Join CPA/Attorney James Lange for a comprehensive retirement and estate planning strategy educational webinar series for professors and university faculty on December 5th. Secure your spot at faculty-adviso....
The 3 complimentary virtual workshops will run from 9:30am to 4pm EST, with 30-minute breaks between sessions. Register today and join us for 1, 2, or all 3.
In this video -
Historically, the broadly accepted “window of opportunity” for most Americans who have amassed large tax-deferred IRAs and retirement plans to make Roth conversions has been after you retire but before you begin taking required minimum distributions (RMDs) and receiving Social Security benefits.
Why?
The rationale is relatively simple. Generally speaking, the best time, or the most strategically advantageous time, to make Roth conversions is when your other taxable income is as low as possible. And traditionally, for most IRA and retirement plan owners, that period of lower-than-normal income has come after they stop working but before their taxable income goes back up thanks RMDs and SS benefits.
But, thanks to recent changes in tax laws and the impending expiration of the lower tax brackets under the 2017 TCJA, the math on the ideal time for Roth conversions has changed significantly…
Want to know more about what those changes are and exactly how they have impacted the math on when and how much Americans with significant IRAs should consider converting?
Curious about how all of this might impact your own “ideal window” for Roth conversions?
Discover the answers you seek in this video snippet from our recent in-person workshops for professors.
Want to learn more about Roth conversions, backdoor Roths, distribution options for your TIAA & CREF accounts at retirement, the pros and cons of having your heirs inherit your TIAA, IRA, 403(b), and other retirement assets directly versus through a trust, and much more?
Attend our December 5th University Webinar Series.
We’ve included details about each session in the invitation which can be found at faculty-adviso..., but all the information and strategies we will cover were pulled directly from Jim’s recently published book Retire Secure for Professors and TIAA Participants which has already garnered significant acclaim, including best-seller recognition in various Amazon book and Kindle categories, as well as 67 five-star reviews from readers.
Registration:
Secure your spot at faculty-adviso....
Don't miss the opportunity to equip yourself with critical knowledge and strategies you can use to secure your family's financial future!
Interested in an Initial Consultation to develop your Financial Masterplan? To see if you qualify for a free Initial Consultation and to request yours, visit paytaxeslater.....
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Investment advisory services offered by Lange Financial Group, LLC. Investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Visit our website paytaxeslater.com for more information on our investment advisory services. Please see paytaxeslater.... for additional disclosures.
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2 окт 2024
