I Turned This Cash-Only Savings Hack Into An $850K Business

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At 30 years old, Jasmine Taylor found herself with $60,000 worth of student loan debt and $9,000 in credit card and medial debt. Determined to get her finances back on track, she researched budgeting methods and found cash stuffing online. Two years later, cash stuffing has not only gotten Jasmine out of debt but also made her a very successful business owner. Baddies And Budgets brought in $850,000 in 2022 and is on track to hit $1 million in 2023.
Check out Baddies and Budgets here: baddiesandbudgets.com/
Produced by: Lauren Shamo
Senior Managing Producer: Sam Rega
Supervising Producer: Jessica Leibowitz
Camera: Lucas Mullikin
Editor: Marisa Forziati
Animator: Elham Ataeiazar
Reporter: Ryan Ermey
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I Turned This Cash-Only Savings Hack Into An $850K Business

Опубликовано:

24 мар 2023

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Комментарии : 3,2 тыс.

@asapmonkey2393 Год назад

going from literal poverty to millionaire in two years just shows how one year or even one month can change your life

@anoukc6928 Год назад

She’s not a millionaire. It’s her business revenue, not profit

@_nimrod92 Год назад

@@anoukc6928 don't matter she is richer than you hater

@mike48084 Год назад

You don’t understand how a business works do you?

@asapmonkey2393 Год назад

@@anoukc6928 True but the cost to make that is very cheap her margins are crazy so yea she is basically a millionaire within this year or 2024 in profit.

@marciejade1408 Год назад

@@anoukc6928 wow aren’t you the optimist! I’d say she is worth MORE than a million and you are not worth a cent.

@WeezyJeffersonYo Год назад

This young woman also constantly thinks of others. She has no kids of her own, but always prioritizes her nieces. She has an envelope just for them and gifted one niece $10k. She even has an envelope labeled "help a human"---before her business blew up. She's pretty amazing.

@hassanas.benjamin3818 Год назад

Love ppl like her very inspiring

@hassanas.benjamin3818 Год назад

@@TheDogGoesWoof69 shhhhhh!?

@JessiesFamily Год назад

This made me emotional ❤awe so sweet

@theofficialblackdirectory Год назад

What's Up, Weezy Jefferson? LOL

@merindaarvie28 Год назад

WOW

@TianaParker Год назад

This video got 914k views in just 2 weeks. She’s definitely going to make more than 1 million this year! I’m so happy for her. ❤

@obecox939 Год назад

This is not her channel dummy😂😂😂

@silvervixen007 Год назад

You know that 1 Mil views gives you just 1000$

@ladylauren5258 Год назад

Right! I’m looking her website now to purchase!

@sassylove314 Год назад

@6Meilin This source of additional revenue is not from YT ads. The comment is alluding to the fact that this video reached 1Mn new users, many of whom would be potential customers. It's free marketing. Btw, this video isnt posted by her, it's just featuring her.

@MisterPotter 10 месяцев назад

@@sassylove314 Actually now she will have a lot more competition from people who saw this plus it's an easy to replicate business. Put same product with a slightly cheaper price and SEE if people stay loyal. Spoiler alert, THEY DON'T

@ibrahimyusuf677 Месяц назад

You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

@lovethguridi704 Месяц назад

Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.

@swankydreams729 Месяц назад

I'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.

@PaulaEspinoza-js2tp Месяц назад

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

@cathrin_odeya_okelani Месяц назад

Thanks to Mrs Maria Davis.

@WilliamOlivia7 Месяц назад

YES!!! That's exactly her name (Deborah Davis) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺

@ashleyramos Год назад

Turning $1200 into a six figure business. Way to work. Congrats!

@octaviakf Год назад

7 figures I love it

@sambee4927 Год назад

I love capitalism!

@planettiktok3258 Год назад

Now she needs to track her caloric intake

@djmula25 Год назад

I did that with airbnb my last 1200 brought in 40k to start

@TheBohodiva Год назад

Amazing!

@watchersmith806 Год назад

This is old style budgeting, before common use of credit cards, when people physically put $ into envelopes to pay various bills. Some people don’t think of credit cards as “real money” So they overspend. This method provides a visual. Congratulations on getting out of debt and creating a thriving business!

@hassanas.benjamin3818 Год назад

Exactly. She turned in old idea in to something new style. And people are loving it. I'm def going back to budgeting

@cremebrulee4759 Год назад

Definitely it's easy to overspend using cards, even debit cards.

@dachsrottweiler Год назад

But how does she pay her bills exactly? Do they accept cash payments for rent etc. in the US?

@hassanas.benjamin3818 Год назад

@@dachsrottweiler if she getting orders from off line it goes directly to her account maybe. Trust me there are ways to do stuff.

@marcieknight2003 Год назад

@@dachsrottweilershe said she does a direct deposit for bills

@PhilipChirop 2 месяца назад

Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024

@VeronicaERioElisabetta 2 месяца назад

I am 65 year and have been looking for ways to be successful, please how??

@ThomasJeffersonEdison 2 месяца назад

Honestly speaking,,I will continue to trade and stick to Sonia/ daily analysis and guides as long as it works well for me.,

@PhilipChirop 2 месяца назад

Woah for real? I'm super excited. Sonia christen strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started

@Isabella-bz4cl 2 месяца назад

The first time we had tried, we invested $4000 and after a week we received $16,400. That really helped us a lot to pay our bills.

@PhilipChirop 2 месяца назад

She's on telegrams mostly, using the user name.

@Ayusaile 9 дней назад

I am so happy that I made a productive decisions about my finances that changed my life forever. I am a single mother and I live in Spain, I bought my second house in February and I hope to retire Next year at 40 if all goes well. Thanks to Lander C'Ann for helping me achieve this.

@Rainbow-tk5mk 9 дней назад

I've heard a lot about her. Please how do I contact Lander C'Ann?

@Ayusaile 9 дней назад

SHE IS ON TELE GRAM.

@Ayusaile 9 дней назад

@ATlander69...That's it.

@Ayusaile 9 дней назад

That's her user-name.

@raymondcunanan9098 Год назад

Omg i love her. She proves that a profitable business doesn’t have to be a fancy one. You can just be creative!

@gogurletc8170 Год назад

Absolutely ❤

@dwanyamiller4872 Год назад

Ikr

@nadiar.7788 Год назад

Or simple. She used her own challenges to create a solution for herself and (most) everyone else. Sometimes, it's the simplest ideas that are the best.

@EtsySpellcaster-fy3sl Год назад

I could tell as soon as I took a glance at her that she preferred fries over guys.

@jennycurtis4447 Год назад

And hardworking.

@indiaalmighty Год назад

i almost cried watching this! i’ve watched her from the beginning, she took Dave Ramsey’s method and ran with it! truly inspiring ❤

@juliehernandez80 Год назад

Right!? I was like “Look babygirl made it” as if I know her personally lol.

@deebell1638 Год назад

Yes, Every dollar on steroids 😂

@lawrencebello6177 Год назад

What’s Dave Ramsey’s method

@Sasha0406 Год назад

Same! When I saw the thumbnail I was like “Baddies and Budgets”! I’m so proud of her!

@kymberlycourage Год назад

@@lawrencebello6177 it’s the 6 baby steps

@tahirisaid2693 6 месяцев назад

I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per mnth through my super which gives me total $240,000 a yr to live comfortably. I have no debts _.._ Stay Motivated!!

@cortezconquistador 6 месяцев назад

Get it so proud of you.

@lifewithkashmeere 6 месяцев назад

i have started following her on tik tok and i aint playing

@lazer2521 4 месяца назад

Definitely not a bot account to promote Jenny Pamogas Canaya.

@kialuvsyoo 2 месяца назад

If you're not a bot, hopefully you're a good landlord

@greatworkbilly3100 11 месяцев назад

What an amazing young woman. So opened with her challenges. She broke a bad habit of overspending while improving her mental health, helped others and made money helping others. What a boss!

@deathkissgoodbye 10 месяцев назад

She just needs to work on her physical now!

@tangelfields 4 месяца назад

@@deathkissgoodbye why? so she can be deemed successful and acceptable in your eyes? Was that really necessary for you to say? Tell me how does someone be perfect for you so we all can aspire to do the same 🙄

@DebraJohnson Год назад

This is amazing. A $1200 initial investment flipped into an almost million dollar business. Congrats!

@sp33drr Год назад

this is literally only for low IQ blacks

@EtsySpellcaster-fy3sl Год назад

I could tell as soon as I took a glance at her that she preferred fries over guys.

@Mike-kl5yc Год назад

@@EtsySpellcaster-fy3sl lmao

@bjonkofficial Год назад

no - a MORE than million dollar business! and, it even helps other people to save money themselves!

@bdh711 Год назад

@@EtsySpellcaster-fy3sl you’ve typed that under every comment, we get it

@ER-pc3dx Год назад

This woman has literally turned my finances around - love Baddies and Budgets!

@Evonda Год назад

Same here thanks to her when my car needed a new tire I didn’t have to stress about where the money was going to come from I just pulled it from my car envelope and kept it moving 😊

@thelaundryman9287 Год назад

@@Evonda that's 🔥

@crunchmaneslice276 Год назад

Baddie?

@jerryn9690 Год назад

@@Evonda I love that for you! Well done!

@Mary-io1mb Год назад

I was thinking about buying the product but I have no debt and I am a saver. I understand that she does not use a bank; and does not own any debit or credit cards? When I first about her story I was fascinated. Kudos to her for getting out of debt and using that stimulus check wisely to open up her own business. Going from consumer to producer. And she has her own staff creating JOBS. Amazing 💯‼️

@rogerkeith4267 5 месяцев назад

Jasmine is beyond amazing. wealth has no shortcuts, do this.

@rogerkeith4267 5 месяцев назад

“lf nothing is done on your finance, lncome will relatively be unchanged." The Rich attain wealth cause they seek the aid of finance Pro(s) to attain wealth but claim to do it all themselves.

@rogerkeith4267 5 месяцев назад

”Don’t lay your eggs in a basket.” I attained wealth by varying options with the aid of my finance pro. and so far have attained so-much in my finances. Give this a try and attain wealth

@rogerkeith4267 5 месяцев назад

sear ch the full name below, if you care to attain weaIth

@rogerkeith4267 5 месяцев назад

Rebecca Martin Watson

@svenoliver6040 5 месяцев назад

i’m amazed to partake on this, lt has rekindled the fire to my finance goaI

@swethagunasekar7053 Год назад

Jasmine, you turned a rock into a diamond! You go, girl. I wish to be a entrepreneur one day, and YOU inspire me.

@GrahamStephan Год назад

Congratulations, amazing story and business!

@XaraTVOfficial Год назад

You know it's a good video when Graham's commented on it.

@MalluStyleMultiMedia Год назад

Hey Graham ..Sup?

@williampaskewitz5383 Год назад

Yes

@devilshorses Год назад

Graham... reaction video?

@MalluStyleMultiMedia Год назад

@@devilshorses I agree.

@TheRamseyShow Год назад

Great job, Jasmine! An absolute proven way to make your money behave!

@kathurtado13 Год назад

If it wasn't for the Ramsey Show, I would still be drowning in credit card debt!!!! Thanks so much, much love from NJ 😊😊😊

@PeachStateNotaryServices Год назад

As a FPU Alumni 2011, immediately upon seeing this I was reminded of my FPU wallet from over a decade ago.

@sp33drr Год назад

@@kathurtado13 bbbbbbot comment!!!

@EtsySpellcaster-fy3sl Год назад

I could tell as soon as I took a glance at her that she preferred fries over guys.

@curlygurl43 Год назад

@@EtsySpellcaster-fy3sl so unnecessary for you to say that 🤬. You don’t know what this young lady has been through in her life.

@f1ng1rl Год назад

I'm so happy for her, may she triple, even quadruple her profits this year, she deserves so much happiness!

@sharonler-2782 10 месяцев назад

Do u know what's her TikTok acc

@enchantedseasonslawncare8559 9 месяцев назад

How do you know she deserves it? Do u know her?

@livelaughlove5421 8 месяцев назад

@@enchantedseasonslawncare8559do you know her? What makes YOU think she DOESNT deserve it? Your kind is so bitter

@geeangeles6600 10 месяцев назад

I used to wonder and shake my head why my mother has this record book and accounting all the family's money up to the last cent every single day, as it was a tedious routine. Through the years and after being a mom myself, I started recording every income and expense too and realizes why my mother was into it, it's the satisfying feeling of having your finances in order and knowing that you got savings for emergencies without need to beg from other people to loan you money or turn to loan institutions that charge onerous interest.

@intrepidfox37 Год назад

I had a coworker doing this back in the day. Old school method of budgeting but it keeps you on track! It blends nicely into the idea of Paying Yourself First.

@yongchen4158 Год назад

Old school budget 😊

@lord-vast Год назад

Ur Spot On My Roommate Way Back In 1999 Use To Utilize This Same Method He Would Stuff Money in different envelopes specific for rent utilities etc etc etc.

@StillMatic93 Год назад

I hope she knows how much she just inspired and motivated me to restart my small business and starting my own saving challenges! Thank you!

@qendresaful Год назад

Same here she’s an inspiration that if you just keep going things will get better

@ayeelaura Год назад

same

@prettypuffprincess Год назад

Awe good luck yall ❤❤❤

@simonbad 10 месяцев назад

My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in the US.

@AstaKristjan 10 месяцев назад

As with any big financial decision, it’s important to keep your guard up for economic risks. However, smart planning, time management and seeking advice from a financial adviser can help keep you and your money safe.

@Erinmills98 10 месяцев назад

@@AstaKristjan I agree with you. I ventured into stock with less than $100K, and now I'm about 17K short of half a million dollars. Credits to Avery Barnes Whidden. She's verifiable.

@IrenaDolinsek 10 месяцев назад

@@Erinmills98 Fantastic! can u share more details?

@Erinmills98 10 месяцев назад

@@IrenaDolinsek She’s a highly-sought out adviser, so I’m not certain she’s accepting new intakes, but you can give it a shot. It wouldn’t be proper to just leave her number lying around, but she has a webpage you can look at if you google her name.

@owenbegum1875 2 месяца назад

We work for years to earn $1million on our retirement, while some people put thousands of dollars in some meme coins and they become millionaires.

@henrygunning6709 2 месяца назад

Best thing that happened to me last year that I can attest to is the progress I have made so far on trade. Venturing into crypto was my best decision ever I know more is yet to come 2024

@harrisoncharlton1964 2 месяца назад

I always wanted to trade crypto for a long time but the volatility in the price has been very confusing to me although I have watched many RU-vid videos about it but still find it difficult to understand

@InezLLane 2 месяца назад

First understanding the financial markets and how it works then you need to know how to study the market chart. That's all you stand to when you trade or invest with a mentor

@peterwojcikgabriel5473 2 месяца назад

@@harrisoncharlton1964.Having an investment adviser is the best way to go about the market right now especially for near- retirees, I have been in touch with a coach for a year now mostly becus I lack the depth knowledge and mental fortitude to deal with recurring market conditions netted over $320k in profits so far, it clears the is more to the market that we the AVG don't know that Investment advisor's know.

@kathleeng.wilson1652 2 месяца назад

I'm a bit perplexed saying Derek Mia Scott has been my mentor. Didn't know she has been good to so many people.

@milagroelguerayllescas9091 Год назад

This is so great! I’ve been following her for couple of years and let me tell you I was able to save 8 thousand dollar in less than a year with her advice on savings! I was never able to do that! I am happy to see her growing like this! And I manifest this for me in the future too!

@deebell1638 Год назад

We need to hear your inspirational story next.

@vivveene1675 Год назад

Milagro Elguera Yllescas: What is the name of her channel?

@nikki_abundant Год назад

@@vivveene1675 Baddies and Budgets. I’m a fan! She offered a mystery box, I preordered it immediately while watching her cash stuff. She’s real & inspirational.

@Melanatedminimalist Год назад

Wow this is awesome I’m doing Dave Ramsey baby steps as we speak…. Knew about financial peace back in the day and didn’t focus on it…. Now I am truly doing it!

@jules2419 Год назад

Wow!

@BudgetWithJeanette Год назад

Jasmine!!!! Have followed since the beginning of her RU-vid career. So proud of you and your success! Turning $1k into a six figure business and growing is amazing. Truly inspiring! 🙌🏽👏🏽💜

@VisiblewithBri Год назад

I know this is 100% accurate being Debt free 🙌🏾. Cash stuffing is the way to go. Keep pushing sis. May the ones watching this video realize that debt isn’t forever, I promise! And there are ways to change that reverse that situation.

@kialuvsyoo 2 месяца назад

Student debt is 🥲

@cindyleeger 11 месяцев назад

This is a beautiful story. She breezed over bipolar and spending, but I’m super impressed that she has succeeded so well. Congratulations Jasmine, you are amazing.

@kayahardin1640 Год назад

So essentially she sells merch for the finance/cash-stuffing niche. She uses cute graphics, colors, and organization to draw her audience in and thus gets paid. This is a cute idea and apparently, a profitable one! What she needs to do next is diversify her income and start investing. She's doing very well for herself and her niece! Lovely to see this 😊😊

@DogeMultiverse Год назад

Her Tiktoks went viral. Marketing is usually the biggest expense for these type of products

@ericb5328 Год назад

No one is forced to buy any of it. Capitalism is wonderful

@13ikea Год назад

Yea a lot of people have channels like this so I’m sure these products are flooded on Etsy.

@godschild2-yd3jy Год назад

I appreciate her tenacity and applaud her success.

@blackamericanlesbianprofes4357 Год назад

Kaya Hardin, the interviewee did say she does invest.

@treyk2932 Год назад

I never thought I’d be GENUINELY happy for someone else before. This woman deserves to be a future Billionaire! Bless her 🙌🏾 I want everything GREAT for her!

@Austin-Donald. 2 месяца назад

This year 2024,don't set you're financial goals without consulting a financial adviser.there expertise ensure a solid plan for success.Building wealth involves developing good habits like regular putting money away in intervals for solid investments.

@David-abshire 2 месяца назад

Thanks for the advice! I'm new to financial planning and wasn't sure where to start.Any tips on finding a reliable financial adviser or resource to guide beginners?

@SimonePaulStevens 2 месяца назад

You're right, based on personal experience working with an investment advisor, I currently have over $300k in a well-diversified portfolio, that has experienced exponential growth. It is not only about having money to invest in stocks but also you need to be knowledgeable, persistent, and have strong hands to back it up.

@lslathatcher 2 месяца назад

@@SimonePaulStevensHow can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

@SimonePaulStevens 2 месяца назад

@@lslathatcherMarie Ann Treloar She's the licensed coach I use.

@SimonePaulStevens 2 месяца назад

Look her up on Google you will find the necessary information and also her web page to make a contact and schedule an appointment with her

@richrelationshipsrefuge 9 месяцев назад

Absolutely love your business model. This is true entrepreneurship you created something that didn’t exist and you payed the cost. So proud of you sis great job.❤❤❤❤❤❤❤

@AtHomeintheSun Год назад

Yeah, Jasmine!! She was one of the first channels I started following when I was learning how to budget better and cash stuff. She is such an inspiration. Get it, girl! 🎉💪

@edithsinkler2205 Год назад

What is her channel name. I’ve seen a lot of copycats. Thanks

@AtHomeintheSun Год назад

@@edithsinkler2205 Baddies & Budgets

@CashStuffingwithAlisha Год назад

@@edithsinkler2205 it’s Baddies and budgets

@CashStuffingwithAlisha Год назад

I started my journey after watching her as well! Now I can’t stop watching everyone’s videos!

@AtHomeintheSun Год назад

@@CashStuffingwithAlisha they are addicting to watch! 😄

@mikaylagarner449 Год назад

I’ve been watching and following her for years. She’s helped me get a grasp on my finances. So happy to watch her and her business grow!

@Airforce3269 Год назад

My daughter created a mini binder and did the same thing about 6 years ago, it really does help to stay organized ❤ until this day we both are still continuing to use our mini binder

@josephine5809 Год назад

Jasmine's story is one of the best. I'm so proud of her. Thank you for giving her the platform that she deserves.

@buzzybee186 Год назад

She helped herself and is helping to raise thousands of people to be more responsible and control of their financial life. All the props to her! Well deserved

@edheldude 7 месяцев назад

Next she needs the same system for calories and food consumption. Americans need it.

@Amelia_mushroomx Год назад

This is what I did in college- not as sophisticated- but it helped me budget my way through art school debt free. I only allowed myself to spend whatever was in the “20s” and “10’s” columns of my paycheck. So if I had a $835 check, I was only allowed to spend $35!on myself that pay period. My hours shifted a lot, working extra when I could, so that varied week to week. Need to get back to this! Go girl, go!

@GrowingTogether10 11 месяцев назад

She is truly an inspiration. I started watching her videos and turned around my money mindset in less than a year. It has changes the way I do things. I'm not perfect still sometimes an impulse spender but I'm getting better everyday.

@savitaraj783 Год назад

WOW, I'm so impressed by you, Jasmine! I'm proud to see a young woman do for herself what many cannot do in a lifetime! You are an inspiration to women. May you continue to be blessed & inspire!

@janedo-re-mi2738 Год назад

I love rags-to-riches stories. I'm so freaking happy for her. I'm also loving all of these pandemic triumph stories. It's inspiring to see how many people were able to invest their stimulus money into successful entrepreneurial endeavors.

@bluckamey Год назад

I follow her on RU-vid. She's helped me a lot with my own budgeting. And her challenges (like the 100 envelope challenge) are so fun to do.

@champslim Год назад

I did the 100 envelope challenge last year!

@TheBLACKboard65 Месяц назад

I started doing that almost two decades ago. But, I didn't call it anything. I got a coupon organizer from Big Lots and withdrew cash each month for the items I needed cash for like hair or food. If a particular category ran out of money or had extra I could roll it into another category or borrow from a category but I COULD NOT withdraw anymore money or swipe a card for any of the categories. It really forced me to think about how I was spending cash and how that affected my overall spending. I didn't feel constrained; all my wants as well as needs were met. It became motivating to either spend exactly what was in the pouch or have a little left over. I'm so glad it's a thing! I haven't done this in a few years so I'm going to order some of her products to get going again. CONGRATULATIONS!!!

@Wilinkaradisic 5 месяцев назад

🎉Hit £500k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started with £20,000 June 2022.❤️

@Judynowakowski 5 месяцев назад

It's strange how people talk about all the profits they have been making through trading of crypto, while am here making huge losses. please can someone put me through on the right path or at least advise me on the strategy to follow.

@Agenoralmeida_ 5 месяцев назад

Making touch with financial advisor like Kathleen Susan who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.

@Thompsoncobaugh 5 месяцев назад

Yeah that's right I think the best watch is to invest with a professional, at least it saves the trauma of too much losses. This just surprised me because I also invest with Expert Mrs Kathleen Susan

@Jasonmcconnell_ 5 месяцев назад

Kathleen Susan is an expert, she invested my 3.6Eth to 7.5Eth in the space of 2 weeks, she is so consistent and reliable. God bless her for me. She has been a blessing for me and my family since trading with her

@Derekvarsalona 5 месяцев назад

I started my investment journey with £5,000 but now earning up to £22,000 in profit lol 😘, so excited!

@lovenspired Год назад

Her story is amazing and inspiring. I know her sister is smiling down from Heaven seeing her daughter going on this journey with her. So awesome she found a way to take care of her family through the transition while growing into successful entrepreneurship.

@smallsda1 Год назад

This is inspiring, working with what you have and amplifying it on a social media platform.

@PoppinSSosa Год назад

She should teach her techniques to a local high school! I believe individuals that age don’t come across this type of content, on the contrary; we are not taught the importance of savings and getting financially organized since a young age. And we think investing and savings are things for who is already billionaire. I started saving money at 40 😅 I wish I had more financial culture and consciousness when I was younger.

@ykook7000 11 месяцев назад

Yeah but kids don't care it's not interesting to them it's only after you grow up and be an adult that people say "this should be taught in schools"!

@Feathertail2205 11 месяцев назад

@@ykook7000 Because adults don't make finance sound interesting and digestible for young people! I lived with a wealthy family for a while but no adult in my life ever taught me how to manage my own money, only kept mum or gave vague advice like "work hard, save more, spend less". It wasn't until I was in my early 20's that I started having interest in investing and financial management only because I found other people in my age range having that kind of interest on Discord. It helped make the subject feel less like a foreign concept to me as I'm slowly learning about this stuff and trying to make sense of it on my own.

@creativelife9871 10 месяцев назад

This is what I plan on doing!! Hopefully, I can get it off the ground this school year! I don’t care if they use it immediately after. The knowledge plants the seed for them to come back to anytime in life.

@tiahnarodriguez3809 8 месяцев назад

@@ykook7000 Not completely true. I learned a bit about finances and savings in an 8th grade life studies class. I thought it was interesting and learned how to save some money, but my parents thought it was mumbo jumbo cuz they were stuck in their poverty mindset. Now at age 28, I’ve been implementing some of those saving techniques from that class and other sources, and have been able to cut our grocery bill in half, save on bills by cutting out things we don’t use or need, thinking twice before making a “want” purchase, etc. If my parents had taken my desire to save seriously then maybe we wouldn’t still be so poor even now. Point is, your environment can also make or break you.

@DebraYick Год назад

She made excellent use of her stimulus payment! She is an inspiration to many!

@MysticBudgets Год назад

Yes boo!! This popped up on my feed I'm so proud of you girl!! Been following you since the beginning and you keep so many of us in the budgeting community motivated!!! ❤❤❤

@johanakitchenstyle8254 Год назад

What is her handle please?

@crasecute86 Год назад

@@johanakitchenstyle8254 youtube.com/@Baddiesandbudgets

@4givenbyf8th Год назад

I’m glad her business is booming and thriving. She definitely turned her hobby into a passion. I, however, have attempted several times at different ventures and haven’t reached sales that I desired. It’s crazy how one thing works for one and not another. I don’t think entrepreneurship is for me from so many failures.

@passion4purpose880 Год назад

Dont give up

@okorolina Год назад

Don't give up friend! Sometimes its a matter of persistence. If you really believe in the idea it may just be a few tweaks away from success.

@4givenbyf8th Год назад

@@okorolina Thanks so much for the encouragement. You’re right.

@4givenbyf8th Год назад

@@passion4purpose880 Thanks so much, I’m going to get up and try again! 😊

@4givenbyf8th Год назад

@@chocolatte522 Thank you 🫶🏾

@Msbrownsugarondeck 11 месяцев назад

Best line ever “you got to be able to bet on yourself, if you don’t, who will” ❤

@JamesKevin-pc9ui Месяц назад

I'm truly appreciative of your dedication in creating this video and demonstrating the possibilities! I've been thinking about whether I should hire a financial advisor. Are there any real benefits to it, or is it just an added expense?

@FudgeMichael-zy5xf Месяц назад

Actually, using a financial advisor can be incredibly beneficial. They can help you create a personalized financial plan tailored to your goals and risk tolerance and also provide valuable insights and advice on investment strategies, retirement planning, and tax optimization.

@GabrielKevin-cw8jx Месяц назад

Yes it can be beneficial. Just shop around for the lowest fee. You have to know how and where to invest after saving up a lot.

@SimanAlexsei Месяц назад

After saving up $105K last year, I had to engage a financial expert I was skeptical at first, but after working with my financial advisor (Melisa Aurora Benadivez), I’ve seen significant improvements in my financial situation.

@SimanAlexsei Месяц назад

I have about $350k distributed across various investing accounts, with 35% of my capital invested in an IRA and 25% in index funds. In Q4, 2023,

@DanielleDeck-mb4gz Месяц назад

Interesting, how can I reach this financial expert of yours?

@MissMiaAfroGoddess Год назад

It’s so nice to see this hard working lady do well. Incredible

@SCT11 Год назад

This is awesome and congrats to her. Seems like this could be a great introductory way to also help parents teach their kids budgeting since the kids get to have some ownership by picking out the look of their binder and the categories most important to them. And because it’s in cash, it’s highly visible and also easy to spend when they’ve achieved their goals. Keep up the great work Jasmine!

@humanlifeinquotes 11 месяцев назад

This budgeting method was commonly practiced by older generation. This is really the most effective way of tracking your spendings.

@HanaTNT 11 месяцев назад

This is definitely my favorite episode on this series. She is an inspiration. She us helping her community grow, spreading budgeting and financial literacy awareness. So happy for her and her business 👏🏻👏🏻 I learned about cash stuffing and accounting every dollar. But I’m more if a digital person. So I do something close to that but all digitally.

@SailorSun1 Год назад

I just love her! I have been following Baddies and Budgets for awhile and she has helped me understand budgeting and now I am debt free!

@theresap7413 Год назад

A big congratulations to you. I am in the process of starting a business myself. I teared up when you started speaking your affirmations for your 2023 business goal. Thank you for this, very relatable and inspiring.

@theresheglowsshortie 10 месяцев назад

Jasmine is an inspiration. I am a business owner as well but not getting traction. Her mindset and tips are very encouraging. I love that she brought up her bipolar disorder. I too am challenged with bipolar disorder and impulse spending. Thank you Jasmine for your inspiration and encouragement!!!

@MrsWorkman03 Год назад

Congratulations girly! 🎉 It always amazing to see something you start in life and have no idea that will take you to space you didn’t imagine it would , continue on being dope and doing your thing, I always love your channel and content! Keep going!

@Battlekitten-sl2vn Год назад

This is wonderful. So happy for her, and really inspiring.

@salhj112 Год назад

At a time when everyone is trying to go digital, this is so refreshing and tells you that when it comes to savings and money management, digital is just one option, not the only option.

@rebeccaspratling2865 Год назад

Amen.

@kimchi8022 Год назад

Digital is leaps and bounds better. Secured,locked away, password protected, points on your credit card, high yield savings accounts. The possibility’s are endless. Cash gets wet and then it’s useless. It’s also stagnant and doesn’t make money for you like a savings account. Just my savings alone yields 4 percent back of what I have in there.

@salhj112 Год назад

@Kimchi I think you're missing the larger point: She is giving an alternative to MS Excel or savings app, not telling you to save at home. You can allocate the money that will go into your account.

@rhondajohnson3072 Год назад

I didn’t even recognize this is the page I had found on my IG. I followed her immediately bc of how inspiring she is on finances and make it look fun to do it on a budget in this manner Kudos to this Queen❤

@shannonp7338 10 месяцев назад

I'm so proud of you Jasmine!! You are BEYOND inspirational!!!

@mauricepatterson9558 Год назад

This is the type of woman you can build with. Congratulations on your successful business. Hope's it booms bigger every year.

@deebrown7160 Год назад

Most men won't give her a chance cuz of her size. I have a similar problem Im thin but very very tall. Men are just not interested. Im well over 6 foot.

@bluebellbeatnik4945 Год назад

@@deebrown7160 men are of low value, though. what is there to like? move country if you really want a guy. better men.

@bluebellbeatnik4945 Год назад

well, that's the woman's money not the guy's money. men can build on their own.

@mauricepatterson9558 Год назад

@BluebellBeatnik yeah but unfortunately the man's money is not just his money in a divorce when he's the one making it.

@bluebellbeatnik4945 Год назад

@@mauricepatterson9558 What a fkd up way of looking at relationships. If you go into a marriage expecting a divorce then don't get married in the first place. Hopefully he won't be abusive so she won't have to divorce him.

@JordanBudgets Год назад

I love it, good for you Jasmine I'm so happy you were able to be featured and bring cash budgeting to a wider audience! ❤

@jeffreyt999 7 месяцев назад

Mindboggled about how there exists a market for this product. Kudos to her for finding the niche and making this work!

@ellienyah 7 месяцев назад

I'm more mindboggled what people are willing to pay for this stuff. $65 for a small binder and a few plastic pockets from her site is criminally overpriced.

@wam9 11 месяцев назад

If this lady doesn’t take care of her health first, none of this matters.

@y0utuberculosis 11 месяцев назад

man, you really just can't leave fat people alone, huh? Mind your business.

@ohshebudgets Год назад

Her story is so inspiring! It really shows how the right mindset and budgeting can completely change your life. I’m so happy I decided to start ❤️✨

@nes070 Год назад

I´ve been doing myself this savings in envelopes and saving challenges with my wife and really worked it. Watching Jasmine making out of it a good business has been really inspiring! Will figure out how to do it in my country. Congrats and all the best Jasmin!

@barbarajordan3145 5 месяцев назад

I'm so proud of you! I'm 72 years old and a great-granny! I hope this past year really surpassed all goals earlier this year! Merry Christmas and Happy New and very prosperous New Year!!

@kaylajennings4079 Год назад

When I see this woman, I see bold, creative, hardworking, risk taking "in a good way), honest and inspiring! Thank you so much for sharing your story with the world! 😊

@AndreaBocelli-lc2ft Год назад

Great content. I plan to retire at 55 with $3MILLION in savings and a few passive income sources, I'm currently 38 and although I started investing this year I have high hopes for the future....

@theresajane5355 Год назад

Investment are stepping stone to SUCCESS, investing is what creates wealth

@MrFastdrive12 Год назад

So proud and happy to see this woman success story. Many blessings to her and all others making their dreams come true.

@michaelslifecycle 2 месяца назад

She’s right. When you’ve gone from constantly draining your account back down to 0 every time you get money to finally being able to save even $1000, it is truly empowering.

@Motogirlbudgets Год назад

Love this lady! I'm subscribed to her channel and she also motivated me to get up and make changes as well! I made my own RU-vid channel to keep myself accountablend within 2.5 months, I was able to get in line with my finances. Super glad I started it and I'm now 29! Never to late to start!

@milkmariee4734 Год назад

I know that's right girl, this how you turn pain into passion! During COVID alpt of ppl wasted time through that transition, & some were actually able to take that dark time and make light of it! This is amazing, unique, smart and savvy 😊 keep going queen 👑

@riri12345678910 8 месяцев назад

This is incredible! I've been following Baddies and Budgets for YEARS. Literally amazing to see her come up. Woo!

@angelonearth555 10 месяцев назад

So proud of you, Jasmine! Keep going and don’t stop. You can change the world.

@TheAlfredPlatform Год назад

This is a great idea and works! My husband and I do this and it worked wonders in terms of budgeting, saving, and investing. No credit cards and limiting use of Debit cards to bills. Props to you and congrats!!!

@zoeseden4911 Год назад

This young lady changed our lives last year! I had never budgeted until finding her YT channel! So proud of you Jasmine!

@Alex.Alexander. Год назад

So inspiring. This is absolute heaven to watch. I feel proud of you!♥️♥️♥️

@naturalfithairsolutions7600 9 месяцев назад

Get it girl!!!! I’m LOVING everything you are doing! Your labor is not in vain!!!!❤❤❤

@sup_demons Год назад

Her energy and mindset are shining through. Wishing her much luck and prosperity on her business

@saacidhussein4655 Год назад

This brings tears to my eyes. Congratulations for your business

@saaunique 11 месяцев назад

This is the ultimate hustle, and I'm not even made! 🤣😄Reminds me of when I used to actually use a checkbook in college. Congrats to Jasmine on her million-dollar business!

@The_Vhibe Год назад

You go girl! Get that bag, I hope you EXCEED your goals by the end of the year! *Positive vibes*

@lindalately Год назад

Honestly happy for her that she found a way.

@serahsmiles Год назад

How incredible! This was so inspiring. As someone who seriously struggles with card spending and has transitioned to a cash based method once more, I am noticing how much more prepared and clear I am on where my finances stand at any given moment. So happy to see another Black woman shinin' bright! Looking forward to supporting her business to hit 1 million in 2023!

@Da_Fonz 10 месяцев назад

Worry about your business, but also she should be concerned about her health.

@rosamondsascha6514 7 месяцев назад

I am 52 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent return

@utewaltraud8813 7 месяцев назад

Trading with a professional trader that trades for you and make huge profits for you is the solution in making decent profit

@michaelsmith-tw7eo 7 месяцев назад

WONGHUATRADE is the name of my new trader, i use to send her money while she trades for me and returns my profits to me monthly.

@raymondwilliams3486 7 месяцев назад

I'm still glad I can smile back at my portfolio of $102,700 made from my weekly trade within a short period.

@arturobenedict5511 7 месяцев назад

I'm serious on getting started. What are the ways to trade successfully in cryptocurrency?

@noahbenjamin3633 7 месяцев назад

that's his usr ^name @WONGHUATRADE💢

@Joke44444 Год назад

An actual excellent use of using your stimulus check!

@Charlotte_the_Cavapoo Год назад

So proud of her! I’ve been watching her videos for a few months now.

@NANA2AWESOME Год назад

She’s amazing I love seeing my people win !! She did that , I’m definitely going to support 🥰

@firebunny9254 6 месяцев назад

It is so easy to go over budget swiping a card. I started cash stuffing because of you! Now my husband won’t have to worry about me overspending on outings and nice things lol. Thank you Jasmine for changing how I budget and making it fun to save!

@Sweet_Southern_Pecan Год назад

This story was so inspirational. I wish you much success with your business. And bravo for taking care of your niece. 🙌🏽

@peachesdaniels7035 Год назад

Awe inspiring. So happy for and proud of you. You rock!

@syreetachever289 Год назад

Soooo need to see this story. Inspiration to keep pushing🎉 congrats on your growth. Make that millions girl

@MeneTekelUpharsin 10 месяцев назад

I hope this young woman takes care of her health so she can live a long life because too many nice people die early because they don't take care of their health.

@auntielu4394 10 месяцев назад

She will, her path in life will lead her to take care of herself. Overweight people know they need to lose weight, society judges them nonstop, let’s support her.