How to Buy a Home With No Down Payment & No Closing Costs, The NACA Program Explained 

I can testify to everything they said about NACA. I purchased my home in 2019 through NACA. I was also able buy my interest rate down to 2.125%. I tell everyone I know to look into Naca if you are looking to buy a home. Great program!!!

Got my Home from the NACA program, 1.125%, but I did put 20,000, to buy down my interest, they say it's no down payment, you will not get a house with no money, but this program, help me save, bring up my credit score, and I still follow the same budget plan, you have to have your ducks, in a row and be determined. It did take me 2yrs. to complete, because I stop and start. It works if you work it. 🖤🖤

This is the one for me. I study Real Estate, I am a licensed loan officer in NC. I am always telling people how buying can change your life. This guy tapped in to one hell of a deal.

Bought my first home through the NACA program in June 2022. The process was cool.

Im the ONE and ONLY IN-House Real Estate agent with Detroit NACA ( Detroit Metropolitan area. (We only have one here)...... . You DO NOT NEED a 620 credit score!!! Where is that coming from? Please stop spreading mis-information. Credit score does not matter. I wish ppl would stop saying that, It will stop ppl from applying to the NACA program if they believe they need a 620. Also you can buy down interest rate to 0.125% .You 100% do not need a 620. I'm @BridgetteJeanette aka Bridgette Cooper Realtor and I approve this message.

This guy is super confident and really humble at the same time! I love how he told the guys how he is following their blueprint. A lot of people don’t always admit that. Lots of good information. I felt his passion! Thanks EYL.

NACA is a character based lending program - and there are some compensating factors. So if you have one late payment, we ask you to right Letters of Explanations. Don't be discouraged if life happens and you have one late payment.

My boy just happy to be getting interviewed by EYL. I love it.

Everyone should watch this 2 times after this initial premiere shoutout to EYL and this gentleman

Just spoke with a realtor and two lenders, they weren't even aware. I'm bout to use it now and spread the word. Man we need this shxt fr 🙏🏽 Game changing knowledge.

God led me here... i swarched for more information about NACA because i heqrd someone mention it but said they would teach a class next month. So i went on my own journey and here "I Am". God, I Thank you. Blessed to everyone here 🙏🏾 💜✨️

The issue is that either the renter or the owner must in some way pay insurance and property taxes if they want a "permanent roof" with utilities like electricity, gas and water. Because of this, many people-at least in California, where I currently reside-are living in tents. No taxes, rent, mortgages, or insurance. The number of people who tell me they live in their car that I meet amazes me. Its crazy out here!

This young man is so damn intelligent, and they say brothers are not doing nothing out here. I think all black people who are looking for a way out of poverty and really want something really needs to listen to this channel. As a beautiful black woman I have to say that I am so proud to listen to this podcast. Thank you Brothers all of you. Thank you for this.

I stumbled upon this video by God’s Grace 🙏🏽Thank you Brethren

Most people that I talk to don’t have a problem with the down payment. They have a problem with income verification and work history if you catch my drift

HE SAID-YEAH BRO, I'M REALLY OUT HERE GOING CRAZY... SHARING IS THE MOVEMENT IN MOTION 🔥💯✔️👑💞

The knocking shit off the desk to get NACA to cooperate is da gem. Truth

Man this black king really schooled me. I recently took the home-buying class with Naca but haven’t finished uploading all my documents. Man let me get to it! I wish we had nice multi-units in New Orleans but I’m not really tryna purchase anything in my own home town 😩

God always takes care of me. He sent me to this channel to learn and manifest. ❤❤

EYL is the BIGGEST‼️ in this interview they asked ALL the right questions👌🏾👍🏾👍🏾

Since the most recent property appraisals rent is now equal to typical mortgage payments. The main difference is upfront costs and maintenance that comes with purchasing a home that throws off most people. Learn to fix stuff in your rental and put the parts used to your rent bill.

One of the best interviews I've heard in a while. Thanks EYL!

This is such phenomenal content. This is answering exactly what I have been trying to figure out. I just had no idea where to start.

I love his journey…just beautiful. Congrats Bru and thank you for dedicating your time for the youth 👏🏾

Inspirational!!!!!!!!!!!!!!!!!!!!!!!!! Great interview! This is a situation that a lot of people need to hear.

This is a great episode. Ive been through the naca training and still learned new things from this episode!

Thanks for this.. so much value given.🙏🏾

Another Outstanding interview and show! I love this program!!! Thanks alot fellas!!!

Thank you for this video. This is so necessary for people to understand that mindset is the top contributor to our destiny

🔥🔥🔥🔥🔥 Great Job bro! Happy all your hard work is paying off! Keep going keep growing many blessings, many more plays to make! Keep being the example! Great platform, great interview!

Love the energy Andre brought. Super zealous 😆 Love It! Great questions and info. Thank you!

Happy for you Dre.💯 Representing Maywood’s FINEST… ❤️

He’s worthy of ALL THINGS !! Facts

Enjoyed content! Smart young man, blessings to you all.

Watched this and love it!

Protect these men! ❤

Another very good brother sharing valuable information. Thanks for sharing guys!!!💯

Amazing interview!! Thank you!

NACA is owner occupied if you are doing a multi unit. You also cannot have another investment property.

His mindset is so powerful. You get to see others people’s greatness as an example of what you can achieve NOT what you CANT do/have

This Brother is Very Knowledgeable

Great knowledge in this one I’m going to do further research into this thanks!

Wise Man. Appreciate The Gems! Inspiring!

Thank you for this information

Thank you all. You are all answers to prayers.❤

NaCa is definitely a great program!!

Thanks for the information guys!!!

Representation & Education is important!

Give thanks for this🙏🏾

Very positive energy

Great video and explanations!

Dope episode love homie energy 💯

This was super informative 💎

Great interview

Love this thank you

Do your due diligence before using NACA. That program put a family member through the ringer.

Im from Chicago and understand his lingo completely

Great info thank u

Awesome content. 👍 I gotta share this channel and the info with some people to help balance things out. A lot of people fail to realize that if have some communities too imbalanced with people experiencing toxic environments all day everyday with the same thoughts and sights of struggles and hopelessness all around them then theirs not going to be much motivation and positive ideas to do productive things for most that may be feeling depression. And if they give others a chance to see all kinds of positive potential and ideas with happier people all around them to help inspired them and make them see other options to feel more potential within themselves, then that opens a lot of chances for them to take good knowledge like to turn things around for themselves and help others back all around everywhere in life. Everyones struggling on different levels of a society forever now dealing with hidden unspoken cast system of sorts issues with a lot of others and within their own sectors also.. the gate keeping and scarcity mindsets have got to stop all around in all areas (other than putting these queens and 304s in their places because things have gotten too far out of line... Including all the simping that's been going on) 😤 And I'm just going to say it that it's important to remind everyone never to forget some things and important events but everyone has got to stop taking things out on an innocent generation that growing up having had no part of those things and want no part of ever going there with anybody that we all know about thinking that so many people aren't aware that here's all our start to do better for ourselves and everyone else now to all get along universally. I want to say the youth is the future and some happy things...but realistically I can't until soy-society starts to agree that the logical people know what a real woman is and we know the real ABCs and you can't just make up things and demand being right because you feel like it. 😒 I feel like Tony Robbins bank is appreciating this content so much right now. 😅

Dope convo!🔥🔥

Thank you so very much for this valuable information! Each one reach and teach one! I love seeing us thrive and flourish!❤

Great interview 🙏🏽💯

I Love You Guys… Immensely! Also, I Will Be On This Show… Not Only To Inspire But To Definitely Pay Homage! #PushingPositivity💗

Great show!!!

Great interview ❤

Yepppp I’m from chicago as well and have had the honor of meeting 2 of the 3 of you Gods puts me in different rooms early

Awesome Interview

Phenomenal story

Great information.

Started NACA after seeing him on Rants & Gems!!!😊

Incredible!

This is powerful 💎💎💎💎

Great interview and great info. I signed up for the workshop in my state and will be trying to go thru the program to secure a house by next year.

Stories like this show how god moves in mysterious ways. Also how quantum mechanics work. When we can influence the ego it can become real. The crowd you keep is feeds your subconscious.

Eh i appreciate the gems y'all drop...tryin to get my lady hip to y'all channel... the guy that y'all interview covered a lot of shit...keep pushing eyl..💯

Perfect timing

I would seriously like to build a community for minority homeowners in my city in Florida! This is definitely not heard of hear, but I believe it's possible!

This is the move right here!!

Smart guest

Bruh 💪🏾 ❤. Thanks I'm on it.

So fire. Dude cool af 💪🏾💪🏾💯💯

Exactly ❤ own now!

Love It Tapping In

The NACA program is good 😊

🔥🔥🔥💯straight knowledge time to execute !!!💯💪🏾🙏🏾

NACA is like the MLM company of the mortgage industry! The product is stellar but the operations need ALOT of improvement and structure and few yield the success story. While the guest makes a point that it is a nonprofit does not negate it is a business. People (no matter the background) should NOT have to pay and beg to get the service. It's great if you can get their mortgage product but it is more than a gauntlet to successfully get through the process.

Love this guy even with the potty mouth! Great info, thanks!

Dope sweatshirt idea

I'm looking into NACA ASAP!

😂 Great energy, amazing information 💎💎💎

This is what I want a home A good neighborhood. Children are thriving and learning from their surroundings. I pay 1845 & long Beach And yes, the apartment is not well kept and I think they stop paying for the trash to get picked up.. They sell drugs at the bus stop.😢 And I don't understand why they check your. Credit score just to move into apartment building. My credit has nothing to do with me. Pay my rent.

He's a blessing

We are not in a market where NACA offers will get accepted in major cities.

I appreciate that he mentioned the landlord class .everybody wants to talk bad about buying property and landlords (trust I’ve had my share of terrible ones) but Nobody said you had to be a slum lord 😅

I like this guy.

Good stuff

Thank you so much I have my first class June 24,2023🙏🏾💪🏾

another hit💎💎🥶🥶

I really wanted to utilize this program since I live in a high cost area and really want to buy,but they don't accept current homeowners 😢. I should've known lol!

This brother II s somebody I need to know