Love your channel, so much great information. I would like you to share with us some of things that consumer can do to get the loan approved quicker or how to get best rate for your home loan. Also, Many people want to buy a home but their personal finance may not ready to own a home. 😂 I was fortunate to get my first home 20 years ago with middle class income. Many young people are losing hope of owning a home because of big down payment and huge monthly payment commitment.