I'm Homeless 

Hope so too!

Dear kc2jfs, Marty Zoffinger did default on his Fannie Mae loan, I looked it up and found out. You are right about the fact he defaulted. What I don't know and suspect you don't know is why. For lots of people it doesn't take much to disrupt a life. My grandfather lost his homestead during the depression because he didn't have the 300.00 to pay the taxes. The timber on the property is now worth millions. I guy that owed me money declared bankruptcy to avoid paying me and all of the other folks he stiffed. He kept his house, car, and the stuff he bought and defaulted on. Two people with two different reasons. Stuff happens in life and the best we can do is to learn from it and move on. We all need help sometimes even you. Don't be to quick to judge Marty unless you have a lot more evidence.

Thanks Bob. Had I stayed, I was destined to lose everything AND default. The boat was my parachute. Less than the cost of the roof which needed replacing. Or the central air which didn't work. Or the septic tanks which were bad... My hope was that the bank wouldn't lose too much, so I left the house intact (appliances, etc.) Probably stupid on my part. That commenter didn't know the days I had fearing not having money for food so I could make my mortgage payments nor foregoing doctor visits due to the cost, nor the tremendous personal loses I endured by staying as long as I did. His opinions were arguable and perhaps valid, but uneducated (not knowing my situation, like you said) and filled with too much hate, so I banned his comments. Leaving that house was like leaving five of my big boats behind. Devastating to me. Despite his assessment of me not having any 'skin' in the game. It was however, my chance at finally pursuing happiness by ridding myself of the vampirous hold that house had on me.

My father work hard every day. rain, snow, flood, sick or not he worked hard to build a life for our family. he came to america with a wife and 3 kids and one on the way with nothing but the visa provided to him by the american government.. Fleeing Laos when america decided to pull out since he spied on viet cong movement along the laos border and reported to the cia as soldier in the Laos army. He worked hard Every day and talked about after he retired how he would spend more time with the family, do more things and live the life he built. But he never did. he stayed alive long enough to see me turn 14 and passed away on nov. 20, 1996 after a short battle with stage 3 lung cancer. You cant go through life expecting to live tomorrow when your life happening now. you can always live life and still plan for the future. if That house was keeping you from living your life. than let it go. In the end its just stuff. you only get one life. a person can die regretting they never lived, but people rarely regret dying after they have lived life.

Material possessions can all too often be an anchor around your neck. What matters in life is being as alive as you can be and enjoying every minute of it that you can to the fullest extent with the least amount of regrets in the end. Hopefully this will be the turning point in your life that will make your life better than it ever was. :) I'm shooting positive vibes your way bro. Keep the faith.

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I'm from michigan too. i love this ch. i hope to do the same thing marty is doing when i retire. only 20 more years.

Michigander Yes he is the Best!

Detroit reporting in

ES from Houston here. Subscribed.

Michigander Toledo Ohio!!! Just found this!!!

I remember :)

Yeah Thanks for responding!

zoffinger GOOD LUCK WITH EVERYTHING

Thanks, guys!