How to Find a Medicare Drug Plan - DIY - Medicare Part D

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Опубликовано:

2 дек 2022

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Комментарии : 62

@DebThomas 19 дней назад

This is a LOT of good information and helps to eliminate so much confusion about what to do during open enrollment.

@MedicareonVideo 16 дней назад

Thanks Deb!

@bobdavis2883 Год назад

Thank you.. please help us understand the 505 deductible

@nisarmian Год назад

Excellent program!

@jameydenison2045 Год назад

Excellent video. Thank you so much.

@sreejith9922 Год назад

I am learning so much with watching your videos . Thank you so much for sharing this amazing source of information.This one is quite helpful.

@mvp019 Год назад

Just FYI: the metoprolol you had in your example should be a once-daily formulation (succinate is an extended-release formulation). Even the short-acting (metoprolol tartrate) is typically only twice daily.

@DesignBuildFixReview 8 месяцев назад

So, a lot of drugs are free or you can use goodrx, or even coupons from the drug company. At times the prices are dramatically lower. This calculator won't use these for the most part. This is a tough one because some drugs are super expensive that you might not be on prior to selecting a new drug plan. I put in one drug I am on and the cost per year went to $1400. I know with the drug company coupon I have been paying $160 a year. I think one thing for sure is cancer drugs extremely expensive and the coctails they come up with change. Wish they had a maximum out of pocket section. Maybe they do when you select more info.

@BobDobbs681 5 дней назад

Helpful preparing for open enrollment. I assume the process won't be greatly different a year later. I just went on a Tier 3 drug for the first time and will definitely be comparing plans.

@MedicareonVideo 3 дня назад

Luckily the plan finder hasn't changed much year to year!

@needinfo2614 Год назад

Just watched your video, good info - I am confused about the $505 deductible in your example - the example shows total premiums and drug cost of $116.40 - is the $116.40 the amount due after satisfying the $505 deductible so your total cost for the year would be $505 +116.40 = $621.40?

@Unknown-hu4gf Год назад

Hey, any idea which medigap companies have the most stable rates or how to look that up???

@hphjr Год назад

Thankyou for this video, it was very helpul for me in understanding the drug part of medicare.

@josephbuckley4902 5 месяцев назад

I just have 6 words to say about this video.... Thank you, thank you, thank you!

@MedicareonVideo 5 месяцев назад

You're welcome, you're welcome, you're welcome!

@miguelguillengonzalez9803 Год назад

Great, thank you for this video very helpful.

@jonathanbailey2021 Год назад

I wish you would have explained what that $505 deductible is all about.

@FrankRizzo804 Год назад

"This guy looks a little familiar" Agreed. Cheech of Cheech and Chong?

@compasslife6658 7 месяцев назад

😂

@mdj864 Год назад

Keep up the fantastic work! I've been sharing your videos ❤

@janicefriedlander3892 Год назад

What does apply to the deductible? Please explain.

@anthonybuonagurio-gl9bg 4 месяца назад

When can I switch Rx plans. Do I have to cancel my current plan, or does the new plan cancel for me

@noontime Год назад

You didn't expand on the $ 505.00 deductible that was included ???

@wendyyezzi Год назад

After looking at the Chart, with the sample that Keith is using, the deductible would only apply to Walgreens if you use them, which is an Out Of Network. Whereas, the CVS is an In Network with the premium cost of only 116.40 for the year.

@diannalocke997 Год назад

Great as always!!!

@dscuss9751 Год назад

Keith -- HELLO ;>) Fantastic vids. Say, like others below mentioned, can you explain that $505 deduct. You said those 2 drugs 'don't apply' to the deductible. Q: Is that to say you still have a $505 deductible that 'may' apply to other types of drugs? Or another way - when DOES the $505 kick in? Thx for any add'l info on that. Regards

@10speed4 Год назад

It appears he doesn’t want us to know about that deductible cost because he ran past it several times. But then, he’s a salesman it’s what they do.

@carolmcdowell3783 10 месяцев назад

I don't think they get much commission on drug coverage so probably not worth their time unless you are getting the medical too. @@10speed4

@dklassen Год назад

What about future drugs you may not know about today or say required drugs for cancer or something like that that may come up in the future?

@mikep6979 Год назад

Great videos! But what if my medications change during the year? Can I change my Part D policy?

@MedicareonVideo Год назад

You could only change Jan 1 next year.

@fredbarnes196 3 месяца назад

The only issue comparing like this is you don't know in advance what drugs you might need in the future and what is the right plan for you is then

@MedicareonVideo 3 месяца назад

It isn't really possible to plan for future medications, because different plans cover different prescriptions at different rates/tiers. That's why it is always a good idea to assess your plan during open enrollment in October

@cgarrrr2274 Год назад

I take a specialty drug that will cost close to $600 a month. That's a big chunk. That doesn't include what I'm paying for A & B and soon to be D and a supplemental plan. I certainly haven't gotten it all figured out yet!

@foxslayer321 Год назад

Thank You

@davecoke2345 Год назад

i am trying to get a quote for a drug plan thru one of your referrals and they say they cannot quote anything until I am on Medicare?? another concern is I have to deal with 2 different people for medicare and then a drug plan rep to quote it?? I was looking to deal with one person to finalize and enroll into gov programs.

@John-Deere 11 дней назад

I don't have any prescriptions to put in the search box so I leave it blank and it shows my premium to be $.00, is that right?

@MedicareonVideo 9 дней назад

Yes, there are plans available for $0 per month!

@Squddle Год назад

If someone has Medicaid and Medicare, does that person need to have a part D drug plan?

@reneejohnson4361 11 месяцев назад

yes they would need a part D plan.

@DannyTheIrishSwede Год назад

I generally like your videos, but what you don't mention here in this one is that people 65+ who may be on certain meds on a regular basis (which is what this vid hinges on), will LIKELY have other scripts that pop up over the year(s), such as an antibiotic for a sinus infection in my case and a couple of other things that just popped up. I'm paying almost full price for my "new" (not regular) prescriptions (Aetna S/S), and when my $505 deductible is met, my cost drops to a whopping 50% of street price. Today I'm being told to pay $190.05 with my SilverScript card for a prescrip that is 208.48 street price. Wow, that's a whole $18.40 off! But it admittedly gets better when my deductible is met, I will only have to pay 50% off street. This is what an agent at Aetna just told me. What a rip. You should tell the whole story. Might as well go original Medicare!

@10speed4 Год назад

Question: you have to pay the $505 deductible cost (that he didn’t want to share with us) before you get any discount on your meds?

@lauraeasley1047 Год назад

How do I reach out to your company

@DesignBuildFixReview 8 месяцев назад

I am just looking into medicare part d, here is what I found. The part d donut hole the amount you and the provider have to spend becore you reach max out of pocket for catastropic coverage is $5030. Then again found that Part D has no out of pocket spending limit in 2024 but in 2025 there will be, that changes every year. Kind of contradicting

@RobinBenallie Год назад

What if you don't take any drugs at this time

@danielbevarly8105 Год назад

What if you have no drug prescriptions?

@totaltrucktransport3393 11 месяцев назад

Thank you! That's my question. I've been healthy and am not on any prescription medications. How to best plan for an illness you may or may not get? Or stroke? Or cancer?

@Angelgrl37 11 месяцев назад

You will have a penalty of 1% of the premium for every Month you didn't have coverage from the date you became 65

@patriciahammond2296 Год назад

I take NO drugs not even an aspirin but m told that I have to have drug coverage! I live in Alabama , zip code 36582 can you suggest some help for me? The only income I’ve have s my Social Security

@MedicareonVideo Год назад

The problem with not enrolling in Part D is that there is a late penalty later when you try to enroll. Most states have some drug plans as low as $5-10 per month that you can find on Medicare's website.

@ronaldbrowning3915 Год назад

So im 55 was in motorcycle wreck now 100% disabled . Was happy w/medicare when put on it. Iwas thinking whst you are saying. . So i live in florida . What i was reading when first put on mrd. That if you turned down (my guided train of thought brow beaten into subservertency. R u saying i a csn have A,B,C,D. For around two hundred a month? They are talkin money out of my check every month. So i woulfd get thoughs payments put back in my check

@TimesandGens 22 дня назад

My drug not on the list...I think I'll just buy the cheapest plan again...don't care if I have to buy outside of the plan since cheap drug.

@MedicareonVideo 16 дней назад

You can have a Part D plan and still utilize things like GoodRX to get your prescriptions.

@williambatchelder9056 2 месяца назад

Why did you not talk about that $505 deductible?

@steveduzan3288 8 месяцев назад

Wow...I really like this guy's videos, but why not clarify the $505 deductible. So, if you are using a "Preferred" pharmacy, do you not have to worry about the deductible??? Help me Obi-Wan Kenobi, you're my only hope!

@DianeC429 Месяц назад

My understanding is you pay the deductible first then co payments start

@robertbrown1212 Год назад

Henri

@johnlupo3919 11 месяцев назад

I'M -A???????????????????

@MedicareonVideo 11 месяцев назад

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