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How to prepare for hurricane season 

Texas Department of Insurance (TDI)
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Hurricane season runs from June to November. There’s still plenty of time to prepare your family and your home for a storm. www.tdi.texas....
What should I do to get ready for a hurricane?
Pay attention to weather reports talking about hurricane season predictions and storm forecasts.
You can also start preparing a plan for your family. A plan should include how you’ll communicate with your family during a storm, where you’ll meet if you need to evacuate, and knowing evacuation routes. It should also include building an emergency kit to take with you if you need to leave.
What should I put in an emergency kit?
Your kit should have food and water for your family and your pets, flashlights and batteries, first aid supplies, personal hygiene products, and important documents. Texas Ready (texasready.gov...) has a checklist of items you might need in your kit.
What documents should I put in my emergency kit?
You’ll want copies of the declaration pages of your home and auto insurance. This is the page with your company’s phone number and the list of your coverages. You’ll also want a copy of your health insurance card. Take pictures of these documents and have them on your phone or online.
What programs can help me after a disaster?
The Emergency Assistance Registry (www.tdem.texas...) is a free program for Texans with limited mobility or disabilities. It lets first responders and emergency management planners know what your needs might be during an emergency so they can help. Call 211 to ask if your community participates in the registry.
The Individual State of Texas Assessment Tool (iSTAT) Damage Surveys (damage.tdem.te...) help local officials determine how much storm damage there was in your area. They use this monetary amount to ask the state and federal government for disaster assistance.
Do I need flood insurance?
Homeowners insurance doesn’t cover flooding. You need a separate policy. Talk to your home insurance agent about getting a flood policy from the National Flood Insurance Program (www.floodsmart.... If your agent doesn’t sell flood insurance, call 800-427-4661 for help.
Most flood policies have a 30-day waiting period before kicking in so don’t wait for an approaching storm before deciding to buy coverage.
#HurricanePrep #HurricaneStrong #hurricane
00:00 How to prepare for hurricane season
00:47 How does the Texas Department of Emergency Management prepare for hurricane season?
01:29 What should I do to get ready for a hurricane?
02:29 What should I put in an emergency kit?
03:29 What documents should I put in my emergency kit?
03:50 What programs can help me after a disaster?
07:17 Do I need flood insurance?
10:49 For more info on hurricane preparedness and home insurance visit htps://www.tdi.texas.gov or call 800-252-3439
How to prepare for hurricane season - www.tdi.texas....
Hurricane season: How to prepare your home and property - www.tdi.texas....
Flood insurance: Why you need a policy - www.tdi.texas....
The Texas Insurance Podcast - www.tdi.texas....

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18 сен 2024

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