How to buy a new Car 🚘 Loan or Cash Which is Better ? EMI vs Full Payment 🤔 

Bhai aap jo bhi baat btatey ho, dil se btatey ho. Aapki baato mai ek apna pan hota hai. Great videos 👍Excellent work

ऋणी होना सबसे बड़ी दरिद्रता ( गरीबी) है ; आय से अधिक व्यय करना मूर्खता है , पैर उतने ही फैलाने चाहिए जितनी चादर हो।

You said absolutely correct! It is not only applicable to buying car, this general advice specifically on loan!!!

Dakhsh your father seems to be a very nice guy.U r lucky to have your father as your friend.

Very valuable advice! ❤️ Agree on all points 💯%. Pros even the salesman can tell you, but Cons & issues only experienced people can share. Appreciate very much. 🙏

Ye video dekh k samajh aya ki mujhe car ki need hi nhi h. Bas mann hai lene ka wo bhi bas ye drag races dekh k karne laga tha. Scooter se hi kaam chal jayega Delhi metro k sath. Thank you for the video.

You are very much correct. Mainly our youth and parents with less education fall victim of vehicle loan. It is really difficult to pay back the loan and interest.

Humne isliye Brezza na leke full cash pe Wagon R li kyunki humare paas bas 7 lakhs hi tha dene ke liye. Ab ya to 7 lakhs DP deke 7 lakhs ka 5 year ke liye loan pe Brezza le letey ya phir jitna cash tha utne ki gaadi letey. Bahut soch samajhke decide kiya ki abhi Wagon R le letey hain phir har maheene savings karke ek din full cash pe Brezza lenge Wagon R ko us time exchange mein deke. Wagon R ki resale value bhi achhi hai so 3 years baad bhi jyaada nuksaan nahin degi.

Sir, become the fan of both of you. Bahot hi sahi information di hai apne…kafi log ye video dekh ke trap se bach jayenge…Thank you 👍🏻

मै भी किसी तरह पैसे जोड़ के loan पे minimum down payment करके गाडी लेने की सोच रहा था, मुझे गाडी की ज्यादा जरुरत भी नहीं थी मै शौक से गाडी ले रहा था आपके video देखे तो समझ मे आया, thank U आपका thank U ये information देने के लिए बहुत बहुत धन्यवाद 2लाख कैसे भी जोड़ कर ले रहे थे तथा 7लाख लोन लेकर अगर गाड़ी लेते. हमें पैसे सबंधित समस्या आती ही आती हमें आने वाले मुसीबत से बचाने के लिए धन्यवाद

Totally agree with you. In 2019 i have planned for ecosport new model petrol. But I changed my mind & purchased 2nd hand top model diesel on cash( 5lakh) I am happy now. No emi no tension 😅

बहुत अच्छी जानकारी, कैश में कार लेने के लिए और किन बातों का ध्यान रखना चाहिए।

Agar apke paas stock market ka knowledge hai to pura car loan pe le sakte hai. Maine 12k payment karke Honda amaze liya hai, aur wohi 10lakh stock me investment Kiya, aur monthly 10% return leraha hu, car loan me yearly 9% dena hota hai, stock market se aapk monthly 9% profit kama sakte hai,

Ye video Dil ko chooh gaya. Shat pratishat sahi points bole aapne

Agreed 👍 2019 purchased car.. bt pandemic dekha uncertainty dekhi.. tabse sikhliya cash me lo tension free raho.. then recently purchased car and business tempo on cash.. loan free life me sahi step rahega

Bahut shi jaankari mili me bhi kam se kam loan pr car lunga.❤

The knowledge you guys provide is priceless. Have watched many of your videos and I'll say what you talk about is absolutely real!

Absolutely logical analysis and honest opinion. I really appreciated the values of your words.

बहुत अच्छी सलाह देते है आप , धन्यवाद 🙏

I am planning a car, I feel lucky that I came across this video... Great work! 👏

Bade Baal Wale Bhai aapne bahut acha advice di pura doubt clear ho gaya mera.. bahut bahut sukriya bhai🥺🙏🏻❤

vdo laajawab he ,Puri clarity aa gayi

I have been seeing multiple videos about buying my first car. This is the most informative video I found which helped me take a decision. Thanks 👍

Bilkul Sahi Advice hai aap dono ki . God bless youl guys. Please keep creating such awareness videos.

बढिय़ा जानकारियां दी आपने.धन्यवाद

second hand gadi leni chahiye ya nyi show room se gadi leni chahiye? kisme jada fhyada hoga

Thanks bhai, bahut simple way samjhaya. Clear kar ke diya.

FANTASTIC BHAI SAAB - SUPER ADVICE EVERY WORD IS GOLDEN WORD - THANK U VERY MUCH , U BOTH ARE ALSO DOING A GREAT SERVICE TO THE MIDDLE CLASS 😀🙏

बहुत अच्छी सलाह है! ते ते पाऊँ पसारिये जेती लाम्बी सौर!

Good job daksh, you give right information. It helps a lot. Thank you

Great stuff! Thanks both.

मुझे बताए k क्या मैं Tiago ev लू।।।मेरे पास alto amt hai.or sonet diesel automatic h... running 2500 km per month h.kya Alto sale kar k .ev lu...sonet ka loan clear ho gaya h.pl advice

very informative video very well explain navneet sir is very knowledgeable Thank u guys

sir ji me to vdo dekhne se pehle hi like kar diya

Veey very very sensible talk/discussion. And also educational purpose too. Thank you Daksh bro

Sir me tata Nexon ka base model Lana chhata hu or me aadhi payment kar du or baaki loan kar du to kasa hoga or ek foji benda hu 1 lakh ka mara ko benee fit be milaga please 🙏 bato aap kay Rai hai

Thank you so much for this video , was planning a car or loan but ye video dekh ke pta chal gya sach

One payment is always good, apkie sujhav bahut tarksangat hein.tate paon pasariye Jatin lambi sor.

Mera budget 15 lakh ki gaadi ka budget tha. Lekin maine 12 lakh ki li. Best decision ever.

Uncle bahut dil se baat krte h bilkul apnapan sa mehsoos hota h , uncle ye waiting period scam and mandatory accessories purchasing for quick delivery and no negotiation scam pr bhi khulkar apna opinion dijiye

Agar aap gadi shauk k liye le rahe ho toh never take loan . Aur agar business point of view se le rahe ho toh it's a investment you can take it by emi by calculating your budget & business requirement.

Thank you sir 🙏 Best guidence new buyers 🙏 Best video & help full

मेरी तो ये राय हैं की जरुरत होगी तो हीं car लेलो, status symbol ke liye मत लेना,,पैसा अपकाही जायेगा,,,, आपके व्हिडिओ बहुत informative and आम् आदमी के लिये फायदेमंद रहते हैं,,,,thanks

Great Honest opinions by you guys, Keep up the good job of making such informative videos & btw you just earned a subscriber 👍

Mai loan leke 12 lakh tak ki gaadi khareedne ja raha tha.. lekin fir mood badla maine 550000 me alto k10 le li..ab bahut sakoon mahsus karta hu

Petrol diesel ev cng kon se Lu

Excellent.. A Good one in every sense..

Ekdam sahi bataya navneet ji and daksh ne, even I think the same

Thnx bhai.aap ne meri problem solve kar di

Sir me govt employee hu salary 60k hai muje ek car leni hai is saal buget 8-9 lakh..emi sahi rahegi ya one shot me..lekin one shot ke baad meri saari saving khatm ho jayegi..what are your thoughts

Gadi lone pe buy karni chhiye ya cash pe

Bilkul sahi kaha bhai aap donon ne !! Zabardast !! 👌👌👌👌

You both shared good information and opinion,I understood what we should do, thanks.

This was a great video..impulsive buying should never be done! 💯

Bahi 1 subscriber aapke real talking thing ke liye ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤

Does millage is affected by steel or alloy wheels

Totally agree with you guys to buy a vehicle in cash. You feel so relaxed not to be bothered about monthly payment. My current car is my 7th car in the last 30 years and I bought all of them in cash whether it was a used car or new. Never ever get into the debt trap.

Very nice think both of u i realy like it

First car leni hai konsi le 7 seter

Scropion N base model petrol my running 1000 per month .what is u r opinion

Bro I have to purchase new car my budget is 10l in Emi we are three people family and it's my first car which one you suggest

Very informative interesting video thanks bro

60 % downpayment 40% loan and that 40 % should be invested too.

Very very informative video...,👍👍

Great discussion bro very useful to buyer. Must Watch Video 👍🏻...

10 Lakh ki car cash leni ho to us per tax kitna padta hai

NICE ADVICE. I AM GOING TO PURCHASE IN CASH ONLY. NO LOAN BUSINESS.

एक सवाल है भाई, मेरी santro GL plus hai. 12 साल हो गये है. Kya करूँ बेच कर नयी ले लूँ या तीन साल उसे करने के बाद लूँ

Cash pr lene se koi problem h kia? Direct full payment krne se?

Very helpful video ❤ se थैंक्यू

Mere account me Paisa pahle se kam rahta tha aur mai cash payment Lena chahta hu to mujhe gadi mil jayegi kya koi problem to nahi hogi n

15 lakh car loan on 8.5 perct interest rate for 5 years - Total amount to pay 18.46 lakhs. Same amount, 15 lakh put in FD for 5 yrs at 6.5 perct gives back 20.70 lakhs. Total benefit of around 2 lakh. Then why not on loan. If i am missing something, please guide.

Sir car ka full cash payment kisase karna chahiye check ya transfer please details

6:05 7:06 7:34 8:03 9:51 12:26 14:21

Nice information bro This Life respect saving information Jai Ho

Mai apni car bech raha hoon keya car lene wala customer apne account se loan clear kar sakta hai?

very practical video, really helpful for society

what about stamp duty charges for car loan ?

How to buy one payment car what's the procedure plz guide thank you

Yes cash perches is best for your financial future. Doesn't matter your balance has decrease but you are tansion free. After all you are fullfil your dream or requirment .

Where to buy second hand car in delhi? Plz suggest bhai log

Very helpful video.keep it up ❤

Badhiya video thi bhai pura demotivate kr diya acha laga 😢

Very nice information Thanks.

Bahut sahi bat kahi sir aapne..pura experience aapne bata diya

बहोत खूब भाई

bhai gajab ki guidance di ha apne..

I totally agree with you guys. I am full time investor, still I opted to buy honda amaze svt on cash, considering my requirements. In spite of paying 25000 emi, I will invest 25000 every month and at the end of 3 years I will get more money as compared to car cost.

This video Deserve more then Million views ❤

thank you this is a very important information.

experienced review thanks a Lot !

Very interesting information video thx bro

Jabardast nice content ❤

Loved the video. Thank you 🙏🏻

Sirji ek suggestion hai...loan pe gadi liya to EMI kam le sakte...aur Double EMI payment kare.....to loan jadi paid hoga

Sir Kia sonet le ya barezza

Very true precious advice to car buyers

सर जी किसी चतुर आदमी ने लोन के बारे में सच कहा है कि लो न मतलब लोन नहीं लेना चाहिये चाहे कितने ही कम ब्याज पर मिलता हो

बहुत अच्छी जानकारी थी

Second hand gadi choti gadi girls k liye kon si achi h