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13:37 Total Expenses of owning car - 24L is good , but after 10 years , the value of car prices will go up with accordance to the inflation and even the fuel, service , intrest rates, insurance premium may also go up . At that time , 25L of amount is not so great... Ofcourse we would have some edge. difference....
6:58 His car EMI is ₹14261 plus operational cost for year is 45.62% of his income. 12:45 Investing same amount as EMI ₹14261 is another 28.52% of his income outgoing to Mutual Fund. 45.62 + 28.52 = 74.24% of his income. Remaining 25.76%. What about 20% saving rule like you mentioned sir ?? Then what is left for expenses and any other emergencies???? Peanuts??? 1. Prefer good condition used car. 2. Prefer good hatchbacks instead of SUVs 3. Remember - Sunroof is not suitable for Indian climate. Better never consider sunroof.
Sai garu .. u r doing social service... Really u are bringing awareness about financial things .. that's impressive... We Telugu people lucky to have u...
Sir I feel this is wrong info probably ...... 1) 10 years వరకు EMI బదులు SIP chesthe , at the end అందులో taxes పోతే ఏంటి అనేది మీరు మిస్ అయ్యారు...... 2) let's say yaswanth age is 25 now , అతను 10 years మీరు చెప్పినట్టు wait చేసి కార్ కొంటె తన ఏజ్ 35 ...... There is hell lot of difference in his present life style and future ( after marriage ) lifestyle 3) 10 years తర్వాత కార్ cost kooda చాలా పెరిగిపోయి వుంటది....and even if he purchases with that 24 lakhs, again maintenance charges petrol insurance charges will start from there
Bhayya meru sariga ardam chesukoledu. Sai Anna chepedi amitantae. Car ippudu konukovachu. Daniki emi entha kadatamo same amount invest cheyali. Then after 10 yrs car meda karchuprtina motham Amount manaki investment dwara vachastadi. Then car free kada. Tax paranga tax planning chesukovali anukondi. Adi vere topic
@@asapusrinivas I accept bro .. kani nuvve alochinchu , oka person income lo already 45% car EMI and maintenance ki karchu iypothe, remaining lo expenses ke saripodhu , mari separate ga SIP ela start chestaru ?? That too same amount
@@espios325Moral of the Story entante.. Rendu EMIs kattenta sthomatha unte Car free ga konukkovachu ani. Meeru entha EMI kattukovacho.. andulo sagam EMI amount ki offer teeskovali
Car okkate enduku anni free ga konochu mi titles tho. Views kosam ilanti titles pettakandi. Invest chesina amount thone kada buy chesedi. adi free ela avthadi? Your content is always useful. I hope ila misleading titles petti views increase chesukovalsina avasaram money purse team ki ledu anukunta. Your content is good but I am disliking video for misleading title. I know I won't get response for my reply as you always like or reply to who praise you but not to who genuinely gives feedback.
Not only the money purse team, many RU-vid channels are keeping misleading titles for views. I hope it changes with the money purse team and Sai garu considers this feedback.
నిజానికి middle క్లాస్ వాళ్ళకి చాలా కష్టం 20% సేవింగ్స్.......నాకు కార్ వద్దు....బైక్ ముద్దు......కావాలంటే అవసరానికి అద్దె కార్ తీసుకుంటాను.....నో maintananace..... నో ప్రాబ్లెమ్
Risk thisuko but kastha minimal ga undali , alanti risks valla ne potential ento niku thelusthadhi , u will try to earn more and try to do more and achieve
Me and friend grown by watching your videos , now we are in need of buying a car, when we are having so much of confusion we got the video today, you and your team always a life saver for us thank you so much 🎉Sai Anna and Team ❤ keep going… This channel is not for your family or Team It’s already a part of our lifestyle Many of youngsters
The tax of owning a car is way high in bangalore Hyderabad and in Ap & TN, Thats why buses registering Nagaland, Just use your existing car or buy sexond hand car
Don' want to question/comment but, some doubts are 1. car cost will be increased after 10 years and maintenance costs also wii not be same after 10 years i. e. Missed the inflation part of car cost and maintenance costs and also cost of the car rental for 10 years also need to reduced from the savings amount
Mari 10 years kattina SIP amount extra manam kattinatle kada...nearly 12lakhs avthundi... Miku car amount ravali anukunte 12 years SIP chesthe appudu 25L extra vasthundi
Sai garu, I work for a MNC , could you please suggest whether corporate car lease policy is beneficial or not for tax purpose, please make a video on this.
Take an approach to life where you work harder to buy what you want, and when you buy something you can’t afford, work even harder to make more to keep upgrading.
Weekend car hire chesi aa EMI amount kuda investment ki divert chesthe ten years kante.. Munduga fity lakh janaret cheyyavachu... Aa fifty lakh mutual fund lo ivest chesi twelve percent interest genaret chestu... Monthly six percent SWP dwara EMI pay chesela car thesukunte... Chala happy ga vyntundheee... Kada Sai garu.
Hi Anna, please do a vedio on weekly / monthly basis where is opportunity/attractive valuations in larger/mid/small caps - it will give better idea example like ( vivekam prasad sir)it will give clear pictures for larges audience
Arey entra babu car for FREE antav. 25 lakhs are savings. Those are savings only with investments. Dont mix car and other expenses with Savings. If there is a home buyer , you also do the same with buy home for Free.... Dheenikanna, nuvvu used car or new car yedhi better aa based on salary ani chepthey better. nuvvu nee thokkalo tag line and thumbnails..
Note: Neninka Video just start chesa anthe Na thought entante, car regular ga vade avasaram lenappudu konadam kante, avasaram unnappudu mathram rent ki theesukunte better ani na view. Meerem antaru??
ఒకటి అయితే నిజం భయ ఆడవాలకు appreciating అసెట్స్ ఇష్టం అభయలకైతే ఆల్మోస్ట్ depriciating అసెట్స్ ఇష్టపడతారు అదేంటో మరి…….. అంటే ఈ రివ్యూ ఇస్తుండేది small budgets lo gender like chese vidanam not for big budget investments like land are flats
You cannot use the phrase 'buy the car at no cost' because, as per your video, the investment value after 10 years is 25L, which includes the invested amount plus gains. Our savings are also included in this, so it cannot be considered free. You can mention that investing can reduce the burden of car maintenance, but avoid using misleading thumbnails
Anthaa ok Ee example lo salaried income 50k Annaru... And 20% savings lo car EMI value enthe undo antha invest cheymannaru....but I think car EMI value antha undadu savings amount invest cheyyadaniki..... Ee plans paper meeda chala baguntaay....but almost not possible in reality
# AskMoneyPurse Hi Sai Anna Hope you and your team is doing well❤ I invested in Lux industries stock at 1180₹ six months back . After doing sector analysis on apparel industry It looks like deeply undervalued because of external factors like high competition, no entry barriers and digital app purchases. So all apparel stocks like page , rupa,dollar and lux are trading cheaply. Among these apparel stocks lux is more discounted but now i feel rural spending will increase now lux industries will be majorly benefited because it has major share on rural segment. Please let me know my analysis is correct.
@ask money purse. "Hi sir, I've seen your water, EV, and power stocks recommendations, but I haven't come across any semiconductor company stocks. India aims to complete its own chip by December 2024, potentially elevating its GDP ranking from 5th to 3rd place. Could you please suggest some good semiconductor stocks?"
Ee concept prakaram Simple ga edi free ga kavali anna EMI entha pay chestunnamo same amount money invest chesthe full amount recovery....but ikkada question enti ante , EMI kattaga migilina expenses poga unna savings amount , pay chestunna EMI amount kante chala thakkuava ga untundi....so practically not possible
సాయి గారు, నేను 10Lakh లో car తీసుకుందాం అనుకుంటున్నా, eligibility లో under 30% ఉండేలా చూసుకున్నా కానీ మీరు చెప్పిన 50% expences, 30% EMI, 20% Savings రూల్ లో 20% savings కి వీలవ్వటం లేదు 10% వీలవుతుంది, కానీ నాకు ఇయర్ ఎండ్ లో ఇన్సెంటివ్ రూపం లో వచ్చే amount 10% కంటే ఎక్కువ ఉంటుంది. దాన్ని కూడా savings lo add చేద్దాం అనుకుంటున్నా. దీని పైన మీ opinion చెప్పండి
Im not convinced with you Sai gaaru 10 years tarvata car price 3 lak ki drop avtundi ani cheppalem kada due to various factors 10 years back 10 lacks approx 50laks today ila chuskunna ippudu 13lak car 10 years tarvata kuda same undochu ani na opinion Because 10 years tarvata 13 lak is like 5 or 7 lak today Sare meeru annatle ankundam 10years back 13 lak car price ippudu manaki 3 lak ki vastunda 10 years back elanti cars unnayo I don't know but just questioning don't get me wrong
Well explained saianna😊 SWP gurinchi cheppandi if we have 10 to 20 lakhs cash can we invest in SYSTEMATIC WITHDRAWAL PLAN and achieve car loan or house loan EMI could you please explain
Anna, actual cost lo Inka okati miss ayyaru, tana tax slab, as per his salary if he comes into 10% tax slab, to take 24 lakhs, he need to first earn 26.6 lakhs. Pls correct me if I am wrong but my point is we need to consider our tax slab also as expenditure.
Bro 14 k per month 7 yrs investment cheyyali after 10 yrs adi 25 lck ayyidhi baganey undi plan . total 25 lck lo mana 7 yrs investment amount 14k per month deduction cheyyali kada. 14k*12 months=168,000 per 1 year and 7yrs ki =168,000*7 =11,76,000 mana total investment in 7 yrs ki . Total return amount for 10 yrs is 25lck after 10 yrs. 25 lck lo mana 7 yrs investment 11,76,000 deduction cheste vachedi entha ? 😂😂13 lck approx vachidi. Car cost cover avutundi . Correct hey bro car free@@MoneyPurse
Excel sheet...some cells aren't working.....showing...a message...required password to change the values. Then what is the point of sharing the document.
Here for investment we are allocated 14k for 7 years adi mana amount e kada. Danni manam free ga ela vastundi ani chepptaru meeru final end of video?. Manam save chesukunnade final ga amount vastundi . Danni free ga vastundi ani evaru chepparu , ani na uddesam
Hi @MoneyPurse @MoneyPurse can you please tell what is the best SIP to invest now in for paying Home loan or what is the best way to invest now so that we can pay the matured amount for House loan.
