How We Retired In Our 40's | From Struggling To Early Retirement

Подписаться 36 тыс.

Просмотров 136 тыс.

50% 1

Today we share with you our story of how we retired in our 40's.
Click ‘show more’ to see ad disclosure
We went from struggling to early retirement. We often get the question about how we were able to retire in our 40's and today we will share our story. It is not like most, we had very little investment and we had very little money to start but we made it work. We also share how we leveraged starting a RU-vid Channel to get things going.
Our RU-vid Course:
groundedlife.thinkific.com/co...
💳Top Hotel Credit Cards: www.dailydrop.com/ranked-cred...
💳Chase Sapphire Preferred: www.dailydrop.com/credit-card...
💳American Express Platinum: www.dailydrop.com/credit-card...
Chase Sapphire Preferred:
What We Use To Invest (affiliate link):
a.webull.com/TfjtegHr358AQ3HVtV
Things We Use:
Favorite Travel Adapter: amzn.to/3I3xusX (affiliate link)
Rob's Backpack: amzn.to/3wjJRON (affiliate link)
Allie's Backpack: amzn.to/3T5bnZq (affiliate link)
Loop Earbuds: amzn.to/3wnOUxE (affiliate link)
SafetyWing Nomad Travel Medical Insurance (affiliate link)
safetywing.com/nomad-insuranc...
Nord VPN: (affiliate link)
www.kqzyfj.com/click-10099601...
Our esim cell phone provider (affiliate link)
www.airalo.com/auth/signup?re...
Our Other Channels:
Grounded Life Travel: / groundedlifetravel
Grounded Life Cruises: / groundedlifecruises
Travel Asia With Allie: / @travelasiawithallie
Travel Thailand With Allie: / @travelthailandwithallie
Our Daughter's Book Channel:
/ @alexamarmion
DISCLAIMER: The opinions in this video are for informational and educational purposes only and should not be construed as a recommendation to buy or sell the stocks mentioned, or make any financial decisions based on them. Always do your own research to determine the best course of action for yourself.
As an Amazon Associate I earn from qualifying purchases.
Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Grounded Life Finances will earn an affiliate commission or referral bonus. Grounded Life Finances is part of an affiliate sales network and receives compensation for sending traffic to partner sites.This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Опубликовано:

8 фев 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 609

@jc10907Sealy 3 месяца назад

Greatest life tip - finding the right life partner that is devoted to the marriage and working through life’s challenges as a team. Love this. ❤

@GroundedLifeFinances 3 месяца назад

So true!

@wiseonwords 28 дней назад

@@GroundedLifeFinances - Congratulations! Keep on going from strength to strength! You've earned your success.

@louisedudley3706 9 дней назад

Great advice love your channel.

@davidrobinson-sc7io 3 месяца назад

I’ve never watched a more transparent and informative couple on RU-vid. I’m very happy and slightly envious of your success and I know it didn’t come to you guys by accident - you both seem willing to do the work to make your dreams happen. I’ve known people through the years that have done similar things, but I’m thankful y’all are willing to tell how the sausage is made. Carry on please!

@GroundedLifeFinances 3 месяца назад

Thanks for your encouragement, that is great to hear, we really appreciate it!

@jmc8076 3 месяца назад

Agree. The more popular ones for me come across too scripted w/similar style and format. It doesn’t feel natural but I’m sure there’s alot of pressure now on creators.

@nonniwilliams2220 3 месяца назад

I second that! Y'all are inspiring! God bless y'all on your journey and thanks for sharing it with us!

@pameladaggs 3 месяца назад

I’m definitely for early retirement options! I can’t take the “rat race” anymore 😢

@TheJad2999 2 месяца назад

I 3rd that so down to earth and inspiring. Keep up the good work!!

@velayuthman Месяц назад

I’m 55 and have been retired for 6 years. I have a 130K annuity, plus a 401k depleted to 150K of money that I’m not sure what I can do with at this point.

@Curbalnk Месяц назад

Not a great April but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might consider financial advisory if you're experiencing significant drop.

@greekbarrios Месяц назад

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m.

@kashkat987 Месяц назад

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

@greekbarrios Месяц назад

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

@Shultz4334 Месяц назад

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

@appydaysquilts 2 месяца назад

I think another reason you've been so successful is that you are both great communicators. You simply speak conversationally instead of using the rapid-fire, sing-song, reporter wannabe style SO many youtubers use. Thank you for that! Congratulations on your success!

@GroundedLifeFinances 2 месяца назад

Thanks!

@HP-rp5nn 3 месяца назад

As a wife, I love how you look to your husband. I can see the love and respect.

@dreamchaser5758 3 месяца назад

Underrated comment and observation. I truly appreciated that aspect of the video.

@christinesalomon4903 2 месяца назад

And how he does the same! :)

@Tyiion 2 месяца назад

Really? I was distracted by her turning her head to him every few minutes. Otherwise good video.

@iamlimitless7543 Месяц назад

Great comment.

@user-of2co3ke5p 13 дней назад

@@christinesalomon4903 😒 please go somewhere else with that.

@blind_luck_ Месяц назад

I am a 54-year old Burnt-out doctor with $4.7M in declining investments, planning retirement soon. Seeking best stock strategies for market downturns.

@AntagonisticAsian Месяц назад

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

@game46632 Месяц назад

Opting for a financial advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with one for a while, and my portfolio has grown by 85% since Q1 2023.

@Maniakkkkkk Месяц назад

Your advisor appears skilled. How can I contact them? I've recently sold property and aim to invest in stocks, seeking guidance.

@game46632 Месяц назад

She goes by "Melissa Elise Robinson" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

@Maniakkkkkk Месяц назад

Thank you for sharing, I must say, Melissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.

@dawnmorandin541 3 месяца назад

We sold our house for $550,000 after 10 years having paid $240,000 took the equity and moved to a cheaper town, paid $190,000 for a duplex, rented the basement and bought a rental house next door. We now live off the rental income and retired. The new houses have doubled in price after 8 years. We can easily live on less now we don't have to dress to work or commute, buy lunches etc no car payments, make food from scratch. The tenants are paying for the houses plus our living expenses, with no mortgage payments or debt we are richer than when we worked !!

@GroundedLifeFinances 3 месяца назад

Awesome plan!

@modernanimist2421 2 месяца назад

And now your tenants will never be able to own a home in this market. But you can retire while they toil away for you! And somehow you live with yourselves.

@queensnativenative7189 2 месяца назад

@@modernanimist2421 Orrrr!......they [the tenants] can begin to change whatever is necessary in their situations, and build for themselves a better outcome. THAT is the point this couple is making here!!!

@DaveM-FFB 3 месяца назад

I feel like I just watched a great TED Talk! Very inspiring. Good fortune often comes when people are willing to think out of the box. Most people wouldn't be willing to relocate to another state, let alone other countries. You're successful because you're willing to adapt and do whatever is necessary to open doors. Your contribution to the world is being rewarded!

@GroundedLifeFinances 3 месяца назад

Wow, thanks so much! Your kind words are always appreciated, and encourage us!

@carolwilliams8840 3 месяца назад

Well said.

@teeh.4754 3 месяца назад

One thing I noticed is you both talked about your income as combined and you did this together and not separating your incomes in your mind. You both have true partners in life. That is the most necessary thing.

@harryhankins1338 2 месяца назад

That’s what it takes you have to work together as husband and wife. That’s the secret ingredient to marriage and finances

@carolynknisely2383 3 месяца назад

You have absolutely no idea how much hope you have given me. At 77 and still having to work you have shown me a way. Can't thank you enough!! First time I have had any kind of hope in a very long time.

@GroundedLifeFinances 3 месяца назад

Wishing you all the best!

@Commonsenseisnotcommon8 3 месяца назад

16:50 “what’s the point of learning something, if you don’t share it with people”. God, I wish more people have this mentality. thank you for all this information. It’s good to know though that you can travel on a smaller budget than I thought that was possible to begin with. I’ve been wanting to make videos myself for a while, for this exact reason, I just like sharing knowledge and inside tips.

@GroundedLifeFinances 3 месяца назад

Thanks, we appreciate you sharing your thoughts!

@beckyw9000 3 месяца назад

I think the most important take away is what Rob said, if you don’t change anything, noting will change. Thank you for sharing.

@GroundedLifeFinances 3 месяца назад

Thank you

@DestinationRetirement 2 месяца назад

Wonderful video. I lost my house to bankruptcy in 08 and moved into a little apartment and I was so happy in that apartment and then nine months later the apartment owner told me that they were selling the building. So I cobbled together the little bit of money I had to buy a tiny house barge. Not long after that it started to take on water seriously enough to haul it out. I fixed it up paycheck to paycheck while staying with some friends and ended up selling it. By the way, it was featured in Macklemore‘s video next year. Anyhow, I pulled myself out of the Mire, and lived very slim and continued to save and now I have a house in Mexico. Glad to know you.

@GroundedLifeFinances 2 месяца назад

Awesome story, thanks for sharing!

@Farny28 2 месяца назад

I think you just changed my life! As soon as my husband gets home from work, I am going to watch this again with him. You have no idea how much I needed this - thank you from the bottom of my heart ❤️

@GroundedLifeFinances 2 месяца назад

Wow, thanks, we appreciate it! All the best to you.

@KevinNordstrom 2 месяца назад

1. Pick the right partner in align with your goals. 2. Dont have any children. Wont make it impossible but will significantly delay for about 20 years. 3. Live below your means and track every purchase on a zero dollar budget. 4. Have 3-6 months of emergency fund. 5. Stay out of all conumer debt. No credit cards, (i dont play the chasing points game) no car payments, no loans. 6. Buy a house that you need not want. A house that is below your budget. Remodel over time instead of buying move in ready above your budget. Always buy a home below your means. 8. Pay off that house early before retirement. We paid ours off in 10 years instead of 30. 9. Invest heavily (close to maxing out) into at least one 401k/roth ira for a minimum 10-15 years while working. 10. Have multiple streams of income when you do retire.

@KevinNordstrom 2 месяца назад

I had kids so it slowed things down, but I've accomplished everything else on my list by age 40. I'm retired now living off YT earnings, military pension, and part time work online on my own terms. Wife works to keep healthcare for the kids. I quit my job of 16 years last year to be home with my teenage kids as I worked graveyard for most of their life and I have no regrets. Wife will quit in about 5 more years when the kids move out. Other than I can not tap into my 401k for another 19 years lol but by then it will be massive from compound interest and cannot collect social security for another 22 years lol. They will both be extra icing on the cake at that point. But life is good. No debt. Paid off house. Money in the bank. Taking multiple small vacations every year. Enough in 401k to keep the lights on in my senior years. Time with family all by age 40. Wife and I will travel more and have our house be our home base when the kids move out. My Only regret is wasting my entire 20s on stupid shit and listening to my broke friends and broke family and not being serious about finances.

@BellaJoyeuse Месяц назад

Everything looks great but not number 2: one they said they have 2 kids and secondly family is far more important than more money. But its a good idea to learn to add AND to your vocabulary. You can have money and children. If I didn't have kids, I wouldn't have felt so happy and I wouldn't have been as motivated to be selfI-employed and make way more money than otherwise (and yes that's even after the "cost of my children"). Having children has increased my income and lifestyle significantly. Because of them I live a dream life in Florida and the Carribean at just 40- and I home educate my kids. Also, my husband passed away without life insurance (big mistake but he was young and his passing was very sudden)- but yet because of my kids, I've gotten myself to this dream lifestyle, homeschool and work part-time hours. Without them- I'd be like everyone else running in a hamster wheel. I thank God for my children!!!!

@glennkoch5173 3 месяца назад

Happy to see a great couple succeed and give a blueprint for others to follow. Bravo!

@GroundedLifeFinances 3 месяца назад

Thanks so much!

@JayDai-uu2sr 10 часов назад

Really appreciate the word*life of the freedom *❤❤❤

@jimmyjames6492 2 месяца назад

Thanks for sharing + video!

@debs77777 3 месяца назад

Thank you for the great advice! 😊

@caswellanderson 3 месяца назад

Thank you for sharing and being so open and transparent.

@sustainlifejournalyoga Месяц назад

Very inspirational, thanks for sharing!

@jec2143 2 месяца назад

Truly appreciate this video ❤

@clairisalong126 Месяц назад

Our life basics right now for a family of 4 are just over $7,000 a month. Our oldest may move out in a year or two, and our youngest, due to health issues, may always live with us. We want to take him around the world with us, and your content is making my husband actually believe for the first time that it is possible! You are inspiring our family, thank you.

@GroundedLifeFinances Месяц назад

Thanks, all the best to you in your adventure

@user-ou4fw2sy2w Месяц назад

Hi from Atlanta! Thanks for the content

@barbbouma4838 2 месяца назад

Really appreciate your transparency. Love your channels ❤

@angelapate328 3 месяца назад

I appreciate you both sharing all of this. It does help. ❤

@rhondaatkinson7058 3 месяца назад

Awesome story , thanks for sharing

@LordAstrowaffle 3 месяца назад

Good job. Surprised to see a channel with 8k subscribers earning $700/month. Gives hope.

@GroundedLifeFinances 3 месяца назад

Thanks!

@MsTAWA111 2 месяца назад

Thank you for sharing your story. It was inspiring.

@pxthomaspxthomas5937 Месяц назад

this has shifted my paradigm!!! Appreciate you two so much!!!!

@aqueenwhocares2888 2 месяца назад

many blessing I live in atlanta GA and CONGRATULATIONS!!!!!!

@deanpapadopoulos3314 20 дней назад

Thank you. Honest and generous couple.

@travelandvino2738 3 месяца назад

Thanks For Sharing!!!

@GroundedLifeFinances 3 месяца назад

My pleasure!!

@pchygrl17 3 месяца назад

Thank you for sharing your story and having transparency. Love seeing your retirement adventures! ❤

@PrayShopCruise-fl3po 2 месяца назад

I truly enjoy watching you two! Thanks for sharing your wisdom with us !

@a.cathybeatty9531 13 дней назад

you are both are very kind to show others whats possible!

@RKN81 2 месяца назад

Thanks for sharing! This provides helpful info & more importantly hope!

@JulieAdventureVlogs-sg7ih 2 месяца назад

Thank you for sharing. Very inspiring 💖

@missm3999 2 месяца назад

Dream team, thanks for sharing your journey

@stephanieyount6217 2 месяца назад

Thank you so much for sharing. Most inspiring video & truly helpful.

@Olastyles 2 месяца назад

So encouraging, I am just creating quizzes to go online!

@theresas7091 3 месяца назад

Thank you much for sharing that very personal info. I passed your video on to my daughter and grandaughter. Thank you Thank you Thank you

@katheryndbutts 3 месяца назад

I commend you guys on taking such a leap of faith! It's quite admirable and inspiring!

@jeanninemcglade 2 месяца назад

Thank you for your honesty and sharing what so many others are too afraid to talk about!!

@thesbg92 2 месяца назад

I'm so glad I came across this video. Your story is amazing. Thank you for sharing.

@FIRED13 3 месяца назад

Congratulations to your nice income from RU-vid! It took a lot of hard work and good fortune. Hoping you future success

@FarOutAlaska Месяц назад

You kids are wise beyond your years. Thanks for the encouragement.

@CarlosConcheso 20 дней назад

Great job, superstars ! Thank you for sharing your journey to freedom ! I can relate a lot to your stories.

@briana14333 2 месяца назад

Yall are so awesome. Thank you!!

@GroundedLifeFinances 2 месяца назад

Thanks

@amybaitley6791 Месяц назад

Thank you so much for sharing this very private information! I appreciate how open you two have been and your story.

@kristiG5259 2 месяца назад

Thanks so much for sharing your story!

@GroundedLifeFinances 2 месяца назад

You are so welcome!

@shacklesoff 3 месяца назад

I am 47, and I have been making money online for a while, but I am definitely praying that I will get monetized on RU-vid soon. I have the subscribers, but I just need more watch hours. I would love to be able to retire in my 50's. I love what I do as a teacher, but it literally drains all of my energy. I am also from Atlanta, and it has become super expensive even though I live deep in the suburbs.

@christophercamponeschi6031 14 дней назад

You are doing good work with sharing your personal story.

@nise5281 2 месяца назад

You put the work in, and you are reaping the rewards, that is how merit works.

@ModernMoneyHabits 2 месяца назад

Thank you for sharing. You've got me thinking.

@GroundedLifeFinances 2 месяца назад

Awesome

@jwcmnbox 2 месяца назад

Love your video.. thx for sharing

@bigjimslade6250 3 месяца назад

Thanks. I appreciate your courage to take the steps necessary to secure your future & live life on your own terms.

@panamapippi1723 3 месяца назад

Your guy's history is similar to ours; we started our online business 28 years ago. I was an accountant at a law firm and loved this job, but I quit my job at 32 years old and started a shipping and packaging business. I sold this business after five years, and then we started the Online business. We make and sell products online and love being our own boss. But now, I am ready to make another change. Thank you so much for sharing your ideas with us, I want to hear more about how to make passive income. I plan to take this course. Love you!

@GroundedLifeFinances 3 месяца назад

Thanks for sharing your story, it is great to hear what others have done.

@sadenotsade 2 месяца назад

This is my first time finding one of your videos and I’m so glad that I found it. Thank you for sharing your story! Informative, relatable and realistic.

@aishanaseem3268 2 месяца назад

Love your story. Gives us all hope. I live in Atlanta and can attest to how it gets more expensive.

@chinaberg 3 месяца назад

Thank you for doing this video.

@GroundedLifeFinances 3 месяца назад

Glad it was helpful!

@chikaabtwn2244 2 месяца назад

It's good to let people know how much your making youve put in the hard work, you deserve i!

@suzettejones9392 3 месяца назад

Thank you for telling your story…and giving hope ❤

@GroundedLifeFinances 3 месяца назад

You are so welcome

@chabridgettumusiime8994 3 месяца назад

❤❤❤ thanks 👍 for this information. I think at the right time I will start my RU-vid channel

@LightWorker12 3 месяца назад

❤ I have never heard of you before. But it showed up in my feed and the title was curious. I so appreciate your transparency and humility and vulnerability. No hype no gregarious script just simple honesty from real people. You are both so relatable and I’m looking forward to checking out your other videos. I love to travel and would love to do more of it when I can get my financial situation back in order. I have been wanting to start a RU-vid channel for years and just hasn’t been able to step into it. This was encouraging more than encouraging. And I will check out your link on your Tips to creating a RU-vid channel. Thank you again.! God bless you both. You are living the life that I would very much like to have.

@trusting2340 3 месяца назад

Wonderful! I'm happy for you all. Thanks for sharing. 😊

@GroundedLifeFinances 3 месяца назад

Thanks so much!

@spinstituteofholistichealth 2 месяца назад

Power couple , Powerful story, more success to you both! love

@jacquiemiller242 3 месяца назад

I love you guys, and you teach well! Thank you!❤

@GroundedLifeFinances 3 месяца назад

Our pleasure!

@SavedByGraceThruFaith77 3 месяца назад

You guys are so inspiring in how you love each other and in how you work together! Life is short! GOD BLESS!

@retirementincolor 3 месяца назад

Another awesome video. You guys are inspiring us to try and make our retirement channel great :) We too are retiring early and documenting our process on You Tube.

@antronettewilliams1502 3 месяца назад

I found you a year ago when researching train travel and it's been a blessing and joy to learn and travel with you. I actually just started learning travel agent to go passive and finding online work. Great info for disabled vet.

@TheOnlyJennySutton Месяц назад

Interesting - thanks for sharing. Like your definition of “ retirement”!

@angiemo0724 3 месяца назад

Thank you for sharing and giving hope as well as education. Much appreciated. 😊

@GroundedLifeFinances 3 месяца назад

Our pleasure!

@cestlavie3037 3 месяца назад

Love this video. It’s inspiring. What are your other channels as I didn’t see them listed in the info as I would like to subscribe to them!

@cherrimoya9777 3 месяца назад

Excellent video with great advice! Thank you both for sharing your story. I love your teaching style of video; such a welcome relief from the 15 second attention span that is Tik Tok. Thank yoU!

@chrise7454 3 месяца назад

This so inspiring! Keep up the good work. 👍🏾

@GroundedLifeFinances 3 месяца назад

Thank you so much!

@user-zt8jv4eb4e 22 дня назад

You are both very inspiring! Thank you for sharing!

@GroundedLifeFinances 22 дня назад

Thank you so much!

@AlberGrau 2 месяца назад

amazing video, thanks for sharing, THANKS!

@GroundedLifeFinances 2 месяца назад

Thank you!

@JoseAvina777 2 месяца назад

Love you Guys. Thank you so much for igniting a fire in my belly that it is possible. Agape

@davidcuervo1734 Месяц назад

This is an inspiring video! I love the down to earth approach, and also the practical and fiscally responsible approach to the lifestyle design that was created. Thank you for sharing this!

@TheTeeEmJee Месяц назад

This video was so encouraging to me. It gave me hope. Thank you ❤for sharing your experience.

@SoAnonyMous 3 месяца назад

RU-vid is in my business as usual and decided to show me y’all’s Retire To A Hotel video. Then I made my way here. I have only ever commented once on RU-vid. This time subscribing and giving a thumbs-up didn’t feel like enough. OMG! I love this for y’all and for ME! Thanks for sharing. You’ve helped me streamline some decisions. Also, I love how chill y’all seem. Keep thriving!

@tynterthite2522 2 месяца назад

The fact that you shared such personal details is amazing… so helpful, so inspiring… and makes you so trustworthy. Thank-you!

@sidneysfamily8760 3 месяца назад

Thank you for giving up hope!

@GroundedLifeFinances 3 месяца назад

You are so welcome!

@mstallion98 3 месяца назад

Thank you for sharing your journey. You guys are awesome.

@GroundedLifeFinances 3 месяца назад

Thanks for watching!

@betsot7323 2 месяца назад

Thank you for sharing this with us. Very inspiring. ❤

@GroundedLifeFinances 2 месяца назад

You are so welcome!

@btexpress53 Месяц назад

Wow! Congratulations - watch you guys all the time. My wife and I are 2 years away from "retirement" but this was a much needed video to see. Thank you! ❤

@melanie1499 12 дней назад

great video, inspiring. btw love your headband!

@GroundedLifeFinances 12 дней назад

Thank you so much 😀

@sharonobryan9713 2 месяца назад

You guys are so awesome giving such hope to others! I've stayed in the wheel too long, but it's probably too late for me. I do enjoy watching your videos, though!

@CCFamilyTravels 3 месяца назад

Thanks so much for posting this video! Love all of your different channels and videos! So helpful!! ❤

@GroundedLifeFinances 3 месяца назад

You are so welcome!

@michelleulishney9524 3 месяца назад

Thank you for your honesty! It is very much appreciated!

@GroundedLifeFinances 3 месяца назад

My pleasure!

@kiaracansing 3 месяца назад

Wow! Just found your channel! This is incredible! Very inspiring ❤

@GroundedLifeFinances 3 месяца назад

Thank you so much!

@BeNice-yg8dt 3 месяца назад

Thank you so much for being so open and transparent!! You have helped so many people! 😊

@GroundedLifeFinances 3 месяца назад

You are so welcome!

@dragonmom100 3 месяца назад

Thank you for this. I love your videos and you encouraged me to try Amtrak again after swearing off them 20 years ago. I thought you were probably younger than us even though we still have kids in college and you are! Watching Rob climb into the top bunk I wasn't sure that my husband could do it but you've given us enough information on sleeping accommodations that we know what will work for us. We just got back from a Via Rail trip. I homeschooled my two kids and I'm happy for you that you were able to as well. I don't need this content but subscribed because I like to hear more about your life. I'm so glad your content is working for you.