Sponsor: 🐮 Moomoo SG hmsg.link/sgmo...
Get 6.8%*p.a. with Moomoo Cash Plus for new & existing users! *T&Cs apply.
_________________________________________________
📈 Click hmsg.link/ibkr to see my preferred broker: 💹 Interactive Brokers
🌟 My referral codes: t.me/sgpromocode
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕️ Support me at Ko-Fi: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG / honeymoneysg
🎵 TikTok / honeymoneysg
📧 Email (Business only): sghoneymoney@gmail.com
🕸️ My Website: hmsg.link/website
📈 INVESTING & TRADING PLATFORMS 📈
🔗 hmsg.link/inve...
💳 MULTI-CURRENCY CARD/WALLET 👛
🔗 hmsg.link/multi
💰 PAYMENT APPS 💰
🔗 hmsg.link/pay
🏦 FINANCIAL APPS 🏦
🔗 hmsg.link/finance
💼 BUSINESS 💼
🔗 hmsg.link/busi...
✈️ TRAVEL ✈️
🔗 hmsg.link/travel
🛡️ Travel Insurance offers 🛡️
🔗 hmsg.link/trav...
🛍 LIFESTYLE 🛍
🔗 hmsg.link/life...
👨🏻💻 PROFESSIONAL SERVICES 👨🏻💻
🔗 hmsg.link/serv...
🎥 FILMING & SOFTWARE 🎥
🔗 hmsg.link/film
Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
_________________________________________________
T-bill rates have dropped to around 3%, and SSB rates are now below 3%. With these changes, fixed deposits (FD) suddenly seem attractive again-especially those offering above 3%.
Source: sgfd.neocities...
✅ As mentioned in video
- Citigold Premier Banking hmsg.link/citi...
- Syfe Code: HONEYMONEY @ hmsg.link/syfe
Current Fixed Deposit Offers
Maybank Deposit Bundle Promotion
3.55% p.a. for 6 months
Requires S$1,000 in CASA for every S$10,000 FD
Minimum: S$20,000 FD and S$2,000 CASA
Effective rate: 3.23% p.a.
Citibank Citigold hmsg.link/citi...
3.35% p.a. for 3 months, 3.2% p.a. for 6 months
Minimum: S$250K placement, Citigold clients only
FD also qualifies as assets under management (AUM)
Citigold requires minimum S$250,000 AUM
Syfe Cash+ Guaranteed
Code: HONEYMONEY @ hmsg.link/syfe
3.2% p.a. for 3 months (subject to change)
Managed investment portfolio, not a fixed deposit account
Investment capital and returns are guaranteed, subject to underlying bank risk
Key Takeaways:
Foreign banks tend to offer more competitive rates than local banks.
All options are regulated by MAS, with SDIC insurance up to S$100K.
Fixed deposit rates may drop soon, so act quickly.
Should you consider CPF next?
SA and MA accounts are offering at least 4% p.a. Comment “CPF+1” if you want more details!
#Sponsoredby #Moomoo
27 сен 2024
