How to save tax from HRA(House Rent Allowance) 2022! How claim HRA? By CA Sachin 

An awesome video that covers each and every detail. Thank you sir for this,

Hi Sachin, Firstly thanks for your valuable video it cleared my most of the doubts. I have few queries to ask you and would help me in very drastic way to decide. 1) Currently I am staying with my parents and the house is in my grandfathers name who is no more in this world. But all my uncle and father have made their seperate houses on same land. I have made agreement with my father for his house. Can I face any litigation in future? 2) I have made rent agreement to optimize the HRA (26,000 monthly rent). Is there any limit on how much rent we can pay? (its small town where its very unlikely for rent to be this high) 3) If in future my company starts hybrid working model(2 day office, 3day wfh), my location is 750km away from our city, so can I still pay rent to my father? I would say that I am traveling back to my base location for rest of the 3 days in hybrid model. In all above points I will make sure to actually send money via bank transfer, have an agreement, will take rent receipt with all things mentioned in it. I went through the comments and found 3-4 similar ques. We would highly appreciate your response on this query.

What documents are required if i plan to pay 8000 per month to parents I don't have any rent receipt or aggreement paper, or can I make a duly rent aggreement it is enough for claiming HRA

Rent receipt pr parent k thumb impression chl skte h ya sign jruri h?

thbx for sharing 1. mother ko rent dene me agreement compulsory hai? 2. agreement notaraise karna compulsory hai? 3. rent bank dwara transfer kiya hai, pura 12 mahine ka, chal sakta hai? pls clarify

Hello Sir my question is that if i pay rent through NEFT to my parents and parents are retired. Then do my parents need to file ITR for this income as parents are retired. Also does a rent agreement is mandatory in this case ?

Hi , please share format for rent agreement with parents.

I have 4 questions :- 1. Is Rental Agreement necessary if I'm staying with my parent (mom) and showing that I'm paying rent. 2. I have Bank Transactions for per month money sent to parents account. So, I can get receipt signed from my parent correct? 3. If the amount value is 10k per month, but I create rent receipts of 14k per month and make 1 last transaction of current month (as the difference of amount). 4. Also, if the duration is less than 11 months, then one of my friend said rental agreement is not necessary, verbal agreement is ok

Can I claim if my parents and me staying in different locations and paying rent for both rented House?

Excellent Presentation I am working in Pune My office is hybrid I have to visit my office twice or once in a week. Can I pay house rent to my parents living in Punjab and claim income tax rebate on it.l am not paying any rent in Pune Maharashtra .please guide me.

Hello sir, I am a delhi govt primary teacher. I live on rent in my mama ji's house. He is also a govt employee. My queries are 1) Its jan now and I dont have rent agreement. If i make it now so Can i claim hra exemption for the whole year or just 3 months?? 2) my mama ji is also a govt employee so will he have to show this rent amount as his income ? 3)Will it increase his income tax? Thank you sir

Osm sir thnqu 🙏

सर क्या में पैरेंट को रेंट yearly once pay कर सकता हु? जैसे हर महिने करने की बजाय एक ही बार में पूरा साल का de दिया? क्या इसमें कोई प्रोब्लम हो सकता है क्या? बैंक ट्रांसफर में

Do we need rent agreement if we are staying up with parents and i am planning to show rent 4000 per month? Can we do that?

Bhut badiya 👍👍 bhut grow krega channel, thoda sa audio quality/equipment improve krlo .

sir mai ek salaried person hu..mujhe 5500 HRA MONTHLY milta hai..or mai apni mother k sath unke ghar me rahta hu jo ki owner hai. mai monthly 7000 rent unke account me net banking se transfer krta hu. to kya mai HRA exemption k benefit le sakta hu....

Sir namaste Your all videos provide us great wisdom that no one tell us so clearly I have a huge problem regarding RHA claim please clarify I was a Govt pry school teacher and received HRA in March and April 2022 and in May 2022 i joined a non govt added college where no HRA was given by govt . So can I claim any HRA deduction for May 2022 to Feb 2023 by showing March and April HRA received

Hi, i am staying with my parents, The owner of the flat is my father. Recently I have bought a new home on a home loan. So can I show the home loan interest part in 24b along with HRA claim in 80c both in tax Filing?

I have not paid rent till January, cause my uncle trusts me. I am gonna pay all the rent( from march to dec, more than 1 lakh) now in January. would it be considered legal or not? Is only monthly rent payment necessary or its fine if I pay for few months together?

Sir 1.can i pay rent to my parents(staying with them only) and claim HRA 2.currently they are getting pension that is 3.6 lacks per annum after rent earning ..will they need to file ITR 3.do i need to show rent agreement

Point 12 : WFH k case mai kya ?

Can I claim HRA for a rental place other than my work location. For eg- My work place is bangalore, but for lockdown I am in Delhi. Can I claim HRA for Delhi house and with rent being paid

Hi, the house where I stay is owned by my father and he is retired now, my mother is a housewife with no income, can i pay rent to my mother and make receipts in her name? And can i show more than 8.2k per month, do i need to file ITR for her?

Sir if किसी का पुत्र 25 से उपर है और उसके पिता government employee है तो वो अपने पुत्र को rent pay करके HRA exemption ले सकते है क्या

If you are paying rent to your parents and you have everything like rent agreement and rent receipt etc, however your parents don't file ITR, will it be possible to claim HRA exemption?

Hi Sir, I stay with my parents, but I am also a joint holder in flat. Can I claim HRA by paying rent to my parents?

Is Employers contribution to PF (along with Employees PF) also considered under Section 80C 1.5Lakh limit ?

Hi Sir, Please help me with below query:👇👇👇🙏🙏 I have submitted only rent receipts to my employer that am paying rent to my parents. But I don't have bank statement. Can I do one time transfer of total rent amount to my parents for this financial year and submit that statement as proof while filing IT. ****FYI: Total rent amount I have put is 96K ***** Or if I submit only rent receipts and rent agreement it's fine while filing IT???

Actual salary -1,20,000 Basic-60k hra-30k If someone is staying in non metro --min is 24k rent someone can claim If someone send 24k monthly to there family acc(house owner).Its approx 2.8lakh annually. Can that person claim it legally everything?

Can i pay rent to my father as well as one more owner in different city due to hybrid work culture? I want to PAY HRA to two different person. Is it possible?

Hello sir I'm really learning a lot from your videos. I have 1 query . Aa I'm working hybrid I'm paying rent to my mother of 22k per month and thinking of making a rent deed. But can I also receive money from my mother as gift from the money she received as rent. Are there some chances of getting a notice or case getting filed?

Hello sir! Thanks for making us aware about all these. I have 2 questions: 1. I pay rent to my mother through bank transfer. In that case is any rent slip required (like the one that you showed in video)? 2. My Mother is a house wife. So ITR file is not required for her. In that case if cross verification happens, it's fine right?

Hi, I am a self employed freelance software professional who is showing rent in business expenses [INCOME BY PROFESSION]. I showed 48k Rs. rent expenses in my last F.Y. income tax return. My total expense will exceed more than 1 lac Rs. In the current F.Y. I know landlord’s PAN is required for paying more than 1 lac Rs. rent in order to claim HRA from employer if you are a salaried individual. Does the same limit apply to self employed freelance professional? if I don’t show my rent as business expenses in current F.Y. and pay more than 1 lac rs rent, will this limit and PAN card requirement still apply ? My rent expenses could cross Rs 3 Lac in the next F.Y. so I don’t want any limit. I also don’t want to ask for PAN card bcoz most of the landlords don’t provide it even if they have it. Please reply. Thanks

What if i pay 3000 per month does it requires any documents?

Sir I have paid rent to my mother half yearling through bank transfer and staying with her...I have also prepared rent reciepts. Will file ITR for mother showing room rent. Do I need to prepare rent agreement also? Or money transfer and rent reciepts will do?

I have a query. What if my parents are staying in a rented apartment? Still can I pay them rent to claim HRA. Will it be a sublease kind of arrangement?

Your videos are awaome. Thanks for sharing knowledge. i have few queries. 1. Can I pay rent to my Grand mother(age -80)? She is the owner of the property. 2. I am working in Bangalore, but due to covid, I am living and working from bihar. So can I claim HRA? 3. Can my rented address be same as my permanent address? 4. Since my Grand mother age is more than 75. So she don't need file ITR?

Can we claim HRA if I pay rent in cash to my owner?

Hi sir, thanks for the explanation! Mujhe bass ek doubt hai, agar mai 20,000 pm rent dikhata hu toh meri mother ki income 2.4 lacs se increase ho jayegi but it is still non taxable. Do i need to file ITR for my mother? Kyuki humne aajtak ek baar bhi meri mother ke liye ITR file nhi kiya.

I work in Chandigarh and my family live in jaipur renting house two so can I claim tax benefits on both

If you are living in your hometown city and your permanent address is given earlier is same....still can you make agreement with your parents for same house???

Hi, can you please let me know if Navi Mumbai is considered as a metro city for HRA exemption or not?

Hello, My question is, I am living in city where my company established. My parents are residing in different city. Can I claim hra by use address of my company city and use my parent PAN?

if any one have paid rent to two landlords of amounts below Rs. 1 lakh each (for eg. Rs.1.8 lakh in total). Do I still need to submit the PAN details of both my landlords to my employer for claiming the HRA exemption?

Can we pay rent to parents and claim HRA even if there is no property on either of parents name and file ITR accordingly. Will it work?

I receive HRA of 19000 thousand per month from company. Can I declare 18000 per month as rent?

Hi Sir, can I pay rent around 350000 annually to my mom who own's a house, she have no income, do she needs to pay tax on that? or do she need to file ITR?

Hi im first time filing ITR and am very confused about doing this HRA stuff can you please help me!!

Sir link send karna, Monthly rent receipt Aur form 60 ka circular order send karna

I also need rent reciept PDF.

Sir, if rent payment is under 1 lakh per year, then rent agreement must or not?

Sir can you send form 60, as my relative (Home owner ) is not having PAN

Sir main Mother ko bearer cheq se payment kar sakta hoon?..

Is rent agreement document mandatory to claim HRA if rent paid is less than 1 Lakh per annum

Hello, Sachin. Thanks for the info, though i have 2 questions: 1) My mother is owner of property but it is pagdi system (i.e. tenancy rights). Can i still claim HRA by paying rent to her say 15000 p.m. by entering into separate agreement with her without involving the actual Landlord. 2) Also, rent actually paid to landlord is comparatively low. Any issue as per IT act?

Instead of paying to parents on monthly basis, I have paid them lumpsum amount in month of December. Can I still able to claim deduction?

Hello Sir, i have two questions as follows, 1) I have valid rent agreement but due to some reason my landlord not gave me his bank details to pay rent,but instead he gave me his wife's bank details and i am paying my rent on his wife's bank account. I have the PAN card details of both with me..In this case can i claim HRA and how? 2) I don't have rent agreement ( due to Covid-19 situation) for period of march-2020 to dec-2020, but i have paid the rent to landlord by net banking on time, and after that i have made agreement for 33 month from jan-2021 to onwards..In this case can i claim HRA for full financial year or only for the period jan-21 to march-21 ( ie only for three months). Is it possible to claim with produce only 3 months rent receipts?

I am living in my parents house . Can I pay rent to my mother while house own by my father ?

Hello Sir, if the person is not the co-owner or co sharer but the home loan co-applicant on the property which is solely registered in the name of my mother, can he still claim rent paid to his mother? The home loan EMI is also paid from the parents' account.

Hello sir my query is if stated rent pay on March so I should agriment at March or I agriment at any montha. For example rent started at March and I forgot agriment and now I am in August so can purchase stamp paper in August in that can write agriment from March. How many months agriment should be 11 or 12

Hello .I am an IT employee .due to work from home I stay in villages with my parent .can I claim HRA to pay parent in village

Hi I'm staying and working from my hometown since COVID started I'm paying 16k rent per month to parents I checked with my employer that what all the documents are necessary to avail hra exemption and they said rent receipt and landlord pan and they didn't say anything on rent agreement. Even though I asked them specific to rent agreement but again they said only rent receipt and landlord pan are required. Can employer or income tax department ask for rent agreement in future ? If yes can I get one now for this fiscal? I don't have one at this moment.

Hi Sir, Can I claim my 100% HRA whereas actual property rent value (Parent's home) is just 20-30% of it?

Sir, Can I claim HRA for myself and my spouse who lives at my mother's house?

The most general question is that is not answered in whole video: What to do if landlord denied pan card?

how can i decide the rent amount to be paid if staying with parents to claim Max HRA. In short, i want my HRA amount to be same for all 3 conditions, please advice how can i decide rent paid

Hi Sir, If I am working let's say in bangalore but due to covid - 19 currently I am working from home then Can I take benefit of HRA by paying rent to my parents in my home town. Means, Is working location and staying location matters. Please reply.

My parents have been expired and I am living in my son,s house.Can I claimed HRA.

Hi Sir, thanks for the detailed explanation. You have already clarified this point in video ,but just wanted to get more clarity on this. i)I have recently purchased a house in Mumbai and currently paying home loan for that flat. I will soon rent this flat to someone. I am currently staying with my parents in their flat in Mumbai and i pay HRA to my Mother every month, so still i can avail HRA benefit as i already have a flat on my name? Thank you.

If I am staying at home , can I claim hra by sending rent to my father?

Hi i have work location pune and currently due to covid i am living at my home town. Can i pay rent to my parents with a valid rent agrrement and can i claim the same for HRA exemption.

Hello Sir, I am getting an HRA of Rs 3 lakhs per annum. Can I claim HRA by paying rent as Rs 35000 per month to my father though the standard market rent is way below 35000 limit? At the moment my father doesn't have any other income so income for my father will be below 5 lakhs after rent payment.

Sir I am residing in parents house and want to claim hra and I also have a house in the same city Can i claim deduction u/s 24b and 80eea for the 2nd house(as self occupied or unoccupied)which I mentioned above along with hra for the house which I reside now with parents?

Hello Sir, I am staying in my native city with my parents due to work from home situation and employment or work location is different from my native. Can I claim HRA as salaried employee.

Can I claim HRA for rent paid to my mother when the house is on my father's name?

I am having a home loan and parents are staying with me.. the property is in my name so can I claim hra and home loan both by paying rent to my parents and showing the rent agreement and rent receipts and also showing home loan in 80 c and 24 b??

Sir i am having home loan for a flat in ghaziabad, I am living on rent in gurgaon and working from home. However, my company location is chandigarh. Can i still claim HRA + Loan benefit?

Sir can I pay hra to mother as living with parents and house owner is my father. Rent agreement also not made. Please suggest shall I claim hra as I give monthly payment using net banking

Hi sir, if parents are staying in village and I'm staying in different city, and 20,000 per month I have mentioned HRA on parents name, is this can be checked with the valuation of place, when we arr doing IT declaration

Sir can i give rent to my retired husband and claim tax rebate in hra

My flat is noida and I am living in my father (Dis:- Fatehpur ) house and my job location is mumbai can I claim both HRA and interest on home loan ...while submitting ITR ..

Sir i m unmarried or m apne maa baap k ghr m hi rehti hu par m unhe rent deti hu to kya m unhe dikha skti hu Mere mother father mujh par dependent bhi h mjhe smjh ni aa rha h

Hlw sir i want to know that i m staying with my mother and she is dependent me. Can i exempt hra rent.

Point no. 13 me Rent 50000 Rs. per month hai ya per year ? Mujhe 80215 Rs. per year HRA mila hai lekin maine Actual House Rent 84000 per year pay kiya to kya usme bhi TDS cut karke koi certificate submit karna hoga mujhe ? Please reply Thanks & Regards

Plesae rent receipt send

Mic kharidlo bhai

Hi Expert, Is online rental agreement is legal for tax return. Lots of online sites providing online rental agreement, like nobroker, housing.com. Please clarify