How to make regular income from investments? 

►Check out Golden Pi for bond investing: goldenpi.com/sign-up?rc=02e00496f2afe740&cid=AkshatShrivastava&AFM_AKSHAT%20SHRIVASTAVA&RU-vid&AkshatShrivastava _______________________________________________________ ►Check out our new course website: wisdomhatch.com/ _______________________________________________________ ►I teach about Stock Market and Cryptos on my course, you can check it out here: docs.google.com/forms/d/11xglZTe8SwGD0vh3A77Gopc-mtRR-pom-zH7fpp44qM/viewform?edit_requested=true

I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or whenever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

This administration has no idea how people are suffering, things are getting so much harder we can't take it no more. A lot of people are financially struggling to put food on the table and a roof over their head, I appreciate your advice Walter James Henry. Imagine I invested $2,000 and got $10,600.

Great video, One thing I know for a fact Financial Success don't happen overnight, While people like Warren Buffet, Elon Musk, Jeff Bezos all talk about the importance of investing, I've been keen to invest lately, my challenge is knowing when to sell/hold and how to grow profit consistently even in an unsteady market.

I learnt to manage my money through investments and it really works for me. They say money can't buy happiness but poverty can't buy anything.

Successful people don't become that way overnight. What most people see at a glance- wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

Hi Akshat, Masala Bonds are bonds issued outside India and denominated in Indian Rupees. The term was used by International Finance Corporation(IFC) to denote Indian Cuisine and Culture. In Masala Bond the investors take the Currency risk.

Is this really a good time to buy stocks? I know everyone says the mrkt is ripe enough for buying but will stocks tank further this year? How long until a full stock recovery? How are other people in this mrkt raking in over $250k gains within months, I'm really just confused at this point.

Masala bonds are the bonds issued outside India, by an Indian entity. It is a debt instrument issued by an Indian entity in foreign markets to raise money, in Indian currency, instead of dollars or local denomination. The major objectives of Masala Bonds are to fund infrastructure projects, ignite internal growth (via borrowings) and internationalize the Indian rupee and helps in building up foreign investors' confidence in the Indian economy. And Akshat, your explanations are super easy to understand. Feels like getting advice from a super professional. Would be great to see your professional attire as well in coming videos ;) And yes foremost, the glasses. Thanks for sharing the knowledge

Thanks Akshat for explaining about Binds so deeply nicely and minutely so that a layman can also understand 😊👍

Thank you Akshat for the Useful and practical Content. Masala Bonds utility in my view are 1. Issuer perspective: Forex risk is negligent (earnings and borrowings in same currency); relatively lower cost of borrowing 2. Investor perspective: relatively higher yield, portfolio/currency diversification, if issued by Govt - sovereign backing, low default risk (relatively better credit rating for India than other economies)

Masala bonds - are rupee-denominated bonds as a source of debt financing for the public and private sector in India to raise money from foreign investors. Utility- Reduces currency - related risks and documentation for the issuers. And as a result is able to give higher interest rates(approx. 5% more than SBI's base interest rate).

I used to see Crypto as a side thing but it has proven to be a major source of passive income since I venture into it.

Masala bonds generate a higher interest rate, bring more foreign sum in the country, and also contribute to foreign investment of a country. It can be raised to the ₹ equivalent to USD 50 million in a financial year.

Masala Bonds are rupee-denominated bonds. It is a debt instrument issued by an Indian entity in foreign markets to raise money, in Indian currency, instead of dollars or local denomination. Utility or benefits: ▪︎ cost of funds is cheaper and is issued below 7% interest rate. ▪︎Do not have to worry about the depreciation of rupee. ▪︎Easy medium to internationalise Indian rupee. There are some more utility or benefits to masala bond . We need to learn and invest. Thank you sir 😊

Masala bonds are the bonds issued by the Indian entities in the international market for raising funds. It is raised in the rupee currency rather than issuing it in the local currency of the country where it is issued. The name of the bond i.e. the "masala bond" was given by the International Finance Corporation because India is known for its spices and cuisine.

Hi Akshat, Masala bonds are essentially a debt instrument but relatively more secure. It does have the disadvantages of currency fluctuations associated with it but there are also some tax benefits associated with currency appreciation, if that happens.

Hi Akshat, 1. Masala bonds are used in refinancing rupee loans and non-convertible debentures. 2. In real estate activities for the development of integrated townships and affordable housing projects. 3. These bonds provide the working capital to corporate and perform the activities

Masala Bonds are rupee-denominated bonds. It is a debt instrument issued by an Indian entity in foreign markets to raise money, in Indian currency, instead of dollars or local denomination. In 2019, Kerala became the first Indian state to issue Masala Bonds worth Rs. 2,150 crore on the London Stock Exchange. State-owned Kerala Infrastructure Investment Fund Board (KIIFB) had issued the bonds to raise funds in the overseas market.

I am 18 y/o. So, I would try to answer this such a way that even a 15 y/o can understand. As the word suggests, "Masala" which is used in food for taste. Similarly, masala bonds gives foreign investors a way to have a taste in investing in India. These are Rupee denominated bonds which means returns or interest paid is calculated in terms of rupees which saves borrower even if rupee gets depreciated. These bonds are low risk and generally used for Affordable housing, working capital for companies, refinancing loans, etc. Also capital gains from these bonds are exempted from taxes.

Having a dynamic strategy cannot be overemphasized when trading forex. The best advice I could give to any forex trader is don’t trade if you don’t have a working strategy.

God bless!! Great work indeed, empowering the common man with financial knowledge in an easy to understand way!!

Utility of Masala Bonds Due to rupee depreciation risk (exchange rate risk) Bond Issuer has to pay more amount while redemption, So Masala bonds transfer the currency risk from issuer to borrower, Which ensures the benefit of Indian Issuer

Hi Akshat, Masala bond is a term used to refer to a financial instrument through which Indian entities can raise money from overseas markets in the rupee, not foreign currency. The rupee denominated bond is an attempt to shield issuers from currency risk and instead transfer the risk to investors buying these bonds. Currency risk is borne by the investor. The Masala bond market globally also supports Indian company and infrastructure financing.

Hi Akshat! -Masala bonds are issued outside India to make foreign investors to invest on it, through Indian rupees rather than their local currency. -And also gives them a confidence by providing higher interest rates to the investors. -The name 'Masala bond' is used by the IFC.

Utility of Masala bonds is that they are rupee denominated bonds issued by an Indian firm outside of India but the bonds are issued in rupees and the interest and principal are repaid in dollars. Therefore, these bonds could be a game-changer for Indian businesses.

Hey Akshat, Simply putting, Masala bonds are indian bonds issued abroad in Rupee denominations. The currency fluctuations are at the hands of the bond buyers and the issuer doesn't have to worry about it. This helps to bring in foreign investments into large infrastructural projects in India at lower coupons. Masala bonds cannot be issued for real estate/housing projects.

Hi Akshat, even though every body has already written the utility, I think by incentivising the efforts for finding the answer, you made some thousands of people read about the Masala Bonds and that is productive in my viewpoint. I also read about the same, so just noting down one two super important points in my viewpoints:- - Practically speaking, the currency depreciation is borne by investors. So the investments will be from such people who believe in growth story of India. Obviously it gives benefits to the borrower. - Emotionally thinking, it creates awareness of India spices and cuisines in foriegn world. The exports of Indian Spices have been growing at good rate. There are various factors responsible but just making a random, quite illogical analogy.

Another option is put it in Liquid fund -> Do SIP in MF regularly -> SWP from MF this way we can make good money beyond 8% as well.

Masala bonds are bonds issued outside India but denominated in Indian Rupees, rather than the local currency. Masala is an Indian word and it means spices. The term was used by the International Finance Corporation to evoke the culture and cuisine of India.

Masala bonds are nothing but the bonds that are issued abroad (e.g London stock exchange being the leader) but have denominations in INR and allows indian issuers to raise funding. It is well regulated by RBI. Akshat’s favourite HDFC was the first company to raise funding through masala bonds back in 2016😀

Masala Bonds were introduced in India in 2014 by International Finance Corporation (IFC). The IFC issued the first masala bonds in India to fund infrastructure projects. Indian entities or companies issue masala bonds outside India to raise money. The issue of these bonds is in Indian currency rather than local currency. Thus, if the rupee rate falls, the investor will bear the loss.

Hello My self Jagprit singh As asked utility of "masala bonds" 1. It has made companies either domestic or international easy to borrow money where the interest rate is low.(or from where they can get money in low rates). 2. In one or another way domestic companies management can believe in international markets for money lending . 3. Another key utility for masala bond is that it allows corporates to borrow money with out any pressure as in masala bond the investor has the risk and for a renowned company it becomes easy to raise fund from international market

Masala bonds are issued outside India, by an Indian entity, in Indian currency. In case of any risk, the investor has to bear the loss and not the borrower. The companies issuing these bonds do not have to worry about the depreciation of rupee. The name “Masala Bonds” was given by the International Finance Corporation (IFC). Since ‘masala’ is a Hindi word for spices, it would stimulate the Indian culture at the international platform.

The bonds are issued in rupees, but interest and principal are repaid in dollars. As a result, these bonds could be a game-changer for Indian businesses. Masala bonds protect the borrower from currency fluctuations because they have no currency risk. The borrower has the ability to raise a large sum of money. It assists the Indian organization in diversifying their portfolio by issuing these bonds. Investors do not need to be concerned about rupee depreciation because the bonds were issued in Indian currency rather than foreign money. It helps borrowers save money because it is issued outside of India at a cheap interest rate of less than 7%. It contributes to the country's foreign investment strength by increasing investor confidence in Indian currency.

Your smile explains everything when you were talking about the third option that is investing in stocks...

Masala bonds are rupee denominated bonds raised from oversees markets in Indian rupees. This debt instrument was first started by The World Bank in 2014 in India to fund an infrastructure project. Recently, Kerala became the first state in India to have started Masala bonds through London Stock Exchange to fund it's infrastructure project. The money raised through these bonds can only be invested in developing integrated townships or affordable housing.

Hi Akshat, The one major point which is missed here is that the "credit rating" agencies have not been doing a good job, rating bonds correctly. Senior Citizen investors may get trapped into buying these bonds( with perceived high ratings) in a high debt, risky enterprises with bad debt/equity ratios. In a super high liquidity, valuations and growth inflated market such as the one we are in, I wish you explicitly explain the risks involved in believing what we see. ( Rating agencies have literally been useless in rating the securities, their incentives are misaligned) So, please explicitly highlight the risks involved for a senior citizen investor.

Answer- 1.)Masala bonds was made to add masala(spice up) indian economy by boosting foreign investment in indian currency and to boost infrastructure development. 2.)It also attracts foreign investors as it offers higher rate of interest compared to developed countries. 3.)Generally interest rates of other currencies are lower so helps in issue of higher funds via indian rupee and make it more global. 4.)It will help in the development of domestic bond markets due to competition from overseas investors. 5.)The best part is that even if the indian rupee falls all risk is ith the investor and not ith the issuer which is an indian entity. TOOK me time to understand and pen down points about utilities of masala bond. Thank you for making me aware about this topic.

Hey Akshat, I think the key utilities of Masala Bonds include: 1. Access to Global Capital 2. Currency Risk Mitigation: Since the issuer does not bear the exchange rate risk 3. Interest Rate Advantage 4. International Presence and Reputation 5. Diversification of Investor Base 6. Boosting Foreign Investment 7. The Indian government encourage the issuance of Masala Bonds 8. Promotion of debt in Indian Rupees So, overall, Masala Bonds offer a strategic financial tool for Indian entities to leverage international capital markets while managing currency risks effectively.

Made investing in bonds a lot more easier. Banking websites are never this user friendly when it comes to bond investing. Thank you sir.

Masala bonds are issued by Indian entities, outside India. These are issued in the local currencies. Benefits for investor are higher interest rates, benefits from rupee appreciation at time of maturity. Benefits of issuer are large audience, cut down in costs and safeguard from any fall in rupee price.

Since loosing my job as an air hostess some months back I decided to try something else, what I have found most profitable so far is Options trading and forex because with these two I make close to $ 20k monthly it's great and I'm still trying out other sources.

Many people have correctly answered before me but thank you for the question, Akshat. Learned something new today!

Bhaiya here is my answer Masala Bonds are rupee-denominated bonds issued outside India by Indian entities. They are debt instruments which help to raise money in local currency from foreign investors. Both the government and private entities can issue this bonds. ❤️

Introduced in 2014, Masala bonds are bonds where investors outside India can participate to fund infrastructure projects of Indian entities or companies. These are issued in Indian currency hence the rupee rate should be strong in order for the investor make money or he/she may bear a loss if it weakens. It offers very high interest rates which in turn increases the foreign investor's confidence in the Indian economy and moreover the capital gains from this rupee denomination are exempted from tax.

The video of the thumbnail shows monthly income however the video goes on about how the interest rate we achieve is yearly. This is the second video I am seeing on your channel from which the topic on the video thumbnail is being used to get more views. Please stay with the content as per written on your video thumbnail.

Hi Akshat! Great video, would love to see a detailed video on bonds and some some explanation on concepts like YTM..looking forward

The rupee denominated bonds are a type of debt instruments which are issued outside India by Indian entities, not in local currency but in Indian rupee.these bonds are popularly known as masala bonds.it requires prior approval from RBI.In general, maturity period will be 3 or 5 years based on some condition.both govt and private Pvt entities can issue these bonds. The key utility of these bonds are; a)High interest rates b) capital gains from rupee denominated are tax exempted c) if rupee appreciate at the time of maturity will benefit the investor

1. Masala bonds are "Rupee denominated bonds" which were introduced to boost infrastructure development. 2. One can issue bonds worth 50 billion for a maturity period of 3 or 5 years. For example: I wanna raise ₹100cr from any foreign country let's say the USA (which will be 14 million USD) and I promise to give ₹110cr with Intrest (which is 15.5 million USD). Here, if the exchange rate of USD to INR fluctuates, let's say it becomes ₹70 to ₹75, then in Masala bond, you don't have to pay the increased price because the price of the bond is already decided by International Finance Corporation which is the broker in World Trade Center. So, here I do not have to pay Rs.116cr ($15.5 million X 75) rather I would pay Rs.110cr ($15.5 million X 70). So, by this system, it creates competition with the Indian bond market. And also saves the company unnecessary expenses. P.s- Hey Akshat, first of all, a big fan. Hope you like my explanation. Hemil Shah

Hi Akshat, Masala Bonds has assigned a final rating of BB+ this was given by fitch ratings and according to fitch ratings, BB+ is a speculative-grade credit. The major benefit of these bonds is it has a higher rate of returns compared to other bonds. I found an interesting part that borrowers need not worry about rupee depreciation as the issuance of these bonds is in Indian currency rather than foreign currency. Kudos to your dedication! Your attention to detail at work makes you more unique.

There is no doubt that you will rise fast at the apex of your career. Because you are a very intelligent, smart, hard worker and your work ethic par excellence keep going nice team

First time I came know clearly about bonds. Thank you

Hi Akshat, Honestly speaking, I had no idea about masala bond, I thought it might be related to indian spices. But I read about it and I'm clear about the concept now. Thank you for making us do some research by ourselves as well. What I understood from my reading is that - When we take a loan internationally and issue bond, it is done in foreign denominated bonds(like dollar/Eur/Pounds). But Masala bonds are Rupee Denominated bonds, so that we can cover our exchange rate risk. For example if I take a loan of 100$ which is 7,505.30 INR for now. Now after 2 years if I have to pay back my loan, and by that time if 1$ has become 100INR, Then I will have to pay around 10,000/-. However, In Rupee Denominated bonds, foreigners have to convert their dollars in rupee. So the exchange rate risk is on lenders. And we need to pay only 7,505.30 INR, without thinking about depreciation value of rupee. Please correct me if I'm wrong somewhere. Feeling great to learn something new by myself.

Does bonds bought from secondary market, will i get the full interest on the pay out date irrespectively to the date i bought or i get only the interest from the date I purchased until the original payout date? please clarify.

Your videos are so much so helpful for retail investors who wanted to make good passive income!!! Thanks!!

Thank you 😊 for this video, do you offer account management or have any recommendations?

Hi Akshat , great explanation 🎉 plz also tell us is entry n exit in bonds tax free by any chance or would it attract tax just like fd ?

Since these bonds are issued outside of India, they are settled in US dollars (USD). The unique feature of masala bonds is that Rupee currency risk is borne by bond investors instead of bond issuers as it would be if an Indian bank or corporate were to issue in a foreign currency.

Masala bonds are bonds issued outside of India in local currency (Rupees). It's a phenomenon that is present in other countries as well, such as Yankee bonds(USA), samurai bonds(Japan), Matilda bond(Australia), Bulldog bond(UK) ETC.

The name Masala bond was given by the International financial corporation IFC, Masala means spices in hindi. It would stimulate Indian culture in international platform. Masala bonds are debt instruments issued by Indian entity, outside India, in Indian currency. They are rupee dominated bonds. Meaning funds will be raised from overseas market in Indian rupees. Mainly used for infrastructure development and estate planning. Maturity period depends on amount of money raised in a single financial year. If amount raised by bond is upto rupee equal to USD 50 million then maturity period is 3yrs and if amount raised in 1 financial year is rupee equivalent to more than USD 50 million then the maturity period is 5 yrs In case of any risk , it is born by investor and not the borrower. Main benefit is that capital gains from rupees appreciation are exempted from tax.

Masala bonds are bonds issued by Indian businesses out of India. However, these bonds are issued in Indian currency as against the local currency of the country in which it is offered. To raise funds from overseas investors, Indian companies issue masala bonds outside of India. Adesh Dhadiwal

I had one doubts, so if my mother purchases these bonds - will she get the Interest as liquid cash every month? like does it come to her bank account like Dividends? because that regular income is really important

This is really the best video I saw. Much informative for every investor. keep it up! ❤❤❤❤

Masala Bonds is a debt instrument issued by an Indian entity in foreign markets to raise money, in Indian currency, instead of dollars or local currency Example :- Kerala issue Masala Bonds on the London Stock Exchange. But instead taking money in pound they take in Indian rupees. It's help to dominate INR in global and internationalise Indian rupee by making it familiar to the International investors market. companies issuing these bonds do not have to worry about the depreciation of rupee.

masala bonds: it is an Indian word for spices, to stimulate the culture and cuisine of India on the international platform. The first Masala bond was issued in 2014 by IFC for the infrastructure projects in India.

Hey Akshat that is a very informative video. But you didn't mentioned about the quarterly, monthly or yearly based returns from the bond. I would be happy if you make a video on that.

Masala bonds are bonds issued outside India but denominated in Indian Rupees, rather than the local currency. Masala is an Indian word and it means spices. The term was used by the International Finance Corporation (IFC) to evoke the culture and cuisine of India. Unlike dollar bonds, where the borrower takes the currency risk, Masala bond makes the investors bear the risk. The first Masala bond was issued by the World Bank- backed IFC in November 2014 when it raised 1,000 crore bond to fund infrastructure projects in India. Later in August 2015 International Financial Cooperation for the first time issued green masala bonds and raised Rupees 3.15 Billion to be used for private sector investments that address climate change in India.

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same markt raking in over $200k gains with months, I'm really just confused at this point.

Masala bond is a bond issued by IFC in 2014 for empowering the issuer with respect to foreign investments as the bond is issued in a Indian ruppess rather than foreign currencies like dollars so that it will make it safer for Indian borrowers to pay them off without worrying about currency exchange rates at the time of bond maturity.

Masala bonds started in 2014 by IFC to raise infrastructural funds from domestic as well as foreign clients. Traded in INR only

Masala bonds are bonds issued by Indian entities in the offshore market, denominated in Indian Rupees. These bonds are typically listed on foreign stock exchanges, and their proceeds are used for various purposes such as funding infrastructure projects, refinancing debt, and supporting business operations. The term "masala" is derived from the Indian term for a mixture of spices, and reflects the bond's Indian origin and diverse investor base.

Hi Akshat, Basic Understanding : Masala Bond is a debt instrument by which an Indian Entity can raise money from Foreign Market, in Indian Currency, instead of local currency or dollars. Utility of Masala Bond: 1. It allows an Indian company to diversify its funding sources and reduce its borrowing costs by taking advantage of low interest rate in the overseas market as compared to India 2. They also allow an Indian company to tap into global liquidity without incurring currency risk. Since these are rupee-denominated and are ultimately settled in a foreign currency, the currency risk falls on the overseas investor. 3. It helps in building up repo/value/name of INR in International Market, by making it familiar to International Investors. 4. It will also boost the development of domestic bond markets due to competition with overseas market. Thanks for making your videos interesting by asking these research needed questions. By the way, where's the Book Club now? 😎✌️

Hi Akshay, Masala Bonds are rupee-denominated bonds. It is a debt instrument issued by an Indian entity in foreign markets to raise money, in Indian currency, instead of dollars or local denomination. In 2019, Kerala became the first Indian state to issue Masala Bonds worth Rs. 2,150 crore on the London Stock Exchange. State-owned Kerala Infrastructure Investment Fund Board (KIIFB) had issued the bonds to raise funds in the overseas market.

For investors Masala bonds in India are issued to fund infrastructure projects at a high coupon rates. For example in Kerala KIIFB issued these bonds at 9.72% interest rate. The capital gains arising from rupee denomination are exempted from tax. For borrower As these bonds issuing are in the offshore market, it helps borrowers to tap a large number of investors. In case of any risk, the investor has to bear the loss and not the borrower.

Thank you!

Masala Bonds are rupee-denominated bonds issued outside India by Indian entities. They are debt instruments which help to raise money in local currency from foreign investors. Both the government and private entities can issue these bonds

Utility of Bonds To my understanding 1. The proceeds raised from masala bonds by the Indian entities are used for projects that might help us to develop our small startups, private sectors or companies. Specifically Green masala bonds which was issued by IFC was spent for specific climate or environmental sustainability. 2. A branding created in the offshore market for Rupee denominated bond market due to the response from the offshore investors and banks. 3. Raising finance without any exchange rate risk viz the borrowing cost is less compared to other sources. 4. Working capital flow in India will be good. 5. Employment opportunities will also take place. 6. India economy growth might be bigger by Taxing and others Thank you🙂

Masala bonds are having investment in various equities such as government bonds, equities, shares etc.

Honestly one of the best videos on safe investments. Thank you so much!

Utility of Masala Bonds: 1. less documentation 2. lower tax 3. operational convenience

Hi Akshat sir ! So, Indian entities or companies issue masala bonds outside India to raise money. The benefits for the investors are: 1) It offers higher interest rates and thus benefits the investor. 2) It helps in building up foreign investors’ confidence in the Indian economy. 3) It helps strengthen the foreign investments in the country as it facilitates foreign investors’ confidence in Indian currency. 4) The capital gains arising from rupee denomination are exempted from tax. 5) If the rupee appreciates at the time of maturity, it benefits the investor. The benefits for the borrowers are: 1) It benefits the borrower as there is no currency risk. It saves the borrower from currency fluctuations. 2) Borrowers need not worry about rupee depreciation as the issuance of these bonds is in Indian currency rather than foreign currency. 3) The borrower can mobilise a huge amount of funds. 4) It helps the Indian entity issuing these bonds to diversify their portfolio. 5) It aids borrowers to cut down their cost as they are issued outside India usually below 7% interest rate. 6) As these bonds issuing are in the offshore market, it helps borrowers to tap a large number of investors.

Nicely explained sir

Masala bonds are bonds issued outside India but denominated in Indian Rupees, rather than the local currency. Utility of Masala Bonds: - Offers high interest rates - Helps in building up foreign investors’ confidence in Indian Economy and thus increases foreign investment in India - Advantage to borrower is that they don’t have to bear currency risk and need not worry about rupee depreciation. - Capital gains on these bonds are tax exempted.

Hey Akshat, simply great video with deep insights to Bonds market. Learnt a lot of new stuff including the term "Masala Bonds"

Masala Bonds are rupee-denominated debt instrument issued by an Indian entity in foreign markets to raise money, in Indian currency, instead of dollars or local denomination. In 2019, Kerala became the first Indian state to issue Masala Bonds worth Rs. 2,150 crore on the London Stock Exchange. State-owned Kerala Infrastructure Investment Fund Board (KIIFB) had issued the bonds to raise funds in the overseas market.

nice vid! keep making similar content!

My viewpoint about utility of Masala bonds: 1. Masala bonds have opened up an investment route for global investors who have no access to the domestic market through the Foreign Institutional Investor (FII). 2. The documentation work is also less as the registration does not have to be made as FPI in India 3. For borrowers, it is beneficial as the cost of funds is cheaper and is issued below 7% interest rate 4. The companies issuing these bonds do not have to worry about the depreciation of rupee Since, the interest rates in the US dollar, pound sterling, euro, and yen, are at very low levels, it benefits Indian companies to raise funds via issuing Masala Bonds 5. It is an easy medium to internationalise Indian rupee by making it familiar to the International investors 6. It will also boost the development of domestic bond markets due to competition with overseas market

Just read all these concepts in Mrunal sir economy's course .glad to understand everything 🤗

Masala bonds are such kind of bonds which is issued outside india and expressed it's value in indian ruppees. Utility of these kind of bonds are- * It offer higher returns compare to other type of bonds *The capital gain received out of such bonds are exempted from tax *It improve and develop the confidence of foreign investors in the indian economy

Masala bonds basically mean a rupee-denominated bond that is when an Indian company issues a bond in the overseas market that is rupee-denominated then it is a masala bond. As it is rupee denominated it is shielded against the currency exchange rate changes. So the risk of rupee depreciation gets transferred to the foreign investor. This type of bond helps to internationalize the Indian rupee and also helps the Indian companies to diversify their funding resources. Also, this bond will support the stability of the Indian rupee.

Local institutions who want to raise foreign money have been bearing losses because of the currency conversion rates. These rates are generally going higher when compared 'at the time of investment' vs 'at the time of repayment'. To avoid this, masala bonds were introduced, through which foreign investors are now investing in rupee(local) denomination. Reasons Masala Bond is a success: 1. Higher ROI compared to others. 2. Rupee is expected to be more stable moving forward.

Thank you for your best explanation and suggestions on bonds

Masala bonds are those bonds that are issued outside India but denominated in Indian Rupees. Masala is an Indian word that means spices. The term was used to speak of India’s culture and cuisine by the International Finance Corporation (IFC).

Generally, Masala bonds have higher interest rates and the investors can also get benefitted due to rupee appreciation as the capital gains due to this is tax exempted (Finance Act, 2016).

Masala bonds are bonds you inherent or buy when you get the chat kara from eating masala. While your source of chatkara might vary, the growth and the volatility depends on MDH uncle.

masala bonds are bonds which are issued in foreign countries in indian rupee ie. the risk of price apprication or deprication will be on investors who have invested in the bond .