I DID IT ALL WRONG - KEEPING IT REAL - LUXURY YOUTUBE

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I did it all wrong. Let's be honest, I mess up many times before I get something right. That the beauty of learning! If I were to do a low buy year all over again, I would start out with a realistic budget. once I met all my goals I would recreate my budget for more long term goals. What would you do?
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3 окт 2024

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Комментарии : 63

@MelissaAdams-Wade 20 дней назад

I am, by no means, giving you financial or low buy advice. I’m simply sharing what I learned through my experience and what I could have done better.

@Luxury_for_less 19 дней назад

I’m down with the home renovations instead of bags as long as we get home renovations content 😁😁

@MelissaAdams-Wade 19 дней назад

🤣 you got it

@ameliarosescloset 20 дней назад

I don’t think you did anything wrong, as you know I have a real interest in personal finance, and I think anything that causes you to assess your finances and manage them is a success. Even when you finished and then when on a bit of a splurge, having focused on personal finance for a while, you reflected on your spending again very quickly. That is a successful take away and at the end of the day, we have to live and indulge in the things we love. And also, personal finance and really learning money management in my opinion is a learning curve, you are further up that curve now for long term money management. I made so many mistakes along the way and I’m still in no way perfect, but I definitely have a better handle on it from going through it all.

@MelissaAdams-Wade 20 дней назад

Thank you Amelia. I agree. I learned a lot through this experience and will continue to do so because of it. I was able to identify areas of opportunity through this experience.

@bagsandlifestyle 20 дней назад

Looking forward to the home renovation updates.

@MelissaAdams-Wade 20 дней назад

Thank you 😊. Me too

@StyledByGwenny 16 дней назад

Anything that makes us stop and take stock is a good thing. It's WAYYYYYY too easy to get carried away with this luxury frippery! 🤗

@MelissaAdams-Wade 16 дней назад

You can say that again 🤣.

@DaylesAddiction 20 дней назад

I think you did well to stick to your hard rules for so long - I stopped smoking cold turkey (what we say here when you do something hard 😂😂) and I think it’s the best way to shift your habits. Everyone is in a different season of life - my husband and I have been through the blended family, we paid off our mortgage and now we have a moment of luxury. We’re looking for a new place that will come with a big mortgage and things will change and that’s going to be fun and probably mean less bags, but so be it!

@MelissaAdams-Wade 20 дней назад

How exciting. Anything to do with buying a new home, renovating, home improvements ect is so much fun for me. It’s building a future and I love that.

@R_DLF 20 дней назад

I don’t think you did anything wrong. Life is an experience. This experience has taught you a lesson. Don’t be hard on yourself. A little indulgence is okay in moderation.

@MelissaAdams-Wade 20 дней назад

@@R_DLF You are so right. That’s why I said I think I had to go through it to know where I could have improved.

@sibimarie 20 дней назад

Wishing you all the best on your home improvement projects! 🙏🏽

@MelissaAdams-Wade 20 дней назад

@@sibimarie Thank you 😊

@leida1931 20 дней назад

I can so relate! We’re in the process of setting money aside for home renovations like roof repair and less spending🤦‍♀️

@MelissaAdams-Wade 20 дней назад

Roof repairs are so expensive. I’m sorry you have to do that. It will be rewarding once it’s done. 🤍

@vinivin1789 20 дней назад

Loved the insight from your experience. Can't wait to see the improvements/ renovations to your already beautiful home! I'm excited for you girl!

@MelissaAdams-Wade 20 дней назад

Awe thank you for watching Lavinia. That means a lot to me 🤍

@KW-mo6sz 19 дней назад

Great topic Mel. I think you touched on a lot of great highlights in this video. 1st you learned from your low buy, which is a success in my book. 2nd people have a distorted idea of what reality looks like in most peoples homes.

@MelissaAdams-Wade 19 дней назад

Thank you so much xoxo

@mrsbluxlife 19 дней назад

I totally understand where you coming from. Can say you know now how you want to move forward. Luxury desire can leave and does BUT that just means increase in another area. Can’t wait to see the home improvements. TFS…

@MelissaAdams-Wade 19 дней назад

Thank you so much. xoxo

@AnUrbanGypsy 19 дней назад

Tbh, I think you did best knuckling down for the first 6-7 months and knocking the smaller debts out of the park, even if you did go a bit heavy on the purchases for a month or two afterwards. You didn’t save so much, sure, but most importantly you didn’t go back into debt. I reckon my budget generally gets a refresh every 3 or 4 months because things do change within our finances, that’s just life. You have a nice luxury collection to really enjoy too. 😊

@MelissaAdams-Wade 19 дней назад

Thank you, that is very true. Sometimes a little splurge is okay, just gotta make sure to get back on track.

@teew3769 20 дней назад

I am the same way!! I over indulge after a no buy 😅 luckily I’ve been better at it. Bought a house a month ago and needed to strap down this past/upcoming year!

@MelissaAdams-Wade 20 дней назад

Congratulations. That is so exciting

@Wildunfiltered 18 дней назад

Love how open you are about this. I never set rules as I feel there are too many factors that may change things as time goes on. I like to be in the moment. It’s much more freeing x

@MelissaAdams-Wade 18 дней назад

Being in the moment is wonderful

@Wildunfiltered 18 дней назад

@@MelissaAdams-Wade it’s taken me years to get to this point but it’s so liberating x

@mwedzi 20 дней назад

Other than handbags, my current favorite topic is budgeting, so I love this video. Nice reflection, and it’s okay to make mistakes as long as we learn from them. It’s what life is, really. You’ve done well!

@MelissaAdams-Wade 20 дней назад

Thank you and I couldn’t agree more. It was really eye opening to see how going back to over consumption made me feel. Sometimes that’s what it takes for me to fully devote to a change.

@fsechzer 20 дней назад

It’s delightful to see how you stay true to your and your family needs, as well as how you respect your audience and share, while maintaining your boundaries.

@MelissaAdams-Wade 20 дней назад

It’s all about balance which can be difficult but it’s important.

@nb_276 19 дней назад

Great video thanks for sharing. We are only human. I did a shop my closet handbag challenge for the whole of May this year where i use a different bag each day & had a bag buying ban for that month. I have bought 3 bags earlier in the year. But as soon as i finished my bag challenge, i bought 4 more bags 🫣🙃 now i am on pause and doing my best not to buy anymore this year, its not easy. Im looking forward to your home improvement videos, good luck with that❤

@MelissaAdams-Wade 19 дней назад

@@nb_276 I’m trying not to buy anymore bags this year also. The last bag I purchased was the beginning of August.

@MsEasyBeautiful 20 дней назад

Excited for the home renovation videos

@MelissaAdams-Wade 20 дней назад

@@MsEasyBeautiful Thank you 😊. I’m excited too.

@AreYouKittenMeRtNow 20 дней назад

Well you did it once and it was a learning experience! For me it actually works best to completely focus on one thing at a time. I like your idea of the budget for the year. You won’t regret investing in your home imho

@MelissaAdams-Wade 20 дней назад

Thank you, I know I won’t regret investing in my home. I’ve been wanting to for a while but I had to wait for the right time.

@Karla-fl4mg 20 дней назад

Thank you for this realistic & heartfelt conversation! I’ve always wondered how some RU-vidrs can afford so much luxury 😳 I think it’s unrealistic to keep up without being in some serious debt unless you have endless amount of money. I want to be able to sleep at night!

@MelissaAdams-Wade 20 дней назад

I’ve always been conscious of how much money I’m spending on luxury. I don’t ever want to go into extreme debt over something as trivial as a handbag. However, for me to afford luxury, that means I have to give up other luxuries in life which I shared in today’s video. I’m at a point where I’m really happy and satisfied with my luxury collection and can focus on other areas in life. I’m really excited to see what brings to the table.

@NothingButBags 20 дней назад

I completely understand what you mean. When we say we are going to do a no-buy or low-buy we HAVE to have a plan. When we fail to plan, we plan to fail. It’s super important to know what we are gonna do and the why. This was a great topic and can be extremely helpful to anyone trying to refrain from purchasing. Which is SO hard to do. At least for me. 😂

@MelissaAdams-Wade 20 дней назад

@@NothingButBags exactly Liz. Winging it never works out for me. I’m with you on the “refraining from shopping being difficult”.

@DebShops-e3v 15 дней назад

Melissa do not be so hard on yourself. You were able to accomplish your goals with your “low buy” so kudos to you and congrats. Yes it is smart to re-focus on your home and you are correct…most of us can not do both..in fact going into to debt to consume luxury is just bot financially prudent. No Karan or CC debt for any of my purchases period. SO forcing myself to save cash for my purchases really slows me down…..the urge is always constant…there will always be new bags…it is impossible to keep up. I am at 45 bags and that is more than enough so if I bring in something new…something else has to go. I can barely carry what I have and am toying with the idea to do down to 35 bags. I think many of us just have too much stuff. I am happy to see you invest in your home. That is the gift that keeps on giving….a lovely cozy home is a real treat so go for it and enjoy!

@cynthiak9069 20 дней назад

A real video about real life. You go girl!

@MelissaAdams-Wade 20 дней назад

Thank you so much 😊

@Breanna.HouseOfCorgis 19 дней назад

I wouldnt be so hard on yourself - you made a lot of progress either way

@MelissaAdams-Wade 19 дней назад

Thank you 😊 I appreciate that.

@BeachieDogMom 20 дней назад

Your handbag collection is beautiful!!! 🤩 ❤

@MelissaAdams-Wade 20 дней назад

Thank you 🥰

@Jploveslv 20 дней назад

We all learn as we go with different experiences. I've always paid myself first so I don't have guilt when I buy stuff.

@MelissaAdams-Wade 20 дней назад

🤍🤍 yes we do

@marybethlengyel8875 20 дней назад

Best of luck on all your projects coming up. 🤞🏻🤞🏻🤞🏻🌸🌸🌸

@MelissaAdams-Wade 20 дней назад

@@marybethlengyel8875 Thank you 😊 I am so excited

@luxsational 20 дней назад

Girl i feel your pain. I have over spent so much this year out of complete stress. I feel so regretful. Now im going to Florida for 3 days and thinking about returning this Rogue i just purchased.

@MelissaAdams-Wade 20 дней назад

@@luxsational If you have doubts, I would return it. I wish I would have returned my Cala Jade and Le Tanneur bags.

@luxsational 20 дней назад

@MelissaAdams-Wade it's so beautiful. It's peony with tea roses. I'm sure I can find it again. I did purchase from ebay. I do have the return label already. I just need to pull the trigger. I paid 930 after all said and done. That's a pretty penny.

@MelissaAdams-Wade 20 дней назад

I would ask myself, “Would I rather have the bag or the money” and that’s your answer to whether or not you should send it back.

@bjfifi 20 дней назад

👍

@MelissaAdams-Wade 20 дней назад

@@bjfifi 🤍

@glamluxbykeyla 19 дней назад

Your videos are so realistic 🥹💞 this is what we need 🫶🏼 and it’s true I am in a place now, that I love having our home beautiful for us, is what I love more than handbags at this moment 🥹 I bought a new bag and I love it but I’m not that excited to do an unboxing etc I am more exiting on decorating my house for fall hahaha so please show us your home renovations 🥹💖💕😊

@MelissaAdams-Wade 19 дней назад

Decorating is so much fun. I hope you enjoy decorating your house for fall 🍁