How to use debt to invest in shares (ft. Betashares)

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Can you use debt to invest in ASX & US shares?
Owen Rask discusses how people can use debt to invest, why they might choose this path and some of the key risks to be aware of. He also chats to Cameron Gleeson from Betashares about investing in leveraged ETFs and how the internal gearing process works.
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Опубликовано:

26 сен 2024

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Комментарии : 11

@jonoburcham4059 3 месяца назад

I think this may be the first time in 5+ years I've been concerned about Rask content. I had a brush with GEAR early on in my investment journey and it was rough, it seemed to me you get the beta exposure to the downside but over a longer timeframe you don't get the beta to the upside. The etfs don't have the tax benefits either right. Please check the research and know what you're getting into

@stephenkellie8911 3 месяца назад

would be interested to hear from Rask on this. Do we get a tax deduction for this? that's one part that makes debt recycling so attractive

@NoRegertsHere 2 месяца назад

Of course you still get tax deductions. Interest and franking credits. Only Australian shares have franking credits. And if gearing using a house as collateral, there are no margin calls

@eth1699 3 месяца назад

It’s interesting until he said “..subject to a confidentiality agreement we can't actually disclose..” [21:10]. Why can’t he just say “..We guarantee it’s at least x percent below y rate” or something like that.

@85471538 Месяц назад

I think it was a good video...betashares should consider bringing NDQ 2x ( QLD ) to australia...

@jate.photography 3 месяца назад

What if you had the money in offset anyway? for eg. you had $100k in offset against a $1M loan so all you do is move the money from offset to a PPOR home, then redraw it out that way (to recycle) rather than "increasing" the loan. Isn't that lower risk? Is there other methods other than Line of Credit as that usually has a higher percentage?

@okkomp 3 месяца назад

Speaking like everyone has an accountant - we don't and that's why we're on youtube

@herbertvonsauerkrautunterh2513 2 месяца назад

The number one reason to use debt to invest is to minimise tax .......... For obvious reasons Then to grow faster... It can snowball.. It also depends on how much equity one has. My property portfolio went up from just under $1.3m to about $4m. Mortgages are about $900k.. rental income also more than doubled. So room to move and room for error or negative events

@mattrt12 3 месяца назад

Wow, this was so intense, it was like a strategy that is the worst thing in the world. And now I am left think Damn, I just got on the boat with Debt Recycling for an investment property on IO, thinking it would be a good way as I am structured and organized to pay it off faster using the all of the available tax structures. Now I am thinking best swap it out to a PI loan and wait the 25yrs for the tenant to pay it off :-(. For not we dont have a PPOR its purely 1 IP. Its +ve geared and we are paying into the offset as well as the rent, and then investing that.

@herbertvonsauerkrautunterh2513 2 месяца назад

Get more debt.. buy property in Malaysia and get a residence permit. Get the hell out of Australia.