1. Have a cover that has The Ability to change premium patterns cos our needs change. 2. Benefit increase: leveled, fixed or inflation based 3. Guaranteed period: 5year, then increase after review. Ask for 10-15years. Banks gives the lowest period. 4. Pause your cover in times of tough times. Be able to pause without loosing the cover, but if you need to claim during pause period, you cant 5. Future buy: thats for young people who may need to add somethings/benefits when their lifestyle change **Shop on value not on price
Just checked my life cover that I have been paying for 2 years and I’m glad I saw this video today and not 40 years later 😅 This is so informative, thank you
I would like to point out that if you apply an inflationary increase to the premium, I would not accept the the benefit doesn't increase by the same percentage
Taking life covers with a company that requires medical examinations can provide you with more accurate coverage tailored to your specific health needs. On the other hand, opting for a company that doesn't require medical exams or underwriting at claim stage, might offer a quicker and easier application process, but the coverage could be more generalized, more expensive and possible non-disclosure which could lead non-payment of benefits.
Negative, Cash back is definitely a thing, I'm A Financial Associate at AVBOB and our clients get cash back every Five Claim free years and they love it 🤷🏾♂️
Hi I'm 25 and I started working for the government with a salary of N$11000 per month but need a loan to buy land worth 400 and develop a health centers such as pharmacy to leas for a profit . Give advice please.
Just Discovered that Our OM life cover had accelerator which we asked it not be put. One Agent is convincing us to migrate to Sanlam. How good is Sanlam in payouts.
as long as you meet the claims criteria, the company will pay. we weary of jumping companies. Look to make change with your current company first, if the current company does not meet your need, then change.
