liking our content. With regards to the confusion on direct and regular funds, might I suggest you share this video (ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-0g_7nlmEBxk.html) with those seeking that information. It will really benefit them. Thx again
Amazing content 🙌... Really appreciate your teams efforts to solve a common mans problem👏👏. I can imagine the efforts put in by ET Money to come with these options.. Sharing that excel calculator is just another level.. You guys are seriously helping India on financial education, which is very much needed after a situation like COVID ..
Salute to you and guidance on how to plan investments. I learned a lot from your videos. Thanks a ton sir.. You are doing a fantastic job for all of us...
I think all parents here should do a favour on their kids and introduce these concepts in their early 20s so that they invest right from their first salary
No doubts , A good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn over 3 crore on a yearly basis through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
thank you so much i have already started investing through ET MONEY...and i sure will follow this calculations and achieve this goal, also i will help my son to do this early...
Pretty sure real estate can give you way higher returns than this over 25 years. Consider that a 5lakh 30x40 site in the city in the year 2000 is now selling for 2cr minimum. That's 40x the investment. And there are no fluctuations like in stock market where if anything goes wrong, your portfolio can be down by 10-20% in a bad year and if that happens to be the year you'd need the money then you're screwed.
Hai bro this video is very useful for me as of my age is 35 and please advise which type of fund I need choose for the next 10 years of investment in SIP process
Thanks. Check out Genius on the ET Money app. It is designed to give investors high risk-adjusted returns using a combination of index funds. The back-tested performance and volatility numbers are also given on the app. So instead of choosing a single scheme, you can invest in a portfolio which does a lot more.
Yes. We figured a lot of financial goal plans miss out on this essential part. We even incorporated that in the excel calculator whose link is available in the description of this video.
Amazing videos with stats & detailed insights....please keep up this kind of video as most others only speak more without much of the data from the last 10-15% which is very helpful here.
Your videos are without a doubt, the most suitable for novice/beginner investors. You explain everything so succinctly. As someone who also started relatively late, i would advise people to have a SIP/Lumpsum in at least one Index fund and also to allocate a small portion of your portfolio in to cryptocurrencies. It would be irresponsible for a modern investor to ignore bitcoin etc - for the long term.
ABSOLUTE GEM OF A VIDEO. Kudos to your team to keep delivering such amazing content every time. I wish I could give 10 likes to this video. Keep it up, please. I for sure, will follow them closely.
I am totally agree with you that we can make money in long term. The long we stay in the market probability of negative returns reduced. But one thing I do not understand at the age of 60 what you will do by having 10 Cr in you bank account. You can not enjoy with that money because age does not permit you. You have to be choosy to enjoy. It would be better If I could have 10 Cr by the age of 50 at least I would have 10 years to enjoy.
Wonderful video Sir. Sir, I would like to know whether investing in ULIPs simultaneously would be beneficial? As an avg return % of 10, with premium of 1.5 lakh/yr x 15 yrs would yield a corpus of abt 52-53 lakhs. What is your opinion regarding the same.. Regards
Really great video ETMoney...worth every suggestion...most interesting part is Person's presentation, which is wonderful...Thnq Have a big question here, as the Best MutualFunds keeps changing every 5year, How can we choose the best one for 17-20years or do we need to change the MF every 5yrs based on performance? Also any suggestion on which type is best for 20yrs? (Multi or Large or Flexi)? Thank you
Good Video.. Even I am 42 years now, and investing 30000 per month in equity shares with fundamentally strong companies, will it not create a corpus 10 crores. Reviewing them every 3 months is my responsibility to switch accordingly if needed.
Thanks. You can input your cash inflow in the calculator we have given a link of in the description of the video. That way one can know how likely one can reach 10 crores in 20 years
Our pleasure, Anutosh Bhattacharya. I'm sure most viewers can look at atleast the 15-15-30 rule. If 15% seems a little ambitious, then the same target of 10 crores can be achieved via a 30-12-30 ... i.e. 30,000/month at 12% for 30 years. Lots of ways to get there!
Dear Team, Great video but Can something be done for a person who are in their 30's with an average salary 40-50k/month for the next 20 years...? Asking this as not everyone earns more than 1-1.5 lakhs/month.... So can something be suggested for aam aadmi who wants to achieve something on the similar lines .?
