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How To Use Bridging Finance To Buy an Investment Property 

Property Couple
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#bridgingfinance #finance #investmentproperty
Please note this is not financial advice
In this video, we explore the ins and outs of using bridging finance to buy an investment property and how much it has cost us to do so. Bridging finance offers flexibility and speed, allowing you to be ready for when you find a deal without waiting for lengthy mortgage approvals. We discuss the benefits, considerations, and practical steps involved in utilising bridging finance. Not forgetting the most asked question we have had which is about how to pay off a bridge. Whether you're a seasoned investor or new to the property market, understanding how to leverage bridging finance can open doors to opportunities you might otherwise miss out on.
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3 июл 2024

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Комментарии : 40   
@planetblix
@planetblix 2 месяца назад
Finally, someone that has fully explained bridging finance.
@trinhn
@trinhn 4 месяца назад
Great video! The explaination of what a bridge loan is was wonderfully articulated. Keep it up, love your content!
@leodass
@leodass 4 месяца назад
Wonderfully Explained. Thank You
@YemiAwoyemi
@YemiAwoyemi 4 месяца назад
Thank you for this video - first time I've seen bridging loans explained clearly and how (re) payments work in particular 🎉
@m77ast
@m77ast 2 месяца назад
Just gave this a like because this video was perfect. I must also say - its great seeing couples working and building together.
@rudrabarathan2737
@rudrabarathan2737 4 месяца назад
I love you Guys! You both are brilliant.
@nekoti.8-2
@nekoti.8-2 3 месяца назад
Hi Lia and AK. Thanks for the information.
@hadrienbouquet6450
@hadrienbouquet6450 Месяц назад
Great content thanks as usual 🙏 Would be interesting to have a video on the choice of acquiring a property with a company or directly !
@MrsOgu74
@MrsOgu74 3 месяца назад
Thank you for explaining Bridging Loan clearly
@PropertyCouple
@PropertyCouple 3 месяца назад
Glad it was helpful!
@BartCee
@BartCee 2 месяца назад
Wow. Thanks for sharing this!
@PropertyCouple
@PropertyCouple Месяц назад
Our pleasure!
@andyrooot
@andyrooot 4 месяца назад
Thanks guys again for the content 👍🏽 Probably worth mentioning for the audience that the interest on a bridge does not have to be retained by the lender, it could also be “rolled or capitalised” where it’s added to the loan and paid off at the end or “serviced” where it’s paid off every month and I’ve used both options
@wisefactoring
@wisefactoring 4 месяца назад
Was going to say the same thing! Another enjoyable video though
@PropertyCouple
@PropertyCouple 3 месяца назад
Awesome thank you Andy, we will be sure to mention these options in our next bridging video and credit you as that's super helpful for people to know.
@andyrooot
@andyrooot 3 месяца назад
Cheers
@odysseasv7138
@odysseasv7138 4 месяца назад
Another advantage is that bridging is the same as “cash buying” and can be used for negotiating, as speed can motivate sellers a lot!
@bcoleone1
@bcoleone1 4 месяца назад
Can you please talk about development finance
@thegreatstuff5623
@thegreatstuff5623 2 месяца назад
So on your first ever bridging deal, how much did you need to have upfront to secure the funding for the purchase of the property?
@ediz5935
@ediz5935 4 месяца назад
Is it possible to go from 1 to 10 investment properties in 5 years? And how much capital would i take to scale in this portefolio size?😊
@Me-ll4ig
@Me-ll4ig 3 месяца назад
Brilliant video guys. Are you essentially using the bridge to buy the property and renovate it or just renovate it ?
@PropertyCouple
@PropertyCouple 3 месяца назад
Bridging to complete the purchase and renovate
@gregpowell2
@gregpowell2 2 месяца назад
In your example you borrow 75k to get to the 100k. But as you sed before you never see the full amount of the loan due to fees and them taking out there interest cost all upfront so now you don’t have enough you buy the house? How does that work?
@mandip1163
@mandip1163 2 месяца назад
explained beautifully
@PropertyCouple
@PropertyCouple 2 месяца назад
Thank you 🙂
@coolmonkey619
@coolmonkey619 2 месяца назад
Are you from Bangladesh
@user-dh2cn6tq5k
@user-dh2cn6tq5k 3 месяца назад
Hi Guys, just a couple of questions, as they take the interest and fees upfront, do you need to borrow extra to account for this? Also, can you borrow money for a renovation as well? Thanks
@PropertyCouple
@PropertyCouple 3 месяца назад
You need to ensure you have enough to cover what you need from a net perspective. You can borrow more if the numbers work eg if you’re able to repay the bridge in refinance.
@donniebrooks21
@donniebrooks21 4 месяца назад
Interesting and not sure if they do that in the US. It would make sense if they did.
@odysseasv7138
@odysseasv7138 4 месяца назад
They must do so
@BrianAlt
@BrianAlt 4 месяца назад
I was looking to get a bridge loan to buy a new house before we sold our old house. I was told that bridge loans are almost non-existent at this point. I didn't ask about the possibility at $5M, though. So I went for a second mortgage which I will pay off when our old house sells. This is in the USA.
@MrBenchy35
@MrBenchy35 2 месяца назад
So a bridging loan can only be 75% of the purchase price so you still need to fund the other 25%… so no good if you don’t have that 25% deposit… this our current position :(
@coolmonkey619
@coolmonkey619 2 месяца назад
Whats your skincare
@haha4581
@haha4581 2 месяца назад
6:18 0.80% x 82,500
@leodass
@leodass 4 месяца назад
What kind of property can I buy with £60,000 in cash. Thank You
@MBHOMEIMPROVE
@MBHOMEIMPROVE 4 месяца назад
Why don’t you look on rightmove lol
@wisefactoring
@wisefactoring 4 месяца назад
A bridge could give you 75% loan to value, so as a quick example, a property costs say £240,000, you or your investor could put in £60,000 and get a bridge of £180,000 to do any renovation etc, before flipping it or putting a mortgage on it and pulling your cash out/paying back your bridging loan. So with £200k + you could buy what you want.
@charliehunt1470
@charliehunt1470 4 месяца назад
Quick answer: don’t.
@DowntownR
@DowntownR 3 месяца назад
This is madness and frankly dangerous advice. Leveraging in a falling market with little capital growth is nonsense.
@lightcode1323
@lightcode1323 3 месяца назад
Hence why it's imperative to do your due diligence and number crunching through n through ...of course its possible
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