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I am 26 and I started my investment journey in 2021. My portfolio consists of 50% large cap and 20% midcap and 20% small cap and 10% in sectoral funds.
But u can invest more in small cap. Nearly 50%. Midcap 30%. Flexicap 20%. As u r just 26 and u have long way to go. Nearly 15 yrs to 20 yrs.😂 Just think over and take ur call accordingly. U can also consider 20% Micro Cap and 30% Small Cap(Total 50%)
Small cap 30-35% mid 30% flexi 30% bcuse you have time u r just 26 so u can take risk if u invest in small cap nw.....it will improve your return later with adjusting risk with time. But not like that 50% small is also not good & later after 40 u can shift yr a part of sml- mid cap amount in large and after 50 u can completely shift into large like wise.
Good evening sir Mene apne portfolio me 1) Nippon India small cap fund 2)motilal oswal mid cap fund 3) quant flexi cap fund Me SIP invest Kiya hai, please review
Inplace of quant u can switch to JM flexicap. In place of Nippon u can switch to Bandhan Small cap Fund. As these 2 funds are doing better. Take ur call after thorough study.
Hi Dharmendra , Your analysis is mostly to the point ! Amazing work , thank you🙂🙏🏻 SDS an NRI from Australia started at 40 in Indian MF market! A quick query- Do you recommend to have a shadow MF eg best 2 in each category to mitigate some performance risk etc for example - 2 flexi caps , 2 mid , 2 small caps in the portfolio and equally distribute the SIP amount b/w each 2 ? Thanks again
Is it good to have both icici prudential bluechip mutual fund and parag parikh flexi cap mutual fund in my portfolio? I am 34 years old.i am moderately aggressive investor and have 25 years investment horizon. Pls reply
Instead of bluechip I would suggest you to switch to index fund or Nifty50 or Nifty100 because these index funds will be having lower expense ratio which will affect your returns positively over longer horizon
@@PhronesisInvestorAcademy I am very happy for your reply. I am a beginner invester and confused where to invest my funds after retirement. I can spare 20 lacs with out need in near future. Can you kindly suggest me to invest in diversified mutual funds at least for a period of 5 years. After following your vedios I build a trust on you as a great, experienced indept knowledgeable person helping the society as a great advisor
My age is 28. Investment horizon is for 10+ yrs. Please review my portfolio. 1) Nippon India Small Cap - 5K 2) Motilal Oswal Midcap - 2K 3) Edelweiss MidCap - 2K 4) Navi Nifty 50 Index Fund- 1K 5) Parag Parikh Flexi Cap - 3K 6) Direct stocks- 2k Should i add another small cap to my portfolio. I have Tata Small Cap in my mind. I will gradually increase my SIP amount.
Sir, please make one informative detailed video on Nifty 500 Momentum 50 index fund category. Currently both Nippon & Motilal Oswal are offering NFO in this new strategy. I want to invest lumpsum 3.00 lakh for 4-5 years horizon. Please Do Video on this.
Sir please review my portfolio. My age is 28. Investment horizon is 10+ years. 1) Nippon India Small - 5K 2) Motilal Oswal Midcap - 2K 3) Edelweiss MidCap - 2K 4) Navi Nifty 50 Index Fund - 1K 5) Parag Parikh Flexi Cap - 3k 6) Direct Stocks - 2k Should i add another small cap ( Tata Small Cap) to my portfolio.
Sir jee good evening. 53 L portfolio. How many mf should be in my Folio? Having 52 L share portfolio mostly large cap and midcap. Having 42 L portfolio Balanced fund with Multi asset allocation fund for retirement SWAP. My age 49
@@ansumanhazra1160 Good video. As per video only need 4-7 funds recommended max. My understanding is to split between different 4-7 AMC, don’t allocate more than 8-9 lacs per fund of 53 lacs pick Index funds as they passively managed you save money on expense ratios. I’m not sure why people add more funds. My friend’s portfolio was having 55 funds last year. I suggested him same. He reduced portfolio to 43 as per long term Capital Gain taxes. Identified another 12 which he might sell next year to reduce it to 31 total funds. Still too many. When bull market all funds will give returns, in bear market large caps are better options. Strange to see his portfolio grow to 1.45 crore since 2005 with max allocation to mid/small cap which investors make more mistakes. Just select 1-3 multi caps or Index funds are best for easy handling.
Sir more than 1000 MF schemes kyu hain of all AMCs combined? According to u no need to take separate small/mid/large caps if already taken flexi/mid caps? It all depends upon risk apetite of investors..
Sir, Mera Smallcap fund ka nivesh hey and Rs. 50k profit may hey, Agor may nifty 50 may switch kor du under same AMC, toh STCG LTCG katega ye pata hey. Mera Q hey 50k jo profit hey ye keya mera IT Return may show korna porega? Switch kor ne se toh mera account may ye profit credit nehi ho raha hey. Isliye puch raha hu. Please sir mera Q le ligiye.
Sir review my portfolio for 7to10year n above Ppfc-2000 Motilal mid-2000 Quant mid-2000 Quant, bandhan,sbi, canara robeco small -each 2000 Any changes suggest pls
Please review my portfolio 🙏 Kotak small cap - 1000 SBI small cap fund - 500 Axis mid cap fund - 1000 HDFC index nifty 50 plan - 1000 Axis nifty fifty index fund - 2000 HDFC flexi cap fund. - 1500 Navi flexi cap fund. - 1000 Parag Parikh flexi cap. -2000
i want to create a systemic withdrawal plan for life of 1 lakh a month .my investment plan is 5yrs after which i want to do swp .please guide me how to achieve it
Hello sir please mera portfolio review kijiye na. My name - MD Arshad Siddiqui Age - 31 years old Risk Profile - Aggressive Holding Period - Aprox 15 to 20 years Axis Growth opportunity fund me 1000 Parag parikh Flexi cap me 1000 Quant small cap me bhi 1000 Or HDFC short term fund me -2000 Total sip amount 5000 Ye sip me last 3 years se kar raha hu and ab me sip ka amount 12000 kar ke ye new portfolio tayar kiya hu is portfolio ka Review bataye ya kuch change karna hai to vo bhi bataiye 🙏🏻🙏🏻 1 HDFC Short term Debt Fund - 2000 2 Parag Parikh Flexi cap Fund - 2000 3 Axis Growth Opportunities Fund - 2000 4 Motilal Oswal Midcop Fund - 2500 5 Quant Small Cap Fund - 2000 6 Edelweiss Small Cap Fund - 1500
Sir namaste meri age 46 year hai main 10-15 saal tak 6000 ki sip kerna chahta hoon per mujhe mf ki knowledge nhi hai aur direct plan kha se lena chahiye pl sir mera dyvercifyed portfolio banane me meri madad kre jisse mujhe achha return mil Jaye.
In ur age group appropriate decision would be:- 1. JM Flexicap 2000/- 2. Motilal Midcap 3000/- 3. Bandhan Smallcap 1000/-. These funds are doing better in this category. This is ideal investment seeing to ur age and time period. ALL the best I am also doing same please
Kindly review and comment on my 12 schemes. Is that okay? Axis Small Cap Axis Quant Axis MidCap Axis MultiCap Nippon 250 SmallCap Index Cap Nippon SmallCap Nippon LargeCap Nippon MultiCap HDFC Large and MidCap HDFC Small Cap HDFC MidCap Opportunities HDFC FlexiCap SmallCap 4 MidCap: 2 MultiCap: 2 FlexiCap: 1 Large & Mid: 1 LargeCap: 2
I am a beginner I invest 7000 in different SBI sip schemes last month so I have to wait till 1year.. hopefully everything goes well Sbi hybrid equity 3000 Sbi index 1500 Sbi large &mid 2000 Multi cap 500
Sir, Good Explanation. i am 45 year old and my investment portfolio is 1. UTI Nifty 50 Index fund lump sum Rs.5.5 Lakhs 2. ICICI Pru Nifty index next 50 lump sum Rs.5.5 LAkhs 3. Paraga Parik Flexi cap 4500 SIP 4. Kotak Emerging Equity Fund Rs.3500 Sip + Rs.1.5 Lakhs Lump sum 5. ICICI Value Discovery Fund Rs.3500 SIP + Rs.1.5 Lakhs Lump sum 6. Nippon India Small Cap Fund Rs.3000 Sip 7. Kotak Small Cap Fund Rs.3000 SIp + Rs.1 Lakh Lump Sum All are Direct Growth I have made all these investments when the nifty 50 index is around 24200 to 24600. my question is that, 1. Whether the above said portfolio is good? 2. Is there any changes is needed? 3. Is it good to redeem both index funds and reinvest it when the market will correct 8% to 10%. Plz guide me Sir
