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How To Memorize General Insurance Terms For The Insurance Exam 

Insurance Exam Queen
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Check out our membership perks and exclusive videos here - / @insuranceexamqueen
Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceex...
Join my free support group here: / 1082073882582049
Subscribe to my RU-vid Channel: / @insuranceexamqueen
If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insurancee...
My FaceBook Group is a great resource as well: / 1082073882582049
Subscribe to my RU-vid Channel: / @insuranceexamqueen
Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

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28 сен 2024

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Комментарии : 612   
@ashleymiranda0110
@ashleymiranda0110 Год назад
I was at the verge of tears because I could not understand the material based off what was given to me to study. Listening to you and the way you break it down makes so much sense to me now! I'm finally understanding and I am feeling a lot more confident to take the exam. Thank you so much for this ❤️
@insuranceexamqueen
@insuranceexamqueen Год назад
Thank you! So glad the videos are helping!
@aneesa4518
@aneesa4518 Год назад
Did you pass?
@ashleymiranda0110
@ashleymiranda0110 Год назад
@@aneesa4518 yes I did, my first try I did not because I discovered these videos a few days before my exam.. second time I passed after watching these videos and taking the practice exams a few times. good luck! you got this! and thank you again Insurance Queen could not have passed this exam without your helpful videos!
@RhondaHammond
@RhondaHammond Год назад
This was a helpful comment; big time.
@Gijane689
@Gijane689 11 месяцев назад
Same here been studying 1 year now and can’t retain ntn. Until I found her.
@decathec
@decathec Год назад
Just passed my final exam and I believe your videos are a major contributing factor to my success. Thank you so very much!
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes!! You're so welcome!!
@313deezy
@313deezy Год назад
@@insuranceexamqueen i need to zoom you and show you I failed again today, its been like 10 times, where i'm 2-10 off MI PNC EXAM
@313deezy
@313deezy Год назад
@@insuranceexamqueen YOU gotta see how much money wasted on failed exams. probably rushing to finish for my son.
@insuranceexamqueen
@insuranceexamqueen Год назад
@@313deezy oh I know, plus the course renewal fees!
@AliSeeya
@AliSeeya 11 месяцев назад
i had spent like a month taking a course that made everything so confusing & not clear enough for me to retain the information. took the exam & failed. discovered your page & studied your videos for hours & within just a few weeks i felt like i was an expert in prop + cas insurance. took the exam again last week & passed with 105 out of 150 for the state of california. & i just want to say thank you! you are truly the best 🙌🏽
@insuranceexamqueen
@insuranceexamqueen 11 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@gharmendariz1
@gharmendariz1 Год назад
Hi!!! I used Xcel and purchased your gold package since Im a visual learner (whiteboard, drawings, etc) were very helpful - it made everything from the xcel course make sense. Passed on my first attempt and scored a 91! Thank you!! Greetings from Texas!
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@chelseapena2209
@chelseapena2209 Год назад
So grateful for your videos, I will be listening to them for the next 3-4 days as I prepare to take the test in Michigan on this friday.
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes!! Wishing you lots of luck!
@savannablake7888
@savannablake7888 Год назад
I took my P&C exams for the second time this morning and passed! The first time I took it, I had only done the pre-licensing course but this time, I watched a ton of your videos and finally passed! Thank youuuu!!
@insuranceexamqueen
@insuranceexamqueen Год назад
YES!!!!
@rszn1508
@rszn1508 6 месяцев назад
The second time you did it did u only watch the videos?
@imani3322
@imani3322 Год назад
I passed my p&c test yesterday in Georgia on the first try! Thank you so much for all the content, your videos have helped tremendously. I paid 400$ for a in person class and I didn’t retain any info until I found your channel. You are truly amazing! 👑
@insuranceexamqueen
@insuranceexamqueen Год назад
Yay! How many hours did you class include?
@imani3322
@imani3322 Год назад
It was 40 hrs, but it was pre-licensing for p&c/independent/public adjuster. He went through the whole Kaplan book but I didn’t learn anything lol
@JodieMorgan-m8f
@JodieMorgan-m8f Год назад
Hi I take my P&C tomorrow and I was wondering if you could give me some tips I’ll be taking it in Georgia as well
@mannie3231
@mannie3231 6 месяцев назад
I PASSED today!!! 87% on the first try!! You are the best! Thank you for breaking this all down in an easy-to-learn format. It truly made the difference!
@insuranceexamqueen
@insuranceexamqueen 6 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@ananikolaychuk1774
@ananikolaychuk1774 7 месяцев назад
You are amazing and I am so happy I found you!!! Purchased your gold plan. Re listened to ALL the videos a few hours before the exam and got 80% on my first try! Thank you again❤
@insuranceexamqueen
@insuranceexamqueen 7 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@KenyaSmith-v5b
@KenyaSmith-v5b Месяц назад
I passed my SC Accident and Health exam today! Thank you Insurance Exam Queen for your contributions with your videos and tips. It really helped.
@insuranceexamqueen
@insuranceexamqueen Месяц назад
Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@codiwaller8332
@codiwaller8332 6 месяцев назад
I was previously licensed in 17 states, I let it lapse about 6yrs ago and just recently came back to the same company I worked with before, to re-license and start from the beginning. I am currently in a pre-licensing training class. We have two weeks of training before we take our state exams (I am in TN), and in between the pre-planned training courses and lectures with our trainer, we have actually been instructed to come to your page and watch your videos for extra help and support on our problem areas. As I said, I have done this before, in TN, and passed with just the training the company provides, BUT since coming to this channel and watching/listening to your videos, I am remembering things SOOO much easier than last time. I take my first comp exam today...we will see how that goes... and my actual state exam is scheduled for 4/8. I am excited to see how I do since I have your videos to help me out this time. I can't wait!
@insuranceexamqueen
@insuranceexamqueen 6 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@missyrueda7375
@missyrueda7375 Год назад
Hello Beautiful People! I was recruited in this field. I'm a certified nurse assistant and this all new to me, I'm having a hard time to understand everything but watching this video I feel confident to pass my state exam.? I wish you have more videos and sample test in California. Thank you so much!🥰🙏
@insuranceexamqueen
@insuranceexamqueen Год назад
What exam?
@missyrueda7375
@missyrueda7375 Год назад
@@insuranceexamqueen for the life insurance state exam. Here in California
@jackieunu
@jackieunu 11 месяцев назад
thank you, I'm from Mexico and I got a job in insurance for a call center but I don't know anything about it or how it works in the USA so watching your videos repeating the meanings is making it a lot easier, thank you so much!!
@k.t.cottingham6124
@k.t.cottingham6124 Год назад
I was able to pre-study prior to the beginning of my course by watching your videos. I’ve now completed my course and am sitting for my exam tomorrow. I appreciate you!
@k.t.cottingham6124
@k.t.cottingham6124 Год назад
Just finished my exam and made a 96! Thanks again!
@insuranceexamqueen
@insuranceexamqueen Год назад
THAT'S FANTASTIC
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@lidyanaredeemed9848
@lidyanaredeemed9848 Год назад
Hi M, I passed my exam on first attempt! So happy and want to thank you for all RU-vid teaching I was Abel to utilize! So greatful!
@insuranceexamqueen
@insuranceexamqueen Год назад
Fantastic!!!
@unintentionaltime
@unintentionaltime Год назад
SO HELPFUL! I just passed and I wanted to say thank you!!
@insuranceexamqueen
@insuranceexamqueen Год назад
You're so welcome!
@Kimberly-u4u
@Kimberly-u4u Месяц назад
I PASSED!! 🙌 on the first try! THANK YOU for the awesome videos and tips! They really and truly helped me and I could hear your voice while testing 😊
@insuranceexamqueen
@insuranceexamqueen Месяц назад
Great job! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@rainybliss8499
@rainybliss8499 Год назад
Just started learning and studying and now am very excited. Love you !
@insuranceexamqueen
@insuranceexamqueen Год назад
YES!! I LOVE YOU!!
@dianat.2964
@dianat.2964 Год назад
Absolutely loved how you broke everything down, thank you! :)
@insuranceexamqueen
@insuranceexamqueen Год назад
Glad it was helpful!
@tonyarose9181
@tonyarose9181 Год назад
Really appreciate you taking time to put this together 😊 to help better understand. ❤
@insuranceexamqueen
@insuranceexamqueen Год назад
You're so welcome!
@christinedodge4427
@christinedodge4427 5 месяцев назад
A co-worker found you after failing her FL 2-20 twice. She listened, endlessly... everyday.. passed her exam after a couple of months listening to you. I was recently promoted, this is a MUST for my new position. I am WAY MORE confident now, than I was, thanks to you. I am re-taking my state approved class as well, remote... Mainly bc of the FL Law on GL... and HO/DP.. which I suck at. What is so crazy, I don't need it for my job, just bc its the law.
@insuranceexamqueen
@insuranceexamqueen 5 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@ellen.19721
@ellen.19721 5 месяцев назад
Took my test this week. Passed on my first try! I could hear your voice as I read many of the questions. Thanks for being here and keep up the awesome work helping all of us!!
@insuranceexamqueen
@insuranceexamqueen 5 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@Bonnie51127
@Bonnie51127 Год назад
I just want to thank you so much for you content it helps so much!! English is not my first language, so when i found out i had to learn the insurance terminology in 2 weeks i lost all hopes to pass but your videos helped me pass my 1st time💗
@insuranceexamqueen
@insuranceexamqueen Год назад
YES!! CONGRATS!!
@jonieneese2204
@jonieneese2204 Год назад
If you don't mind me asking why did you only have two weeks? Is there a time limit on how long you can study from taking the courses to the exam time?
@insuranceexamqueen
@insuranceexamqueen Год назад
@@jonieneese2204 some jobs have a time line for then they want you done with the exam
@insuranceexamqueen
@insuranceexamqueen Год назад
@@jonieneese2204 many state approved courses will have a 60 day course access, but you can extend it for more $
@Bonnie51127
@Bonnie51127 Год назад
@@jonieneese2204 that’s the time frame my employer gave us, such little time right🥲
@missmonet17
@missmonet17 Год назад
thank you so much for this memoization technique i was so confused up until the morning of my test ...watched your videos two hours before my California exam and passed with 100!!!! thank you so much for putting this together 🙏🏾
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@anag6862
@anag6862 4 месяца назад
I’m testing tomorrow any recommendations. California
@lovelyaunt6262
@lovelyaunt6262 7 месяцев назад
I Passed My P&C Test! And it was because of your videos, from yhe studying techniques, memorization audio. I stumbled across your videos looking for help because I was discouraged after I took my test last year and failed literally one of the hardest test ever lol but I truly wasn’t getting the terminology off of the other websites. And Wanting to expand my portfolio In insurance I took the leap of faith to reschedule another test a year later lol an after finding u I passed 🎉🎉🎉🎉. Thank you for all of your help! Even just through these videos. You are great and I highly recommend
@insuranceexamqueen
@insuranceexamqueen 7 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@richardpatrick3378
@richardpatrick3378 Месяц назад
90 on 1st try...BAM!!! All thanks to these classes.
@insuranceexamqueen
@insuranceexamqueen Месяц назад
Great job! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@solounomusic
@solounomusic 4 месяца назад
HECK YEAH!! Best instructor ever! Passed my second try after buying your course. Leaving that 5 star review ASAP haha thank you so much!!!
@insuranceexamqueen
@insuranceexamqueen 4 месяца назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@wjapraying4u751
@wjapraying4u751 11 месяцев назад
Watching these videos really help me study and passed the State exam on the first try. California🙌
@insuranceexamqueen
@insuranceexamqueen 11 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@wjapraying4u751
@wjapraying4u751 11 месяцев назад
@@insuranceexamqueen I gave a five-star review!!!
@lindapendley7073
@lindapendley7073 10 месяцев назад
Thank you for all the love and all the vibes. I have been very nervous about testing. You bring such joy to the study process, I feel my confidence growing every minute I'm watching your content. One suggestion (if you haven't already) audio content like this would be AH-MAY-ZING in audiobook form. you could just rip the audio from the video to produce it. I would def buy it to listen to even while I sleep to get the info in my subconscious.
@insuranceexamqueen
@insuranceexamqueen 10 месяцев назад
That's DEFINITELY coming but not sure when!
@IAmThatIAmmm
@IAmThatIAmmm Год назад
Just Passed! Thank you Queen! 🙏🏼💯
@insuranceexamqueen
@insuranceexamqueen Год назад
Fantastic!!
@donnafrappier8605
@donnafrappier8605 10 месяцев назад
Thank you for doing these after reading endless powerpoint slides you made it real
@insuranceexamqueen
@insuranceexamqueen 10 месяцев назад
Glad it was helpful
@bennalbrecht
@bennalbrecht 6 месяцев назад
Just passed my exam with an 85! This video directly helped me answer a handful of questions correctly thank you!!
@insuranceexamqueen
@insuranceexamqueen 6 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@TheMichaelj649
@TheMichaelj649 11 месяцев назад
Just passed my exam in Texas, your videos were super helpful
@insuranceexamqueen
@insuranceexamqueen 10 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@chaffeepearson7532
@chaffeepearson7532 9 месяцев назад
I am studying to take my Texas exam... What should I expect?
@teramacgregor348
@teramacgregor348 13 дней назад
@@chaffeepearson7532I’m taking mine tomorrow, have you took yours already??
@DLSNwsTv
@DLSNwsTv 3 месяца назад
Explicitly interesting and impactful. Thank you, the Queen!
@insuranceexamqueen
@insuranceexamqueen 3 месяца назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@sarahscott9592
@sarahscott9592 Год назад
Taking mine today love your videos doing a last minute recheck
@insuranceexamqueen
@insuranceexamqueen Год назад
You got this!
@TheMisstara13
@TheMisstara13 6 месяцев назад
Omg! I absolutely enjoyed this video! I'm almost ready to schedule my exam!
@insuranceexamqueen
@insuranceexamqueen 6 месяцев назад
You got this!
@TheMisstara13
@TheMisstara13 6 месяцев назад
@@insuranceexamqueen those last 3 chapters keep stomping me on the practice examq
@PatriciaWilliams-ev7jo
@PatriciaWilliams-ev7jo Год назад
You are so helpful, I took the p& c test in south Carolina & failed the first time.
@insuranceexamqueen
@insuranceexamqueen Год назад
Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/THoi8TVEPyoRpzxh9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@jrockMW311
@jrockMW311 Год назад
Omg I lost it at the Joe Exotic reference... lol hot the nail on the head
@FALLON_1111
@FALLON_1111 3 месяца назад
I’m absolutely struggling with my studying and I want this so so badly! I’m in Canada so unfortunately this isn’t the same study material. Do you have any experience or recommendations for people struggling with the Canadian version? I’m in Ontario as it’s different for each province! ❤I’m so thankful to have come across this incredible community!
@insuranceexamqueen
@insuranceexamqueen 3 месяца назад
Sorry I don't
@loriroberts5154
@loriroberts5154 Год назад
I'm in Missouri and am planning on taking Life and Health Exam
@insuranceexamqueen
@insuranceexamqueen Год назад
Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@joseagonzalez1298
@joseagonzalez1298 10 месяцев назад
This video was a great help in passing my Florida Personal Lines License. Thank you Insurance Exam Queen!
@insuranceexamqueen
@insuranceexamqueen 10 месяцев назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@joseagonzalez1298
@joseagonzalez1298 10 месяцев назад
Yes! I gave you a five star review.
@Anonymous6111
@Anonymous6111 Год назад
Are you on Spotify? It would be nice to hear this while I work.
@insuranceexamqueen
@insuranceexamqueen Год назад
No, but that's intriguing. I thought that was music....tell me more.
@goldenchild_chosenone
@goldenchild_chosenone 11 месяцев назад
Wish i found this sooner - i could've fallen asleep to these 😭
@LatoyaLbqueenL114
@LatoyaLbqueenL114 4 месяца назад
The program im using is examfx and it seems they want you to rush and not study but your video is helpful thank you
@jacobparker5734
@jacobparker5734 4 месяца назад
Literally I’m learning so much from her instead of examfx
@LatoyaLbqueenL114
@LatoyaLbqueenL114 4 месяца назад
@@jacobparker5734 👍🏾 agree 💯
@insuranceexamqueen
@insuranceexamqueen 4 месяца назад
Your welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@juiciscandyshop837
@juiciscandyshop837 Год назад
I passed my exam thank you so much
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@juiciscandyshop837
@juiciscandyshop837 Год назад
@@insuranceexamqueen ok I’ll do it now and I’ll send a donation on my payday I’m so grateful
@audreevargo3895
@audreevargo3895 5 месяцев назад
I just found your RU-vid channel and im very glad i did i have failed my exam 3 times by 7 points 😭
@insuranceexamqueen
@insuranceexamqueen 5 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@xiorbs6760
@xiorbs6760 Год назад
I passed my test today!!!
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@irieadams8832
@irieadams8832 3 месяца назад
Taking my exam this Tuesday! I actually feel like I'll pass this time!!
@insuranceexamqueen
@insuranceexamqueen 3 месяца назад
Yes! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@Lonewolfnv
@Lonewolfnv Год назад
Hello Exam Queen, I am on my 3rd try for the Nevada Property & Casualty Adjuster test, I am scheduled to take it at the Pearson test center tomorrow and was wondering if you could give me any tips or help? I would really appreciate and advise at all. BTW, I have been watching your videos for over 2 weeks and I really appreciate you and the way you explain everything. Thank you so much
@insuranceexamqueen
@insuranceexamqueen Год назад
So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams and/or who have passed. Additionally, Angela Bryant our Study Buddy in the group has adjusters experience and hosts sessions for them as well. 36 With that said, here's what's important for the property and casualty exam in your state: Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@allencarlson797
@allencarlson797 8 месяцев назад
@insuranceexamqueen I'm studying to take the Utah P&C test! The videos have been great so far! I'd love some extra guidance on Utah specific info to focus on :)
@insuranceexamqueen
@insuranceexamqueen 8 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@apsiegrist
@apsiegrist 2 месяца назад
Thank ypu so much for all ypu do. I passed my P&C exam
@insuranceexamqueen
@insuranceexamqueen 2 месяца назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@apsiegrist
@apsiegrist 2 месяца назад
@insuranceexamqueen I watched your free videos . I would love to give u more than 5 🌟 . You are amazing
@yargo-j2v
@yargo-j2v 2 года назад
Thank you so much for this 🥰
@francisconti2040
@francisconti2040 2 года назад
Looks like someone’s about to knock this exam out!
@insuranceexamqueen
@insuranceexamqueen 2 года назад
You're welcome!
@adamgonzalez9013
@adamgonzalez9013 25 дней назад
I passed with the help of this video 🤗
@insuranceexamqueen
@insuranceexamqueen 24 дня назад
thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support
@ingridfunez9250
@ingridfunez9250 Месяц назад
My test is this Friday. But I have taken so many practices exam and I have scored 46%
@insuranceexamqueen
@insuranceexamqueen Месяц назад
hi thank you for reaching out Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. Watch the videos on repeat and write down all notes that melissa has provided facebook.com/share/XbF6toywYh315Hca/ We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-b8cl8AIM7j0.html I am sending you all the loves and vibes to pass the exam Janie
@hollycampbell5189
@hollycampbell5189 2 года назад
You are AMAZING!
@insuranceexamqueen
@insuranceexamqueen 2 года назад
Thank you!! You are too!
@hollycampbell5189
@hollycampbell5189 2 года назад
@@insuranceexamqueen Thank you! I failed my exam today by one question. It would have been significantly lower without your help. I have high hopes on my next attempt. I will be watching your videos in comparison to the sections I lack in. Do you recommend certain videos pertaining to casualty policies and bonds? Also do you have cashapp or venmo that I could pay back for all your help? It is greatly appreciated. Thank you, again!
@insuranceexamqueen
@insuranceexamqueen 2 года назад
@@hollycampbell5189 what state are you in?
@insuranceexamqueen
@insuranceexamqueen 2 года назад
@@hollycampbell5189 also which Exam?
@hollycampbell5189
@hollycampbell5189 2 года назад
@@insuranceexamqueen InsTX-PC06: General Lines - Property & Casualty Texas!
@cynthia6919
@cynthia6919 6 месяцев назад
It's great to read about all the people passing their exams. Please learn how to pronounce FIDUCIARY correctly. Great video!!
@insuranceexamqueen
@insuranceexamqueen 6 месяцев назад
🤣
@BlairNoel-vk2ch
@BlairNoel-vk2ch 3 месяца назад
Would you be able to go over Montana Insurance a little bit too please?? I’m struggling with the dwelling and inland marine chapters the most
@insuranceexamqueen
@insuranceexamqueen 3 месяца назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@angelacurry8276
@angelacurry8276 7 месяцев назад
Good morning, I am signed up with Excel class to take the Georgia life and health agents exam, please forward all the tips to help with passing this test,
@insuranceexamqueen
@insuranceexamqueen 7 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@julielaw2069
@julielaw2069 Год назад
Hello Melissa, bonds and surety in FL I know there are a bunch of rules and regulations questions. Will you please point me to the part I can view pretty please?😊
@insuranceexamqueen
@insuranceexamqueen Год назад
Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My RU-vid Channel, Please make sure to subscribe: ru-vid.com/show-UC2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@leslieramirez6022
@leslieramirez6022 4 месяца назад
Is this a good guide for Texas life insurance
@insuranceexamqueen
@insuranceexamqueen 4 месяца назад
You don't need general insurance for Texas life
@simonmafanye.3537
@simonmafanye.3537 Год назад
Hi, i just stumbled on your video. Please, which Insurance Certification is best for someone moving to Canada??? Cost-effective General Insurance certification for someone with low budget.
@insuranceexamqueen
@insuranceexamqueen Год назад
I am not familiar with the Canadian Insurance Laws
@JustinStin64093
@JustinStin64093 9 дней назад
Can you do a video for the Kansas insurance life exam?
@insuranceexamqueen
@insuranceexamqueen 8 дней назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-b8cl8AIM7j0.html I am sending you all the loves and vibes to pass the exam
@crazy_bipolar1241
@crazy_bipolar1241 Год назад
I'm taking my exam in a few days. I'm new to insurance and the class I have been taking for a week is not really sticking. It's offered by my new employer. I've been watching your videos. Any other notes or anything you offer without purchasing a package?
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes - which state and which exam?
@crazy_bipolar1241
@crazy_bipolar1241 Год назад
@@insuranceexamqueen Virginia and Personal Lines
@86Kickrocks
@86Kickrocks 2 месяца назад
Thank you so much learned much from you! Wish me luck my friend ❤
@HD-xr8xz
@HD-xr8xz Год назад
Hey Queen thanks for the content we always appreciate it! Is there a way to get in contact with you?
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes, this is the fastest way to get in contact with me or in my Facebook group.
@JebelinevivyDari
@JebelinevivyDari Год назад
Hi👏 I will be taking pre contact for life insurance agents and investment-linked life insurance in Malaysia. Is there any tips?
@insuranceexamqueen
@insuranceexamqueen Год назад
I am not familiar with insurance exams outside of the U.S.
@elaineabreu3819
@elaineabreu3819 Год назад
Do you have this with the commercial package? I could not find it.
@insuranceexamqueen
@insuranceexamqueen Год назад
Gold goes over commercial plus we have individual commercial classes to rent
@Everylessonisablessing
@Everylessonisablessing Год назад
Insurance exam queen what do you have for me to help me pass the Washington state P&C?I’ve already purchased exam fx.
@insuranceexamqueen
@insuranceexamqueen Год назад
Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@tylerhoover379
@tylerhoover379 Год назад
Heyy Hun so I passed my state exam🥳 but failed my general test :(( nonetheless though, I rescheduled that one exam for Monday July 31, the areas where I struggled the most is with other insurance concepts, some field underwriting procedures, provisions clauses & riders😬😬 any tips for the memorization of those because retaining all of that gets mentally exhausting😮‍💨😮‍💨
@insuranceexamqueen
@insuranceexamqueen Год назад
Get my gold class series!!
@sylviajackson3598
@sylviajackson3598 Год назад
Hi Melissa!! How are you doing? I have a question I recently passed my personal lines insurance exam and most insurance companies I applied at told me I need at property and casual license. I’m studying all over again ughhh!!! What is the difference between the 2 test? Why am I having to have a property and casualty license? Will you please help me?
@insuranceexamqueen
@insuranceexamqueen Год назад
I beleive I responded on your other post - they are very similar but with commercial. If you havent joined our FB group yet, I highly suggest it. facebook.com/groups/1082073882582049/
@amazing3129
@amazing3129 2 месяца назад
Do you have any videos on Title insurance? I need to pass this test
@insuranceexamqueen
@insuranceexamqueen 2 месяца назад
No I don't
@rachelpelletier9311
@rachelpelletier9311 3 месяца назад
Love your video. Will this be helpful with Georgia life exam
@insuranceexamqueen
@insuranceexamqueen 3 месяца назад
Yes it will Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@AmyBell-Blunt
@AmyBell-Blunt Год назад
I have tested with P & C four times. I have until Tuesday to complete. Please help.
@insuranceexamqueen
@insuranceexamqueen Год назад
Get one of my class series, whichever you can afford. All of them will help you and you can always upgrade if you need to. www.insuranceexamqueen.com/
@pollybowman1472
@pollybowman1472 Год назад
Thank you 😊
@insuranceexamqueen
@insuranceexamqueen Год назад
You're welcome!
@yvonneaceves-walls9325
@yvonneaceves-walls9325 6 месяцев назад
Thank you so much! This is so helpful!💪🏼
@insuranceexamqueen
@insuranceexamqueen 6 месяцев назад
Glad it was helpful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@womenfashionhub6641
@womenfashionhub6641 Год назад
so nice always ..Ch Yaqoob
@insuranceexamqueen
@insuranceexamqueen Год назад
Thank you
@atnatarot
@atnatarot 9 месяцев назад
Forgive me but for the sake of not being tech savvy which videos should I focus on for 2-14 Life Insurance and Annuities.
@insuranceexamqueen
@insuranceexamqueen 9 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@eddiec2711
@eddiec2711 6 месяцев назад
These general terms are for both P&C and L&H correct?
@insuranceexamqueen
@insuranceexamqueen 6 месяцев назад
That is correct. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@ttmartinez2662
@ttmartinez2662 4 месяца назад
HI I WILL LIKE TO STUDY WITH YOUR VIDEOS TO BE PREPARED FOR MY EXAM
@insuranceexamqueen
@insuranceexamqueen 4 месяца назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@AmandaAllen-c2q
@AmandaAllen-c2q 10 месяцев назад
I'm scheduled for my life and health insurance exam for SC on 12/22/2023 and I am terrified bc with the practice tests, I keep getting a 50 or 52, and I need a 70 to pass.
@insuranceexamqueen
@insuranceexamqueen 10 месяцев назад
Go here to view my recommendations for your state exam www.insuranceexamqueen.com/lh-state-recommendations
@rww486
@rww486 Год назад
Good video
@insuranceexamqueen
@insuranceexamqueen Год назад
Thank you!
@Iamradthad
@Iamradthad 10 месяцев назад
thank you so much!!!
@insuranceexamqueen
@insuranceexamqueen 10 месяцев назад
You're welcome!
@Eddemnity
@Eddemnity 11 месяцев назад
Great job.
@insuranceexamqueen
@insuranceexamqueen 11 месяцев назад
Thanks for the visit
@LocHarris-ti6hj
@LocHarris-ti6hj 7 месяцев назад
I took yo ask daddy to go cause. They did not ask any of those questions , but about two of them on the test in california
@frankkalloniatis6570
@frankkalloniatis6570 Год назад
Melissa group insurance video.
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes! I do need to do one of those!
@davidor2715
@davidor2715 2 месяца назад
Please let me know a good online school for PC I’m in florida 🙏🙏
@insuranceexamqueen
@insuranceexamqueen 2 месяца назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@hilgalusha
@hilgalusha Год назад
Failed in Nebraska by 1 point. SOS!!!
@insuranceexamqueen
@insuranceexamqueen Год назад
Which exam?
@ynkybomber
@ynkybomber Год назад
I start my new job on the 20th I am going to binge all your videos this week.
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes!!
@dorothyebako66
@dorothyebako66 9 месяцев назад
😮You seem to be wonderful. I really want learn from you but I only have a phone at my disposal. Tell me how you can be patient with my wrong phone manipulation. What is real real financial commitment. I have lost my 1st approach for the exam. Not withstanding, I want to follow your schedule God helping me. Love you and appreciate you. October 17th made me 77.
@insuranceexamqueen
@insuranceexamqueen 9 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@JosephReed-e2x
@JosephReed-e2x Год назад
hey boss number 2 i failed by 11 points
@insuranceexamqueen
@insuranceexamqueen Год назад
That is still so close! Email me insuranceexamqueen@gmail.com with your score sheet
@JosephReed-e2x
@JosephReed-e2x Год назад
@@insuranceexamqueen yes ma'am I will
@TooEpictitan124
@TooEpictitan124 5 месяцев назад
I cannot afford to take the test so hopefully I can get a job to at for it
@TooEpictitan124
@TooEpictitan124 5 месяцев назад
And the classes
@insuranceexamqueen
@insuranceexamqueen 5 месяцев назад
Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
@ninajohnson3122
@ninajohnson3122 Год назад
❤❤❤
@bumblebee1554
@bumblebee1554 2 месяца назад
Came here to pay my respects & appreciation to you Beautiful Queen! The firm I’m with gave me only a week & a half to study and if it wasn’t for your videos I wouldn’t of passed on the 1 st try thank You beautiful from SB county 🙏🏽🫶🏼 will definitely recommend you to ppl 💯 Stay blessed & keep up the great work 🫶🏼💜💕
@insuranceexamqueen
@insuranceexamqueen 2 месяца назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@womenfashionhub6641
@womenfashionhub6641 Год назад
👌👌👌👌👌👌
@ronishachavis6795
@ronishachavis6795 3 месяца назад
Melissa, thank you for EVERYTHING! I'm licensed adjuster thanks to your work! 🫶🏾 much love and blessings from NC
@insuranceexamqueen
@insuranceexamqueen 3 месяца назад
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
@ronishachavis6795
@ronishachavis6795 3 месяца назад
@@insuranceexamqueen I got ya!
@juanaolivas3378
@juanaolivas3378 Год назад
Taking me test today have been cramming in these past two days I will pass second try thank you so much🫶🏼
@insuranceexamqueen
@insuranceexamqueen Год назад
You got this! TRUST yourself
@AbeMurillo777
@AbeMurillo777 Год назад
Got 135 out of 150 on the test, passed on my first try! Thanks to your videos, they definitely help me understand the concept of insurance and what to Focus on when studying. Our company only gave us two weeks to study. You are a blessing.❤
@insuranceexamqueen
@insuranceexamqueen Год назад
Congrats!!
@raziasultana776
@raziasultana776 Год назад
Hi abraham.My company also gave me 2 weeks to study.But the problem is I am new into canada.so lots of confusion.what is the best way to complete the full book .which part do you think is most important to read.I am also weak in English .
@stylegenix3677
@stylegenix3677 Год назад
Hey whatelse did u follow to pass the course ??
@AbeMurillo777
@AbeMurillo777 Год назад
@@stylegenix3677 I’m in California so we use psi as the testing center, on their website there was a 25 dollar practice test that I paid for to get an idea of what to expect. I think that really helped also.
@stylegenix3677
@stylegenix3677 Год назад
​@@AbeMurillo777 thank you so much for replying. Im sorry to ask again question, but i would be appreciate if you can answer it. Did you just practice one test ? And where did you gain the basic knowledge? Im in canada so i am also trying to crack the exam but im not sure that what kind of questions will come in the exam ? Are those mcq's?
@HuongPhan-dt7sm
@HuongPhan-dt7sm Год назад
Hi Queen! How is life insurance in Vermont exam look like?
@insuranceexamqueen
@insuranceexamqueen Год назад
Which one? Life and health or property and casualty?
@HuongPhan-dt7sm
@HuongPhan-dt7sm Год назад
@@insuranceexamqueen Life and health
@insuranceexamqueen
@insuranceexamqueen Год назад
@@HuongPhan-dt7sm Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series for Life and Health. Even if you’re only studying life, you can skip the health Videos: www.insuranceexamqueen.com/courses/silver-lh Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuines which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. You can get my Royal Treatment Silver Series for Life and Health here: www.insuranceexamqueen.com/courses/silver-lh My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My RU-vid Channel, Please make sure to subscribe: ru-vid.com/show-UC2-mT7QUl_jHYQRIaw0Ihpg You can access my Life and Health notes here: docs.google.com/document/d/1IwbfwOpeuTxs57fLeDB6WEEM8NO2uiE1c1JqkI7E3Ag/edit?usp=sharing You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@HuongPhan-dt7sm
@HuongPhan-dt7sm Год назад
Thank you so much Melissa! ❤️
@insuranceexamqueen
@insuranceexamqueen Год назад
@@HuongPhan-dt7sm you're welcome!
@Kay-jw8fv
@Kay-jw8fv Год назад
Morale: more ale: drunk: careless
@insuranceexamqueen
@insuranceexamqueen Год назад
Yes! Love that!
@sacheware4384
@sacheware4384 Год назад
I listen to a lot of your videos over and over and I finally passed my exam after 5 times for Texas for Personal Lines and Property & Casualty. On the 3rd try I failed by 7 points and was let go from job due to me not being able to pass exam on 3 tries. So the day I was let go I rescheduled the test myself and didn’t realize I paid for the wrong test until I was on question 6 and I told myself just finish you might pass but I failed again by 2 points. Today I passed on my 5 try and took the correct test 😂 and I’m so excited. And I told myself even though I’m out of a job I still can use my license when it’s approved by my state. So thank you so much
@insuranceexamqueen
@insuranceexamqueen Год назад
You can work anywhere!! Insurance is always hiring and you can always work for yourself!
@dipalipatwardhan2024
@dipalipatwardhan2024 Год назад
Insurance specially general insurance vast subject
@lauraArual
@lauraArual 9 месяцев назад
This is exactly my thought. Next week if I don’t pass the study material my job provides I’m pretty sure I’m out of a job. I’ve invested so much time. Stress. And yes tears. I’m going to keep studying. Why? Because the license will be mine!
@wendelllowrie
@wendelllowrie 4 месяца назад
It doesn't matter how many times you failed.. you showed perseverance... congratulations on your success...
@whitleywhitley2280
@whitleywhitley2280 2 месяца назад
Are you still working in the insurance industry today in July 2024
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