$10M+ net worth and want to optimize → vwo3759x8i7.typeform.com/earl...
$1M - $2M and want to retire early → • I have $2M. Can I Reti... (Case Study)
Case Study Details:
Harold & Casey Sample are 54 and 52, respectively, and seeking retirement guidance after recently inheriting $4M (lucky sperm and egg club)!. No children. No desire to leave significant assets upon their passing.
They had diligently saved, but their initial plan was to work until 65, aiming for a 100% probability of success.
They are now on track to retire early and spend more than projected - and want to optimize along the way.
Their retirement goals were as follows:
➡ $10,,000 per month for core living expenses.
➡ An additional $25,000 per year for travel, but only for about fifteen years.
➡ A plan to ensure they account for healthcare costs ($1,400/mo. each).
➡ All of this income needed to be after tax.
No pension.
Achieving a 100% probability of success means having an excessive buffer or margin in their plan. While a financial buffer is essential, the question arises: what are they planning to do with those extra resources? Imagine dying with $21M...
Optimizing Retirement for a Fulfilling Life
We proposed a new perspective to show them what they can spend and STILL be on track to reach their goals. This would allow them to enjoy their retirement while they are still healthy, energetic, and have time to spend with loved ones. This approach also opens up the possibility of adjusting their financial plan to better align with their real goals.
The crucial takeaway from this case is that retirement planning is not just about maximizing the terminal value of your portfolio. It's about optimizing your life and making the most of your resources to live a meaningful and fulfilling retirement.
Timestamps:
00:00 - Introduction
00:20 - Other Case Studies (see description)
00:42 - House Rich Cash Poor
2:43 - Qualified Rich Cash Poor
2:55 - Superhero Account
4:22 - Sample Case
7:27 - What Are They On Track For?
9:55 - Overall Investment Allocation (COOKIE CUTTER)
12:57 - Tax Planning
15:29 - Cauliflower Example (Lifetime Tax Liability)
17:20 - Benefit of Roth Conversions When Markets Go Down
19:21 - 5 EARLY RETIREMENT MISTAKES
20:50 - Bridging The Gap
22:40 - HOW TO PAY 0% IN TAXES
23:47 - Summary & How To Work With Me
Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Lead Financial Planner (Fiduciary).
Free Cash Flow Planner →
root-financial-partners.ck.pa...
Most Important Photos You'll Ever See If You Want To Have Success In Retirement → www.dropbox.com/s/40lis7bjblc...
FREE eBook: A Complete Guide To An Early Retirement → rootfinancialpartners.lpages....
FREE eBook: Complete Guide to HEALTH INSURANCE to Retire Early → root-financial-partners.ck.pa...
PODCAST - earlyretirementpodcast.com/
INSTAGRAM - / earlyretirementari
LINKEDIN - / aritaublieb
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29 июн 2024
