HP10BII -- Introduction and 5-Key Time Value of Money Examples 

Even in 2024, this is still relevant and so clear. Thank you so much!

You know what ,,,there is a special sit in heaven for you. , its 2020 but this video is the most insightful and very helpful, thank you .

Even in 2023, this is the best explanation and introduction into this financial calculator!

Dear Dr. Kevin Bracker, You posted this in 2012, and here I am watching in 2020. I just wanted to let you know that this video literally changed my life. Thank you so much for the detailed explanation and your clear examples. I was struggling so much in my finance class and this video really helped me a lot. Thank you so much!!! I wish my professor was more like you. Thanks for putting this out there for us.

1 months of struggle solved in just 30 minutes. THANK YOU!!! God bless you.. (^_^)

Very helpful video, thank you! I came here to find out when you adjust the N and P/YR, and you answered it exactly. Thanks!

I inherited this old calculator from my bro who left the financial industry many years ago. Thank God i found this video so i know how to use it!

It really is, I wish there were many more videos like this by Kevin, on the HP10ll. More videos on the different functions would be awesome!!!!

9 year old video, still the more helpful thing I've seen, thank you for this.

Have no idea how much this video helped. I just got the calculator for my finance class and was struggling to figure out how it works. This made it so much clearer than the book manual.

this video is an absolute life saver. Taking classes here in Denver in 2023, and this is exactly what I needed.

I'm amazed to find a whole series dedicated to that calculator, I just ordered. Thanks a bunch. Also, it's so nice to hear about 6.5% interest rates in 2023. I might come back to use it as ASMR. 🤗🤭😋

OUTSTANDING! GREAT teacher he makes it simple clear and easy to understand. Learned more in this video than an hour going through the manual.

Good Lord THANK YOU!!! This tutorial was very beneficial. The step by step guide booklet had me lost. And I seem to be the ONLY one in class with this calculator and no one had a clue how to use it. Thank you so much!!

Thanks for making such an informative and easy to follow video on how to use this calculator. I had never used a financial calculator before, and didn't know where to begin with this one until I found your video. 10/10 This guy is a solid teacher!

You are such a life saver, you taught this in 30 mins better than my instructor taught in 1 year. God bless you and thank you for sharing. I don’t have to stress and cry over this anymore! Thank you

SUPER GREAT video and explanation. i am total novice and feel so much better now. thank you very much for this interactive and educational session.

I hit the holy grail. Thank you so much. I start my Business Finance class tomorrow. The calculator instructors were not clear, but I found you. Thank you, sir.

Hi Kevin God Bless you indeed for blessing us all out here....your tutorial is so easy to follow and your voice is very soothing as well! Thank you so muchhhhhh....shandy

you just saved my PFP exam bc of your instruction on how to change the BEG/END function. THANK YOU. I am in literal tears over this.

Finally, someone who explains the calculator use in an easy to understand way. Thank you!

Thank you so much, I wish I would have found this about a year ago when I started all of my core accounting classes. Teachers kept saying use a business calculator or keep using the TVM charts/formulas but would never explain how to use the calculators properly. Lot of frustration would have been saved. Thank you again.

with out a doubt the best tutorial on the 10b thus far. YOU can have add , dyslexia or any other LEARNING disorder even a mean wife and still understand this. THANK YOU.

All I can say is THANK YOU for this easy-to-understand tutorial. I am so happy and relieved!

Great video! Still relevant and extremely helpful in 2023!

Just omg.. You are like the best teacher ever, explaining all the bits and pieces a professional would consider as something everyone knows already. Not even you explain the calculator like a piece of cake, you also give a much better understanding of financial operations in general. I wish I could have you as a teacher in my uni! THANK YOU!

THE ONLY VIDEO YOU NEED! I wasted time watching another poster's video which was confusing; Kevin you make it so simple! Thank you!

You are such an amazing teacher ! I have a test coming up in 4 days and I was just going to wing it. Thankfully I will no longer have to do that because I finally understand ! Thank you soooo much !

You saved my life with this. My finance professor couldn't even figure my calculator out when I was trying to find out why I was getting incorrect numbers. Thank you so much!!

Sir, you are my hero!!!!! Taking Financial Management this semester, I have been suffering 😫

This video has helped me a lot. I did not even know how to use the financial calculator. Thank you!

Tysm.. i dint have the basic until i saw this video.. it is really a great help from u!!!

I have no idea who you are but you're such a great teacher! I was stressing out about my finance midterm this coming week. My prof is completely useless at teaching - you taught what he couldn't teach properly in half a semester, in 29 minutes. Thank you for making me feel confident!

Dear Mr Bracker, You are a total legend ! Thank you from Australia.

literally the most helpful video on the 5 key approach I have found

I couldn't find enough words to thank you GOD BLESS YOU

You are so great at explaining things. My professor, who can't explain anything, sent us here to learn how to use the calculator.

Thank you very much! My final exam is tomorrow and your video helps lot! God bless!

Brilliant teaching, perfect speed for my old brain thank you so very much.

damn, this is perfect, from the PMT to be accurate, and the negative sign to be used. Thank you so much.....appreciate it.

Finally!!! confidence is built by this vid. Thank you so much MR Kevin. God bless you.

this video saved my college carrier's life. Thank you !

Studying for my Real Estate License. This video has made my math chapter so much easier. Thank you so much Kevin!.

Thank you !!!!!! - First time doing any of this stuff and my brain is having meltdowns processing it all. As a complete beginner this is so helpful !!

Thank you so much! You are an excellent teacher. You have the student on your mind all through; taking the student along with you in a very calculated and effective manner. God bless you

Thank you very much for posting these videos! I am preparing for Corporate Finance exam, and this made it easier to understand calculations.

this made so much more sense than my professor's powerpoint thank you so muchhhh

8 Years later this video is still relevant. Thank you so much this was my last resort. my lecturer made us buy this calculator but does not now how to use it......

Thank you so very much! I never knew how to use these types of calculators. I would always work the math our by hand and use a simple calculator. I appreciate and have learned how to use this calculator that is now required for my Business Finance class.

thank you so much saved me in my financial planning course!!!

your explanation on the negative / positive signs for PV and FV was very helpful and easy to understand! Good job and thanks for this video

really helpful, not only showing how to use calculator, u also provided us some indispensable knowledge of Finance. Thank you so much. Subscribed!

Thank you so much for the explaining video, I looked everywhere in the internet for someone who can explain me how to use this calculator and I got nothing until I saw your video, you are the best so thank you thank you thank you :) it helped me a lot now I can use the calculator on the right way jajaja

You are a life saver!! Thanks for all of your help!! :)

Thank you Kevin for your assistance with this video. You are a good teacher.

So true all wrote , wanted help with calculations and jn2024 finding it so useful. Shift button use now understood was struggling so much before to get correct answers. God bless you

This video is very useful. Appreciate your effort and way of delivering.

Thank you so very much for a very thorough instructional video…. I was lost before, but have a much better understanding thanks to you.

thank you kevin i was real struggling until i watch your video

Mr Kevin Bracker you literally saved my life and so much of my time. Thank you very much

THANK YOU!!!!!! I thought my calculator was broken because I couldn't switch the periods. You saved me a huge headache and so much time!!!!!!!

Thank you so much. Something so simple that took me almost two days of going crazy with google and you explained it in the first 5 minutes. :-)

I wish I found your video 2 hours ago. Thank you so much. You're awesome for this!

I cannot stress enough how helpful your video is. I also cannot understand how some dudes thumb down the video, really?? My God give you long life with the best of health.

This video is the best in showing how to use HP10BII.

This is the best tutorial. I watched it to figure out my calculator and now I'm ready for my test using the calculator. Thank you for this video!

Great vid. Thanks for posting. Really appreciate the patience you show in teaching folks....

THANK YOU SIR!! YOU LEGIT MADE IT ALL EASY PEEZY .ITS YOUR TEACHING STYLE THAT DOES IT FOR ME GOD BLESS

Kevin: Extremely well done!!! I teach classes in RE note investing as a consultant for the Delaware Real Estate Investors Association (DelREIA). I use your RU-vid video to introduce the basics so I do not need to spend time in class dealing with basics. Thanks so much-it is the best out there!!!

Thanks for sharing. I added this to my Real Estate Immersion group on Facebook.

A video of the highest calibre: a truly sublime tutorial.

THANK YOU! THANK YOU!! THANK YOU!! I am a "seasoned" veteran in the financial business and this video is very helpful.

Thank you very much. You make so much sense than my finance professor. Thank you sir!

Thank you so much!! I'm certain this video has helped hundreds of thousands of college students struggling with finance, keep up with the good work and god bless you!

This was increidbly helpful for making time value of money problems so simple.

This is the best tutorial I have ever watched. My professor offered a tool to learn equations and it was not nearly as comprehensive as this. Thank you!

THANKS!!! my calculator would not work as it should have, this video helped me alot!!

This video was awesome. Just exactly what I needed to get me started with financial calculations. Thanks.

I appreciate the time you put into explaining this concept. My online class does not show how to use this calculator so I thank you very much.

I wish my current professor was more like you 😔

This is the best step by step video I've watched so far....Great job and thank you

The most clear and concise explanstion I found here, thank you!!

Kevin the video is more than helpful, you helped me out of the bush with the calculator and examples you did. Thank you

Very good tutorial. I replaced the batteries in my 15+ year old HP10BII, and was able to perform all the TVM calcualtions taught in college after reviewing the tutorial. Thanks for the refresher course!

Thank you! Broke it down super clear and concise.

Kevin, you have no idea how much you have just helped me. I have an exam coming up this month and needed to know how to do FV on this calculator I just bought. I struggled to read and comprehend the manual - and it was horrible. Too generic. I was getting very stressed, feeling dizzy with worry. Thank you so much. Lifesaver

Mr. Kevin Bracker please keep up with what you are doing..beneficial stuff...selflesness

I come back to this video several times for reference. its very helpful, clear, and concise. Thank you for putting in the time to make this video :D

Wow thank you so much for this video. I was so lost on how to use this thing. Very clear and informative. Plus, your voice was so chill.

This video was awesome, thanks ever so much. I have had issues with the calculator for literally a year and a bit. This has solved my problems. So thank you.

I love your videos, they are concise and easy to follow. Your voice is an added bonus! Thank you!

Thank you sir! U are the damn man! You gave monthly pmt example plus others while showing all buttons you pressed AND showed how to set the calculator. Great job and Thumbs up! First time viewer.

This is the best video about using HP10BII

Thank you! Thank you. I was so confused when the professor was doing the problems using this calculator. Love your teaching skill!!

I had my class with Mr. Kevin and im so happy to be taught by this gentleman .. go Pitt State !

You’ve saved my life. You are a saint and you don’t even know it.

was really helpful.... got me to understand the financial logic and how to use the calculator . Thanks so much!!

I love your learning style and this was extremely helpful !!! I'm taking financial management this semester and would love if you put up Orr if you have any more videos !!!!! Thank you so much - very thorough overview this has definitely helped me

Thanks. Due to your video, I was able to pass a financial examination.

Thank you!!! I didn't know why it had no solution. I wasn't careful with the negative sign