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How to File Complaint Against a Bank / Housing Finance Company? :Subodh gupta 

Advocate Subodh Gupta
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Feeling Cheated? Angry? Not getting any Positive Response?
Confused where to go if the Bank or the Housing Finance Company is not listening to you?
This Video and following important information/Links will surely be helpful:
(Please Do Like the Video and Subscribe the Channel if you find these helpful):
1) Mail your complaint at Customer care mail id / Also try google "Grievance Redressal Cell" of that concerned Bank / Housing Finance Company. Some banks create a separate mail id for addressing your grievance.
2) If You don't get a response, Mail a "Reminder" to customer care mail id / Grievance Redressal Mail id with cc to "Customer care Head" mail id (try to obtain that from google)
3) Also Send your written complaint along with all proofs via "Speed post" (not courier) to Customer Care Head / Managing Director / CEO at the "Head office Address". Keep the speed post receipt and photocopy of the written complaint with you for future reference.
4) If no positive response comes up to 30 days, You may now google "Nodal Officer" / "Principal Nodal Officer" / List of Nodal Officers of that Bank / Housing Finance Company. Mail to the Nodal officer of your city / state of that bank / Housing finance company ( There may be separate Nodal officers for each state appointed by that Bank / Housing Finance Company). You may also simultaneously send written complaint through Speed post on his office address. (Address may be found by google search)
5) You may file complaint against a Bank with Reserve Bank of India. RBI (Ombudsman) Names and Addresses Link: www.rbi.org.in/Commonman/Engl...
6) You may also fill this complaint form against a Bank. RBI (Online Complaint form Link): secweb.rbi.org.in/BO/Complain...
7) You may also send simultaneous written complaint (better by speed post and not courier) to RBI at following address :
The Banking Codes and Standards Board of India,
Reserve Bank of India Building,
C-7, 4 th Floor,
Bandra Kurla Complex,
Mumbai - 400 051.
You may also mail at Helpdesk Mail id : help.bcsbi@rbi.org.in
8) You may file complaint against a Housing Finance Company with The National Housing Bank's GRIDS (Grievance Registration & Information Database System) Link :
grids.nhbonline.org.in/(S(ubg...
9) Also mail to The National Housing Bank Grievance cell Mail id : CRCELL@NHB.ORG.IN
10) You may also simultaneously send your written complaint (better send Speed Post from post office and not courier) against a Housing Finance Company To :
The General Manager (Complaints Redressal Cell),
National Housing Bank,
Department of Regulation and Supervision,
4th Floor, Core 5 A, India Habitat Centre,
Lodhi Road, New Delhi - 110003
11) As a Consumer of services, You may also file your online complaint against a Bank or a Housing Finance Company at following "National Consumer Helpline" Link:
nationalconsumerhelpline.in/Ba...
(OR) Click at following Link:
www.consumerhelpline.gov.in/
You can call to register your complaint by calling on 1800-11-4000
or 14404
12) Finally You may decide to send a Notice / Legal Notice to the Bank / Housing Finance Company and then file a suit against them in a Consumer Court/Civil Court.
Subodh gupta. B.com. MBA, (LL..B)*, IRDAI Certified, AMFI Certified, 22 years of experience in Finance Industry, Founder - SastaLoanBazaar.com (बात सिर्फ़ आपके Interest की)

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21 фев 2018

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